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    ING Group NV ADR (ING)

    Official site

    FINANCIAL SERVICES • BANKS - DIVERSIFIED • NYSE

    $33.27
    -0.19 (-0.57%)

    Market Cap: $95.03B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(27/34)
    Avg Surprise
    +15.88%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.72
    Range$0.72 - $0.72
    1 analysts
    EPS RevisionsNo revisions (7d)
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.70+2.2%
    60d ago$0.70+2.2%
    30d ago$0.70+2.2%
    7d ago$0.72-0.5%
    Current$0.72
    Revenue Consensus
    $6.3B
    Range$6.2B - $6.4B
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.64
    Range$0.51 - $0.80
    3 analysts
    Revenue Consensus
    $6.4B
    Range$5.9B - $6.7B
    16 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.64---
    Sep 26EST
    		-$0.72---
    Jun 26
    Reported Jul 30
    		$0.79$0.75+5.33%Beat+23.4%
    Mar 26
    Reported Apr 30
    		$0.63$0.60+5.00%Beat+18.9%
    Dec 25
    Reported Jan 29
    		$0.57$0.48+18.75%Beat+44.9%
    Sep 25
    Reported Oct 30
    		$0.70$0.65+7.69%Beat+125.8%
    Jun 25
    Reported Jul 31
    		$0.64$0.61+4.92%Beat+9.8%
    Mar 25
    Reported May 2
    		$0.53$0.57-7.02%Miss+10.4%
    Dec 24
    Reported Feb 6
    		$0.39$0.44-9.67%Miss-19.3%
    Sep 24
    Reported Oct 31
    		$0.31$0.28+10.71%Beat-47.5%
    Jun 24
    Reported Aug 1
    		$0.58$0.54+8.17%Beat-48.9%
    Mar 24
    Reported May 2
    		$0.48$0.43+10.75%Beat+0.0%
    Dec 23
    Reported Feb 1
    		$0.49$0.47+3.92%Beat+47.7%
    Sep 23
    Reported Nov 2
    		$0.59$0.56+5.32%Beat+136.0%
    Jun 23
    Reported Aug 3
    		$1.14$0.52+119.10%Beat+245.5%
    Mar 23
    Reported May 11
    		$0.48$0.35+37.14%Beat+300.0%
    Dec 22
    Reported Feb 2
    		$0.33$0.28+17.86%Beat+15.6%
    Sep 22
    Reported Nov 3
    		$0.25$0.35-28.57%Miss-38.1%
    Jun 22
    Reported Aug 4
    		$0.33$0.33+0.00%Beat-24.2%
    Mar 22
    Reported May 6
    		$0.12$-0.14+185.71%Beat-61.7%
    Dec 21
    Reported Feb 3
    		$0.29$0.30-5.72%Miss+23.9%
    Sep 21
    Reported Nov 4
    		$0.40$0.39+2.80%Beat+70.9%
    Jun 21
    Reported Aug 6
    		$0.44$0.34+26.56%Beat+135.3%
    Mar 21
    Reported May 6
    		$0.31$0.25+26.62%Beat+69.6%
    Dec 20
    Reported Feb 12
    		$0.23$0.15+56.56%Beat-8.8%
    Sep 20
    Reported Nov 5
    		$0.24$0.27-12.47%Miss-38.6%
    Jun 20
    Reported Aug 6
    		$0.18$0.15+23.27%Beat-54.8%
    Mar 20
    Reported May 8
    		$0.18$0.18+2.67%Beat-42.5%
    Dec 19
    Reported Feb 6
    		$0.25$0.32-21.09%Miss-30.2%
    Sep 19
    Reported Oct 31
    		$0.38$0.37+4.03%Beat-13.3%
    Jun 19
    Reported Aug 1
    		$0.41$0.41-0.27%Miss-5.1%
    Mar 19
    Reported May 2
    		$0.32$0.32+0.50%Beat-11.6%
    Dec 18
    Reported Feb 6
    		$0.36$0.33+9.70%Beat-41.6%
    Sep 18
    Reported Nov 1
    		$0.44$0.40+10.97%Beat+7.4%
    Jun 18
    Reported Aug 2
    		$0.43$0.39+10.46%Beat-33.7%
    Mar 18
    Reported May 9
    		$0.36$0.33+10.24%Beat+25.4%
    Dec 17
    Reported Jan 31
    		$0.62N/AN/ABeat+60.2%
    Sep 17
    Reported Nov 2
    		$0.41N/AN/ABeat-
    Jun 17
    Reported Aug 2
    		$0.65N/AN/ABeat-
    Mar 17
    Reported May 10
    		$0.29N/AN/ABeat-
    Dec 16
    Reported Feb 2
    		$0.39$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield1.39%
    Forward Annual Dividend$0.46
    Payout Ratio17.14%
    FrequencySemi-Annual
    Pay MonthsJan, May, Aug

    Growth

    3Y CAGR+31.40%
    ING dividend history and ex-dividend datesRun ING in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.37EV/EBITDA20.46x
    Price/FCF-7.29xFCF Yield-13.71%
    Profitability
    Profit Margin34.50%Operating Margin49.10%
    ROE17.10%ROICN/A
    Financial Health
    Debt/Equity3.68xInterest Coverage0.21x
    Current Ratio0.21xQuick Ratio0.21x
    Trading Statistics
    Beta0.91Avg Volume2.53M
    52-Week High$37.5252-Week Low$22.18

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$33.89
    SMA 20$34.97
    SMA 50$35.50
    SMA 200$30.55
    EMA 10$33.93
    EMA 20$34.58
    EMA 50$34.73
    EMA 200$31.06

    MACD

    Line: -0.68Signal: -0.45Hist: -0.23

    ADX

    ADX: 29.4+DI: 18.2-DI: 43.3

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down100.0
    PSAR$34.15

    Bollinger Bands

    Upper Band$37.57
    Lower Band$32.37
    %B Position1488%(Upper)
    Band Width0.17

    RSI (14-Day)

    Neutral
    33.1

    Momentum Oscillators

    Stoch %K14.9
    Stoch %D15.2
    Williams %R-89.5
    ROC (10d)-2.9%
    Momentum-0.98
    CCI (20d)-100.9
    MFI (14d)38.2

    Volatility Measures

    ATR (14d)$0.64(1.9%)
    StdDev (20d)1.30
    Hist Vol21.1%(Moderate)

    Volume Flow

    VWAP$33.16
    OBV63.0M
    AD Line-2.6B
    CMF (20d)0.187

    Volume Metrics

    Avg Vol (20d)2.6M
    Vol Ratio1.3x
    VWMA (20d)$34.74

    Pivot Points

    R3$33.95
    R2$33.72
    R1$33.59
    Pivot Point$33.35
    S1$33.23
    S2$32.99
    S3$32.86

    Advanced Oscillators

    TSI-25.15
    Ultimate Osc45.5
    KST-54.25

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$23.07B$5.82B$5.80B$5.85B$24.26B$5.64B$5.41B$5.91B$5.72B$27.87B$5.41B$5.84B
    Cost of Revenue$279.00M$346.00M$365.00M$326.00M$299.00M$313.00M$299.00M$336.00M$16.00M$301.00M$86.00M$183.00M
    Gross Profit$22.79B$5.48B$5.43B$5.53B$23.96B$5.32B$5.11B$5.57B$5.70B$27.57B$5.32B$5.66B
    Operating Expenses$19.87B$3.22B$3.34B$2.97B$21.59B$3.20B$3.34B$2.91B$2.85B$25.00B$3.08B$2.79B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$7.18B$0$3.49B$3.49B$6.72B$0
    Operating Income$2.92B$2.26B$2.10B$2.56B$2.37B$2.12B$1.77B$2.67B$4.15B$2.57B$2.25B$2.87B
    Interest Income$20.94B$4.05B$3.82B$3.71B$22.09B$3.62B$3.68B$3.69B$26.00B$3.83B$3.88B$4.03B
    Interest Expense$0$0$0$0$0$0$0$0$1.58B$0$0$0
    Income Before Tax$2.92B$2.26B$2.10B$2.56B$2.37B$2.12B$1.77B$2.67B$2.57B$2.57B$2.25B$2.87B
    Income Tax Expense$902.00M$652.00M$606.00M$703.00M$633.00M$604.00M$542.00M$724.00M$731.00M$732.00M$620.00M$817.00M
    Net Income$1.95B$1.56B$1.41B$1.79B$1.68B$1.46B$1.15B$1.88B$1.78B$1.78B$1.56B$1.98B
    EBITDA$2.92B$2.26B$2.10B$2.56B$2.37B$2.12B$1.77B$2.67B$-1,578,000,000$2.57B$2.25B$2.87B
    EBITN/AN/AN/AN/AN/AN/AN/A$-1,000,000$2.57B$2.57B$-1,986,266,000$2.75B
    * Some calculated fields are derived from available data when not provided by source

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    News

    Net revenue after provisions of ING Groep N.V. ADR Cert. Deposito Arg. Repr. 0.3333 ADRs – BCBA:ING

    This article provides the net revenue after provisions for ING Groep N.V. ADR Cert. Deposito Arg. Repr. 0.3333 ADRs...

    TradingView•10/16/26•Neutral

    ING repurchases 2.30 million shares as ING Groep stock gains 1.35 percent

    ING Groep repurchased 2.30 million shares in the week ending October 9, 2026, contributing to a total of EUR 934.82 million under its EUR 1.0 billion buyback program. JPMorgan raised its target price for ING to EUR...

    ad-hoc-news.de•10/16/26•Neutral

    ING Groep rated Buy with strong Q3 outlook and mortgage growth boosting future margins

    ING Groep maintains a Buy rating due to positive near-term prospects, an expected Q3 2026 earnings beat, and strong performance in its core mortgage segment. Despite a slight recent dip in stock price...

    Pluang•10/15/26•Bullish

    ING Group, N.V. (ING) Stock Forecasts

    The article "ING Group, N.V. (ING) Stock Forecasts" is a placeholder or error page from Yahoo Finance Canada. It contains general market data for various indices, currencies, and commodities...

    Yahoo! Finance Canada•10/15/26•Neutral

    ING repurchases 2.30 million shares as ING Groep stock stands below its high

    ING Groep repurchased 2.30 million shares for EUR 69.24 million on October 13, 2026, bringing the total buyback program to 93.48% of its EUR 1.0 billion maximum. The stock stood at EUR 29.60 on October 15, 2026...

    ad-hoc-news.de•10/15/26•Neutral

    ING Valuation and Fair Value

    P/E
    12.4x
    Forward P/E
    11.8x
    EV/EBITDA
    20.5x
    P/FCF
    -7.3x
    PEG
    2.1x
    P/B
    1.7x
    See GNG's fair value

    ING Profitability: Margins, ROIC and FCF

    Gross margin
    96.7%
    Operating margin
    49.1%
    Net margin
    34.5%
    ROE
    17.1%
    FCF margin
    -28.8%
    FCF yield
    -13.7%

    ING Competitors

    CompanyTicker
    The Bank of New York Mellon CorporationBNY
    Robinhood Markets IncHOOD
    Canadian Imperial Bank Of CommerceCM
    MMCMMC
    ICICI Bank LimitedIBN
    U.S. BancorpUSB
    CME Group IncCME
    Intercontinental Exchange IncICE

    Sector: Financial Services

    ING Analyst Ratings

    Consensus
    Hold
    Analysts
    3
    Strong Buy
    1
    Buy
    0
    Hold
    1
    Sell
    0
    Strong Sell
    1

    ING Bull Case vs Bear Case

    Bull case

    • ING has a 34.5% net profit margin.
    • ING beat EPS estimates in 75.0% of its last 8 reported quarters.
    • ING grew quarterly revenue 11.1% year over year.

    Bear case

    • ING has a debt-to-equity ratio of 3.7x.
    • 33.3% of ING's analyst ratings are Sell or Strong Sell.

    ING Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    4.5%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.72
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    ING Dividend

    Forward yield
    1.4%
    Payout ratio
    17.1%
    3Y DPS growth
    31.4%
    Pay months
    Jan, May, Aug
    ING dividend history

    Frequently Asked Questions About ING

    What is ING's current dividend yield?

    ING Group NV ADR (ING) has a forward dividend yield of 1.39%.

    Does ING pay dividends?

    Yes, ING Group NV ADR pays dividends with a forward dividend yield of 1.39%.

    What is ING's P/E ratio?

    ING Group NV ADR has a price-to-earnings (P/E) ratio of 12.37.

    What is ING's market cap?

    ING Group NV ADR (ING) has a market capitalization of $95.03B with a current stock price of $33.27.

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    Sector: Financial Services

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