O

    OneMain Holdings Inc (OMF)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $62.48
    -0.36 (-0.57%)

    Market Cap: $7.19B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    80%(32/40)
    Avg Surprise
    +19.40%
    Streak
    12 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.88
    Range$1.73 - $2.07
    16 analysts
    EPS Revisions
    4
    0
    7d
    5
    10
    30d
    EPS Estimate Drift
    90d ago$1.93+2.8%
    60d ago$1.93+2.7%
    30d ago$1.91+1.9%
    7d ago$1.88+0.3%
    Current$1.88
    Revenue Consensus
    $1.3B
    Range$1.3B - $1.4B
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.10
    Range$1.68 - $2.42
    16 analysts
    Revenue Consensus
    $1.4B
    Range$1.3B - $1.5B
    7 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$2.10---
    Sep 26EST
    -$1.88---
    Jun 26
    Reported Jul 29
    $1.31$1.31+0.00%Beat-9.7%
    Mar 26
    Reported May 1
    $1.95$1.86+4.84%Beat+13.4%
    Dec 25
    Reported Feb 5
    $1.59$1.54+3.25%Beat+37.1%
    Sep 25
    Reported Oct 31
    $1.90$1.60+18.75%Beat+50.8%
    Jun 25
    Reported Jul 25
    $1.45$1.23+17.89%Beat+42.2%
    Mar 25
    Reported Apr 29
    $1.72$1.57+9.55%Beat+18.6%
    Dec 24
    Reported Jan 31
    $1.16$1.15+0.87%Beat-16.5%
    Sep 24
    Reported Oct 30
    $1.26$1.14+10.53%Beat-19.7%
    Jun 24
    Reported Jul 31
    $1.02$0.93+9.68%Beat+1.0%
    Mar 24
    Reported Apr 30
    $1.45$1.39+4.32%Beat-0.7%
    Dec 23
    Reported Feb 7
    $1.39$1.38+0.72%Beat-10.9%
    Sep 23
    Reported Oct 25
    $1.57$1.50+4.67%Beat+4.0%
    Jun 23
    Reported Jul 26
    $1.01$1.27-20.47%Miss-46.0%
    Mar 23
    Reported Apr 25
    $1.46$1.65-11.52%Miss-37.9%
    Dec 22
    Reported Feb 7
    $1.56$1.51+3.31%Beat-34.5%
    Sep 22
    Reported Oct 26
    $1.51$1.33+13.53%Beat-36.3%
    Jun 22
    Reported Jul 27
    $1.87$1.97-5.08%Miss-29.7%
    Mar 22
    Reported Apr 28
    $2.35$2.22+5.86%Beat-30.3%
    Dec 21
    Reported Feb 2
    $2.38$2.35+1.28%Beat-14.1%
    Sep 21
    Reported Oct 20
    $2.37$2.28+3.95%Beat+8.2%
    Jun 21
    Reported Jul 21
    $2.66$2.20+20.91%Beat+232.5%
    Mar 21
    Reported Apr 26
    $3.37$2.15+56.74%Beat+921.2%
    Dec 20
    Reported Feb 8
    $2.77$2.00+38.50%Beat+41.3%
    Sep 20
    Reported Oct 26
    $2.19$1.26+73.81%Beat+23.7%
    Jun 20
    Reported Jul 27
    $0.80$0.22+263.64%Beat-50.6%
    Mar 20
    Reported Apr 27
    $0.33$0.10+230.00%Beat-75.9%
    Dec 19
    Reported Feb 10
    $1.96$1.75+12.00%Beat+41.0%
    Sep 19
    Reported Oct 28
    $1.77$1.58+12.03%Beat+35.1%
    Jun 19
    Reported Jul 29
    $1.62$1.34+20.90%Beat+37.3%
    Mar 19
    Reported Apr 29
    $1.37$1.34+2.24%Beat+16.1%
    Dec 18
    Reported Feb 11
    $1.39$1.33+4.51%Beat+31.1%
    Sep 18
    Reported Oct 31
    $1.31$1.28+2.34%Beat+44.0%
    Jun 18
    Reported Jul 30
    $1.18$1.14+3.51%Beat+45.7%
    Mar 18
    Reported May 2
    $1.18$1.13+4.42%Beat+76.1%
    Dec 17
    Reported Feb 14
    $1.06$1.05+0.95%Beat+32.5%
    Sep 17
    Reported Nov 1
    $0.91$1.03-11.65%Miss+1.1%
    Jun 17
    Reported Aug 2
    $0.81$0.89-8.99%Miss-
    Mar 17
    Reported May 3
    $0.67$0.74-9.46%Miss-
    Dec 16
    Reported Feb 13
    $0.80$0.81-1.23%Miss-
    Sep 16
    Reported Nov 7
    $0.90$1.06-15.09%Miss-

    Dividends

    Dividend Metrics

    Yield6.72%
    Annual/Share$4.20
    Payout Ratio62.03%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+3.15%
    5Y CAGR+39.83%
    View OMF's full dividend history

    Key Metrics

    Valuation
    P/E Ratio9.26EV/EBITDAN/A
    Price/FCF2.23xFCF Yield44.85%
    Profitability
    Profit Margin25.90%Operating Margin28.60%
    ROE23.30%ROIC2.99%
    Financial Health
    Debt/Equity6.73xInterest Coverage0.78x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.19Avg Volume882.77K
    52-Week High$68.1652-Week Low$44.20

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$63.23
    SMA 20$63.83
    SMA 50$61.15
    SMA 200$58.33
    EMA 10$63.23
    EMA 20$63.06
    EMA 50$61.22
    EMA 200$57.62

    MACD

    Line: 0.53Signal: 0.90Hist: -0.37

    ADX

    ADX: 15.9+DI: 21.1-DI: 20.3

    Aroon & PSAR

    Aroon Up64.0
    Aroon DownN/A
    PSAR$65.16

    Bollinger Bands

    Upper Band$65.86
    Lower Band$61.80
    %B Position636%(Upper)
    Band Width0.17

    RSI (14-Day)

    Neutral
    49.0

    Momentum Oscillators

    Stoch %K29.5
    Stoch %D33.5
    Williams %R-83.2
    ROC (10d)-4.1%
    Momentum-2.67
    CCI (20d)-115.2
    MFI (14d)53.6

    Volatility Measures

    ATR (14d)$1.58(2.5%)
    StdDev (20d)1.02
    Hist Vol21.7%(Moderate)

    Volume Flow

    VWAP$62.50
    OBV-3.9M
    AD Line-1.6B
    CMF (20d)-0.579

    Volume Metrics

    Avg Vol (20d)886.7K
    Vol Ratio1.8x(High)
    VWMA (20d)$63.76

    Pivot Points

    R3$65.79
    R2$65.20
    R1$64.02
    Pivot Point$63.42
    S1$62.24
    S2$61.65
    S3$60.47

    Advanced Oscillators

    TSI10.49
    Ultimate Osc42.7
    KST44.94

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1.30B$1.26B$1.29B$1.24B$1.20B$1.18B$1.17B$1.16B$1.10B$1.08B$1.10B$1.08B
    Cost of RevenueN/A$335.00M$866.00M$808.00M$828.00M$768.00M$833.00M$813.00M$872.00M$708.00M$716.00M$677.00M
    Gross ProfitN/A$1.25B$746.00M$786.00M$708.00M$733.00M$665.00M$652.00M$533.00M$647.00M$659.00M$675.00M
    Operating Expenses$492.00M$501.00M$495.00M$484.00M$473.00M$453.00M$482.00M$444.00M$429.00M$441.00M$437.00M$429.00M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$621.00M$249.00M$263.00M$214.00M$275.00M$164.00M$207.00M$92.00M$204.00M$221.00M$246.00M
    Interest Income$1.42B$1.39B$1.42B$1.39B$1.34B$1.31B$1.32B$1.28B$1.22B$1.17B$1.19B$1.17B
    Interest Expense$326.00M$322.00M$323.00M$320.00M$317.00M$312.00M$310.00M$301.00M$297.00M$277.00M$269.00M$267.00M
    Income Before Tax$196.00M$296.00M$249.00M$263.00M$214.00M$275.00M$164.00M$207.00M$92.00M$204.00M$221.00M$246.00M
    Income Tax Expense$44.00M$70.00M$45.00M$64.00M$47.00M$62.00M$38.00M$50.00M$21.00M$49.00M$56.00M$52.00M
    Net Income$152.00M$226.00M$204.00M$199.00M$167.00M$213.00M$126.00M$157.00M$71.00M$155.00M$165.00M$194.00M
    EBITDA$272.00M$370.00M$322.00M$335.00M$286.00M$345.00M$234.00M$278.00M$162.00M$270.00M$287.00M$312.00M
    EBIT$196.00M$296.00M$249.00M$263.00M$214.00M$275.00M$164.00M$207.00M$92.00M$204.00M$221.00M$246.00M
    * Some calculated fields are derived from available data when not provided by source

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    Ally Financials Quiet Reset, And What Q1 Just Confirmed

    Q1 clean quarter: Adjusted EPS $1.11, +90% YoY; NIM ex-OID 3.52% trending toward the 3.60%-3.70% guide, retail auto NCOs 1.97% inside the 1.8%-2.0% 2026 target Deposit and margin dynamics support guide - cumulative deposit beta 63% after a second 10bp cut, retail deposits $146B with 92% FDIC-insured, and record 4.4M applications underpin NIM trajectory Capital return and income profile improving - $147M repurchased in Q1, Q2 dividend $0.30, TTM shareholder yield ~3.4% and dividend yield 2.7% on a mid-40s payout ratio, paid-to-wait while credit repairs Valuation asymmetry evident - trading 6.8x-7.8x forward P/E, P/B 0.92x, consensus 2026 EPS $5.33; applying 10.3x implies ~$55 fair value, upside material if credit and NIM hold Technicals and clear invalidation triggers - Weinstein Stage 2 breakout above $42, tactical add on a $42-$43 retest, weekly close below $40 or NCOs >2.0% for two quarters or a NIM miss would break the thesis

    Unknown Author
    4/27/26
    85
    Finance Stocks
    Also mentions:
    OMF
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    News

    Frequently Asked Questions About OMF

    What is OMF's current dividend yield?
    OneMain Holdings Inc (OMF) has a current dividend yield of 6.72%.
    Does OMF pay dividends?
    Yes, OneMain Holdings Inc pays dividends with a current yield of 6.72%.
    What is OMF's P/E ratio?
    OneMain Holdings Inc has a price-to-earnings (P/E) ratio of 9.26.
    What is OMF's market cap?
    OneMain Holdings Inc (OMF) has a market capitalization of $7.19B with a current stock price of $62.48.

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