F

    FS Bancorp Inc (FSBW)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $42.30
    -0.55 (-1.28%)

    Market Cap: $336.89M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    71%(27/38)
    Avg Surprise
    +10.52%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.11
    Range$1.07 - $1.14
    3 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate Drift
    90d ago$1.19+7.8%
    60d ago$1.19+7.8%
    30d ago$1.19+7.8%
    7d ago$1.13+1.7%
    Current$1.11
    Revenue Consensus
    $41M
    Range$41M - $41M
    2 analysts
    Dec 31, 2026
    EPS Consensus$1.14
    Range$1.10 - $1.17
    3 analysts
    Revenue Consensus
    $44M
    Range$43M - $44M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.14---
    Sep 26EST
    		-$1.11---
    Jun 26
    		$1.08$1.13-4.42%Miss+21.3%
    Mar 26
    		$1.02$1.01+0.99%Beat+9.7%
    Dec 25
    		$0.97$1.13-14.16%Miss+1.0%
    Sep 25
    		$1.03$1.08-4.63%Miss-20.2%
    Jun 25
    		$0.89$0.97-8.25%Miss-21.2%
    Mar 25
    		$0.93$0.93+0.00%Beat-21.2%
    Dec 24
    		$0.96$1.08-11.11%Miss-27.3%
    Sep 24
    		$1.29$1.15+12.17%Beat+14.2%
    Jun 24
    		$1.13$1.03+9.71%Beat-11.0%
    Mar 24
    		$1.18$0.98+20.41%Beat-4.8%
    Dec 23
    		$1.32$1.02+29.41%Beat+24.5%
    Sep 23
    		$1.13$1.12+0.89%Beat+4.6%
    Jun 23
    		$1.27$1.22+4.10%Beat+53.0%
    Mar 23
    		$1.24$1.02+21.57%Beat+53.1%
    Dec 22
    		$1.06$1.11-4.50%Miss+5.0%
    Sep 22
    		$1.08$0.93+16.13%Beat+11.3%
    Jun 22
    		$0.83$0.80+3.75%Beat-14.4%
    Mar 22
    		$0.81$0.71+14.08%Beat-40.0%
    Dec 21
    		$1.01$0.85+18.82%Beat-22.3%
    Sep 21
    		$0.97$0.89+8.99%Beat-34.0%
    Jun 21
    		$0.97$0.95+2.11%Beat-15.7%
    Mar 21
    		$1.35$0.90+50.00%Beat+200.0%
    Dec 20
    		$1.30$0.77+68.83%Beat+109.7%
    Sep 20
    		$1.47$0.87+68.97%Beat+83.7%
    Jun 20
    		$1.15$0.60+91.67%Beat+105.4%
    Mar 20
    		$0.45$0.60-25.00%Miss-23.7%
    Dec 19
    		$0.62$0.78-20.51%Miss+0.0%
    Sep 19
    		$0.80$0.72+11.11%Beat+37.9%
    Jun 19
    		$0.56$0.68-17.65%Miss+0.0%
    Mar 19
    		$0.59$0.64-7.81%Miss+3.5%
    Dec 18
    		$0.62$0.56+10.71%Beat+26.5%
    Sep 18
    		$0.58$0.56+3.57%Beat+7.4%
    Jun 18
    		$0.56$0.59-5.08%Miss+0.0%
    Mar 18
    		$0.57$0.52+9.62%Beat+32.6%
    Dec 17
    		$0.49$0.48+2.08%Beat-43.0%
    Sep 17
    		$0.54$0.50+8.00%Beat-8.2%
    Jun 17
    		$0.56$0.47+19.15%Beat-
    Mar 17
    		$0.43$0.37+16.22%Beat-
    Dec 16
    		$0.86N/AN/ABeat-
    Sep 16
    		$0.59N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield2.72%
    Annual/Share$1.15
    Payout Ratio25.62%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+14.19%
    5Y CAGR+26.12%
    View FSBW's full dividend history

    Key Metrics

    Valuation
    P/E Ratio10.32EV/EBITDAN/A
    Price/FCF3.20xFCF Yield31.21%
    Profitability
    Profit Margin23.00%Operating Margin32.40%
    ROE10.80%ROIC4.81%
    Financial Health
    Debt/Equity1.17xInterest Coverage0.61x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.66Avg Volume21.11K
    52-Week High$45.5452-Week Low$36.16

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$42.70
    SMA 20$42.95
    SMA 50$42.98
    SMA 200$41.02
    EMA 10$42.71
    EMA 20$42.83
    EMA 50$42.62
    EMA 200$41.12

    MACD

    Line: -0.10Signal: -0.01Hist: -0.08

    ADX

    ADX: 11.2+DI: 16.5-DI: 18.9

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down76.0
    PSAR$43.97

    Bollinger Bands

    Upper Band$43.83
    Lower Band$42.07
    %B Position410%(Upper)
    Band Width0.13

    RSI (14-Day)

    Neutral
    44.8

    Momentum Oscillators

    Stoch %K39.6
    Stoch %D39.5
    Williams %R-74.2
    ROC (10d)-1.3%
    Momentum-0.57
    CCI (20d)-74.5
    MFI (14d)47.1

    Volatility Measures

    ATR (14d)$1.00(2.4%)
    StdDev (20d)0.44
    Hist Vol16.0%(Low)

    Volume Flow

    VWAP$42.64
    OBV49.1K
    AD Line-11.1M
    CMF (20d)-0.021

    Volume Metrics

    Avg Vol (20d)20.4K
    Vol Ratio1.2x
    VWMA (20d)$42.89

    Pivot Points

    R3$44.21
    R2$43.86
    R1$43.35
    Pivot Point$43.01
    S1$42.50
    S2$42.15
    S3$41.65

    Advanced Oscillators

    TSI-3.14
    Ultimate Osc41.8
    KST-6.39

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$38.80M$37.95M$40.01M$39.28M$37.28M$36.11M$35.72M$37.21M$36.27M$35.46M$35.91M$35.62M
    Cost of RevenueN/A$19.32M$17.16M$19.59M$18.61M$17.40M$17.38M$17.31M$16.62M$15.93M$15.39M$13.18M
    Gross ProfitN/A$35.47M$40.01M$36.23M$34.54M$33.97M$41.78M$34.89M$34.54M$25.26M$34.16M$34.50M
    Operating Expenses$26.10M$25.52M$26.07M$25.39M$25.50M$25.05M$24.35M$25.83M$23.86M$23.53M$22.43M$23.59M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$9.90M$13.94M$11.59M$9.76M$9.46M$9.85M$9.87M$11.34M$10.53M$12.08M$11.48M
    Interest Income$49.66M$49.33M$50.78M$50.97M$48.70M$46.79M$46.97M$47.04M$45.94M$44.88M$44.44M$43.27M
    Interest Expense$17.01M$16.79M$17.16M$17.28M$16.59M$15.81M$15.86M$15.80M$15.54M$14.53M$13.99M$12.64M
    Income Before Tax$10.05M$9.90M$10.31M$11.59M$9.76M$9.46M$9.85M$9.87M$11.34M$10.53M$12.08M$11.48M
    Income Tax Expense$2.12M$2.07M$1.89M$2.41M$2.03M$1.44M$2.47M$-420,000$2.38M$2.13M$2.30M$2.53M
    Net Income$7.94M$7.83M$8.42M$9.18M$7.73M$8.02M$7.38M$10.29M$8.96M$8.40M$9.77M$8.95M
    EBITDA$12.49M$12.18M$12.80M$14.78M$13.68M$11.80M$12.47M$12.04M$14.27M$13.36M$15.22M$14.77M
    EBIT$10.05M$9.90M$10.31M$11.59M$9.76M$9.46M$9.85M$9.87M$11.34M$10.53M$12.08M$11.48M
    * Some calculated fields are derived from available data when not provided by source

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    News

    FS Bancorp, Inc. Authorizes Share Repurchase Program

    FS Bancorp, Inc. has announced a new share repurchase program, authorizing the buyback of up to $5.0 million of its common stock. The program will occur over a 12-month period until August 24, 2027, through open market or private transactions. This initiative is at management's discretion, subject to market conditions and the company's financial performance, aiming to benefit both the company and its shareholders.

    The Manila Times•8/25/26•
    Bullish

    FS Bancorp (NASDAQ: FSBW) officer signals stock resales

    An officer of FS Bancorp (NASDAQ: FSBW), Sean McCormick, has filed a Rule 144 notice indicating potential sales of common stock. These shares are related to restricted stock vesting events scheduled for August 15, 2025, and August 15, 2026, totaling 360 and 547 shares respectively. Fidelity Brokerage Services LLC is listed as the broker for these potential transactions.

    Stock Titan•8/25/26•
    Neutral

    FS Bancorp Authorizes $5 Million Share Repurchase Program

    FS Bancorp, Inc. has authorized a share repurchase program totaling $5 million. This announcement was made on August 24, 2026, and follows previous buyback plan authorizations and an acquisition by the company. The program aims to repurchase shares of the company's stock.

    marketscreener.com•8/24/26•
    Bullish

    FS Bancorp authorizes $5 million share buyback program By Investing.com

    FS Bancorp (NASDAQ:FSBW) has announced a new share repurchase program, authorizing up to $5.0 million in shares of its common stock. The program will last for 12 months, ending on August 24, 2027, and allows for repurchases in open market or privately negotiated transactions at management's discretion. The company, which is the holding company for 1st Security Bank of Washington, emphasizes that the program may be suspended or terminated at any time and does not obligate them to purchase any specific number of shares.

    Investing.com Nigeria•8/24/26•
    Bullish

    FS Bancorp authorizes $5 million share buyback program By Investing.com

    FS Bancorp (NASDAQ:FSBW) has announced that its Board of Directors authorized a share repurchase program of up to $5.0 million of the company's outstanding common stock. This program will run for 12 months until August 24, 2027, and grants management the discretion to repurchase shares at attractive prices, subject to market conditions and the company's financial performance. FS Bancorp is the holding company for 1st Security Bank of Washington, which operates 33 bank branches and serves small- to middle-market businesses and individuals in Washington and Oregon.

    Investing.com Australia•8/24/26•
    Bullish

    Frequently Asked Questions About FSBW

    What is FSBW's current dividend yield?
    FS Bancorp Inc (FSBW) has a current dividend yield of 2.72%.
    Does FSBW pay dividends?
    Yes, FS Bancorp Inc pays dividends with a current yield of 2.72%.
    What is FSBW's P/E ratio?
    FS Bancorp Inc has a price-to-earnings (P/E) ratio of 10.32.
    What is FSBW's market cap?
    FS Bancorp Inc (FSBW) has a market capitalization of $336.89M with a current stock price of $42.30.

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