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    First Community Corporation (FCCO)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $32.39
    +0.37 (+1.16%)

    Market Cap: $300.98M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(31/39)
    Avg Surprise
    +7.16%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.80
    Range$0.78 - $0.82
    3 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.75+6.6%
    60d ago$0.75+6.6%
    30d ago$0.75+6.6%
    7d ago$0.800.0%
    Current$0.80
    Revenue Consensus
    $26M
    Range$26M - $26M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.01
    Range$0.96 - $1.05
    3 analysts
    Revenue Consensus
    $26M
    Range$26M - $26M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.01---
    Sep 26EST
    		-$0.80---
    Jun 26
    Reported Jul 22
    		$0.84$0.69+21.74%Beat+23.5%
    Mar 26
    Reported Apr 22
    		$0.72$0.63+14.29%Beat+41.2%
    Dec 25
    Reported Jan 28
    		$0.66$0.68-2.94%Miss+15.8%
    Sep 25
    Reported Oct 22
    		$0.71$0.65+9.23%Beat+42.0%
    Jun 25
    Reported Jul 23
    		$0.68$0.56+21.43%Beat+65.9%
    Mar 25
    Reported Apr 23
    		$0.51$0.45+13.33%Beat+50.0%
    Dec 24
    Reported Mar 14
    		$0.57$0.49+16.33%Beat+32.6%
    Sep 24
    Reported Oct 16
    		$0.50$0.44+13.64%Beat+117.4%
    Jun 24
    Reported Jul 17
    		$0.41$0.36+13.89%Beat-2.4%
    Mar 24
    Reported Apr 17
    		$0.34$0.34+0.00%Beat-24.4%
    Dec 23
    Reported Jan 24
    		$0.43$0.37+16.22%Beat-18.9%
    Sep 23
    Reported Oct 18
    		$0.23$0.38-39.47%Miss-55.8%
    Jun 23
    Reported Jul 19
    		$0.42$0.39+7.69%Beat+2.4%
    Mar 23
    Reported Apr 19
    		$0.45$0.49-8.16%Miss-2.2%
    Dec 22
    Reported Mar 22
    		$0.53$0.51+3.92%Beat+3.9%
    Sep 22
    Reported Oct 19
    		$0.52$0.46+13.04%Beat-16.1%
    Jun 22
    Reported Jul 20
    		$0.41$0.44-6.82%Miss-12.8%
    Mar 22
    Reported Apr 20
    		$0.46$0.43+6.98%Beat+7.0%
    Dec 21
    Reported Mar 16
    		$0.51$0.49+4.08%Beat+10.9%
    Sep 21
    Reported Oct 20
    		$0.62$0.48+29.17%Beat+100.0%
    Jun 21
    Reported Jul 21
    		$0.47$0.47+0.00%Beat+56.7%
    Mar 21
    Reported Apr 21
    		$0.43$0.42+2.38%Beat+79.2%
    Dec 20
    Reported Mar 12
    		$0.46$0.34+35.29%Beat+27.8%
    Sep 20
    Reported Oct 21
    		$0.31$0.30+3.33%Beat-20.5%
    Jun 20
    Reported Jul 22
    		$0.30$0.20+50.00%Beat-18.9%
    Mar 20
    Reported Apr 22
    		$0.24$0.30-20.00%Miss-25.0%
    Dec 19
    Reported Mar 13
    		$0.36$0.35+2.86%Beat+2.9%
    Sep 19
    Reported Oct 16
    		$0.39$0.35+11.43%Beat+5.4%
    Jun 19
    Reported Jul 17
    		$0.37$0.36+2.78%Beat-5.1%
    Mar 19
    Reported Apr 17
    		$0.32$0.34-5.88%Miss-8.6%
    Dec 18
    Reported Mar 14
    		$0.35$0.37-5.41%Miss+20.7%
    Sep 18
    Reported Oct 17
    		$0.37$0.39-5.13%Miss+15.6%
    Jun 18
    Reported Jul 18
    		$0.39$0.37+5.41%Beat+25.8%
    Mar 18
    Reported Apr 18
    		$0.35$0.31+12.90%Beat+34.6%
    Dec 17
    Reported Mar 14
    		$0.29$0.28+3.57%Beat+11.5%
    Sep 17
    Reported Oct 18
    		$0.32$0.29+10.34%Beat-
    Jun 17
    Reported Jul 19
    		$0.31$0.27+14.81%Beat-
    Mar 17
    Reported Apr 19
    		$0.26$0.23+13.04%Beat-
    Dec 16
    Reported Mar 13
    		$0.26$0.26+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.10%
    Forward Annual Dividend$0.68
    Payout Ratio26.43%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+6.04%
    5Y CAGR+5.25%
    FCCO dividend history and ex-dividend datesRun FCCO in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.05EV/EBITDA11.66x
    Price/FCF44.10xFCF Yield2.27%
    Profitability
    Profit Margin26.20%Operating Margin42.50%
    ROE12.10%ROIC6.81%
    Financial Health
    Debt/Equity0.49xInterest Coverage0.78x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.33Avg Volume65.65K
    52-Week High$35.5652-Week Low$25.37

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$32.41
    SMA 20$32.59
    SMA 50$33.40
    SMA 200$31.08
    EMA 10$32.40
    EMA 20$32.64
    EMA 50$32.95
    EMA 200$31.18

    MACD

    Line: -0.32Signal: -0.33Hist: 0.00

    ADX

    ADX: 21.7+DI: 18.6-DI: 30.1

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$30.95

    Bollinger Bands

    Upper Band$33.46
    Lower Band$31.72
    %B Position532%(Upper)
    Band Width0.39

    RSI (14-Day)

    Neutral
    44.1

    Momentum Oscillators

    Stoch %K45.8
    Stoch %D47.5
    Williams %R-48.3
    ROC (10d)-0.2%
    Momentum-0.08
    CCI (20d)-54.3
    MFI (14d)57.6

    Volatility Measures

    ATR (14d)$0.89(2.8%)
    StdDev (20d)0.43
    Hist Vol15.3%(Low)

    Volume Flow

    VWAP$32.27
    OBV3.1M
    AD Line-14.5M
    CMF (20d)0.370

    Volume Metrics

    Avg Vol (20d)68.1K
    Vol Ratio0.5x(Low)
    VWMA (20d)$32.68

    Pivot Points

    R3$33.72
    R2$32.96
    R1$32.49
    Pivot Point$31.72
    S1$31.25
    S2$30.49
    S3$30.02

    Advanced Oscillators

    TSI-17.39
    Ultimate Osc56.9
    KST-38.55

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$25.14M$23.16M$20.60M$20.46M$19.53M$18.37M$17.46M$16.98M$16.34M$15.26M$15.23M$13.97M
    Cost of RevenueN/A$9.86M$8.58M$9.11M$8.61M$9.13M$9.46M$9.73M$9.69M$9.31M$8.68M$7.11M
    Gross ProfitN/A$19.80M$20.60M$18.64M$19.77M$16.62M$15.87M$15.79M$14.64M$13.94M$13.32M$12.17M
    Operating Expenses$15.27M$17.03M$13.83M$13.67M$13.08M$12.75M$11.83M$11.99M$11.84M$11.80M$10.68M$11.27M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$5.93M$6.78M$6.59M$6.68M$5.18M$5.40M$5.01M$4.04M$3.33M$4.15M$2.22M
    Interest Income$29.18M$28.04M$24.90M$24.90M$24.17M$23.08M$23.07M$23.16M$21.93M$21.26M$20.58M$18.73M
    Interest Expense$9.67M$9.67M$8.58M$8.91M$8.85M$8.69M$9.22M$9.75M$9.24M$9.18M$8.28M$6.63M
    Income Before Tax$9.74M$5.93M$6.41M$6.59M$6.68M$5.18M$5.40M$5.01M$4.04M$3.33M$4.15M$2.22M
    Income Tax Expense$2.14M$437,000$1.58M$1.40M$1.50M$1.18M$1.17M$1.15M$774,000$730,000$850,000$464,000
    Net Income$7.59M$5.50M$4.83M$5.19M$5.19M$4.00M$4.23M$3.86M$3.27M$2.60M$3.30M$1.76M
    EBITDA$11.61M$5.58M$9.67M$6.09M$7.67M$4.80M$5.00M$4.60M$2.48M$3.79M$1.55M$2.71M
    EBIT$9.74M$5.93M$6.41M$6.59M$6.68M$5.18M$5.40M$5.01M$4.04M$3.33M$4.15M$2.22M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Wall Street Zen cuts First Community Corporation stock to Hold, 16.07 percent below target

    Wall Street Zen downgraded First Community Corporation (FCCO) stock from Buy to Hold on October 11, 2026, with a target price 16.07 percent above its current Nasdaq trading price. Investors are focusing on the upcoming...

    ad-hoc-news.de•10/15/26•Somewhat-Bearish

    First Community (FCCO) Set to Announce Quarterly Earnings on Wednesday

    First Community (FCCO) is scheduled to release its Q3 2026 earnings before market open on Wednesday, October 21st...

    MarketBeat•10/14/26•Bullish

    Form 4 First Community Corporation: Jonathan W. Been (Director) For: 30 September

    This article reports on a Form 4 filing for First Community Corporation, indicating that Jonathan W. Been, a Director...

    Investing.com Nigeria•10/13/26•Neutral

    Form 4 First Community Corporation: Jonathan W. Been (Director) For: 30 September

    This article reports a Form 4 filing for First Community Corporation (FCCO) related to director Jonathan W. Been for transactions on September 30. The content is a brief announcement without further details on the nature...

    Investing.com India•10/13/26•Neutral

    Form 4 First Community Corporation: Jonathan W. Been (Director) For: 30 September

    This article reports on a Form 4 filing for First Community Corporation (FCCO) concerning Director Jonathan W. Been...

    Investing.com Canada•10/13/26•Neutral

    FCCO Valuation and Fair Value

    P/E
    11.1x
    Forward P/E
    11.6x
    EV/EBITDA
    11.7x
    P/FCF
    44.1x
    PEG
    1.8x
    P/B
    1.3x
    See GNG's fair value

    FCCO Profitability: Margins, ROIC and FCF

    Operating margin
    42.5%
    Net margin
    26.2%
    ROIC
    6.8%
    ROE
    12.1%
    FCF margin
    7.7%
    FCF yield
    2.3%

    FCCO Competitors

    CompanyTicker
    Horizon Technology FinanceHRZN
    CPI Card Group IncPMTS
    NI Holdings IncNODK
    Archimedes Tech SPAC Partners II Co. Ordinary SharesATII
    NewtekOne, Inc.NEWT
    Titan Acquisition Corp. UnitsTACHU
    TWFG, Inc. Class A Common StockTWFG
    Palmer Square Capital BDC Inc.PSBD

    Sector: Financial Services

    FCCO Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    0
    Buy
    3
    Hold
    0
    Sell
    0
    Strong Sell
    0

    FCCO Bull Case vs Bear Case

    Bull case

    • FCCO has a 26.2% net profit margin.
    • FCCO beat EPS estimates in 87.5% of its last 8 reported quarters.
    • FCCO grew quarterly revenue 26.5% year over year.

    FCCO Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    13.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.80
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 0 down

    FCCO Dividend

    Forward yield
    2.1%
    Payout ratio
    26.4%
    3Y DPS growth
    6.0%
    5Y DPS growth
    5.3%
    Pay months
    Feb, May, Aug, Nov
    FCCO dividend history

    Frequently Asked Questions About FCCO

    What is FCCO's current dividend yield?

    First Community Corporation (FCCO) has a forward dividend yield of 2.10%.

    Does FCCO pay dividends?

    Yes, First Community Corporation pays dividends with a forward dividend yield of 2.10%.

    What is FCCO's P/E ratio?

    First Community Corporation has a price-to-earnings (P/E) ratio of 11.05.

    What is FCCO's market cap?

    First Community Corporation (FCCO) has a market capitalization of $300.98M with a current stock price of $32.39.

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