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    QCR Holdings Inc (QCRH)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $98.79
    +1.58 (+1.63%)

    Market Cap: $1.59B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    90%(35/39)
    Avg Surprise
    +11.36%
    Streak
    31 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.09
    Range$2.07 - $2.13
    6 analysts
    EPS Revisions
    3
    0
    7d
    3
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$2.06+1.4%
    60d ago$2.10-0.3%
    30d ago$2.10-0.3%
    7d ago$2.10-0.2%
    Current$2.09
    Revenue Consensus
    $106M
    Range$99M - $109M
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.72
    Range$2.52 - $2.87
    6 analysts
    Revenue Consensus
    $102M
    Range$76M - $117M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$2.72---
    Sep 26EST
    -$2.09---
    Jun 26
    Reported Jul 22
    $2.19$1.90+15.26%Beat+26.6%
    Mar 26
    Reported Apr 22
    $1.99$1.78+11.80%Beat+30.1%
    Dec 25
    Reported Jan 27
    $2.21$1.99+11.06%Beat+14.5%
    Sep 25
    Reported Oct 22
    $2.17$1.75+24.00%Beat+21.9%
    Jun 25
    Reported Jul 23
    $1.73$1.59+8.80%Beat+0.0%
    Mar 25
    Reported Apr 22
    $1.53$1.51+1.32%Beat-3.8%
    Dec 24
    Reported Jan 22
    $1.93$1.76+9.66%Beat-2.0%
    Sep 24
    Reported Oct 23
    $1.78$1.52+17.11%Beat+17.9%
    Jun 24
    Reported Jul 24
    $1.73$1.40+23.57%Beat+2.4%
    Mar 24
    Reported Apr 23
    $1.59$1.30+22.31%Beat-3.6%
    Dec 23
    Reported Jan 23
    $1.97$1.35+45.93%Beat+7.7%
    Sep 23
    Reported Oct 25
    $1.51$1.36+11.03%Beat-10.7%
    Jun 23
    Reported Jul 26
    $1.69$1.34+26.12%Beat-2.3%
    Mar 23
    Reported Apr 26
    $1.65$1.51+9.27%Beat+7.1%
    Dec 22
    Reported Jan 24
    $1.83$1.74+5.17%Beat+5.8%
    Sep 22
    Reported Oct 26
    $1.69$1.67+1.20%Beat-15.1%
    Jun 22
    Reported Jul 26
    $1.73$1.39+24.46%Beat+23.6%
    Mar 22
    Reported Apr 26
    $1.54$1.50+2.67%Beat+32.8%
    Dec 21
    Reported Jan 25
    $1.73$1.72+0.58%Beat+44.2%
    Sep 21
    Reported Oct 27
    $1.99$1.68+18.45%Beat+79.3%
    Jun 21
    Reported Jul 26
    $1.40$1.32+6.06%Beat+59.1%
    Mar 21
    Reported Apr 27
    $1.16$1.12+3.57%Beat+50.6%
    Dec 20
    Reported Jan 27
    $1.20$1.01+18.81%Beat+25.0%
    Sep 20
    Reported Oct 27
    $1.11$0.76+46.05%Beat+11.0%
    Jun 20
    Reported Jul 27
    $0.88$0.63+39.68%Beat+0.0%
    Mar 20
    Reported Apr 28
    $0.77$0.71+8.45%Beat-6.1%
    Dec 19
    Reported Mar 13
    $0.96$0.90+6.67%Beat+5.5%
    Sep 19
    Reported Oct 23
    $1.00$0.90+11.11%Beat+53.8%
    Jun 19
    Reported Jul 23
    $0.88$0.80+10.00%Beat+14.3%
    Mar 19
    Reported Apr 24
    $0.82$0.82+0.00%Beat+10.8%
    Dec 18
    Reported Mar 15
    $0.91$0.87+4.60%Beat+30.0%
    Sep 18
    Reported Oct 29
    $0.65$0.77-15.58%Miss+3.2%
    Jun 18
    Reported Jul 19
    $0.77$0.80-3.75%Miss+18.5%
    Mar 18
    Reported Apr 18
    $0.74$0.71+4.23%Beat+8.8%
    Dec 17
    Reported Feb 1
    $0.70$0.67+4.48%Beat+6.1%
    Sep 17
    Reported Nov 2
    $0.63$0.68-7.35%Miss-
    Jun 17
    Reported Jul 20
    $0.65$0.66-1.52%Miss-
    Mar 17
    Reported Apr 20
    $0.68$0.61+11.48%Beat-
    Dec 16
    Reported Feb 1
    $0.66$0.62+6.45%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.61%
    Forward Annual Dividend$0.60
    Payout Ratio4.76%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+0.00%
    5Y CAGR+0.00%

    Key Metrics

    Valuation
    P/E Ratio11.54EV/EBITDA14.22x
    Price/FCF2.05xFCF Yield48.66%
    Profitability
    Profit Margin37.40%Operating Margin45.30%
    ROE12.90%ROIC7.31%
    Financial Health
    Debt/Equity0.69xInterest Coverage0.69x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.75Avg Volume117.47K
    52-Week High$107.9552-Week Low$66.41

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$98.55
    SMA 20$99.05
    SMA 50$100.95
    SMA 200$93.36
    EMA 10$98.42
    EMA 20$99.05
    EMA 50$99.61
    EMA 200$93.37

    MACD

    Line: -0.78Signal: -0.72Hist: -0.07

    ADX

    ADX: 21.2+DI: 21.0-DI: 28.1

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down96.0
    PSAR$102.53

    Bollinger Bands

    Upper Band$101.33
    Lower Band$96.77
    %B Position460%(Upper)
    Band Width0.44

    RSI (14-Day)

    Neutral
    47.6

    Momentum Oscillators

    Stoch %K28.0
    Stoch %D25.4
    Williams %R-60.2
    ROC (10d)-0.5%
    Momentum-0.47
    CCI (20d)-43.8
    MFI (14d)35.0

    Volatility Measures

    ATR (14d)$2.07(2.1%)
    StdDev (20d)1.14
    Hist Vol17.0%(Low)

    Volume Flow

    VWAP$98.44
    OBV2.2M
    AD Line-3.2M
    CMF (20d)0.009

    Volume Metrics

    Avg Vol (20d)120.0K
    Vol Ratio1.0x
    VWMA (20d)$99.06

    Pivot Points

    R3$99.92
    R2$98.80
    R1$98.00
    Pivot Point$96.88
    S1$96.08
    S2$94.96
    S3$94.17

    Advanced Oscillators

    TSI-12.83
    Ultimate Osc50.4
    KST-26.53

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$97.34M$90.39M$107.02M$101.45M$84.20M$76.88M$91.83M$86.88M$87.05M$81.56M$-32,427,000$135.16M
    Cost of RevenueN/A$55.11M$64.64M$64.52M$62.21M$60.92M$65.14M$69.18M$69.08M$63.51M$62.70M$57.12M
    Gross ProfitN/A$87.92M$101.52M$94.80M$77.75M$70.39M$84.31M$80.70M$79.33M$76.27M$95.12M$75.21M
    Operating Expenses$53.16M$52.13M$62.85M$56.59M$49.58M$46.54M$53.50M$53.56M$49.89M$50.69M$60.94M$51.08M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$35.81M$38.67M$40.56M$30.57M$26.11M$33.18M$29.83M$31.67M$27.90M$37.33M$26.96M
    Interest Income$121.03M$120.09M$127.49M$125.02M$120.25M$116.67M$121.64M$125.42M$119.75M$115.05M$112.25M$108.57M
    Interest Expense$53.11M$52.65M$59.14M$60.22M$58.16M$56.69M$60.44M$65.70M$63.58M$60.35M$56.51M$53.31M
    Income Before Tax$39.48M$35.81M$38.67M$40.56M$30.57M$26.11M$33.18M$29.83M$31.67M$27.90M$37.33M$26.96M
    Income Tax Expense$3.23M$2.43M$3.00M$3.84M$1.55M$308,000$2.96M$2.04M$2.55M$1.17M$4.47M$1.84M
    Net Income$36.25M$33.38M$35.66M$36.71M$29.02M$25.80M$30.23M$27.79M$29.11M$26.73M$32.85M$25.12M
    EBITDA$42.34M$40.01M$37.06M$43.02M$33.22M$29.69M$35.61M$32.85M$34.98M$31.07M$-95,069,000$83.51M
    EBIT$39.48M$35.81M$38.67M$40.56M$30.57M$26.11M$33.18M$29.83M$31.67M$27.90M$-98,564,000$80.27M
    * Some calculated fields are derived from available data when not provided by source

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    QCRH Valuation and Fair Value

    P/E
    11.5x
    Forward P/E
    12.2x
    EV/EBITDA
    14.2x
    P/FCF
    2.1x
    PEG
    1.0x
    P/B
    1.4x
    See GNG's fair value

    QCRH Profitability: Margins, ROIC and FCF

    Operating margin
    45.3%
    Net margin
    37.4%
    ROIC
    7.3%
    ROE
    12.9%
    FCF margin
    200.1%
    FCF yield
    48.7%

    QCRH Analyst Ratings

    Consensus
    Buy
    Analysts
    6
    Strong Buy
    3
    Buy
    1
    Hold
    2
    Sell
    0
    Strong Sell
    0

    QCRH Bull Case vs Bear Case

    Bull case

    • QCRH converts 200.1% of revenue into free cash flow.
    • QCRH has a 37.4% net profit margin.
    • QCRH beat EPS estimates in 100.0% of its last 8 reported quarters.

    QCRH Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    12.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.09
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 1 down

    QCRH Dividend

    Forward yield
    0.6%
    Payout ratio
    4.8%
    3Y DPS growth
    0.0%
    5Y DPS growth
    0.0%
    Pay months
    Jan, Apr, Jul, Oct
    QCRH dividend history

    Frequently Asked Questions About QCRH

    What is QCRH's current dividend yield?

    QCR Holdings Inc (QCRH) has a forward dividend yield of 0.61%.

    Does QCRH pay dividends?

    Yes, QCR Holdings Inc pays dividends with a forward dividend yield of 0.61%.

    What is QCRH's P/E ratio?

    QCR Holdings Inc has a price-to-earnings (P/E) ratio of 11.54.

    What is QCRH's market cap?

    QCR Holdings Inc (QCRH) has a market capitalization of $1.59B with a current stock price of $98.79.

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