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    B

    Bank of Montreal (BMO)

    Official site

    FINANCIAL SERVICES • BANKS - DIVERSIFIED • NYSE

    $166.01
    +2.39 (+1.46%)

    Market Cap: $113.91B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    68%(27/40)
    Avg Surprise
    +3.72%
    Streak
    7 Q

    Upcoming Estimates

    Period ending Oct 31, 2026
    EPS Consensus$4.33
    Range$2.65 - $4.58
    15 analysts
    Revenue Consensus
    $10.5B
    Range$10.3B - $10.9B
    10 analysts
    Period ending Jan 31, 2027
    EPS Consensus$4.00
    Range$3.90 - $4.08
    8 analysts
    EPS Revisions
    1
    0
    7d
    3
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$3.96+0.9%
    60d ago$3.96+0.9%
    30d ago$3.97+0.7%
    7d ago$4.000.0%
    Current$4.00
    Revenue Consensus
    $10.4B
    Range$10.2B - $10.8B
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Jan 27EST
    		-$4.00---
    Oct 26EST
    		-$4.33---
    Jul 26
    Reported Aug 25
    		$2.84$2.71+4.80%Beat-12.1%
    Apr 26
    Reported May 27
    		$3.67$3.45+6.38%Beat+46.8%
    Jan 26
    Reported Feb 25
    		$3.48$3.21+8.41%Beat+14.5%
    Oct 25
    Reported Dec 4
    		$2.97$2.89+2.77%Beat+56.3%
    Jul 25
    Reported Aug 26
    		$3.23$2.96+9.12%Beat+22.3%
    Apr 25
    Reported May 28
    		$2.50$2.39+4.60%Beat+31.6%
    Jan 25
    Reported Feb 25
    		$3.04$2.40+26.67%Beat+18.8%
    Oct 24
    Reported Dec 5
    		$1.90$2.39-20.50%Miss-32.4%
    Jul 24
    Reported Aug 27
    		$2.64$2.76-4.35%Miss-5.0%
    Apr 24
    Reported May 29
    		$1.90$2.03-6.40%Miss-35.2%
    Jan 24
    Reported Feb 27
    		$2.56$3.03-15.51%Miss-20.5%
    Oct 23
    Reported Dec 1
    		$2.81$2.85-1.40%Miss-7.6%
    Jul 23
    Reported Aug 29
    		$2.78$3.13-11.18%Miss-10.0%
    Apr 23
    Reported May 24
    		$2.93$3.23-9.29%Miss-9.3%
    Jan 23
    Reported Feb 28
    		$3.22$3.16+1.90%Beat-17.2%
    Oct 22
    Reported Dec 1
    		$3.04$3.07-0.98%Miss-8.7%
    Jul 22
    Reported Aug 30
    		$3.09$3.14-1.59%Miss-10.2%
    Apr 22
    Reported May 25
    		$3.23$3.22+0.31%Beat+3.2%
    Jan 22
    Reported Mar 1
    		$3.89$3.27+18.96%Beat+27.1%
    Oct 21
    Reported Dec 3
    		$3.33$3.22+3.42%Beat+38.2%
    Jul 21
    Reported Aug 24
    		$3.44$2.94+17.01%Beat+85.9%
    Apr 21
    Reported May 26
    		$3.13$2.77+13.00%Beat+201.0%
    Jan 21
    Reported Feb 23
    		$3.06$2.15+42.33%Beat+27.0%
    Oct 20
    Reported Dec 1
    		$2.41$1.93+24.87%Beat-0.8%
    Jul 20
    Reported Aug 25
    		$1.85$1.71+8.19%Beat-22.3%
    Apr 20
    Reported May 27
    		$1.04$1.22-14.75%Miss-54.8%
    Jan 20
    Reported Feb 25
    		$2.41$2.37+1.69%Beat+3.9%
    Oct 19
    Reported Dec 3
    		$2.43$2.41+0.83%Beat+4.7%
    Jul 19
    Reported Aug 27
    		$2.38$2.49-4.42%Miss+0.8%
    Apr 19
    Reported May 29
    		$2.30$2.33-1.29%Miss+4.5%
    Jan 19
    Reported Feb 26
    		$2.32$2.25+3.11%Beat+9.4%
    Oct 18
    Reported Dec 4
    		$2.32$2.31+0.43%Beat+10.0%
    Jul 18
    Reported Aug 28
    		$2.36$2.26+4.42%Beat+16.3%
    Apr 18
    Reported May 30
    		$2.20$2.12+3.77%Beat+14.6%
    Jan 18
    Reported Feb 27
    		$2.12$2.06+2.91%Beat+1.9%
    Oct 17
    Reported Dec 5
    		$2.11$2.01+4.98%Beat+0.5%
    Jul 17
    Reported Aug 29
    		$2.03$2.00+1.50%Beat-
    Apr 17
    Reported May 24
    		$1.92$1.93-0.52%Miss-
    Jan 17
    Reported Feb 28
    		$2.08$1.87+11.23%Beat-
    Oct 16
    Reported Dec 6
    		$2.10$1.85+13.51%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.93%
    Forward Annual Dividend$4.87
    Payout Ratio33.20%
    Pay MonthsJan, May, Aug, Oct, Nov

    Growth

    3Y CAGR+3.21%
    5Y CAGR+7.88%
    BMO dividend history and ex-dividend datesRun BMO in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio16.19EV/EBITDA21.67x
    Price/FCF2.17xFCF Yield46.18%
    Profitability
    Profit Margin25.70%Operating Margin30.50%
    ROE10.60%ROIC2.56%
    Financial Health
    Debt/Equity3.61xInterest Coverage0.31x
    Current Ratio0.56xQuick Ratio0.56x
    Trading Statistics
    Beta1.12Avg Volume622.40K
    52-Week High$187.2252-Week Low$117.03

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$164.01
    SMA 20$167.71
    SMA 50$172.82
    SMA 200$156.83
    EMA 10$165.01
    EMA 20$166.98
    EMA 50$170.11
    EMA 200$157.71

    MACD

    Line: -2.63Signal: -2.68Hist: 0.06

    ADX

    ADX: 36.3+DI: 20.3-DI: 30.8

    Aroon & PSAR

    Aroon Up32.0
    Aroon Down80.0
    PSAR$159.56

    Bollinger Bands

    Upper Band$176.94
    Lower Band$158.47
    %B Position1102%(Upper)
    Band Width0.41

    RSI (14-Day)

    Neutral
    45.2

    Momentum Oscillators

    Stoch %K41.2
    Stoch %D35.3
    Williams %R-50.9
    ROC (10d)-0.2%
    Momentum-0.29
    CCI (20d)-42.0
    MFI (14d)48.2

    Volatility Measures

    ATR (14d)$2.97(1.8%)
    StdDev (20d)4.62
    Hist Vol19.4%(Low)

    Volume Flow

    VWAP$165.12
    OBV36.7M
    AD Line-502.1M
    CMF (20d)0.076

    Volume Metrics

    Avg Vol (20d)643.7K
    Vol Ratio0.6x
    VWMA (20d)$168.31

    Pivot Points

    R3$166.00
    R2$165.02
    R1$164.32
    Pivot Point$163.34
    S1$162.64
    S2$161.66
    S3$160.96

    Advanced Oscillators

    TSI-22.51
    Ultimate Osc55.3
    KST-55.41

    Financial Data

    QuarterJul 2026Apr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024Apr 2024Jan 2024Oct 2023
    Total Revenue$20.29B$19.28B$19.32B$19.28B$19.19B$19.24B$20.44B$19.74B$20.46B$19.57B$18.78B$18.98B
    Cost of Revenue$11.06B$10.48B$10.27B$10.78B$11.04B$11.61B$12.24B$12.95B$13.21B$12.35B$11.76B$11.11B
    Gross Profit$9.23B$8.80B$9.05B$8.50B$8.15B$7.63B$8.21B$6.79B$7.25B$7.22B$7.02B$7.88B
    Operating Expenses$6.76B$5.30B$5.73B$5.47B$5.06B$5.02B$5.38B$3.79B$4.80B$4.79B$5.37B$5.70B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$3.17B$3.08B$3.55B$2.98B$2.96B$2.85B$3.23B$2.69B$2.69B$2.62B$2.87B$3.06B
    Operating Income$2.52B$3.50B$3.33B$3.03B$3.09B$2.61B$2.83B$3.01B$2.45B$2.42B$1.66B$2.18B
    Interest Income$15.79B$15.01B$15.16B$15.52B$15.74B$15.65B$16.62B$16.86B$17.10B$16.16B$15.85B$15.60B
    Interest Expense$10.23B$9.75B$9.52B$10.02B$10.25B$10.56B$11.22B$11.43B$12.31B$11.65B$11.13B$10.66B
    Income Before Tax$2.47B$3.50B$3.33B$3.03B$3.09B$2.61B$2.83B$3.01B$2.45B$2.42B$1.66B$2.18B
    Income Tax Expense$746.00M$868.00M$836.00M$735.00M$756.00M$644.00M$690.00M$703.00M$582.00M$559.00M$364.00M$559.00M
    Net Income$1.75B$2.63B$2.49B$2.29B$2.33B$1.96B$2.13B$2.30B$1.86B$1.86B$1.29B$1.61B
    EBITDA$3.05B$4.04B$3.87B$3.59B$3.62B$3.15B$3.37B$3.53B$2.98B$2.95B$2.19B$2.77B
    EBIT$2.50B$3.50B$3.33B$3.03B$3.09B$2.61B$2.83B$3.01B$2.45B$2.42B$1.66B$2.18B
    * Some calculated fields are derived from available data when not provided by source

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    News

    BMBBCXX Interactive Stock Chart | Bank of Montreal Global Smart Volatility (5%) Index Principal Protected Deposit Notes, Series 123 DSC (685931A2) Stock

    This page provides an interactive stock chart for Bank of Montreal Global Smart Volatility (5%) Index Principal Protected Deposit Notes, Series 123 DSC (BMBBCXX). It shows the stock's performance...

    Yahoo Finance•10/13/26•Bearish

    Bank of Montreal Confirms No Stabilisation on £1 Billion Covered Bond Issue

    Bank of Montreal's London branch announced that no price stabilization activities were conducted for its recent £1 billion 4.500% covered bond issue due November 4...

    The Globe and Mail•10/2/26•Neutral

    A&O Shearman Advises on BMO's USD1Bn Notes Issuance

    A&O Shearman represented the underwriter in connection with Bank of Montreal’s USD1 billion Floating Rate Notes issuance due 2028 under its U.S. medium-term note program. Bank of Montreal...

    A&O Shearman•10/1/26•Somewhat-Bullish

    Bank of Montreal Receives Regulatory Approvals for Normal Course Issuer Bid

    Bank of Montreal (BMO) has received regulatory approvals from the Toronto Stock Exchange (TSX) and OSFI for its normal course issuer bid. The bank plans to repurchase up to 25 million common shares...

    TradingView•9/3/26•Bullish

    REG - Bank of Montreal DNO ASA - Form 8.3 - DNO ASA

    Bank of Montreal has filed a Form 8.3 disclosure related to DNO ASA, indicating its position in the relevant securities. The disclosure shows Bank of Montreal's interests and short positions in DNO ASA's NOK 0.25...

    TradingView•9/3/26•Neutral

    BMO Valuation and Fair Value

    P/E
    16.2x
    Forward P/E
    14.5x
    EV/EBITDA
    21.7x
    P/FCF
    2.2x
    PEG
    1.5x
    P/B
    1.3x
    See GNG's fair value

    BMO Profitability: Margins, ROIC and FCF

    Gross margin
    45.4%
    Operating margin
    30.5%
    Net margin
    25.7%
    ROIC
    2.6%
    ROE
    10.6%
    FCF margin
    78.0%
    FCF yield
    46.2%

    BMO Competitors

    CompanyTicker
    HDFC Bank Limited ADRHDB
    Bank of Nova ScotiaBNS
    Capital One Financial CorporationCOF
    Itau Unibanco Banco Holding SAITUB
    S&P Global IncSPGI
    CME Group IncCME
    Progressive CorpPGR
    ICICI Bank LimitedIBN

    Sector: Financial Services

    BMO Analyst Ratings

    Consensus
    Hold
    Analysts
    15
    Strong Buy
    3
    Buy
    2
    Hold
    7
    Sell
    0
    Strong Sell
    3

    BMO Bull Case vs Bear Case

    Bull case

    • BMO converts 78.0% of revenue into free cash flow.
    • BMO has a 25.7% net profit margin.
    • BMO beat EPS estimates in 87.5% of its last 8 reported quarters.

    Bear case

    • BMO has a debt-to-equity ratio of 3.6x.

    BMO Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    5.3%
    EPS estimate (fiscal period ending Oct 31, 2026)
    $4.33

    BMO Dividend

    Forward yield
    2.9%
    Payout ratio
    33.2%
    3Y DPS growth
    3.2%
    5Y DPS growth
    7.9%
    Pay months
    Jan, May, Aug, Oct, Nov
    BMO dividend history

    Frequently Asked Questions About BMO

    What is BMO's current dividend yield?

    Bank of Montreal (BMO) has a forward dividend yield of 2.93%.

    Does BMO pay dividends?

    Yes, Bank of Montreal pays dividends with a forward dividend yield of 2.93%.

    What is BMO's P/E ratio?

    Bank of Montreal has a price-to-earnings (P/E) ratio of 16.19.

    What is BMO's market cap?

    Bank of Montreal (BMO) has a market capitalization of $113.91B with a current stock price of $166.01.

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