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    National Bank Holdings Corporation (NBHC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $36.93
    -0.30 (-0.81%)

    Market Cap: $1.64B

    Last updated: Nov 06, 2026 at 4:10 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    80%(32/40)
    Avg Surprise
    +10.82%

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$0.80
    Range$0.77 - $0.82
    2 analysts
    Revenue Consensus
    $123M
    Range$123M - $123M
    1 analysts
    Period ending Mar 31, 2027
    EPS Consensus$0.93
    Range$0.91 - $0.96
    4 analysts
    EPS RevisionsNo revisions (7d)
    0
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$0.94-0.3%
    60d ago$0.94-0.3%
    30d ago$0.94-1.1%
    7d ago$0.94-1.1%
    Current$0.93
    Revenue Consensus
    $139M
    Range$139M - $140M
    2 analysts
    Last 12 of 40 reported quarters and 2 upcoming estimates
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Mar 27EST
    		-$0.93$0.91 - $0.96--4
    0
    3
    30d
    		-
    Dec 26EST
    		-$0.80$0.77 - $0.82--2--
    Sep 26
    Reported Oct 27
    		$0.06N/A--83.33%Miss4
    0
    1
    30d
    		-93.5%
    Jun 26
    Reported Jul 21
    		$0.78$0.83$0.78 - $0.87-6.02%Miss4
    3
    1
    30d
    		-11.4%
    Mar 26
    Reported Apr 21
    		$0.72$0.65$0.39 - $0.79+10.77%Beat4
    0
    4
    30d
    		+14.3%
    Dec 25
    Reported Jan 27
    		$0.60$0.82$0.75 - $0.87-26.83%Miss4
    0
    4
    30d
    		-30.2%
    Sep 25
    Reported Oct 21
    		$0.92$0.85$0.80 - $0.90+8.24%Beat4
    1
    0
    30d
    		+7.0%
    Jun 25
    Reported Jul 22
    		$0.88$0.79$0.76 - $0.82+11.39%Beat4
    3
    1
    30d
    		+29.4%
    Mar 25
    Reported Apr 22
    		$0.63$0.75$0.71 - $0.80-16.00%Miss5
    1
    2
    30d
    		-23.2%
    Dec 24
    Reported Jan 22
    		$0.86$0.77$0.72 - $0.83+11.69%Beat4
    3
    1
    30d
    		-1.1%
    Sep 24
    Reported Oct 22
    		$0.86$0.74$0.71 - $0.81+16.22%Beat5
    1
    0
    30d
    		-8.5%
    Jun 24
    Reported Jul 23
    		$0.68$0.74$0.66 - $0.78-8.11%Miss5
    No revisions (30d)
    		-20.0%
    Mar 24
    Reported Apr 24
    		$0.82$0.76$0.70 - $0.82+7.89%Beat5
    No revisions (30d)
    		-22.6%
    Dec 23
    Reported Jan 23
    		$0.87$0.82$0.78 - $0.87+6.10%Beat5
    No revisions (30d)
    		-4.4%

    Dividends

    Next ex-dividend: Nov 27, 2026

    Dividend Metrics

    Forward Yield3.47%
    Forward Annual Dividend$1.28
    Payout Ratio103.47%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+8.48%
    5Y CAGR+8.45%
    NBHC dividend history and ex-dividend datesRun NBHC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio17.10EV/EBITDA15.78x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin12.80%Operating Margin-11.10%
    ROE3.64%ROIC2.89%
    Financial Health
    Debt/Equity0.21xInterest Coverage0.35x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.82Avg Volume426.25K
    52-Week High$46.9152-Week Low$34.40

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$37.84
    SMA 20$37.91
    SMA 50$39.32
    SMA 200$40.92
    EMA 10$37.69
    EMA 20$38.02
    EMA 50$39.12
    EMA 200$40.17

    MACD

    Line: -0.48Signal: -0.48Hist: -0.01

    ADX

    ADX: 26.0+DI: 17.0-DI: 24.6

    Aroon & PSAR

    Aroon Up68.0
    Aroon Down32.0
    PSAR$39.20

    Bollinger Bands

    Upper Band$39.19
    Lower Band$36.64
    %B Position672%(Upper)
    Band Width0.12

    RSI (14-Day)

    Neutral
    38.6

    Momentum Oscillators

    Stoch %K19.7
    Stoch %D26.2
    Williams %R-97.9
    ROC (10d)-5.0%
    Momentum-1.95
    CCI (20d)-133.3
    MFI (14d)41.1

    Volatility Measures

    ATR (14d)$0.97(2.6%)
    StdDev (20d)0.64
    Hist Vol24.7%(Moderate)

    Volume Flow

    VWAP$37.23
    OBV-13.4M
    AD Line-226.7M
    CMF (20d)-0.344

    Volume Metrics

    Avg Vol (20d)425.6K
    Vol Ratio0.7x
    VWMA (20d)$37.83

    Pivot Points

    R3$40.77
    R2$39.96
    R1$38.60
    Pivot Point$37.79
    S1$36.43
    S2$35.62
    S3$34.26

    Advanced Oscillators

    TSI-17.05
    Ultimate Osc29.8
    KST-35.20

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$126.44M$129.06M$126.53M$103.99M$108.89M$104.47M$102.07M$107.83M$106.04M$97.60M$101.72M$105.56M
    Cost of RevenueN/AN/A$54.35M$40.15M$42.54M$43.81M$53.47M$47.93M$52.35M$51.65M$47.70M$49.77M
    Gross ProfitN/AN/A$122.78M$100.64M$109.36M$103.21M$90.76M$98.00M$102.87M$93.44M$100.37M$99.49M
    Operating Expenses$97.79M$94.95M$96.84M$72.45M$67.25M$62.93M$62.02M$64.55M$64.16M$63.08M$62.83M$62.09M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/AN/A$25.94M$28.19M$43.15M$41.54M$29.85M$34.73M$39.88M$31.75M$38.89M$38.90M
    Interest Income$167.34M$162.00M$159.15M$126.35M$132.24M$131.22M$129.96M$136.09M$138.00M$132.45M$131.73M$134.70M
    Interest Expense$54.44M$52.71M$50.35M$40.15M$44.04M$43.81M$43.27M$45.95M$50.35M$48.87M$47.70M$45.20M
    Income Before Tax$-11,989,000$32.61M$25.94M$19.09M$43.15M$41.54M$29.85M$34.73M$39.88M$31.75M$38.89M$38.90M
    Income Tax Expense$-3,228,000$6.12M$5.15M$3.05M$7.86M$7.52M$5.62M$6.54M$6.78M$5.62M$7.50M$5.78M
    Net Income$-8,761,000$26.49M$20.79M$16.04M$35.28M$34.02M$24.23M$28.18M$33.10M$26.14M$31.39M$33.12M
    EBITDA$-2,978,000$42.62M$33.46M$29.93M$49.91M$46.78M$35.70M$47.47M$45.38M$37.11M$44.71M$45.03M
    EBIT$-11,989,000$32.61M$25.70M$22.44M$43.15M$41.54M$29.85M$41.31M$39.88M$31.75M$38.89M$38.90M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Form 8K National Bank Holdings Corporation For: 3 November By Investing.com

    This article reports that National Bank Holdings Corporation filed a Form 8K on November 3rd. The filing is an important regulatory disclosure for the company. The article, published by Investing.com...

    Investing.com India•11/4/26•Neutral

    A higher dividend is payable December 15 for National Bank Holdings (NBHC) shareholders.

    National Bank Holdings Corporation (NBHC) has declared an increased quarterly cash dividend of $0.33 per share of Class A common stock. This dividend is payable on December 15, 2026...

    Stock Titan•11/4/26•Bullish

    National Bank Holdings Announces $0.33 Quarterly Dividend Payable December 15, 2026

    National Bank Holdings Corporation (NYSE:NBHC) announced a quarterly cash dividend of $0.33 per share of Class A common stock, payable on December 15, 2026. Shareholders recorded by the close of business on November 27...

    Kalkine Media•11/4/26•Somewhat-Bullish

    Form 8K National Bank Holdings Corporation For: 3 November By Investing.com

    This article announces that National Bank Holdings Corporation filed a Form 8K for November 3rd. The content primarily consists of navigation, advertisements, and market data from Investing.com...

    Investing.com Canada•11/3/26•Neutral

    Form 8K National Bank Holdings Corporation For: 3 November By Investing.com

    This article reports on the filing of a Form 8K by National Bank Holdings Corporation (NBHC) on November 3, 2026. The filing is a standard regulatory disclosure indicating a significant event that shareholders should...

    Investing.com South Africa•11/3/26•Neutral

    NBHC Valuation and Fair Value

    P/E
    17.1x
    Forward P/E
    13.8x
    EV/EBITDA
    15.8x
    PEG
    1.6x
    P/B
    1.0x
    See GNG's fair value

    NBHC Profitability: Margins, ROIC and FCF

    Operating margin
    -11.1%
    Net margin
    12.8%
    ROIC
    2.9%
    ROE
    3.6%
    FCF margin
    31.0%

    NBHC Competitors

    CompanyTicker
    Origin Bancorp, Inc.OBK
    Bank First National CorpBFC
    QCR Holdings IncQCRH
    ConnectOne Bancorp, Inc.CNOB
    Veritex Holdings IncVBTX
    Live Oak Bancshares, Inc.LOB
    Inter & Co. Inc. Class A Common SharesINTR
    Patria Investments LtdPAX

    Sector: Financial Services

    NBHC Analyst Ratings

    Consensus
    Buy
    Analysts
    4
    Strong Buy
    1
    Buy
    1
    Hold
    2
    Sell
    0
    Strong Sell
    0

    NBHC Bull Case vs Bear Case

    Bull case

    • NBHC converts 31.0% of revenue into free cash flow.

    Bear case

    • NBHC's quarterly revenue changed -22.3% year over year.

    NBHC Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    -11.3%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $0.80

    NBHC Dividend

    Forward yield
    3.5%
    Payout ratio
    103.5%
    3Y DPS growth
    8.5%
    5Y DPS growth
    8.4%
    Pay months
    Mar, Jun, Sep, Dec
    NBHC dividend history

    NBHC Earnings Date

    NBHC reports Jan 25, 2027. The date is estimated.

    NBHC Earnings Call

    The latest NBHC earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    NBHC ETF Holders

    GNG tracks 12 ETFs that hold NBHC. The largest weights:

    1. State Street SPDR S&P Regional Banking ETF (KRE), 0.54% of the fund
    2. iShares Core S&P Small-Cap ETF (IJR), 0.10% of the fund
    3. Vanguard Extended Market Index Fund ETF Shares (VXF), 0.06% of the fund
    4. Vanguard Russell 2000 Index Fund ETF Shares (VTWO), 0.05% of the fund
    5. Schwab US Dividend Equity ETF (SCHD), 0.04% of the fund
    Open the ETF Stock Exposure tool for NBHC

    See insider activity

    Frequently Asked Questions About NBHC

    When is NBHC's next ex-dividend date?

    NBHC's next ex-dividend date is Nov 27, 2026, for a declared dividend of $0.33 per share (record date Nov 27, 2026, payable Dec 15, 2026).

    When does NBHC report earnings?

    National Bank Holdings Corporation (NBHC) is expected to report earnings on Jan 25, 2027.

    What is NBHC's current dividend yield?

    National Bank Holdings Corporation (NBHC) has a forward dividend yield of 3.47%.

    Does NBHC pay dividends?

    Yes, National Bank Holdings Corporation pays dividends with a forward dividend yield of 3.47%.

    What is NBHC's P/E ratio?

    National Bank Holdings Corporation has a price-to-earnings (P/E) ratio of 17.10.

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