OneMain Holdings Inc (OMF)

Official site

FINANCIAL SERVICES • CREDIT SERVICES • NYSE

$56.09

-0.74 (-1.31%)

Market Cap: $6.64B

Last updated: Nov 06, 2026 at 4:39 PM ET

Earnings

Performance (10Y)

Beat Rate

80%(32/40)

Avg Surprise

+19.70%

Upcoming Estimates

Period ending Dec 31, 2026

EPS Consensus$1.79

Range$1.51 - $1.94

9 analysts

Revenue Consensus

$1.4B

Range$1.4B - $1.4B

2 analysts

Period ending Mar 31, 2027

EPS Consensus$2.33

Range$1.84 - $2.52

11 analysts

EPS Revisions

30d

EPS Estimate DriftChange to current

90d ago$2.32+0.5%

60d ago$2.31+1.0%

30d ago$2.32+0.5%

7d ago$2.35-0.8%

Current$2.33

Revenue Consensus

$1.4B

Range$1.4B - $1.4B

3 analysts

Last 12 of 40 reported quarters and 2 upcoming estimates

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Mar 31, 2027Mar 27EST	-	$2.33	$1.84 - $2.52	-	-	11	4 5 30d	-
Dec 31, 2026Dec 26EST	-	$1.79	$1.51 - $1.94	-	-	9	-	-
Sep 30, 2026Sep 26 Reported Oct 30, 2026Reported Oct 30	$1.51	$1.56	$1.38 - $1.72	-3.21%	Miss	14	0 12 30d	-20.5%
Jun 30, 2026Jun 26 Reported Jul 29, 2026Reported Jul 29	$1.31	$1.31	$1.10 - $1.47	+0.00%	Beat	16	0 6 30d	-9.7%
Mar 31, 2026Mar 26 Reported May 1, 2026Reported May 1	$1.95	$1.86	$1.53 - $2.11	+4.84%	Beat	15	1 9 30d	+13.4%
Dec 31, 2025Dec 25 Reported Feb 5, 2026Reported Feb 5	$1.59	$1.54	$1.28 - $1.70	+3.25%	Beat	15	1 5 30d	+37.1%
Sep 30, 2025Sep 25 Reported Oct 31, 2025Reported Oct 31	$1.90	$1.60	$1.46 - $1.77	+18.75%	Beat	16	2 2 30d	+50.8%
Jun 30, 2025Jun 25 Reported Jul 25, 2025Reported Jul 25	$1.45	$1.23	$0.87 - $1.51	+17.89%	Beat	16	0 1 30d	+42.2%
Mar 31, 2025Mar 25 Reported Apr 29, 2025Reported Apr 29	$1.72	$1.57	$1.24 - $1.84	+9.55%	Beat	15	1 2 30d	+18.6%
Dec 31, 2024Dec 24 Reported Jan 31, 2025Reported Jan 31	$1.16	$1.15	$0.97 - $1.32	+0.87%	Beat	15	5 3 30d	-16.5%
Sep 30, 2024Sep 24 Reported Oct 30, 2024Reported Oct 30	$1.26	$1.14	$0.87 - $1.30	+10.53%	Beat	13	No revisions (30d)	-19.7%
Jun 30, 2024Jun 24 Reported Jul 31, 2024Reported Jul 31	$1.02	$0.93	$0.71 - $1.32	+9.68%	Beat	14	1 0 30d	+1.0%
Mar 31, 2024Mar 24 Reported Apr 30, 2024Reported Apr 30	$1.45	$1.39	$1.24 - $1.61	+4.32%	Beat	14	2 0 30d	-0.7%
Dec 31, 2023Dec 23 Reported Feb 7, 2024Reported Feb 7	$1.39	$1.38	$1.17 - $1.63	+0.72%	Beat	15	1 1 30d	-10.9%

Dividends

Next ex-dividend: Nov 9, 2026

Dividend Metrics

Forward Yield7.49%

Forward Annual Dividend$4.20

Payout Ratio62.90%

FrequencyQuarterly

Pay MonthsFeb, May, Aug, Nov

Growth

3Y CAGR+3.15%

5Y CAGR-6.83%

OMF dividend history and ex-dividend dates Run OMF in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	8.82	EV/EBITDA	23.20x
Price/FCF	N/A	FCF Yield	N/A
Profitability
Profit Margin	25.80%	Operating Margin	31.40%
ROE	22.70%	ROIC	2.79%
Financial Health
Debt/Equity	7.10x	Interest Coverage	0.74x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	1.26	Avg Volume	963.12K
52-Week High	$68.16	52-Week Low	$44.20

Technical Indicators Dashboard

Moving Averages

SMA 10$57.16

SMA 20$56.57

SMA 50$58.39

SMA 200$57.21

EMA 10$56.91

EMA 20$56.95

EMA 50$57.90

EMA 200$57.69

MACD

Line: -0.22Signal: -0.36Hist: 0.14

ADX

ADX: 18.4+DI: 22.5-DI: 16.7

Aroon & PSAR

Aroon Up76.0

Aroon Down32.0

PSAR$59.41

Bollinger Bands

Upper Band$58.58

Lower Band$54.57

%B Position709%(Upper)

Band Width0.38

RSI (14-Day)

Neutral

45.3

Momentum Oscillators

Stoch %K37.9

Stoch %D46.0

Williams %R-83.3

ROC (10d)0.7%

Momentum0.36

CCI (20d)-21.4

MFI (14d)66.6

Volatility Measures

ATR (14d)$1.60(2.9%)

StdDev (20d)1.00

Hist Vol30.4%(Moderate)

Volume Flow

VWAP$56.37

OBV-3.4M

AD Line-1.4B

CMF (20d)0.009

Volume Metrics

Avg Vol (20d)973.2K

Vol Ratio1.0x

VWMA (20d)$56.66

Pivot Points

R3$62.06

R2$60.74

R1$58.78

Pivot Point$57.46

S1$55.50

S2$54.18

S3$52.22

Advanced Oscillators

TSI-4.23

Ultimate Osc42.4

KST-13.47

Financial Data

Quarter	Sep 2026	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023
Total Revenue	$1.36B	$1.30B	$1.26B	$1.29B	$1.24B	$1.20B	$1.18B	$1.17B	$1.16B	$1.10B	$1.08B	$1.10B
Cost of Revenue	N/A	N/A	$335.00M	$866.00M	$808.00M	$828.00M	$768.00M	$833.00M	$813.00M	$872.00M	$708.00M	$716.00M
Gross Profit	N/A	N/A	$1.25B	$746.00M	$786.00M	$708.00M	$733.00M	$665.00M	$652.00M	$533.00M	$647.00M	$659.00M

Operating Expenses	$510.00M	$492.00M	$501.00M	$495.00M	$484.00M	$473.00M	$453.00M	$482.00M	$444.00M	$429.00M	$441.00M	$437.00M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	N/A	$621.00M	$249.00M	$263.00M	$214.00M	$275.00M	$164.00M	$207.00M	$92.00M	$204.00M	$221.00M

Interest Income	$1.49B	$1.42B	$1.39B	$1.42B	$1.39B	$1.34B	$1.31B	$1.32B	$1.28B	$1.22B	$1.17B	$1.19B
Interest Expense	$345.00M	$326.00M	$322.00M	$323.00M	$320.00M	$317.00M	$312.00M	$310.00M	$301.00M	$297.00M	$277.00M	$269.00M
Income Before Tax	$233.00M	$196.00M	$296.00M	$249.00M	$263.00M	$214.00M	$275.00M	$164.00M	$207.00M	$92.00M	$204.00M	$221.00M
Income Tax Expense	$48.00M	$44.00M	$70.00M	$45.00M	$64.00M	$47.00M	$62.00M	$38.00M	$50.00M	$21.00M	$49.00M	$56.00M

Net Income	$185.00M	$152.00M	$226.00M	$204.00M	$199.00M	$167.00M	$213.00M	$126.00M	$157.00M	$71.00M	$155.00M	$165.00M

EBITDA	$311.00M	$272.00M	$370.00M	$322.00M	$335.00M	$286.00M	$345.00M	$234.00M	$278.00M	$162.00M	$270.00M	$287.00M
EBIT	$233.00M	$196.00M	$296.00M	$249.00M	$263.00M	$214.00M	$275.00M	$164.00M	$207.00M	$92.00M	$204.00M	$221.00M

* Some calculated fields are derived from available data when not provided by source

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News

Truist Securities maintains OneMain Holdings at Buy, lowers price target to $70 from $71

Truist Securities has reiterated its Buy rating for OneMain Holdings (OMF) but slightly lowered its price target to $70 from $71. This new target suggests a potential upside of 22.1% from the stock's closing price...

TradingView•Nov 3, 2026 11:39 AM ET11/3/26•Neutral

These Analysts Revise Their Forecasts On OneMain After Q3 Results

OneMain Holdings Inc (NYSE: OMF) reported lower-than-expected earnings and sales for the third quarter, with EPS at $1.51 against an estimate of $1.57...

Benzinga•Nov 2, 2026 11:39 AM ET11/2/26•Somewhat-Bearish

JP Morgan maintains OneMain Holdings at Underweight, raises price target to $56 from $52

JP Morgan maintained its "Underweight" rating on OneMain Holdings (OMF) but increased its price target from $52 to $56...

TradingView•Nov 2, 2026 10:39 AM ET11/2/26•Somewhat-Bullish

B of A Securities maintains OneMain Holdings at Buy, lowers price target to $66 from $67

B of A Securities has reiterated its Buy rating for OneMain Holdings (OMF) but reduced its price target from $67 to $66...

TradingView•Nov 2, 2026 5:39 AM ET11/2/26•Somewhat-Bullish

OneMain | 8-K: ONEMAIN HOLDINGS, INC. REPORTS THIRD QUARTER 2026 RESULTS

This document is an 8-K filing by OneMain Holdings, Inc., reporting its financial results for the third quarter of 2026. The 8-K form is used by public companies to announce major events that shareholders should know...

Moomoo•Oct 30, 2026 9:28 PM ET10/30/26•Neutral

OMF Valuation and Fair Value

P/E: 8.8x
Forward P/E: 6.6x
EV/EBITDA: 23.2x
PEG: 0.8x
P/B: 1.9x

See GNG's fair value

OMF Profitability: Margins, ROIC and FCF

Operating margin: 31.4%
Net margin: 25.8%
ROIC: 2.8%
ROE: 22.7%
FCF margin: 61.7%

OMF Competitors

Company	Ticker
PJT Partners Inc	PJT
United Bankshares Inc	UBSI
Victory Capital Holdings Inc	VCTR
Stonex Group Inc	SNEX
First American Corporation	FAF
Hagerty Inc	HGTY
Synovus Financial Corp	SNV
RLI Corp	RLI

Sector: Financial Services

OMF Analyst Ratings

Consensus: Buy
Analysts: 15
Strong Buy: 2
Buy: 8
Hold: 4
Sell: 0
Strong Sell: 1

OMF Bull Case vs Bear Case

Bull case

OMF converts 61.7% of revenue into free cash flow.
OMF has a 25.8% net profit margin.
OMF beat EPS estimates in 75.0% of its last 8 reported quarters.

Bear case

OMF's quarterly revenue changed -5.5% year over year.
OMF has a debt-to-equity ratio of 7.1x.

OMF Earnings: Beat Rate and Next Report

Beat rate: 6 of 8 quarters (75.0%)
Average surprise: 6.5%
EPS estimate (fiscal period ending Dec 31, 2026): $1.79

OMF Dividend

Forward yield: 7.5%
Payout ratio: 62.9%
3Y DPS growth: 3.1%
5Y DPS growth: -6.8%
Pay months: Feb, May, Aug, Nov

OMF dividend history

OMF Earnings Date

OMF reports Feb 3, 2027, after the close. The date is estimated.

OMF Earnings Call

The latest OMF earnings call transcript on file is labeled 2026Q3.

Read the 2026Q3 transcript

OMF ETF Holders

GNG tracks 19 ETFs that hold OMF. The largest weights:

iShares Select Dividend ETF (DVY), 0.60% of the fund
SEI QiM U.S. Large Cap Value Active ETF (SEIV), 0.39% of the fund
Avantis U.S. Small Cap Value ETF (AVUV), 0.31% of the fund
Vanguard Morningstar Small-Cap Value ETF (VBR), 0.15% of the fund
Avantis U.S. Large Cap Value ETF (AVLV), 0.12% of the fund

Open the ETF Stock Exposure tool for OMF

See insider activity

Frequently Asked Questions About OMF

When is OMF's next ex-dividend date?

OMF's next ex-dividend date is Nov 9, 2026, for a declared dividend of $1.05 per share (record date Nov 9, 2026, payable Nov 13, 2026).

When does OMF report earnings?

OneMain Holdings Inc (OMF) is expected to report earnings on Feb 3, 2027.

What is OMF's current dividend yield?

OneMain Holdings Inc (OMF) has a forward dividend yield of 7.49%.

Does OMF pay dividends?

Yes, OneMain Holdings Inc pays dividends with a forward dividend yield of 7.49%.

What is OMF's P/E ratio?

OneMain Holdings Inc has a price-to-earnings (P/E) ratio of 8.82.

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