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    John Marshall Bancorp Inc (JMSB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $22.79
    +0.12 (+0.53%)

    Market Cap: $324.72M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    100%(5/5)
    Avg Surprise
    +7.48%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.49
    Range$0.49 - $0.50
    2 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.47+5.3%
    60d ago$0.47+5.3%
    30d ago$0.50-1.0%
    7d ago$0.490.0%
    Current$0.49
    Revenue Consensus
    $19M
    Range$19M - $19M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.57
    Range$0.57 - $0.58
    2 analysts
    Revenue Consensus
    $20M
    Range$20M - $21M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.57---
    Sep 26EST
    -$0.49---
    Jun 26
    Reported Jul 22
    $0.50$0.44+13.64%Beat+38.9%
    Mar 26
    Reported Apr 29
    $0.43$0.40+7.50%Beat+26.5%
    Dec 25
    Reported Jan 28
    $0.42$0.39+7.69%Beat+23.5%
    Sep 25
    Reported Oct 29
    $0.38$0.37+2.70%Beat+28.0%
    Jun 25
    Reported Jul 23
    $0.36$0.34+5.88%Beat+31.3%
    Mar 25
    Reported Apr 23
    $0.34N/AN/ABeat+15.1%
    Dec 24
    Reported Mar 28
    $0.34$0.00N/ABeat+7.2%
    Sep 24
    Reported Oct 23
    $0.30N/AN/ABeat+141.2%
    Jun 24
    Reported Jul 24
    $0.27N/AN/ABeat-13.4%
    Mar 24
    Reported Apr 25
    $0.30N/AN/ABeat-34.3%
    Dec 23
    Reported Mar 20
    $0.32N/AN/ABeat-45.3%
    Sep 23
    Reported Oct 18
    $-0.72N/AN/ABeat-226.3%
    Jun 23
    Reported Jul 21
    $0.32N/AN/ABeat-43.5%
    Mar 23
    Reported Apr 19
    $0.45$0.00N/ABeat-75.4%
    Dec 22
    Reported Mar 23
    $0.58N/AN/ABeat+7.4%
    Sep 22
    Reported Oct 19
    $0.57$0.00N/ABeat+17.0%
    Jun 22
    Reported Jul 20
    $0.56N/AN/ABeat+16.7%
    Mar 22
    Reported May 25
    $1.83N/AN/ABeat+315.9%
    Dec 21
    Reported Dec 31
    $0.54N/AN/ABeat+45.9%
    Sep 21
    Reported Sep 30
    $0.49N/AN/ABeat+39.2%
    Jun 21
    Reported Sep 30
    $0.48$0.00N/ABeat+41.2%
    Mar 21
    Reported Jun 30
    $0.44$0.00N/ABeat+33.3%
    Dec 20
    Reported Mar 31
    $0.37N/AN/ABeat+12.1%
    Sep 20
    Reported Dec 31
    $0.35$0.00N/ABeat+7.0%
    Jun 20
    Reported Sep 30
    $0.34$0.00N/ABeat+17.2%
    Mar 20
    Reported Jun 30
    $0.33$0.00N/ABeat+17.9%
    Dec 19
    Reported Mar 31
    $0.33$0.00N/ABeat+22.2%
    Sep 19
    Reported Dec 31
    $0.33N/AN/ABeat+45.5%
    Jun 19
    Reported Sep 30
    $0.29N/AN/ABeat+38.1%
    Mar 19
    Reported Jun 30
    $0.28N/AN/ABeat+21.7%
    Dec 18
    Reported Mar 31
    $0.27N/AN/ABeat+12.5%
    Sep 18
    Reported Dec 31
    $0.22N/AN/ABeat+199.1%
    Jun 18
    Reported Sep 30
    $0.21N/AN/ABeat+10.5%
    Mar 18
    Reported Jun 30
    $0.23N/AN/ABeat+15.0%
    Dec 17
    Reported Mar 31
    $0.24N/AN/ABeat+30.4%
    Sep 17
    Reported Dec 31
    $0.08N/AN/ABeat-
    Jun 17
    Reported Sep 30
    $0.19N/AN/ABeat-
    Mar 17
    Reported Jun 30
    $0.20N/AN/ABeat-
    Dec 16
    Reported Mar 31
    $0.18N/AN/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield1.76%
    Forward Annual Dividend$0.40
    Payout Ratio16.17%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Aug

    Key Metrics

    Valuation
    P/E Ratio13.17EV/EBITDA12.00x
    Price/FCF14.90xFCF Yield6.71%
    Profitability
    Profit Margin36.50%Operating Margin48.80%
    ROE9.27%ROIC6.89%
    Financial Health
    Debt/Equity0.30xInterest Coverage0.61x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.42Avg Volume114.42K
    52-Week High$24.1652-Week Low$18.26

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$22.89
    SMA 20$22.94
    SMA 50$23.03
    SMA 200$21.35
    EMA 10$22.87
    EMA 20$22.92
    EMA 50$22.86
    EMA 200$21.51

    MACD

    Line: -0.06Signal: -0.03Hist: -0.02

    ADX

    ADX: 10.4+DI: 12.7-DI: 17.1

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$23.20

    Bollinger Bands

    Upper Band$23.25
    Lower Band$22.63
    %B Position272%(Upper)
    Band Width0.26

    RSI (14-Day)

    Neutral
    46.5

    Momentum Oscillators

    Stoch %K31.3
    Stoch %D35.7
    Williams %R-73.2
    ROC (10d)-0.5%
    Momentum-0.11
    CCI (20d)-99.0
    MFI (14d)52.2

    Volatility Measures

    ATR (14d)$0.45(2.0%)
    StdDev (20d)0.16
    Hist Vol12.5%(Low)

    Volume Flow

    VWAP$22.82
    OBV1.6M
    AD Line-8.9M
    CMF (20d)-0.358

    Volume Metrics

    Avg Vol (20d)116.5K
    Vol Ratio2.9x(High)
    VWMA (20d)$22.89

    Pivot Points

    R3$23.33
    R2$23.16
    R1$22.92
    Pivot Point$22.75
    S1$22.51
    S2$22.34
    S3$22.10

    Advanced Oscillators

    TSI-4.78
    Ultimate Osc34.8
    KST-7.82

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$18.78M$16.79M$16.35M$16.25M$15.43M$14.60M$14.35M$13.77M$12.64M$12.56M$13.63M$-4,174,000
    Cost of RevenueN/A$12.57M$13.85M$13.70M$13.45M$13.38M$14.22M$15.67M$14.42M$14.40M$13.79M$13.46M
    Gross ProfitN/A$16.51M$15.72M$15.90M$14.90M$14.43M$14.05M$13.37M$12.93M$13.34M$13.43M$-4,007,000
    Operating Expenses$9.49M$8.92M$7.97M$9.03M$8.31M$8.25M$7.95M$8.03M$7.91M$7.92M$7.55M$7.66M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$7.56M$7.75M$6.86M$6.58M$6.18M$6.11M$5.34M$5.02M$5.41M$5.88M$-11,667,000
    Interest Income$29.75M$29.08M$29.16M$28.95M$27.84M$27.30M$28.00M$28.43M$26.79M$26.92M$26.60M$26.26M
    Interest Expense$12.41M$12.57M$13.22M$13.35M$12.92M$13.21M$13.93M$15.27M$14.71M$15.18M$14.57M$14.28M
    Income Before Tax$9.03M$7.85M$7.75M$6.86M$6.58M$6.18M$6.10M$5.34M$5.02M$5.41M$5.88M$-11,667,000
    Income Tax Expense$2.01M$1.75M$1.84M$1.46M$1.48M$1.37M$1.33M$1.11M$1.11M$1.21M$1.38M$-1,530,000
    Net Income$7.02M$6.10M$5.92M$5.40M$5.10M$4.81M$4.78M$4.24M$3.90M$4.20M$4.50M$-10,137,000
    EBITDA$9.34M$8.19M$8.07M$7.41M$6.76M$6.54M$6.51M$5.68M$5.37M$5.78M$7.23M$-10,619,000
    EBIT$9.03M$7.85M$7.75M$6.86M$6.58M$6.18M$6.10M$5.34M$5.02M$5.41M$6.86M$-11,005,000
    * Some calculated fields are derived from available data when not provided by source

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    JMSB Valuation and Fair Value

    P/E
    13.2x
    EV/EBITDA
    12.0x
    P/FCF
    14.9x
    PEG
    0.0x
    P/B
    1.2x
    See GNG's fair value

    JMSB Profitability: Margins, ROIC and FCF

    Operating margin
    48.8%
    Net margin
    36.5%
    ROIC
    6.9%
    ROE
    9.3%
    FCF margin
    31.7%
    FCF yield
    6.7%

    JMSB Bull Case vs Bear Case

    Bull case

    • JMSB converts 31.7% of revenue into free cash flow.
    • JMSB has a 36.5% net profit margin.
    • JMSB beat EPS estimates in 100.0% of its last 8 reported quarters.

    JMSB Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    7.5%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.49
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    JMSB Dividend

    Forward yield
    1.8%
    Payout ratio
    16.2%
    Pay months
    Mar, Jun, Aug

    Frequently Asked Questions About JMSB

    What is JMSB's current dividend yield?

    John Marshall Bancorp Inc (JMSB) has a forward dividend yield of 1.76%.

    Does JMSB pay dividends?

    Yes, John Marshall Bancorp Inc pays dividends with a forward dividend yield of 1.76%.

    What is JMSB's P/E ratio?

    John Marshall Bancorp Inc has a price-to-earnings (P/E) ratio of 13.17.

    What is JMSB's market cap?

    John Marshall Bancorp Inc (JMSB) has a market capitalization of $324.72M with a current stock price of $22.79.

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