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    Fair Isaac Corporation (FICO)

    Official site

    TECHNOLOGY • SOFTWARE - APPLICATION • NYSE

    $769.83
    +50.20 (+6.98%)

    Market Cap: $15.54B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    67%(26/39)
    Avg Surprise
    +7.55%
    Streak
    6 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$13.07
    Range$12.26 - $14.70
    21 analysts
    Revenue Consensus
    $731M
    Range$711M - $752M
    20 analysts
    Period ending Dec 31, 2026
    EPS Consensus$10.30
    Range$7.49 - $11.65
    15 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$10.76-4.2%
    60d ago$10.54-2.3%
    30d ago$10.52-2.1%
    7d ago$10.48-1.7%
    Current$10.30
    Revenue Consensus
    $625M
    Range$529M - $656M
    13 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$10.30---
    Sep 26EST
    		-$13.07---
    Jun 26
    Reported Jul 29
    		$10.47$10.37+0.96%Beat+22.2%
    Mar 26
    Reported Apr 28
    		$12.50$10.97+13.95%Beat+60.1%
    Dec 25
    Reported Jan 28
    		$7.33$7.08+3.53%Beat+26.6%
    Sep 25
    Reported Nov 5
    		$6.74$6.06+11.22%Beat+3.1%
    Jun 25
    Reported Jul 30
    		$8.57$7.70+11.30%Beat+37.1%
    Mar 25
    Reported Apr 29
    		$7.81$7.44+4.97%Beat+27.2%
    Dec 24
    Reported Feb 4
    		$5.79$6.08-4.77%Miss+20.4%
    Sep 24
    Reported Nov 6
    		$6.54$6.39+2.35%Beat+30.5%
    Jun 24
    Reported Jul 31
    		$6.25$6.32-1.11%Miss+10.4%
    Mar 24
    Reported Apr 25
    		$6.14$5.81+5.68%Beat+28.5%
    Dec 23
    Reported Jan 25
    		$4.81$5.06-4.94%Miss+12.9%
    Sep 23
    Reported Nov 8
    		$5.01$5.22-4.02%Miss+13.9%
    Jun 23
    Reported Aug 2
    		$5.66$5.25+7.81%Beat+26.6%
    Mar 23
    Reported Apr 27
    		$4.78$5.04-5.16%Miss+2.1%
    Dec 22
    Reported Jan 26
    		$4.26$4.18+1.91%Beat+15.1%
    Sep 22
    Reported Nov 9
    		$4.40$4.21+4.51%Beat+12.2%
    Jun 22
    Reported Aug 3
    		$4.47$3.98+12.31%Beat+32.2%
    Mar 22
    Reported Apr 27
    		$4.68$3.73+25.47%Beat+52.9%
    Dec 21
    Reported Jan 27
    		$3.70$3.36+10.12%Beat+35.0%
    Sep 21
    Reported Nov 10
    		$3.92$3.18+23.27%Beat+20.6%
    Jun 21
    Reported Aug 3
    		$3.38$2.81+20.28%Beat+31.0%
    Mar 21
    Reported May 5
    		$3.06$2.59+18.15%Beat+43.0%
    Dec 20
    Reported Jan 28
    		$2.74$2.29+19.65%Beat+52.2%
    Sep 20
    Reported Nov 10
    		$3.25$2.32+40.09%Beat+61.7%
    Jun 20
    Reported Jul 29
    		$2.58$2.16+19.44%Beat+3.2%
    Mar 20
    Reported Apr 29
    		$2.14$1.76+21.59%Beat+37.2%
    Dec 19
    Reported Jan 30
    		$1.80$1.86-3.23%Miss+24.1%
    Sep 19
    Reported Nov 4
    		$2.01$1.68+19.64%Beat+6.3%
    Jun 19
    Reported Jul 31
    		$2.50$1.93+29.53%Beat+65.6%
    Mar 19
    Reported Apr 30
    		$1.56$1.63-4.29%Miss+1.3%
    Dec 18
    Reported Jan 30
    		$1.45$1.42+2.11%Beat+11.5%
    Sep 18
    Reported Nov 1
    		$1.89$2.02-6.44%Miss+14.5%
    Jun 18
    Reported Jul 26
    		$1.51$1.63-7.36%Miss+30.2%
    Mar 18
    Reported Apr 26
    		$1.54$1.37+12.41%Beat+46.7%
    Dec 17
    Reported Jan 25
    		$1.30$1.10+18.18%Beat+26.2%
    Sep 17
    Reported Nov 1
    		$1.65$1.69-2.37%Miss-
    Jun 17
    Reported Jul 31
    		$1.16$1.38-15.94%Miss-
    Mar 17
    Reported Apr 27
    		$1.05$1.10-4.55%Miss-
    Dec 16
    Reported Jan 31
    		$1.03$1.05-1.90%Miss-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00
    Payout Ratio0.00%
    FrequencyQuarterly
    No dividend payments in the selected period.

    Key Metrics

    Valuation
    P/E Ratio20.78EV/EBITDA17.98x
    Price/FCF18.16xFCF Yield5.51%
    Profitability
    Profit Margin34.10%Operating Margin53.80%
    ROE35.60%ROIC64.47%
    Financial Health
    Debt/Equity-1.36xInterest Coverage6.72x
    Current Ratio1.18xQuick Ratio1.18x
    Trading Statistics
    Beta1.34Avg Volume1.21M
    52-Week High$1858.9152-Week Low$586.05

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$705.56
    SMA 20$757.82
    SMA 50$942.84
    SMA 200$1171.72
    EMA 10$728.33
    EMA 20$771.77
    EMA 50$901.98
    EMA 200$1166.36

    MACD

    Line: -69.02Signal: -85.32Hist: 16.30

    ADX

    ADX: 33.0+DI: 23.8-DI: 32.0

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down56.0
    PSAR$627.48

    Bollinger Bands

    Upper Band$975.62
    Lower Band$540.03
    %B Position5748%(Upper)
    Band Width0.53

    RSI (14-Day)

    Neutral
    45.6

    Momentum Oscillators

    Stoch %K53.5
    Stoch %D45.9
    Williams %R-31.3
    ROC (10d)16.3%
    Momentum108.08
    CCI (20d)-2.0
    MFI (14d)49.0

    Volatility Measures

    ATR (14d)$51.58(6.7%)
    StdDev (20d)108.90
    Hist Vol122.1%(High)

    Volume Flow

    VWAP$755.19
    OBV-10.9M
    AD Line-3.4M
    CMF (20d)0.029

    Volume Metrics

    Avg Vol (20d)1.3M
    Vol Ratio0.6x
    VWMA (20d)$699.27

    Pivot Points

    R3$754.14
    R2$741.57
    R1$730.60
    Pivot Point$718.03
    S1$707.06
    S2$694.49
    S3$683.52

    Advanced Oscillators

    TSI-29.57
    Ultimate Osc55.2
    KST-293.09

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$674.19M$691.68M$511.96M$515.75M$536.41M$498.74M$439.97M$453.81M$447.85M$433.81M$382.06M$389.73M
    Cost of Revenue$87.02M$91.20M$87.26M$91.18M$87.57M$87.63M$87.34M$89.57M$88.22M$86.95M$83.46M$82.83M
    Gross Profit$587.17M$600.48M$424.70M$424.57M$448.84M$411.11M$352.62M$364.24M$359.62M$346.86M$298.60M$306.90M
    Operating Expenses$224.54M$198.01M$190.65M$187.42M$186.33M$165.46M$173.09M$167.06M$169.37M$152.02M$147.24M$141.20M
    R&D$53.71M$53.92M$49.91M$50.95M$47.21M$45.04M$45.15M$44.21M$44.22M$40.88M$42.63M$41.60M
    SG&A$170.84M$144.10M$140.74M$125.54M$139.11M$120.42M$127.95M$122.76M$124.88M$110.87M$104.33M$99.33M
    Operating Income$362.63M$402.46M$234.05M$237.16M$262.52M$245.65M$179.53M$197.18M$190.25M$194.84M$151.36M$165.70M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$59.88M$44.58M$42.01M$39.88M$32.90M$31.38M$29.49M$28.52M$26.87M$26.09M$24.16M$24.30M
    Income Before Tax$314.66M$356.03M$191.93M$202.46M$236.99M$213.02M$150.13M$171.38M$167.32M$172.73M$130.59M$140.47M
    Income Tax Expense$77.49M$91.57M$33.56M$47.45M$55.20M$50.40M$-2,399,000$35.69M$41.06M$42.94M$9.53M$39.04M
    Net Income$237.17M$264.46M$158.37M$155.01M$181.79M$162.62M$152.53M$135.69M$126.26M$129.80M$121.06M$101.42M
    EBITDA$378.75M$404.50M$237.95M$246.36M$273.87M$247.81M$183.15M$203.71M$198.02M$202.18M$157.58M$167.76M
    EBIT$374.54M$400.61M$233.94M$242.34M$269.89M$244.39M$179.62M$199.90M$194.19M$198.83M$154.75M$164.77M
    * Some calculated fields are derived from available data when not provided by source

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    Government Contracts

    Gov Obligations (TTM)
    $2.45M
    Gov Obligations / Revenue
    0.1%
    Obligations YoY
    2.1%
    Active Awards
    2
    New Awards (TTM)
    0
    Avg Remaining Term
    3.0 mo

    Top agency: Department of Homeland Security at 100.0% of trailing twelve month obligations across 1 agencies

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    News

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    StreetInsider•10/16/26•Neutral

    Fair Isaac (NYSE:FICO): Affordable Growth at a Reasonable Valuation

    Fair Isaac (NYSE:FICO) is identified as an "affordable growth" stock due to its strong historical and forecast growth, reasonable valuation compared to peers and the S&P 500, excellent profitability...

    ChartMill•10/16/26•Bullish

    FactSet Research Systems Inc. (FDS) Stock forecasts

    Argus has raised the target price for FactSet Research Systems Inc. (FDS) to $320.00, citing the company's role in providing financial data and portfolio analytics to the global investment community. FactSet aggregates...

    Yahoo Finance UK•10/15/26•Somewhat-Bullish

    Fair Isaac Corporation (FICO) Stock Forecasts

    Argus has provided a research report on Fair Isaac Corporation (FICO), a leading applied analytics company known for its FICO credit scores. The report, dated October 14, 2026...

    Yahoo! Finance Canada•10/15/26•Neutral

    Is Autodesk Still The Best Way To Own Faster Software Growth?

    This article compares Autodesk (ADSK) and Fair Isaac (FICO), two software companies experiencing accelerating sales growth but with differing financial structures. While Autodesk has a stronger balance sheet with less...

    Trefis•10/15/26•Neutral

    FICO Valuation and Fair Value

    P/E
    20.8x
    Forward P/E
    16.1x
    EV/EBITDA
    18.0x
    P/FCF
    18.2x
    PEG
    0.7x
    P/B
    -4.3x
    See GNG's fair value

    FICO Profitability: Margins, ROIC and FCF

    Gross margin
    85.1%
    Operating margin
    53.8%
    Net margin
    34.1%
    ROIC
    64.5%
    ROE
    35.6%
    FCF margin
    40.1%
    FCF yield
    5.5%

    FICO Competitors

    CompanyTicker
    Sitime CorporationSITM
    Leidos Holdings IncLDOS
    MKS Instruments IncMKSI
    CGI IncGIB
    Semtech CorporationSMTC
    IONQ IncIONQ
    Lattice Semiconductor CorporationLSCC
    Logitech International SALOGI

    Sector: Technology

    FICO Analyst Ratings

    Consensus
    Buy
    Analysts
    21
    Strong Buy
    4
    Buy
    8
    Hold
    7
    Sell
    2
    Strong Sell
    0

    FICO Bull Case vs Bear Case

    Bull case

    • FICO earns a 64.5% return on invested capital.
    • FICO converts 40.1% of revenue into free cash flow.
    • FICO has a 34.1% net profit margin.

    FICO Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    5.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $13.07

    FICO Dividend

    Forward yield
    0.0%
    Payout ratio
    0.0%

    Frequently Asked Questions About FICO

    Does FICO pay dividends?

    Fair Isaac Corporation (FICO) has a dividend payment track record. See the FICO dividend history page for its current payment status, TTM yield, and recorded payments.

    What is FICO's P/E ratio?

    Fair Isaac Corporation has a price-to-earnings (P/E) ratio of 20.78.

    What is FICO's market cap?

    Fair Isaac Corporation (FICO) has a market capitalization of $15.54B with a current stock price of $769.83.

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