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    Hagerty Inc (HGTY)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $17.97
    -0.39 (-2.12%)

    Market Cap: $6.43B

    Last updated: Nov 06, 2026 at 4:42 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    83%(15/18)
    Avg Surprise
    +76.48%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$0.05
    Range$0.03 - $0.07
    6 analysts
    Revenue Consensus
    $404M
    Range$385M - $441M
    5 analysts
    Last 12 of 27 reported quarters and 1 upcoming estimate
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Dec 26EST
    		-$0.05$0.03 - $0.07--6--
    Sep 26
    Reported Nov 3
    		$0.10$0.01$0.00 - $0.04+900.00%Beat6
    1
    0
    30d
    		-23.1%
    Jun 26
    Reported Aug 5
    		$-0.02N/A-+75.00%Beat8
    1
    0
    30d
    		-115.4%
    Mar 26
    Reported May 6
    		$-0.04$0.01$0.00 - $0.11-500.00%Miss4
    0
    1
    30d
    		-150.0%
    Dec 25
    Reported Feb 26
    		$0.08$0.04$0.02 - $0.06+100.00%Beat8
    1
    0
    30d
    		+300.0%
    Sep 25
    Reported Nov 4
    		$0.13$0.08$0.05 - $0.10+62.50%Beat7
    0
    1
    30d
    		+160.0%
    Jun 25
    Reported Aug 4
    		$0.13$0.11$0.10 - $0.14+18.18%Beat3
    0
    1
    30d
    		+8.3%
    Mar 25
    Reported May 7
    		$0.08$0.02$0.01 - $0.04+300.00%Beat3
    1
    1
    30d
    		+100.0%
    Dec 24
    Reported Mar 4
    		$0.02$0.01$0.00 - $0.01+194.12%Beat3
    0
    1
    30d
    		-33.3%
    Sep 24
    Reported Nov 7
    		$0.05$0.08--37.50%Miss2
    No revisions (30d)
    		+0.0%
    Jun 24
    Reported Aug 6
    		$0.12$0.08-+50.00%Beat2
    No revisions (30d)
    		+140.0%
    Mar 24
    Reported May 7
    		$0.04$0.03-+33.33%Beat2
    No revisions (30d)
    		+200.0%
    Dec 23
    Reported Mar 12
    		$0.03$-0.02$-0.03 - $-0.02+250.00%Beat3
    No revisions (30d)
    		+150.0%

    Key Metrics

    Valuation
    P/E Ratio149.75EV/EBITDA17.92x
    Price/FCF6.82xFCF Yield14.67%
    Profitability
    Profit Margin0.79%Operating Margin30.80%
    ROE7.68%ROIC11.94%
    Financial Health
    Debt/Equity0.96xInterest CoverageN/A
    Current Ratio1.44xQuick Ratio1.44x
    Trading Statistics
    Beta0.83Avg Volume381.33K
    52-Week High$19.4152-Week Low$9.36

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$16.60
    SMA 20$15.95
    SMA 50$14.56
    SMA 200$12.16
    EMA 10$16.93
    EMA 20$16.12
    EMA 50$14.86
    EMA 200$12.80

    MACD

    Line: 0.95Signal: 0.70Hist: 0.25

    ADX

    ADX: 45.6+DI: 46.9-DI: 10.5

    Aroon & PSAR

    Aroon Up96.0
    Aroon DownN/A
    PSAR$15.88

    Bollinger Bands

    Upper Band$18.24
    Lower Band$13.65
    %B Position2879%(Upper)
    Band Width0.94

    RSI (14-Day)

    Overbought
    74.2

    Momentum Oscillators

    Stoch %K79.9
    Stoch %D87.1
    Williams %R-34.6
    ROC (10d)15.3%
    Momentum2.39
    CCI (20d)176.5
    MFI (14d)72.5

    Volatility Measures

    ATR (14d)$0.65(3.6%)
    StdDev (20d)1.15
    Hist Vol48.1%(High)

    Volume Flow

    VWAP$18.03
    OBV21.1M
    AD Line12.3M
    CMF (20d)0.137

    Volume Metrics

    Avg Vol (20d)392.9K
    Vol Ratio1.0x
    VWMA (20d)$16.40

    Pivot Points

    R3$20.23
    R2$19.82
    R1$19.09
    Pivot Point$18.68
    S1$17.95
    S2$17.54
    S3$16.81

    Advanced Oscillators

    TSI53.21
    Ultimate Osc60.2
    KST175.15

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$354.24M$354.82M$311.83M$388.10M$391.42M$379.31M$328.34M$333.20M$323.37M$313.23M$271.71M$271.95M
    Cost of Revenue$0$0$0$72.31M$0$0$0$60.46M$47.19M$57.69M$56.12M$56.77M
    Gross Profit$354.24M$354.82M$311.83M$315.79M$391.42M$379.31M$328.34M$272.74M$276.18M$255.53M$215.59M$215.17M
    Operating Expenses$311.96M$352.56M$331.85M$243.46M$345.68M$321.00M$293.87M$233.78M$266.09M$217.55M$203.37M$183.30M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$92.77M$95.27M$72.42M$25.31M$178.14M$161.63M$144.04M$20.43M$20.84M$21.37M$19.86M$20.57M
    Operating Income$42.28M$2.26M$-20,015,000$72.33M$45.74M$58.31M$34.47M$38.88M$10.09M$38.07M$12.22M$35.99M
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$886,000$28,000$922,000$32.63M$20.98M$4.95M$1.69M$24.98M$0$0$0$22.35M
    Income Before Tax$41.40M$2.23M$-20,937,000$39.70M$13.34M$53.36M$32.78M$13.90M$17.98M$48.47M$13.33M$13.63M
    Income Tax Expense$5.13M$-5,809,000$-8,192,000$11.14M$-32,834,000$6.16M$5.49M$5.46M$-1,022,000$5.81M$5.13M$4.59M
    Net Income$36.27M$8.04M$-12,745,000$28.56M$46.17M$47.20M$27.29M$8.44M$19.01M$42.66M$8.20M$9.04M
    EBITDA$49.21M$10.30M$-13,897,000$48.83M$21.58M$61.06M$41.09M$21.33M$26.18M$57.80M$23.89M$28.66M
    EBIT$41.40M$2.23M$-20,937,000$39.70M$13.34M$53.36M$32.78M$13.81M$17.98M$48.55M$13.33M$17.75M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Cash flow rose to $280M over nine months as Hagerty (HGTY) posted lower Q3 earnings.

    Hagerty (HGTY) reported a decrease in Q3 2026 net income to $36.3 million from $46.2 million a year prior, despite a significant increase in operating cash flow for the nine months ended September 30, 2026...

    Stock Titan•11/3/26•Somewhat-Bearish

    Hagerty, Inc. Estimates – NYSE:HGTY

    This article provides financial estimates and actuals for Hagerty, Inc. (NYSE: HGTY), allowing users to explore reported financial data and analyst estimates. It covers the income statement, balance sheet...

    TradingView•10/24/26•Neutral

    One fund reports 6.1% of Hagerty (HGTY); its affiliated group reports a larger position.

    Neuberger Berman Group LLC has reported a beneficial ownership of 11.1% in Hagerty, Inc. (HGTY), amounting to 11,276,836 shares, with shared voting and dispositive power. Its affiliated entity...

    Stock Titan•10/6/26•Neutral

    At $12.79 a share, CFO Patrick McClymont acquires 1,192 Hagerty (HGTY) shares through its employee plan.

    Hagerty, Inc. (HGTY) Chief Financial Officer Patrick McClymont acquired 1,192 shares of Class A common stock on October 2, 2026...

    Stock Titan•10/6/26•Neutral

    Stock vesting results in 959 shares withheld for taxes for Hagerty (HGTY) accounting chief.

    Hagerty's Chief Accounting Officer, Kevin M. Delaney, had 959 shares of Class A Common Stock withheld for taxes following the vesting of restricted stock units on October 1, 2026. The shares were valued at $13.46 each...

    Stock Titan•10/5/26•Neutral

    HGTY Valuation and Fair Value

    P/E
    149.8x
    Forward P/E
    29.9x
    EV/EBITDA
    17.9x
    P/FCF
    6.8x
    PEG
    0.3x
    P/B
    7.4x
    See GNG's fair value

    HGTY Profitability: Margins, ROIC and FCF

    Gross margin
    94.9%
    Operating margin
    30.8%
    Net margin
    0.8%
    ROIC
    11.9%
    ROE
    7.7%
    FCF margin
    19.8%
    FCF yield
    14.7%

    HGTY Competitors

    CompanyTicker
    Stonex Group IncSNEX
    RLI CorpRLI
    United Bankshares IncUBSI
    Hamilton Lane IncHLNE
    OneMain Holdings IncOMF
    Brookfield Business CorpBBUC
    PJT Partners IncPJT
    Glacier Bancorp IncGBCI

    Sector: Financial Services

    HGTY Analyst Ratings

    Consensus
    Hold
    Analysts
    9
    Strong Buy
    2
    Buy
    2
    Hold
    4
    Sell
    0
    Strong Sell
    1

    HGTY Bull Case vs Bear Case

    Bull case

    • HGTY converts 19.8% of revenue into free cash flow.
    • HGTY beat EPS estimates in 87.5% of its last 8 reported quarters.

    Bear case

    • HGTY trades at 149.8x trailing earnings.
    • HGTY's quarterly revenue changed -6.8% year over year.

    HGTY Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    143.7%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $0.05

    HGTY Earnings Date

    HGTY reports Feb 24, 2027, before the open. The date is estimated.

    HGTY Earnings Call

    The latest HGTY earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    HGTY ETF Holders

    GNG tracks 7 ETFs that hold HGTY. The largest weights:

    1. First Trust Small Cap Growth AlphaDEX Fund (FYC), 0.43% of the fund
    2. Royce Value Trust Inc (RVT), 0.23% of the fund
    3. Vanguard Morningstar Small-Cap Growth ETF (VBK), 0.02% of the fund
    4. Vanguard Extended Market Index Fund ETF Shares (VXF), 0.01% of the fund
    5. Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX), <0.01% of the fund
    Open the ETF Stock Exposure tool for HGTY

    See insider activity

    Frequently Asked Questions About HGTY

    When does HGTY report earnings?

    Hagerty Inc (HGTY) is expected to report earnings on Feb 24, 2027.

    Does HGTY pay dividends?

    Hagerty Inc (HGTY) does not currently pay a regular dividend.

    What is HGTY's P/E ratio?

    Hagerty Inc has a price-to-earnings (P/E) ratio of 149.75.

    What is HGTY's market cap?

    Hagerty Inc (HGTY) has a market capitalization of $6.43B with a current stock price of $17.97.

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