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    Nicolet Bankshares Inc. (NIC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $164.44
    +1.96 (+1.20%)

    Market Cap: $3.40B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    74%(29/39)
    Avg Surprise
    +5.95%
    Streak
    11 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$3.05
    Range$2.97 - $3.11
    5 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$3.09-1.4%
    60d ago$3.04+0.2%
    30d ago$3.04+0.2%
    7d ago$3.050.0%
    Current$3.05
    Revenue Consensus
    $141M
    Range$140M - $144M
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$3.46
    Range$3.31 - $3.58
    5 analysts
    Revenue Consensus
    $151M
    Range$147M - $157M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$3.46---
    Sep 26EST
    		-$3.05---
    Jun 26
    Reported Jul 21
    		$2.99$2.96+1.01%Beat+27.2%
    Mar 26
    Reported Apr 21
    		$2.75$2.69+2.23%Beat+31.0%
    Dec 25
    Reported Jan 20
    		$2.73$2.54+7.48%Beat+25.8%
    Sep 25
    Reported Oct 23
    		$2.66$2.39+11.30%Beat+30.4%
    Jun 25
    Reported Jul 15
    		$2.35$2.15+9.30%Beat+25.0%
    Mar 25
    Reported Apr 15
    		$2.10$1.93+8.81%Beat+22.1%
    Dec 24
    Reported Jan 21
    		$2.17$1.99+9.05%Beat+17.3%
    Sep 24
    Reported Oct 15
    		$2.04$1.87+9.09%Beat+32.5%
    Jun 24
    Reported Jul 16
    		$1.88$1.66+13.25%Beat+22.9%
    Mar 24
    Reported Apr 16
    		$1.72$1.65+4.24%Beat+18.6%
    Dec 23
    Reported Feb 28
    		$1.85$1.73+6.94%Beat+0.5%
    Sep 23
    Reported Oct 24
    		$1.54$1.55-0.65%Miss-11.5%
    Jun 23
    Reported Jul 18
    		$1.53$1.46+4.79%Beat-8.4%
    Mar 23
    Reported Apr 18
    		$1.45$1.67-13.17%Miss-14.7%
    Dec 22
    Reported Feb 24
    		$1.84$2.00-8.00%Miss+47.2%
    Sep 22
    Reported Oct 25
    		$1.74$1.80-3.33%Miss+138.4%
    Jun 22
    Reported Jul 19
    		$1.67$1.69-1.18%Miss-5.6%
    Mar 22
    Reported Apr 19
    		$1.70$1.61+5.59%Beat-2.9%
    Dec 21
    Reported Feb 25
    		$1.25$1.45-13.79%Miss-28.2%
    Sep 21
    Reported Oct 19
    		$0.73N/A-53.50%Miss-57.6%
    Jun 21
    Reported Jul 20
    		$1.77$1.63+8.59%Beat+38.3%
    Mar 21
    Reported Apr 20
    		$1.75$1.59+10.06%Beat+78.6%
    Dec 20
    Reported Feb 26
    		$1.74$1.54+12.99%Beat+47.5%
    Sep 20
    Reported Oct 20
    		$1.72$1.40+22.86%Beat+22.9%
    Jun 20
    Reported Jul 21
    		$1.28$0.94+36.17%Beat-5.9%
    Mar 20
    Reported Apr 21
    		$0.98$1.07-8.41%Miss-6.7%
    Dec 19
    Reported Feb 28
    		$1.18$1.19-0.84%Miss+6.3%
    Sep 19
    Reported Oct 15
    		$1.40$1.17+19.66%Beat+28.4%
    Jun 19
    Reported Jul 16
    		$1.36$1.09+24.77%Beat+38.8%
    Mar 19
    Reported Apr 16
    		$1.05$1.03+1.94%Beat+11.7%
    Dec 18
    Reported Mar 8
    		$1.11$0.98+13.27%Beat-5.1%
    Sep 18
    Reported Oct 16
    		$1.09$0.96+13.54%Beat+25.3%
    Jun 18
    Reported Jul 17
    		$0.98$0.87+12.64%Beat+15.3%
    Mar 18
    Reported Apr 17
    		$0.94$0.80+17.50%Beat+36.2%
    Dec 17
    Reported Mar 7
    		$1.17$0.83+40.96%Beat+72.1%
    Sep 17
    Reported Oct 17
    		$0.87$0.86+1.16%Beat-
    Jun 17
    Reported Jul 18
    		$0.85$0.79+7.59%Beat-
    Mar 17
    Reported Apr 18
    		$0.69$0.75-8.00%Miss-
    Dec 16
    Reported Mar 10
    		$0.68$0.64+6.25%Beat-

    Dividends

    Dividend Metrics

    Forward Yield0.88%
    Forward Annual Dividend$1.44
    Payout Ratio18.71%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec
    NIC dividend history and ex-dividend datesRun NIC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio14.77EV/EBITDA16.77x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin30.20%Operating Margin52.90%
    ROE8.91%ROIC6.52%
    Financial Health
    Debt/Equity0.04xInterest Coverage1.03x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.64Avg Volume162.83K
    52-Week High$179.6252-Week Low$113.07

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$163.78
    SMA 20$164.75
    SMA 50$169.20
    SMA 200$154.22
    EMA 10$163.88
    EMA 20$164.99
    EMA 50$166.20
    EMA 200$154.80

    MACD

    Line: -1.51Signal: -1.60Hist: 0.09

    ADX

    ADX: 22.8+DI: 22.6-DI: 25.4

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down76.0
    PSAR$167.05

    Bollinger Bands

    Upper Band$168.53
    Lower Band$160.96
    %B Position459%(Upper)
    Band Width0.46

    RSI (14-Day)

    Neutral
    46.6

    Momentum Oscillators

    Stoch %K34.1
    Stoch %D33.7
    Williams %R-55.2
    ROC (10d)0.5%
    Momentum0.82
    CCI (20d)-17.5
    MFI (14d)34.3

    Volatility Measures

    ATR (14d)$3.51(2.1%)
    StdDev (20d)1.89
    Hist Vol16.5%(Low)

    Volume Flow

    VWAP$164.42
    OBV7.5M
    AD Line-20.2M
    CMF (20d)-0.010

    Volume Metrics

    Avg Vol (20d)163.6K
    Vol Ratio1.1x
    VWMA (20d)$164.84

    Pivot Points

    R3$167.23
    R2$165.37
    R1$163.93
    Pivot Point$162.07
    S1$160.63
    S2$158.77
    S3$157.33

    Advanced Oscillators

    TSI-15.64
    Ultimate Osc51.2
    KST-37.12

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$177.75M$134.85M$103.99M$102.88M$95.74M$89.43M$92.41M$90.74M$84.95M$82.23M$88.72M$78.02M
    Cost of RevenueN/A$54.70M$40.09M$42.02M$43.58M$43.03M$42.28M$45.01M$44.89M$41.97M$42.60M$38.86M
    Gross ProfitN/A$47.43M$99.32M$101.93M$94.74M$87.93M$90.19M$89.99M$83.60M$81.48M$88.08M$77.56M
    Operating Expenses$103.76M$109.80M$53.04M$50.09M$49.92M$47.79M$48.20M$49.15M$46.85M$47.15M$50.30M$45.74M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$19.01M$50.20M$51.84M$44.77M$40.14M$43.20M$40.85M$36.75M$34.33M$37.42M$31.83M
    Interest Income$200.90M$158.21M$120.24M$120.33M$117.64M$112.74M$112.83M$112.62M$108.88M$104.03M$103.55M$99.88M
    Interest Expense$59.43M$48.65M$39.34M$41.07M$42.53M$41.53M$41.28M$44.26M$43.54M$41.22M$39.26M$38.41M
    Income Before Tax$72.49M$19.01M$50.20M$51.84M$44.77M$40.14M$43.20M$40.85M$36.75M$34.33M$37.42M$31.83M
    Income Tax Expense$15.59M$3.81M$9.87M$10.11M$8.74M$7.55M$8.72M$8.33M$7.47M$6.54M$6.76M$14.67M
    Net Income$56.90M$15.20M$40.32M$41.73M$36.03M$32.59M$34.48M$32.52M$29.27M$27.79M$30.66M$17.16M
    EBITDA$73.47M$21.23M$54.20M$55.44M$48.29M$44.01M$46.55M$45.21M$41.20M$39.13M$42.66M$35.72M
    EBIT$72.49M$19.01M$50.20M$51.84M$44.77M$40.14M$43.20M$40.85M$36.75M$34.33M$37.42M$31.83M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Nicolet Bankshares (NIC) to Report Q3 Results: Wall Street Expects Earnings Growth

    Nicolet Bankshares (NIC) is expected to report a 15% year-over-year increase in earnings to $3.06 per share on 68% higher revenues of $173.6 million for Q3 2026. Despite a slight positive revision in the consensus EPS...

    Yahoo Finance•10/15/26•Neutral

    Nicolet Bankshares Inc. (NIC) Stock forecasts

    Argus has issued an investment rating of BUY for Nicolet Bankshares Inc. (NIC), with a target price of $182.00...

    Yahoo Finance Singapore•10/14/26•Somewhat-Bullish

    Nicolet Bankshares, Inc. (NIC) stock price, news, quote and history

    This article provides detailed financial information, stock performance data, and an overview of Nicolet Bankshares, Inc. (NIC). It includes key metrics such as stock price, market capitalization, P/E ratio...

    Yahoo Finance UK•10/13/26•Neutral

    NIC Q3'26 Earnings: revenue estimate is 173.64M USD

    Nicolet Bankshares Inc. (NIC) is scheduled to release its Q3'26 earnings on October 20, 2026, after market close. Analysts estimate revenue for Q3'26 to be $173.64 million and earnings per share (EPS) to be $3.07....

    TradingView•10/13/26•Somewhat-Bullish

    (NIC) Movement Within Algorithmic Entry Frameworks

    This article provides an algorithmic analysis of Nicolet Bankshares Inc. (NYSE: NIC), indicating neutral readings in the near and mid-term but a positive bias long-term. It outlines specific position, momentum breakout...

    Stock Traders Daily•10/13/26•Neutral

    NIC Valuation and Fair Value

    P/E
    14.8x
    Forward P/E
    14.8x
    EV/EBITDA
    16.8x
    PEG
    1.9x
    P/B
    1.5x
    See GNG's fair value

    NIC Profitability: Margins, ROIC and FCF

    Operating margin
    52.9%
    Net margin
    30.2%
    ROIC
    6.5%
    ROE
    8.9%
    FCF margin
    34.3%

    NIC Competitors

    CompanyTicker
    Cohen & Steers IncCNS
    Northern Trust CorporationNTRSO
    Hamilton Insurance Group, Ltd.HG
    Lemonade IncLMND
    WesBanco, Inc.WSBC
    Genworth Financial IncGNW
    Lazard LtdLAZ
    Texas Capital Bancshares, Inc.TCBIO

    Sector: Financial Services

    NIC Analyst Ratings

    Consensus
    Buy
    Analysts
    6
    Strong Buy
    3
    Buy
    1
    Hold
    2
    Sell
    0
    Strong Sell
    0

    NIC Bull Case vs Bear Case

    Bull case

    • NIC converts 34.3% of revenue into free cash flow.
    • NIC has a 30.2% net profit margin.
    • NIC beat EPS estimates in 100.0% of its last 8 reported quarters.

    NIC Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    7.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $3.05
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    NIC Dividend

    Forward yield
    0.9%
    Payout ratio
    18.7%
    Pay months
    Mar, Jun, Sep, Dec
    NIC dividend history

    Frequently Asked Questions About NIC

    What is NIC's current dividend yield?

    Nicolet Bankshares Inc. (NIC) has a forward dividend yield of 0.88%.

    Does NIC pay dividends?

    Yes, Nicolet Bankshares Inc. pays dividends with a forward dividend yield of 0.88%.

    What is NIC's P/E ratio?

    Nicolet Bankshares Inc. has a price-to-earnings (P/E) ratio of 14.77.

    What is NIC's market cap?

    Nicolet Bankshares Inc. (NIC) has a market capitalization of $3.40B with a current stock price of $164.44.

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