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    AMERISAFE Inc (AMSF)

    Official site

    FINANCIAL SERVICES • INSURANCE - SPECIALTY • NASDAQ

    $25.04
    +0.40 (+1.62%)

    Market Cap: $456.73M

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    74%(29/39)
    Avg Surprise
    +11.43%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.49
    Range$0.47 - $0.52
    3 analysts
    EPS RevisionsNo revisions (7d)
    0
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$0.53-8.7%
    60d ago$0.53-8.7%
    30d ago$0.53-8.7%
    7d ago$0.53-8.7%
    Current$0.49
    Revenue Consensus
    $84M
    Range$84M - $85M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.40
    Range$0.35 - $0.45
    3 analysts
    Revenue Consensus
    $96M
    Range$95M - $97M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.40---
    Sep 26EST
    		-$0.49---
    Jun 26
    Reported Jul 21
    		$0.44$0.53-16.98%Miss-17.0%
    Mar 26
    Reported Apr 22
    		$0.50$0.54-7.41%Miss-16.7%
    Dec 25
    Reported Feb 25
    		$0.51$0.60-15.00%Miss-23.9%
    Sep 25
    Reported Oct 29
    		$0.55$0.56-1.79%Miss-5.2%
    Jun 25
    Reported Jul 24
    		$0.53$0.54-1.85%Miss-8.6%
    Mar 25
    Reported Apr 29
    		$0.60$0.60+0.00%Beat-13.0%
    Dec 24
    Reported Feb 26
    		$0.67$0.62+7.49%Beat-9.5%
    Sep 24
    Reported Oct 23
    		$0.58$0.58+0.00%Beat-4.9%
    Jun 24
    Reported Jul 29
    		$0.58$0.62-6.45%Miss-20.5%
    Mar 24
    Reported Apr 24
    		$0.69$0.67+2.99%Beat-16.9%
    Dec 23
    Reported Feb 21
    		$0.74$0.71+4.23%Beat-11.9%
    Sep 23
    Reported Oct 25
    		$0.61$0.67-8.96%Miss-16.4%
    Jun 23
    Reported Jul 27
    		$0.73$0.71+2.82%Beat+7.4%
    Mar 23
    Reported Apr 26
    		$0.83$0.69+20.29%Beat+1.2%
    Dec 22
    Reported Feb 20
    		$0.84$0.77+9.09%Beat+30100.0%
    Sep 22
    Reported Oct 26
    		$0.73$0.65+12.31%Beat-28.4%
    Jun 22
    Reported Jul 28
    		$0.68$0.63+7.94%Beat-34.6%
    Mar 22
    Reported Apr 27
    		$0.82$0.65+26.15%Beat+7.9%
    Dec 21
    Reported Feb 22
    		$-0.00N/A-100.31%Miss-100.2%
    Sep 21
    Reported Oct 27
    		$1.02$0.72+41.67%Beat-12.1%
    Jun 21
    Reported Jul 28
    		$1.04$0.73+42.47%Beat+4.0%
    Mar 21
    Reported Apr 29
    		$0.76$0.72+5.56%Beat-13.6%
    Dec 20
    Reported Feb 24
    		$1.22$0.86+41.86%Beat-28.2%
    Sep 20
    Reported Oct 28
    		$1.16$0.71+63.38%Beat+6.4%
    Jun 20
    Reported Jul 30
    		$1.00$0.70+42.86%Beat+11.1%
    Mar 20
    Reported Apr 29
    		$0.88$0.79+11.39%Beat-12.9%
    Dec 19
    Reported Feb 19
    		$1.70$0.79+115.19%Beat+58.9%
    Sep 19
    Reported Oct 31
    		$1.09$0.80+36.25%Beat+7.9%
    Jun 19
    Reported Jul 31
    		$0.90$0.79+13.92%Beat-2.2%
    Mar 19
    Reported May 1
    		$1.01$0.80+26.25%Beat+17.4%
    Dec 18
    Reported Feb 27
    		$1.07$0.87+22.99%Beat+55.1%
    Sep 18
    Reported Oct 24
    		$1.01$0.79+27.85%Beat+16.1%
    Jun 18
    Reported Aug 1
    		$0.92$0.75+22.67%Beat+12.2%
    Mar 18
    Reported Apr 25
    		$0.86$0.77+11.69%Beat+21.1%
    Dec 17
    Reported Feb 26
    		$0.69$0.85-18.82%Miss-33.7%
    Sep 17
    Reported Oct 25
    		$0.87$0.78+11.54%Beat-
    Jun 17
    Reported Jul 27
    		$0.82$0.75+9.33%Beat-
    Mar 17
    Reported Apr 26
    		$0.71$0.92-22.83%Miss-
    Dec 16
    Reported Feb 22
    		$1.04$0.98+6.12%Beat-

    Dividends

    Dividend Metrics

    Forward Yield6.55%
    Forward Annual Dividend$1.64
    Payout Ratio48.64%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+7.95%
    5Y CAGR+1.61%
    AMSF dividend history and ex-dividend datesRun AMSF in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.52EV/EBITDA6.73x
    Price/FCF24.10xFCF Yield4.15%
    Profitability
    Profit Margin14.00%Operating Margin19.90%
    ROE18.20%ROICN/A
    Financial Health
    Debt/Equity0.00xInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.27Avg Volume586.57K
    52-Week High$39.0352-Week Low$23.20

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$24.32
    SMA 20$24.18
    SMA 50$25.23
    SMA 200$31.01
    EMA 10$24.50
    EMA 20$24.48
    EMA 50$25.61
    EMA 200$30.56

    MACD

    Line: -0.17Signal: -0.41Hist: 0.24

    ADX

    ADX: 30.8+DI: 19.7-DI: 18.1

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down48.0
    PSAR$23.74

    Bollinger Bands

    Upper Band$25.26
    Lower Band$23.10
    %B Position896%(Upper)
    Band Width0.90

    RSI (14-Day)

    Neutral
    54.9

    Momentum Oscillators

    Stoch %K80.7
    Stoch %D84.2
    Williams %R-20.3
    ROC (10d)5.7%
    Momentum1.36
    CCI (20d)136.9
    MFI (14d)56.5

    Volatility Measures

    ATR (14d)$0.68(2.7%)
    StdDev (20d)0.54
    Hist Vol22.0%(Moderate)

    Volume Flow

    VWAP$25.09
    OBV-13.0M
    AD Line-219.1M
    CMF (20d)0.109

    Volume Metrics

    Avg Vol (20d)607.3K
    Vol Ratio0.5x(Low)
    VWMA (20d)$24.23

    Pivot Points

    R3$25.68
    R2$25.27
    R1$24.95
    Pivot Point$24.54
    S1$24.23
    S2$23.82
    S3$23.50

    Advanced Oscillators

    TSI-8.81
    Ultimate Osc66.4
    KST-34.96

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$91.97M$80.09M$81.59M$81.98M$81.09M$72.60M$74.03M$78.69M$75.83M$80.49M$80.12M$72.64M
    Cost of RevenueN/A$46.44M$28.95M$47.88M$46.89M$46.21M$37.50M$44.79M$46.54M$45.87M$106.56M$43.13M
    Gross ProfitN/A$33.65M$52.60M$34.11M$34.21M$26.40M$36.55M$33.92M$29.30M$34.63M$80.12M$29.53M
    Operating Expenses$73.71M$69.93M$68.90M$64.50M$63.63M$61.38M$57.26M$60.90M$62.09M$59.74M$56.17M$60.31M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$10.16M$12.69M$17.48M$17.45M$11.22M$16.77M$17.79M$13.74M$20.75M$23.95M$12.33M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$0$0$0$0$0$0$0$0$0$0$0$0
    Income Before Tax$18.27M$10.16M$12.69M$17.48M$17.45M$11.22M$16.77M$17.79M$13.74M$20.75M$23.95M$12.33M
    Income Tax Expense$3.67M$2.02M$2.27M$3.66M$3.50M$2.27M$3.58M$3.47M$2.75M$3.82M$4.77M$2.37M
    Net Income$14.60M$8.14M$10.42M$13.82M$13.96M$8.95M$13.19M$14.32M$10.99M$16.93M$19.18M$9.96M
    EBITDA$18.42M$10.34M$12.92M$17.71M$17.84M$11.70M$17.40M$18.30M$14.30M$21.59M$24.95M$13.21M
    EBIT$18.27M$10.16M$12.69M$17.48M$17.45M$11.22M$16.77M$17.79M$13.74M$20.75M$23.95M$12.33M
    * Some calculated fields are derived from available data when not provided by source

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    News

    AMERISAFE, Inc. (NASDAQ:AMSF) Stock Short Interest Declines 56.7%

    AMERISAFE, Inc. (NASDAQ:AMSF) experienced a significant 56.7% decline in short interest during September, with total short interest dropping to 484,637 shares as of September 30th. Institutional ownership remains high at...

    MarketBeat•10/13/26•Neutral

    AMSF Maintains Rating by Truist Securities -- Price Target Lowered to $27

    Truist Securities maintained its "Hold" rating for Amerisafe (AMSF) but lowered the price target from $32.00 to $27.00...

    GuruFocus•10/13/26•Somewhat-Bearish

    Truist Securities maintains Hold rating on AMERISAFE, $27 price target

    Truist Securities has maintained its Hold rating on AMERISAFE (AMSF) with a price target of $27.00, implying an 8.2% upside from its Oct 12 close. This decision is based on expectations of steady operating expenses...

    TradingView•10/13/26•Somewhat-Bearish

    AMERISAFE (NASDAQ:AMSF) Stock Price Target Cut by Truist Financial

    Truist Financial has reduced its price target for AMERISAFE (NASDAQ:AMSF) from $32.00 to $27.00, while maintaining a "hold" rating...

    MarketBeat•10/13/26•Somewhat-Bearish

    Citizens JMP Maintains Amerisafe(AMSF.US) With Buy Rating, Cuts Target Price to $40

    Citizens JMP has reiterated its Buy rating for Amerisafe (AMSF.US) but has adjusted its target price downwards to $40. This indicates a continued positive outlook on the company despite the reduction in the price target.

    Moomoo•10/13/26•Somewhat-Bearish

    AMSF Valuation and Fair Value

    P/E
    12.5x
    Forward P/E
    22.4x
    EV/EBITDA
    6.7x
    P/FCF
    24.1x
    PEG
    1.8x
    P/B
    1.9x
    See GNG's fair value

    AMSF Profitability: Margins, ROIC and FCF

    Operating margin
    19.9%
    Net margin
    14.0%
    ROE
    18.2%
    FCF margin
    5.8%
    FCF yield
    4.1%

    AMSF Competitors

    CompanyTicker
    Guggenheim Active Allocation FundGUG
    Citizens & Northern CorpCZNC
    Agriculture & Natural Solutions Acquisition Corporation Class A Ordinary SharesANSC
    First BankFRBA
    Diamond Hill Investment Group IncDHIL
    Nuveen Variable Rate Preferred & Income FundNPFD
    Farmers & Merchants Bancorp IncFMAO
    RBB BancorpRBB

    Sector: Financial Services

    AMSF Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    1
    Buy
    0
    Hold
    2
    Sell
    0
    Strong Sell
    0

    AMSF Bull Case vs Bear Case

    Bull case

    • AMSF grew quarterly revenue 13.4% year over year.

    Bear case

    • AMSF beat EPS estimates in 12.5% of its last 8 reported quarters.

    AMSF Earnings: Beat Rate and Next Report

    Beat rate
    1 of 8 quarters (12.5%)
    Average surprise
    -4.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.49
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 3 down

    AMSF Dividend

    Forward yield
    6.5%
    Payout ratio
    48.6%
    3Y DPS growth
    8.0%
    5Y DPS growth
    1.6%
    Pay months
    Mar, Jun, Sep, Dec
    AMSF dividend history

    Frequently Asked Questions About AMSF

    What is AMSF's current dividend yield?

    AMERISAFE Inc (AMSF) has a forward dividend yield of 6.55%.

    Does AMSF pay dividends?

    Yes, AMERISAFE Inc pays dividends with a forward dividend yield of 6.55%.

    What is AMSF's P/E ratio?

    AMERISAFE Inc has a price-to-earnings (P/E) ratio of 12.52.

    What is AMSF's market cap?

    AMERISAFE Inc (AMSF) has a market capitalization of $456.73M with a current stock price of $25.04.

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