U

    United Bankshares Inc (UBSI)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $47.13
    -0.47 (-0.99%)

    Market Cap: $6.48B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    83%(33/40)
    Avg Surprise
    +7.28%
    Streak
    9 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.93
    Range$0.91 - $0.94
    6 analysts
    EPS Revisions
    4
    0
    7d
    4
    1
    30d
    EPS Estimate Drift
    90d ago$0.92-1.5%
    60d ago$0.91-1.8%
    30d ago$0.93+0.2%
    7d ago$0.93+0.0%
    Current$0.93
    Revenue Consensus
    $326M
    Range$324M - $328M
    2 analysts
    Dec 31, 2026
    EPS Consensus$1.02
    Range$0.98 - $1.03
    6 analysts
    Revenue Consensus
    $329M
    Range$321M - $333M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.02---
    Sep 26EST
    		-$0.93---
    Jun 26
    		$0.95$0.89+6.74%Beat+11.8%
    Mar 26
    		$0.89$0.85+4.71%Beat+17.1%
    Dec 25
    		$0.91$0.86+5.81%Beat+31.9%
    Sep 25
    		$0.92$0.82+12.20%Beat+31.4%
    Jun 25
    		$0.85$0.78+8.97%Beat+19.7%
    Mar 25
    		$0.76$0.63+20.63%Beat+18.8%
    Dec 24
    		$0.69$0.68+1.47%Beat+16.9%
    Sep 24
    		$0.70$0.67+4.48%Beat-1.4%
    Jun 24
    		$0.71$0.64+10.94%Beat+4.4%
    Mar 24
    		$0.64$0.65-1.54%Miss-12.3%
    Dec 23
    		$0.59$0.67-11.94%Miss-20.3%
    Sep 23
    		$0.71$0.65+9.23%Beat-6.6%
    Jun 23
    		$0.68$0.66+3.03%Beat-4.2%
    Mar 23
    		$0.73$0.74-1.35%Miss+21.7%
    Dec 22
    		$0.74$0.78-5.13%Miss+7.2%
    Sep 22
    		$0.76$0.66+15.15%Beat+5.6%
    Jun 22
    		$0.71$0.63+12.70%Beat-2.7%
    Mar 22
    		$0.60$0.60+0.00%Beat-25.9%
    Dec 21
    		$0.69$0.61+13.11%Beat-2.8%
    Sep 21
    		$0.72$0.65+10.77%Beat-18.2%
    Jun 21
    		$0.73$0.69+5.80%Beat-3.9%
    Mar 21
    		$0.81$0.72+12.50%Beat+107.7%
    Dec 20
    		$0.71$0.57+24.56%Beat+14.5%
    Sep 20
    		$0.88$0.56+57.14%Beat+35.4%
    Jun 20
    		$0.76$0.43+76.74%Beat+15.2%
    Mar 20
    		$0.39$0.49-20.41%Miss-37.1%
    Dec 19
    		$0.62$0.61+1.64%Beat+1.6%
    Sep 19
    		$0.65$0.63+3.17%Beat+4.8%
    Jun 19
    		$0.66$0.64+3.13%Beat+4.8%
    Mar 19
    		$0.62$0.61+1.64%Beat+5.1%
    Dec 18
    		$0.61$0.61+0.00%Beat+15.1%
    Sep 18
    		$0.62$0.63-1.59%Miss+14.8%
    Jun 18
    		$0.63$0.61+3.28%Beat+21.2%
    Mar 18
    		$0.59$0.59+0.00%Beat+31.1%
    Dec 17
    		$0.53$0.52+1.92%Beat+3.9%
    Sep 17
    		$0.54$0.54+0.00%Beat+0.0%
    Jun 17
    		$0.52$0.51+1.96%Beat-
    Mar 17
    		$0.45$0.48-6.25%Miss-
    Dec 16
    		$0.51$0.50+2.00%Beat-
    Sep 16
    		$0.54$0.52+3.85%Beat-

    Dividends

    Dividend Metrics

    Yield3.20%
    Annual/Share$1.51
    Payout Ratio40.44%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+1.14%
    5Y CAGR+1.25%
    View UBSI's full dividend history

    Key Metrics

    Valuation
    P/E Ratio12.84EV/EBITDAN/A
    Price/FCF12.18xFCF Yield8.21%
    Profitability
    Profit Margin41.20%Operating Margin53.10%
    ROE9.47%ROIC8.30%
    Financial Health
    Debt/Equity0.13xInterest Coverage1.15x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.73Avg Volume746.41K
    52-Week High$49.6252-Week Low$33.16

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$47.69
    SMA 20$48.25
    SMA 50$47.42
    SMA 200$42.60
    EMA 10$47.70
    EMA 20$47.87
    EMA 50$47.16
    EMA 200$43.20

    MACD

    Line: -0.05Signal: 0.18Hist: -0.23

    ADX

    ADX: 20.5+DI: 18.5-DI: 28.4

    Aroon & PSAR

    Aroon Up24.0
    Aroon Down92.0
    PSAR$48.36

    Bollinger Bands

    Upper Band$49.68
    Lower Band$46.82
    %B Position592%(Upper)
    Band Width0.11

    RSI (14-Day)

    Neutral
    41.4

    Momentum Oscillators

    Stoch %K22.0
    Stoch %D19.7
    Williams %R-88.9
    ROC (10d)-3.8%
    Momentum-1.85
    CCI (20d)-110.9
    MFI (14d)44.7

    Volatility Measures

    ATR (14d)$0.69(1.5%)
    StdDev (20d)0.71
    Hist Vol12.2%(Low)

    Volume Flow

    VWAP$47.24
    OBV17.4M
    AD Line-481.0M
    CMF (20d)-0.119

    Volume Metrics

    Avg Vol (20d)742.8K
    Vol Ratio0.9x
    VWMA (20d)$48.20

    Pivot Points

    R3$48.29
    R2$48.06
    R1$47.83
    Pivot Point$47.59
    S1$47.36
    S2$47.13
    S3$46.90

    Advanced Oscillators

    TSI-1.74
    Ultimate Osc45.6
    KST5.47

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$323.82M$316.58M$318.39M$323.32M$306.00M$289.61M$261.93M$262.20M$255.94M$254.70M$255.22M$262.11M
    Cost of RevenueN/A$141.19M$142.60M$162.94M$152.55M$172.69M$150.12M$159.41M$154.25M$152.43M$146.36M$134.41M
    Gross ProfitN/A$306.36M$318.39M$312.00M$299.50M$259.92M$254.35M$254.22M$248.51M$247.41M$255.08M$254.46M
    Operating Expenses$154.72M$152.81M$151.72M$146.74M$148.02M$153.57M$134.18M$135.34M$134.77M$140.74M$152.29M$135.23M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$155.99M$166.68M$164.48M$152.09M$106.93M$121.06M$119.92M$115.39M$108.22M$104.20M$120.94M
    Interest Income$418.20M$415.93M$430.05M$430.96M$421.20M$403.65M$376.03M$382.72M$374.18M$369.18M$369.18M$356.91M
    Interest Expense$132.88M$133.41M$142.60M$150.84M$146.66M$143.59M$143.43M$152.47M$148.47M$146.69M$139.49M$128.46M
    Income Before Tax$164.14M$155.99M$159.90M$164.48M$152.09M$106.93M$121.06M$119.92M$115.39M$108.22M$104.20M$120.94M
    Income Tax Expense$32.77M$31.79M$31.07M$33.73M$31.37M$22.63M$26.65M$24.65M$18.88M$21.41M$24.81M$24.78M
    Net Income$131.38M$124.20M$128.83M$130.75M$120.72M$84.31M$94.41M$95.27M$96.51M$86.81M$79.39M$96.16M
    EBITDA$164.14M$155.99M$159.90M$164.48M$152.09M$106.93M$121.06M$119.92M$115.39M$108.22M$96.06M$120.94M
    EBIT$164.14M$155.99M$159.90M$164.48M$152.09M$106.93M$121.06M$119.92M$115.39M$108.22M$96.06M$120.94M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Deutsche Bank AG Acquires Shares of 126,435 United Bankshares, Inc. $UBSI

    Deutsche Bank AG has acquired 126,435 shares of United Bankshares, Inc. (NASDAQ:UBSI) during the second quarter, valuing the stake at approximately $4.437 million. Other institutional investors have also adjusted their holdings in United Bankshares, with 70.80% of the stock owned by hedge funds and institutional investors. Analysts have issued a "Hold" rating for UBSI, with a consensus target price of $47.80.

    MarketBeat•8/26/26•
    Somewhat-Bullish

    United Bankshares, Inc. (NASDAQ:UBSI) Announces Quarterly Dividend of $0.38

    United Bankshares, Inc. (NASDAQ:UBSI) declared a quarterly dividend of $0.38 per share, payable October 1st to shareholders of record on September 11th. The company has increased its dividend for 26 consecutive years and has a current payout ratio of 47.5%. Analysts expect the company to comfortably cover future dividends, projecting a payout ratio of 39.2% next year.

    MarketBeat•8/25/26•
    Bullish

    Deutsche Bank AG Buys Shares of 146,119 United Bankshares, Inc. $UBSI

    Deutsche Bank AG has acquired a new stake of 146,119 shares in United Bankshares, Inc. (NASDAQ:UBSI) during the second quarter, valued at approximately $6.7 million. This purchase makes Deutsche Bank AG an approximate 0.11% owner of United Bankshares. Other institutional investors have also recently adjusted their holdings in the company, which currently has a consensus "Hold" rating from analysts with a target price of $47.80.

    MarketBeat•8/25/26•
    Somewhat-Bullish

    United Bankshares: An Underrated Dividend Stock with a 52-Year Growth Streak

    United Bankshares (NASDAQ: UBSI) is highlighted as an underrated dividend stock with an impressive 52-year streak of dividend increases, a record matched by only one other major U.S. banking company. The article discusses its solid 3.2% dividend yield, reasonable 40-41% payout ratio, and strong Q2 2026 earnings as bullish points, while acknowledging modest dividend growth and regional bank risks as potential drawbacks. Despite these concerns, UBSI is presented as a stable income investment for those prioritizing dividend reliability.

    Yahoo Finance•8/24/26•
    Bullish

    United Bankshares declares $0.38 quarterly dividend, new buyback

    United Bankshares, Inc. (NASDAQ:UBSI) has declared a third-quarter dividend of $0.38 per share, payable on October 1, 2026, marking its 52nd consecutive year of dividend increases. Additionally, the company's Board of Directors approved a new share repurchase plan to buy back up to 6.8 million shares, approximately 5% of its outstanding common stock, to fund employee benefit programs and for other corporate purposes. United Bankshares is a financial services company with around $34 billion in assets, operating over 240 offices across multiple states.

    Investing.com India•8/24/26•
    Bullish

    Frequently Asked Questions About UBSI

    What is UBSI's current dividend yield?
    United Bankshares Inc (UBSI) has a current dividend yield of 3.20%.
    Does UBSI pay dividends?
    Yes, United Bankshares Inc pays dividends with a current yield of 3.20%.
    What is UBSI's P/E ratio?
    United Bankshares Inc has a price-to-earnings (P/E) ratio of 12.84.
    What is UBSI's market cap?
    United Bankshares Inc (UBSI) has a market capitalization of $6.48B with a current stock price of $47.13.

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