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    Bank of Marin Bancorp (BMRC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $26.39
    +0.27 (+1.03%)

    Market Cap: $422.99M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    72%(28/39)
    Avg Surprise
    +0.96%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.57
    Range$0.52 - $0.60
    6 analysts
    EPS Revisions
    2
    0
    7d
    2
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.56+3.6%
    60d ago$0.57+1.6%
    30d ago$0.57+0.6%
    7d ago$0.570.0%
    Current$0.57
    Revenue Consensus
    $35M
    Range$35M - $36M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.63
    Range$0.47 - $0.68
    6 analysts
    Revenue Consensus
    $36M
    Range$35M - $38M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.63---
    Sep 26EST
    -$0.57---
    Jun 26
    Reported Jul 27
    $0.58$0.52+11.54%Beat+61.1%
    Mar 26
    Reported Apr 27
    $0.53$0.55-3.64%Miss+76.7%
    Dec 25
    Reported Jan 26
    $0.52$0.52+0.00%Beat+36.8%
    Sep 25
    Reported Oct 27
    $0.47$0.41+14.63%Beat+67.9%
    Jun 25
    Reported Jul 28
    $0.36$0.34+5.88%Beat+500.0%
    Mar 25
    Reported Apr 28
    $0.30$0.32-6.25%Miss+66.7%
    Dec 24
    Reported Jan 26
    $0.38$0.33+15.15%Beat+850.0%
    Sep 24
    Reported Oct 28
    $0.28$0.25+12.00%Beat-15.2%
    Jun 24
    Reported Jul 29
    $0.06N/A-64.71%Miss-78.6%
    Mar 24
    Reported Apr 29
    $0.18$0.26-30.77%Miss-69.5%
    Dec 23
    Reported Jan 29
    $0.04N/A-87.50%Miss-95.1%
    Sep 23
    Reported Oct 23
    $0.33$0.30+10.00%Beat-56.6%
    Jun 23
    Reported Jul 24
    $0.28$0.43-34.88%Miss-60.6%
    Mar 23
    Reported Apr 24
    $0.59$0.66-10.61%Miss-13.2%
    Dec 22
    Reported Jan 23
    $0.81$0.80+1.25%Beat+22.7%
    Sep 22
    Reported Oct 24
    $0.76$0.74+2.70%Beat+117.1%
    Jun 22
    Reported Jul 25
    $0.71$0.67+5.97%Beat+0.0%
    Mar 22
    Reported Apr 25
    $0.68$0.65+4.62%Beat+3.0%
    Dec 21
    Reported Jan 24
    $0.66$0.61+8.20%Beat+10.0%
    Sep 21
    Reported Oct 25
    $0.35$0.31+12.90%Beat-36.4%
    Jun 21
    Reported Jul 19
    $0.71$0.62+14.52%Beat+31.5%
    Mar 21
    Reported Apr 19
    $0.66$0.55+20.00%Beat+34.7%
    Dec 20
    Reported Jan 25
    $0.60$0.47+27.66%Beat-9.1%
    Sep 20
    Reported Oct 26
    $0.55$0.52+5.77%Beat-20.3%
    Jun 20
    Reported Jul 20
    $0.54$0.34+58.82%Beat-10.0%
    Mar 20
    Reported Apr 20
    $0.49$0.51-3.92%Miss-9.3%
    Dec 19
    Reported Mar 13
    $0.66$0.62+6.45%Beat-4.3%
    Sep 19
    Reported Oct 21
    $0.69$0.60+15.00%Beat+11.3%
    Jun 19
    Reported Jul 22
    $0.60$0.60+0.00%Beat+7.1%
    Mar 19
    Reported Apr 22
    $0.54$0.62-12.90%Miss+17.4%
    Dec 18
    Reported Mar 14
    $0.69$0.60+15.00%Beat+72.5%
    Sep 18
    Reported Oct 22
    $0.62$0.58+6.90%Beat+47.6%
    Jun 18
    Reported Jul 23
    $0.56$0.52+7.69%Beat+33.3%
    Mar 18
    Reported Apr 23
    $0.46$0.45+2.22%Beat+24.3%
    Dec 17
    Reported Mar 14
    $0.40$0.43-6.98%Miss-14.9%
    Sep 17
    Reported Oct 23
    $0.42$0.41+2.44%Beat-
    Jun 17
    Reported Jul 24
    $0.42$0.40+5.00%Beat-
    Mar 17
    Reported Apr 24
    $0.37$0.40-7.50%Miss-
    Dec 16
    Reported Mar 13
    $0.47$0.41+14.63%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.79%
    Forward Annual Dividend$1.00
    Payout Ratio24.67%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.68%
    5Y CAGR+1.68%

    Key Metrics

    Valuation
    P/E Ratio12.57EV/EBITDA2.54x
    Price/FCF11.10xFCF Yield9.01%
    Profitability
    Profit Margin-23.60%Operating Margin39.60%
    ROE-3.41%ROIC12.34%
    Financial Health
    Debt/Equity0.17xInterest Coverage1.77x
    Current Ratio64.81xQuick Ratio64.81x
    Trading Statistics
    Beta0.80Avg Volume150.78K
    52-Week High$30.6552-Week Low$21.86

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$26.88
    SMA 20$27.27
    SMA 50$27.46
    SMA 200$26.47
    EMA 10$26.75
    EMA 20$27.06
    EMA 50$27.33
    EMA 200$26.46

    MACD

    Line: -0.33Signal: -0.20Hist: -0.13

    ADX

    ADX: 18.6+DI: 15.7-DI: 31.1

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down96.0
    PSAR$26.89

    Bollinger Bands

    Upper Band$28.49
    Lower Band$26.05
    %B Position893%(Upper)
    Band Width0.14

    RSI (14-Day)

    Neutral
    38.7

    Momentum Oscillators

    Stoch %K23.2
    Stoch %D19.2
    Williams %R-62.5
    ROC (10d)-3.2%
    Momentum-0.87
    CCI (20d)-118.5
    MFI (14d)22.8

    Volatility Measures

    ATR (14d)$0.64(2.4%)
    StdDev (20d)0.61
    Hist Vol16.4%(Low)

    Volume Flow

    VWAP$26.36
    OBV-1.4M
    AD Line-36.2M
    CMF (20d)-0.141

    Volume Metrics

    Avg Vol (20d)144.0K
    Vol Ratio0.7x
    VWMA (20d)$27.50

    Pivot Points

    R3$27.23
    R2$26.75
    R1$26.43
    Pivot Point$25.95
    S1$25.63
    S2$25.15
    S3$24.83

    Advanced Oscillators

    TSI-17.79
    Ultimate Osc44.0
    KST-21.85

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$34.27M$46.63M$79.28M$40.66M$19.61M$37.18M$38.39M$38.28M$3.66M$36.05M$29.36M$36.48M
    Cost of RevenueN/A$12.49M$10.65M$10.88M$10.38M$10.37M$11.25M$11.82M$17.07M$11.80M$12.46M$11.06M
    Gross Profit$34.27M$34.14M$68.63M$29.78M$9.24M$26.81M$27.14M$26.46M$-13,404,000$24.25M$16.90M$25.41M
    Operating Expenses$21.60M$22.54M$21.91M$20.17M$20.44M$20.33M$17.50M$19.49M$20.98M$20.32M$16.51M$18.52M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$13.43M$15.49M$21.42M$12.71M$12.74M$12.74M$10.13M$11.70M$13.10M$12.84M$11.13M$11.48M
    Operating Income$12.67M$11.60M$46.72M$9.61M$-11,199,000$6.48M$9.64M$6.97M$-34,382,000$3.93M$392,000$6.89M
    Interest Income$42.34M$42.80M$41.83M$39.07M$36.29M$35.24M$36.48M$36.32M$34.33M$34.15M$35.42M$35.10M
    Interest Expense$11.56M$12.49M$10.65M$10.88M$10.38M$10.29M$11.25M$12.05M$11.87M$11.45M$11.16M$10.63M
    Income Before Tax$12.67M$11.60M$57.38M$9.61M$-11,199,000$6.48M$9.64M$6.97M$-34,382,000$3.93M$392,000$6.89M
    Income Tax Expense$3.43M$3.09M$17.83M$2.08M$-2,663,000$1.60M$3.64M$2.40M$-12,480,000$1.01M$-218,000$1.60M
    Net Income$9.25M$8.51M$39.54M$7.53M$-8,536,000$4.88M$6.00M$4.57M$-21,902,000$2.92M$610,000$5.29M
    EBITDA$13.21M$12.06M$47.27M$10.12M$-10,659,000$7.03M$10.22M$7.57M$-33,757,000$4.57M$1.11M$7.65M
    EBIT$12.67M$11.60M$46.72M$9.61M$-11,199,000$6.48M$9.64M$6.97M$-34,382,000$3.93M$392,000$6.89M
    * Some calculated fields are derived from available data when not provided by source

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    BMRC Valuation and Fair Value

    P/E
    12.6x
    Forward P/E
    11.8x
    EV/EBITDA
    2.5x
    P/FCF
    11.1x
    PEG
    2.6x
    P/B
    1.1x
    See GNG's fair value

    BMRC Profitability: Margins, ROIC and FCF

    Gross margin
    83.1%
    Operating margin
    39.6%
    Net margin
    -23.6%
    ROIC
    12.3%
    ROE
    -3.4%
    FCF margin
    18.9%
    FCF yield
    9.0%

    BMRC Analyst Ratings

    Consensus
    Hold
    Analysts
    6
    Strong Buy
    1
    Buy
    1
    Hold
    4
    Sell
    0
    Strong Sell
    0

    BMRC Bull Case vs Bear Case

    Bull case

    • BMRC converts 18.9% of revenue into free cash flow.
    • BMRC grew quarterly revenue 275.4% year over year.

    Bear case

    • BMRC has a -23.6% net profit margin.

    BMRC Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    6.2%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.57
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 2 down

    BMRC Dividend

    Forward yield
    3.8%
    Payout ratio
    24.7%
    3Y DPS growth
    0.7%
    5Y DPS growth
    1.7%
    Pay months
    Feb, May, Aug, Nov
    BMRC dividend history

    Frequently Asked Questions About BMRC

    What is BMRC's current dividend yield?

    Bank of Marin Bancorp (BMRC) has a forward dividend yield of 3.79%.

    Does BMRC pay dividends?

    Yes, Bank of Marin Bancorp pays dividends with a forward dividend yield of 3.79%.

    What is BMRC's P/E ratio?

    Bank of Marin Bancorp has a price-to-earnings (P/E) ratio of 12.57.

    What is BMRC's market cap?

    Bank of Marin Bancorp (BMRC) has a market capitalization of $422.99M with a current stock price of $26.39.

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