F

    Fair Isaac Corporation (FICO)

    Official site

    TECHNOLOGY • SOFTWARE - APPLICATION • NYSE

    $1147.10
    -6.47 (-0.56%)

    Market Cap: $24.91B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    68%(27/40)
    Avg Surprise
    +7.77%
    Streak
    6 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$13.28
    Range$12.42 - $14.65
    19 analysts
    Revenue Consensus
    $742M
    Range$722M - $801M
    18 analysts
    Dec 31, 2026
    EPS Consensus$10.52
    Range$8.48 - $11.65
    16 analysts
    EPS Revisions
    5
    0
    7d
    5
    10
    30d
    EPS Estimate Drift
    90d ago$10.73+1.9%
    60d ago$10.73+2.0%
    30d ago$10.74+2.1%
    7d ago$10.52+0.0%
    Current$10.52
    Revenue Consensus
    $640M
    Range$574M - $715M
    14 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$10.52---
    Sep 26EST
    		-$13.28---
    Jun 26
    		$10.47$10.37+0.96%Beat+22.2%
    Mar 26
    		$12.50$10.97+13.95%Beat+60.1%
    Dec 25
    		$7.33$7.08+3.53%Beat+26.6%
    Sep 25
    		$6.74$6.06+11.22%Beat+3.1%
    Jun 25
    		$8.57$7.70+11.30%Beat+37.1%
    Mar 25
    		$7.81$7.44+4.97%Beat+27.2%
    Dec 24
    		$5.79$6.08-4.77%Miss+20.4%
    Sep 24
    		$6.54$6.39+2.35%Beat+30.5%
    Jun 24
    		$6.25$6.32-1.11%Miss+10.4%
    Mar 24
    		$6.14$5.81+5.68%Beat+28.5%
    Dec 23
    		$4.81$5.06-4.94%Miss+12.9%
    Sep 23
    		$5.01$5.22-4.02%Miss+13.9%
    Jun 23
    		$5.66$5.25+7.81%Beat+26.6%
    Mar 23
    		$4.78$5.04-5.16%Miss+2.1%
    Dec 22
    		$4.26$4.18+1.91%Beat+15.1%
    Sep 22
    		$4.40$4.21+4.51%Beat+12.2%
    Jun 22
    		$4.47$3.98+12.31%Beat+32.2%
    Mar 22
    		$4.68$3.73+25.47%Beat+52.9%
    Dec 21
    		$3.70$3.36+10.12%Beat+35.0%
    Sep 21
    		$3.92$3.18+23.27%Beat+20.6%
    Jun 21
    		$3.38$2.81+20.28%Beat+31.0%
    Mar 21
    		$3.06$2.59+18.15%Beat+43.0%
    Dec 20
    		$2.74$2.29+19.65%Beat+52.2%
    Sep 20
    		$3.25$2.32+40.09%Beat+61.7%
    Jun 20
    		$2.58$2.16+19.44%Beat+3.2%
    Mar 20
    		$2.14$1.76+21.59%Beat+37.2%
    Dec 19
    		$1.80$1.86-3.23%Miss+24.1%
    Sep 19
    		$2.01$1.68+19.64%Beat+6.3%
    Jun 19
    		$2.50$1.93+29.53%Beat+65.6%
    Mar 19
    		$1.56$1.63-4.29%Miss+1.3%
    Dec 18
    		$1.45$1.42+2.11%Beat+11.5%
    Sep 18
    		$1.89$2.02-6.44%Miss+14.5%
    Jun 18
    		$1.51$1.63-7.36%Miss+30.2%
    Mar 18
    		$1.54$1.37+12.41%Beat+46.7%
    Dec 17
    		$1.30$1.10+18.18%Beat+26.2%
    Sep 17
    		$1.65$1.69-2.37%Miss+28.9%
    Jun 17
    		$1.16$1.38-15.94%Miss-
    Mar 17
    		$1.05$1.10-4.55%Miss-
    Dec 16
    		$1.03$1.05-1.90%Miss-
    Sep 16
    		$1.28$1.10+16.36%Beat-

    Dividends

    Dividend Metrics

    Yield0.00%
    Annual/Share$0.00
    Payout Ratio0.00%
    Frequency4
    No dividend payments in the selected period.
    View FICO's full dividend history

    Key Metrics

    Valuation
    P/E Ratio30.97EV/EBITDA23.94x
    Price/FCF27.06xFCF Yield3.70%
    Profitability
    Profit Margin34.10%Operating Margin53.80%
    ROE35.60%ROIC64.47%
    Financial Health
    Debt/Equity-1.36xInterest Coverage6.72x
    Current Ratio1.18xQuick Ratio1.18x
    Trading Statistics
    Beta1.32Avg Volume301.74K
    52-Week High$1998.0152-Week Low$870.01

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$1145.71
    SMA 20$1103.10
    SMA 50$1171.97
    SMA 200$1318.39
    EMA 10$1139.87
    EMA 20$1136.96
    EMA 50$1154.19
    EMA 200$1286.90

    MACD

    Line: -2.99Signal: -12.75Hist: 9.76

    ADX

    ADX: 11.9+DI: 25.6-DI: 24.3

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down48.0
    PSAR$1075.55

    Bollinger Bands

    Upper Band$1204.77
    Lower Band$1001.43
    %B Position1843%(Upper)
    Band Width0.72

    RSI (14-Day)

    Neutral
    50.9

    Momentum Oscillators

    Stoch %K79.2
    Stoch %D76.4
    Williams %R-24.0
    ROC (10d)7.8%
    Momentum82.69
    CCI (20d)64.0
    MFI (14d)69.0

    Volatility Measures

    ATR (14d)$48.53(4.2%)
    StdDev (20d)50.83
    Hist Vol47.9%(High)

    Volume Flow

    VWAP$1145.66
    OBV-3.3M
    AD Line-4.9M
    CMF (20d)0.061

    Volume Metrics

    Avg Vol (20d)285.0K
    Vol Ratio0.8x
    VWMA (20d)$1094.49

    Pivot Points

    R3$1197.38
    R2$1187.19
    R1$1170.38
    Pivot Point$1160.19
    S1$1143.38
    S2$1133.19
    S3$1116.38

    Advanced Oscillators

    TSI-1.65
    Ultimate Osc48.5
    KST-43.09

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$674.19M$691.68M$511.96M$515.75M$536.41M$498.74M$439.97M$453.81M$447.85M$433.81M$382.06M$389.73M
    Cost of Revenue$87.02M$91.20M$87.26M$91.18M$87.57M$87.63M$87.34M$89.57M$88.22M$86.95M$83.46M$82.83M
    Gross Profit$587.17M$600.48M$424.70M$424.57M$448.84M$411.11M$352.62M$364.24M$359.62M$346.86M$298.60M$306.90M
    Operating Expenses$224.54M$198.01M$190.65M$187.42M$186.33M$165.46M$173.09M$167.06M$169.37M$152.02M$147.24M$141.20M
    R&D$53.71M$53.92M$49.91M$50.95M$47.21M$45.04M$45.15M$44.21M$44.22M$40.88M$42.63M$41.60M
    SG&A$170.84M$144.10M$140.74M$125.54M$139.11M$120.42M$127.95M$122.76M$124.88M$110.87M$104.33M$99.33M
    Operating Income$362.63M$402.46M$234.05M$237.16M$262.52M$245.65M$179.53M$197.18M$190.25M$194.84M$151.36M$165.70M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$59.88M$44.58M$42.01M$39.88M$32.90M$31.38M$29.49M$28.52M$26.87M$26.09M$24.16M$24.30M
    Income Before Tax$314.66M$356.03M$191.93M$202.46M$236.99M$213.02M$150.13M$171.38M$167.32M$172.73M$130.59M$140.47M
    Income Tax Expense$77.49M$91.57M$33.56M$47.45M$55.20M$50.40M$-2,399,000$35.69M$41.06M$42.94M$9.53M$39.04M
    Net Income$237.17M$264.46M$158.37M$155.01M$181.79M$162.62M$152.53M$135.69M$126.26M$129.80M$121.06M$101.42M
    EBITDA$378.75M$404.50M$237.95M$246.36M$273.87M$247.81M$183.15M$203.71M$198.02M$202.18M$157.58M$167.76M
    EBIT$374.54M$400.61M$233.94M$242.34M$269.89M$244.39M$179.62M$199.90M$194.19M$198.83M$154.75M$164.77M
    * Some calculated fields are derived from available data when not provided by source

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    Government Contracts

    Gov Obligations (TTM)
    $2.45M
    Gov Obligations / Revenue
    0.1%
    Obligations YoY
    2.1%
    Active Awards
    2
    New Awards (TTM)
    0
    Avg Remaining Term
    3.0 mo

    Top agency: Department of Homeland Security at 100.0% of trailing twelve month obligations across 1 agencies

    Federal contract obligations are bookings recorded by the awarding agency, not recognized revenue. They can exceed 100% of revenue and can be negative when contracts are de-obligated. Source: USAspending.gov prime awards, data through Jul 31, 2026.

    News

    Fair Isaac stock consolidates near $1,150 as earnings beat and bullish targets frame upside

    Fair Isaac (FICO) stock is consolidating around $1,150 following a recent earnings beat and strong analyst targets. Despite a 31.1% decline from its early 2026 peak, the company's valuation remains premium, driven by its essential FICO credit scoring platform and expanding analytics offerings. Analysts project a significant upside, with a consensus target of $1,553.69 and a "moderate buy" rating, indicating that its fundamental strength supports the current premium.

    Ad-hoc-news.de•8/29/26•
    Bullish

    Fair Isaac Corp. stock underperforms Thursday when compared to competitors despite daily gains

    Fair Isaac Corp. (FICO) stock increased by 2.06% to $1,157.06 on Thursday, breaking a three-day losing streak. Despite this daily gain, the stock underperformed compared to the broader market, as the S&P 500 rose by 0.72% and the Dow Jones Industrial Average gained 0.20% on the same day.

    MarketWatch•8/27/26•
    Neutral

    Fair Isaac stock steadies after July selloff as guidance and analyst targets diverge

    Fair Isaac (FICO) stock is trading above $1,130 in late August 2026, consolidating after a sharp July selloff triggered by updated full-year guidance that, while raised, still trailed consensus expectations. Despite the recent dip, analyst targets remain significantly higher than the current price, with a "Moderate Buy" consensus and an average price target of $1,553.69, suggesting a potential upside of approximately 36%. Institutional investors have been noted to acquire shares following the July volatility, indicating confidence in the company's long-term growth story.

    Ad-hoc-news.de•8/26/26•
    Neutral

    Fair Isaac Corp. stock underperforms Tuesday when compared to competitors

    Fair Isaac Corp. (FICO) stock declined by 2.51% on Tuesday, closing at $1,137.14. This underperformance occurred on an otherwise positive day for the stock market, with both the S&P 500 Index and the Dow Jones Industrial Average posting gains. This marks the second consecutive day of losses for FICO shares.

    MarketWatch•8/25/26•
    Bearish

    Copart Stock Fell 31% Over the Past Year. Analysts Are Still Split on What Comes Next.

    Copart (CPRT) stock has dropped 31% over the past year due to a decline in U.S. insurance unit volumes and softened claims frequency, despite record auction pricing. Jay Adair has reclaimed the CEO position, and while analysts have lowered their price targets, TIKR's model still projects a 53% total return by 2030, assuming a volume recovery in the U.S. insurance sector. The company's strong balance sheet with $4.2 billion in cash and no debt supports this optimistic outlook.

    TIKR.com•8/25/26•
    Somewhat-Bearish

    Frequently Asked Questions About FICO

    Does FICO pay dividends?
    Fair Isaac Corporation (FICO) has a dividend payment track record. See the FICO dividend history page for its current payment status, yield, and streaks.
    What is FICO's P/E ratio?
    Fair Isaac Corporation has a price-to-earnings (P/E) ratio of 30.97.
    What is FICO's market cap?
    Fair Isaac Corporation (FICO) has a market capitalization of $24.91B with a current stock price of $1147.10.

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