Dave Inc (DAVE)

Official site

TECHNOLOGY • SOFTWARE - APPLICATION • NASDAQ

$369.00

+12.20 (+3.42%)

Market Cap: $4.63B

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Performance (10Y)

Beat Rate

78%(14/18)

Avg Surprise

+123.84%

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$4.45

Range$4.23 - $4.72

14 analysts

EPS RevisionsNo revisions (7d)

30d

EPS Estimate DriftChange to current

90d ago$4.31+3.2%

60d ago$4.35+2.4%

30d ago$4.45+0.2%

7d ago$4.43+0.5%

Current$4.45

Revenue Consensus

$191M

Range$187M - $196M

15 analysts

Period ending Dec 31, 2026

EPS Consensus$6.00

Range$5.64 - $6.59

14 analysts

Revenue Consensus

$215M

Range$209M - $230M

15 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$6.00	$5.64 - $6.59	-	-	14	-	-
Sep 30, 2026Sep 26EST	-	$4.45	$4.23 - $4.72	-	-	14	9 1 30d	-
Jun 30, 2026Jun 26 Reported Aug 5, 2026Reported Aug 5	$0.49	N/A	-	-84.34%	Miss	12	1 1 30d	-84.4%
Mar 31, 2026Mar 26 Reported May 5, 2026Reported May 5	$3.64	$3.08	$2.37 - $3.51	+18.18%	Beat	9	1 1 30d	+46.8%
Dec 31, 2025Dec 25 Reported Mar 2, 2026Reported Mar 2	$3.69	$2.95	$2.37 - $3.61	+25.08%	Beat	6	2 0 30d	+80.9%
Sep 30, 2025Sep 25 Reported Nov 4, 2025Reported Nov 4	$4.24	$2.34	$2.24 - $2.47	+81.20%	Beat	5	1 0 30d	+180.8%
Jun 30, 2025Jun 25 Reported Aug 6, 2025Reported Aug 6	$3.14	$1.94	$1.47 - $2.32	+61.86%	Beat	5	0 1 30d	+210.9%
Mar 31, 2025Mar 25 Reported May 8, 2025Reported May 8	$2.48	$1.41	$1.00 - $2.07	+76.39%	Beat	5	1 1 30d	-4.6%
Dec 31, 2024Dec 24 Reported Mar 3, 2025Reported Mar 3	$2.04	$1.05	$1.00 - $1.09	+94.29%	Beat	5	0 1 30d	+12263.6%
Sep 30, 2024Sep 24 Reported Nov 12, 2024Reported Nov 12	$1.51	$0.60	$0.52 - $0.83	+151.67%	Beat	5	No revisions (30d)	+249.5%
Jun 30, 2024Jun 24 Reported Aug 5, 2024Reported Aug 5	$1.01	$0.12	$-0.47 - $0.18	+741.67%	Beat	3	No revisions (30d)	+153.2%
Mar 31, 2024Mar 24 Reported May 7, 2024Reported May 7	$2.60	$-0.28	-	+1028.57%	Beat	-	-	+316.7%
Dec 31, 2023Dec 23 Reported Mar 5, 2024Reported Mar 5	$0.02	N/A	-	+100.80%	Beat	0	1 0 30d	+100.9%
Sep 30, 2023Sep 23 Reported Nov 7, 2023Reported Nov 7	$-1.01	$-1.88	$-1.88 - $-1.88	+46.28%	Beat	0	1 0 30d	+69.9%
Jun 30, 2023Jun 23 Reported Aug 8, 2023Reported Aug 8	$-1.90	$-1.97	$-1.97 - $-1.97	+3.55%	Beat	1	No revisions (30d)	+40.6%
Mar 31, 2023Mar 23 Reported May 9, 2023Reported May 9	$-1.20	$-1.72	$-1.72 - $-1.72	+30.23%	Beat	1	No revisions (30d)	+43.7%
Dec 31, 2022Dec 22 Reported Mar 6, 2023Reported Mar 6	$-1.87	$-1.95	$-1.95 - $-1.95	+4.10%	Beat	1	No revisions (30d)	-18600.0%
Sep 30, 2022Sep 22 Reported Nov 14, 2022Reported Nov 14	$-3.35	$-1.92	$-1.92 - $-1.92	-74.48%	Miss	1	No revisions (30d)	-24.1%
Jun 30, 2022Jun 22 Reported Aug 11, 2022Reported Aug 11	$-3.20	$-2.24	$-2.24 - $-2.24	-42.86%	Miss	1	No revisions (30d)	+8.8%
Mar 31, 2022Mar 22 Reported May 13, 2022Reported May 13	$-2.13	$-1.60	$-1.60 - $-1.60	-33.13%	Miss	1	No revisions (30d)	-
Dec 31, 2021Dec 21 Reported Mar 21, 2022Reported Mar 21	$-0.01	N/A	-	N/A	Beat	-	-	-
Sep 30, 2021Sep 21 Reported Sep 30, 2021Reported Sep 30	$-2.70	N/A	-	N/A	Beat	-	-	-
Jun 30, 2021Jun 21 Reported Aug 13, 2021Reported Aug 13	$-3.51	N/A	-	N/A	Beat	-	-	-

Key Metrics

Valuation
P/E Ratio	30.60	EV/EBITDA	21.63x
Price/FCF	14.70x	FCF Yield	6.80%
Profitability
Profit Margin	34.60%	Operating Margin	33.00%
ROE	104.80%	ROIC	44.54%
Financial Health
Debt/Equity	1.29x	Interest Coverage	29.21x
Current Ratio	4.22x	Quick Ratio	4.22x
Trading Statistics
Beta	3.93	Avg Volume	292.44K
52-Week High	$458.25	52-Week Low	$152.21

Technical Indicators Dashboard

Moving Averages

SMA 10$357.50

SMA 20$345.39

SMA 50$349.75

SMA 200$280.24

EMA 10$356.88

EMA 20$353.24

EMA 50$352.36

EMA 200$299.11

MACD

Line: 2.50Signal: -0.99Hist: 3.49

ADX

ADX: 11.6+DI: 26.8-DI: 21.1

Aroon & PSAR

Aroon Up12.0

Aroon Down48.0

PSAR$329.67

Bollinger Bands

Upper Band$378.17

Lower Band$312.61

%B Position1898%(Upper)

Band Width0.86

RSI (14-Day)

Neutral

55.8

Momentum Oscillators

Stoch %K79.9

Stoch %D79.2

Williams %R-10.7

ROC (10d)8.7%

Momentum29.41

CCI (20d)90.5

MFI (14d)57.9

Volatility Measures

ATR (14d)$19.34(5.2%)

StdDev (20d)16.39

Hist Vol61.4%(High)

Volume Flow

VWAP$362.25

OBV25.0M

AD Line12.6M

CMF (20d)0.079

Volume Metrics

Avg Vol (20d)298.4K

Vol Ratio1.1x

VWMA (20d)$343.95

Pivot Points

R3$375.29

R2$367.29

R1$362.05

Pivot Point$354.05

S1$348.81

S2$340.81

S3$335.57

Advanced Oscillators

TSI2.96

Ultimate Osc65.1

KST-2.23

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$170.79M	$158.41M	$163.72M	$150.72M	$131.76M	$107.98M	$100.84M	$92.49M	$80.12M	$73.63M	$73.12M	$65.81M
Cost of Revenue	$28.82M	$26.59M	$25.30M	$29.85M	$25.30M	$10.60M	$16.64M	$13.68M	$14.37M	$9.94M	$14.53M	$15.98M
Gross Profit	$141.97M	$131.83M	$138.43M	$120.88M	$106.46M	$97.38M	$84.20M	$78.81M	$65.75M	$63.69M	$58.59M	$49.83M

Operating Expenses	$118.55M	$72.26M	$63.33M	$74.98M	$65.38M	$72.83M	$94.21M	$89.94M	$60.08M	$68.23M	$87.27M	$76.39M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$11.52M	$9.71M	$-1,357,000	$11.25M	$6.20M	$6.29M	$-2,945,000	$13.41M	$6.15M	$16.92M	$-23,374,000	$16.34M
Operating Income	$52.24M	$59.57M	$64.49M	$45.90M	$41.08M	$35.15M	$20.99M	$2.55M	$5.67M	$5.40M	$1.77M	$-10,574,000

Interest Income	$1.33M	$824,000	$283,000	$294,000	$588,000	$431,000	$513,000	$439,000	$537,000	$1.50M	$1.29M	$1.33M
Interest Expense	$2.02M	$1.73M	$1.72M	$1.79M	$1.78M	$1.76M	$1.84M	$1.96M	$1.97M	$-31,225,000	$2.79M	$3.06M
Income Before Tax	$14.67M	$70.16M	$64.22M	$58.43M	$11.51M	$33.87M	$17.49M	$839,000	$4.58M	$37.45M	$275,000	$-12,044,000
Income Tax Expense	$7.98M	$12.22M	$-1,720,000	$-33,642,000	$2.47M	$5.06M	$687,000	$373,000	$-1,782,000	$3.20M	$96,000	$9,000

Net Income	$6.69M	$57.94M	$65.94M	$92.07M	$9.04M	$28.81M	$16.81M	$466,000	$6.36M	$34.24M	$179,000	$-12,053,000

EBITDA	$17.41M	$72.69M	$67.75M	$61.81M	$14.32M	$36.73M	$21.16M	$4.20M	$7.77M	$6.46M	$3.46M	$-8,878,000
EBIT	$15.36M	$71.06M	$65.66M	$59.92M	$12.70M	$35.20M	$18.82M	$2.36M	$6.00M	$4.73M	$1.78M	$-10,319,000

* Some calculated fields are derived from available data when not provided by source

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TradingView•Sep 29, 2026 1:55 PM ET9/29/26•Somewhat-Bullish

Dave Inc. - Class A Common Stock (Nasdaq:DAVE) Detailed Stock Data

This article provides detailed stock data for Dave Inc. (Nasdaq: DAVE), including its current price, daily performance, and key financial metrics like EPS and P/E ratio. It also lists recent trading activity...

The Chronicle-Journal•Sep 18, 2026 2:48 AM ET9/18/26•Somewhat-Bullish

Dave Inc. CFO Kyle Beilman Engages in Variable Prepaid Forward Contract for 40,000 Shares

Kyle Beilman, CFO, COO, and Secretary of Dave Inc. (NASDAQ:DAVE), has entered into a variable prepaid forward contract involving 40,000 Class A Common Stock shares. This agreement, dated September 11, 2026...

Kalkine Media•Sep 15, 2026 6:07 PM ET9/15/26•Neutral

Dave Inc. (NASDAQ:DAVE) Receives Consensus Rating of "Moderate Buy" from Brokerages

Dave Inc. (NASDAQ:DAVE) has received a "Moderate Buy" consensus rating from 15 analysts, with an average 12-month price target of $410.82...

MarketBeat•Aug 28, 2026 2:26 PM ET8/28/26•Somewhat-Bullish

DAVE Valuation and Fair Value

P/E: 30.6x
Forward P/E: 16.9x
EV/EBITDA: 21.6x
P/FCF: 14.7x
P/B: 22.6x

See GNG's fair value

DAVE Profitability: Margins, ROIC and FCF

Gross margin: 82.8%
Operating margin: 33.0%
Net margin: 34.6%
ROIC: 44.5%
ROE: 104.8%
FCF margin: 49.6%
FCF yield: 6.8%

DAVE Competitors

Company	Ticker
Kulicke and Soffa Industries Inc	KLIC
Parsons Corp	PSN
Synaptics Incorporated	SYNA
CCC Intelligent Solutions Holdings Inc.	CCC
D-Wave Quantum Inc. Common Stock	QBTS
Clear Secure Inc	YOU
BlackBerry Ltd	BB
Vishay Intertechnology Inc	VSH

Sector: Technology

DAVE Analyst Ratings

Consensus: Buy
Analysts: 15
Strong Buy: 5
Buy: 8
Hold: 2
Sell: 0
Strong Sell: 0

DAVE Bull Case vs Bear Case

Bull case

DAVE earns a 44.5% return on invested capital.
DAVE converts 49.6% of revenue into free cash flow.
DAVE has a 34.6% net profit margin.

DAVE Earnings: Beat Rate and Next Report

Beat rate: 7 of 8 quarters (87.5%)
Average surprise: 53.0%
EPS estimate (fiscal period ending Sep 30, 2026): $4.45
Estimate revisions (30 days, fiscal period ending Sep 30, 2026): 9 up, 1 down

Frequently Asked Questions About DAVE

Does DAVE pay dividends?

Dave Inc (DAVE) does not currently pay a regular dividend.

What is DAVE's P/E ratio?

Dave Inc has a price-to-earnings (P/E) ratio of 30.60.

What is DAVE's market cap?

Dave Inc (DAVE) has a market capitalization of $4.63B with a current stock price of $369.00.

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