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    C

    ConnectOne Bancorp, Inc. (CNOB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $32.42
    -0.04 (-0.12%)

    Market Cap: $1.63B

    Last updated: Nov 06, 2026 at 4:15 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    73%(29/40)
    Avg Surprise
    +6.44%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$0.94
    Range$0.80 - $1.03
    5 analysts
    Revenue Consensus
    $132M
    Range$128M - $136M
    4 analysts
    Period ending Mar 31, 2027
    EPS Consensus$0.86
    Range$0.83 - $0.88
    5 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.86-0.2%
    60d ago$0.86-0.2%
    30d ago$0.85+0.5%
    7d ago$0.86+0.1%
    Current$0.86
    Revenue Consensus
    $125M
    Range$120M - $128M
    5 analysts
    Last 12 of 40 reported quarters and 2 upcoming estimates
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Mar 27EST
    -$0.86$0.83 - $0.88--5
    0
    1
    30d
    -
    Dec 26EST
    -$0.94$0.80 - $1.03--5--
    Sep 26
    Reported Oct 22
    $0.95$0.85$0.84 - $0.87+11.76%Beat5
    3
    1
    30d
    +35.7%
    Jun 26
    Reported Jul 23
    $0.84$0.83$0.80 - $0.83+1.20%Beat5
    5
    0
    30d
    +52.7%
    Mar 26
    Reported Apr 23
    $0.79$0.73$0.72 - $0.74+8.22%Beat5
    0
    1
    30d
    +54.9%
    Dec 25
    Reported Jan 29
    $0.83$0.73$0.70 - $0.75+13.70%Beat5
    1
    0
    30d
    +59.6%
    Sep 25
    Reported Oct 30
    $0.70$0.67$0.62 - $0.69+4.48%Beat4
    2
    1
    30d
    +66.7%
    Jun 25
    Reported Jul 29
    $0.55$0.59$0.52 - $0.70-6.78%Miss4
    3
    0
    30d
    +19.6%
    Mar 25
    Reported Apr 24
    $0.51$0.46$0.45 - $0.48+10.87%Beat4
    3
    0
    30d
    +24.4%
    Dec 24
    Reported Jan 30
    $0.52$0.43$0.42 - $0.46+20.93%Beat3
    0
    3
    30d
    +13.0%
    Sep 24
    Reported Oct 24
    $0.42$0.44$0.43 - $0.45-4.55%Miss4
    0
    1
    30d
    -17.6%
    Jun 24
    Reported Jul 25
    $0.46$0.41$0.39 - $0.45+12.20%Beat4
    No revisions (30d)
    -9.8%
    Mar 24
    Reported Apr 25
    $0.41$0.42$0.40 - $0.43-2.38%Miss5
    0
    1
    30d
    -30.5%
    Dec 23
    Reported Jan 25
    $0.46$0.46$0.40 - $0.49+0.00%Beat5
    No revisions (30d)
    -41.8%

    Dividends

    Next ex-dividend: Nov 13, 2026

    Dividend Metrics

    Forward Yield2.41%
    Forward Annual Dividend$0.78
    Payout Ratio25.07%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+6.56%
    5Y CAGR+14.87%

    Key Metrics

    Valuation
    P/E Ratio9.51EV/EBITDA15.35x
    Price/FCF9.12xFCF Yield10.97%
    Profitability
    Profit Margin35.40%Operating Margin47.80%
    ROE9.59%ROIC5.23%
    Financial Health
    Debt/Equity0.80xInterest Coverage0.65x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.03Avg Volume376.36K
    52-Week High$34.1352-Week Low$22.76

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$32.65
    SMA 20$31.75
    SMA 50$31.37
    SMA 200$30.01
    EMA 10$32.42
    EMA 20$32.02
    EMA 50$31.66
    EMA 200$30.09

    MACD

    Line: 0.47Signal: 0.40Hist: 0.07

    ADX

    ADX: 25.9+DI: 27.0-DI: 17.9

    Aroon & PSAR

    Aroon Up96.0
    Aroon Down32.0
    PSAR$34.13

    Bollinger Bands

    Upper Band$34.14
    Lower Band$29.36
    %B Position1507%(Upper)
    Band Width0.64

    RSI (14-Day)

    Neutral
    55.7

    Momentum Oscillators

    Stoch %K63.5
    Stoch %D70.5
    Williams %R-43.7
    ROC (10d)-0.8%
    Momentum-0.27
    CCI (20d)39.6
    MFI (14d)63.6

    Volatility Measures

    ATR (14d)$0.90(2.8%)
    StdDev (20d)1.20
    Hist Vol29.9%(Moderate)

    Volume Flow

    VWAP$32.42
    OBV5.0M
    AD Line-84.1M
    CMF (20d)0.036

    Volume Metrics

    Avg Vol (20d)372.0K
    Vol Ratio0.8x
    VWMA (20d)$31.98

    Pivot Points

    R3$35.59
    R2$34.86
    R1$33.66
    Pivot Point$32.93
    S1$31.73
    S2$31.00
    S3$29.80

    Advanced Oscillators

    TSI18.32
    Ultimate Osc41.0
    KST55.09

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$102.80M$121.57M$115.60M$112.61M$121.43M$84.07M$70.21M$68.45M$65.62M$65.84M$64.15M$66.03M
    Cost of RevenueN/AN/A$80.79M$82.05M$91.19M$102.85M$62.53M$66.82M$73.16M$71.07M$73.31M$69.83M
    Gross ProfitN/AN/A$106.15M$106.77M$115.93M$48.37M$66.71M$64.95M$61.82M$63.34M$60.15M$63.33M
    Operating Expenses$55.37M$55.42M$57.87M$56.95M$58.67M$73.65M$39.30M$38.50M$38.64M$37.59M$37.06M$37.84M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/AN/A$52.53M$53.37M$57.25M$-25,281,000$27.40M$26.46M$23.18M$25.74M$23.08M$25.49M
    Interest Income$200.14M$192.91M$184.40M$186.34M$187.71M$146.03M$124.79M$128.03M$130.24M$130.01M$129.61M$128.96M
    Interest Expense$82.84M$79.27M$75.59M$79.75M$85.69M$67.15M$59.03M$63.32M$69.36M$68.57M$69.31M$67.14M
    Income Before Tax$42.43M$57.85M$52.53M$53.37M$57.25M$-25,281,000$27.40M$26.46M$23.18M$25.74M$23.08M$25.49M
    Income Tax Expense$11.03M$16.18M$14.71M$13.85M$16.28M$-4,988,000$7.16M$6.09M$6.02M$6.69M$5.88M$6.21M
    Net Income$31.40M$41.67M$37.82M$39.52M$40.98M$-20,293,000$20.24M$20.37M$17.16M$19.06M$17.20M$19.27M
    EBITDA$37.61M$52.24M$47.64M$48.37M$52.48M$-26,123,000$28.92M$28.03M$24.69M$27.27M$24.58M$27.04M
    EBIT$42.43M$57.85M$52.53M$53.37M$57.25M$-25,281,000$27.40M$26.46M$23.18M$25.74M$23.08M$25.49M
    * Some calculated fields are derived from available data when not provided by source

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    CNOB Valuation and Fair Value

    P/E
    9.5x
    Forward P/E
    10.2x
    EV/EBITDA
    15.4x
    P/FCF
    9.1x
    PEG
    1.8x
    P/B
    1.1x
    See GNG's fair value

    CNOB Profitability: Margins, ROIC and FCF

    Operating margin
    47.8%
    Net margin
    35.4%
    ROIC
    5.2%
    ROE
    9.6%
    FCF margin
    39.5%
    FCF yield
    11.0%

    CNOB Analyst Ratings

    Consensus
    Buy
    Analysts
    5
    Strong Buy
    2
    Buy
    2
    Hold
    1
    Sell
    0
    Strong Sell
    0

    CNOB Bull Case vs Bear Case

    Bull case

    • CNOB converts 39.5% of revenue into free cash flow.
    • CNOB has a 35.4% net profit margin.
    • CNOB beat EPS estimates in 87.5% of its last 8 reported quarters.

    Bear case

    • CNOB's quarterly revenue changed -15.6% year over year.

    CNOB Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    8.0%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $0.94

    CNOB Dividend

    Forward yield
    2.4%
    Payout ratio
    25.1%
    3Y DPS growth
    6.6%
    5Y DPS growth
    14.9%
    Pay months
    Mar, Jun, Sep, Dec
    CNOB dividend history

    CNOB Earnings Date

    CNOB reports Jan 27, 2027. The date is estimated.

    CNOB Earnings Call

    The latest CNOB earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    See insider activity

    Frequently Asked Questions About CNOB

    When is CNOB's next ex-dividend date?

    CNOB's next ex-dividend date is Nov 13, 2026, for a declared dividend of $0.195 per share (record date Nov 13, 2026, payable Dec 1, 2026).

    When does CNOB report earnings?

    ConnectOne Bancorp, Inc. (CNOB) is expected to report earnings on Jan 27, 2027.

    What is CNOB's current dividend yield?

    ConnectOne Bancorp, Inc. (CNOB) has a forward dividend yield of 2.41%.

    Does CNOB pay dividends?

    Yes, ConnectOne Bancorp, Inc. pays dividends with a forward dividend yield of 2.41%.

    What is CNOB's P/E ratio?

    ConnectOne Bancorp, Inc. has a price-to-earnings (P/E) ratio of 9.51.

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