Jiayin Group Inc (JFIN)

Official site

FINANCIAL SERVICES • INTERNET CONTENT & INFORMATION • NASDAQ

$1.22

+0.01 (+0.83%)

Market Cap: $63.32M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Performance (10Y)

Beat Rate

31%(5/16)

Avg Surprise

-23.70%

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Aug 28, 2026Reported Aug 28	$-0.52	N/A	-	N/A	Beat	-	-	-105.3%
Mar 31, 2026Mar 26 Reported Jun 23, 2026Reported Jun 23	$-0.16	N/A	-	N/A	Beat	-	-	-101.6%
Dec 31, 2025Dec 25 Reported Mar 31, 2026Reported Mar 31	$0.00	$0.00	-	N/A	Beat	1	-	-100.0%
Sep 30, 2025Sep 25 Reported Nov 25, 2025Reported Nov 25	$1.03	$0.00	-	N/A	Beat	-	-	+45.9%
Jun 30, 2025Jun 25 Reported Aug 20, 2025Reported Aug 20	$9.85	$0.00	-	N/A	Beat	-	-	+1489.2%
Mar 31, 2025Mar 25 Reported Jun 4, 2025Reported Jun 4	$10.11	N/A	-	N/A	Beat	-	-	+1311.4%
Dec 31, 2024Dec 24 Reported Mar 27, 2025Reported Mar 27	$5.18	N/A	-	N/A	Beat	0	No revisions (30d)	+443.4%
Sep 30, 2024Sep 24 Reported Nov 20, 2024Reported Nov 20	$0.71	N/A	-	N/A	Beat	-	-	-14.8%
Jun 30, 2024Jun 24 Reported Aug 27, 2024Reported Aug 27	$0.62	N/A	-	N/A	Beat	-	-	-26.2%
Mar 31, 2024Mar 24 Reported Jun 6, 2024Reported Jun 6	$0.72	N/A	-	N/A	Beat	-	-	-5.7%
Dec 31, 2023Dec 23 Reported Mar 28, 2024Reported Mar 28	$0.95	N/A	-	N/A	Beat	0	No revisions (30d)	-34.3%
Sep 30, 2023Sep 23 Reported Nov 22, 2023Reported Nov 22	$0.83	N/A	-	N/A	Beat	-	-	+22.3%
Jun 30, 2023Jun 23 Reported Aug 21, 2023Reported Aug 21	$0.84	N/A	-	N/A	Beat	-	-	-28.8%
Mar 31, 2023Mar 23 Reported Jun 8, 2023Reported Jun 8	$0.76	N/A	-	-64.49%	Miss	-	-	+90.0%
Dec 31, 2022Dec 22 Reported Mar 29, 2023Reported Mar 29	$1.45	$2.14	$2.14 - $2.14	-32.24%	Miss	0	No revisions (30d)	-36.4%
Sep 30, 2022Sep 22 Reported Nov 23, 2022Reported Nov 23	$0.68	$0.35	$0.35 - $0.35	+93.94%	Beat	0	No revisions (30d)	+654.2%
Jun 30, 2022Jun 22 Reported Aug 18, 2022Reported Aug 18	$1.18	$2.28	$2.28 - $2.28	-48.25%	Miss	0	0 1 30d	+1211.1%
Mar 31, 2022Mar 22 Reported Jun 8, 2022Reported Jun 8	$0.40	$0.27	$0.27 - $0.27	+48.15%	Beat	1	No revisions (30d)	+1900.0%
Dec 31, 2021Dec 21 Reported Mar 31, 2022Reported Mar 31	$2.28	$2.08	$2.08 - $2.08	+9.62%	Beat	0	No revisions (30d)	+812.0%
Sep 30, 2021Sep 21 Reported Nov 24, 2021Reported Nov 24	$0.09	N/A	-	-72.73%	Miss	1	1 0 30d	+50.0%
Jun 30, 2021Jun 21 Reported Aug 25, 2021Reported Aug 25	$0.09	N/A	-	-57.14%	Miss	1	No revisions (30d)	+200.0%
Mar 31, 2021Mar 21 Reported Apr 9, 2021Reported Apr 9	$0.02	N/A	-	-77.78%	Miss	1	No revisions (30d)	-33.3%
Dec 31, 2020Dec 20 Reported Dec 31, 2020Reported Dec 31	$0.25	$0.10	$0.10 - $0.10	+150.00%	Beat	0	No revisions (30d)	+316.7%
Sep 30, 2020Sep 20 Reported Nov 30, 2020Reported Nov 30	$0.06	$0.09	$0.09 - $0.09	-33.33%	Miss	1	No revisions (30d)	+20.0%
Jun 30, 2020Jun 20 Reported Sep 2, 2020Reported Sep 2	$0.03	N/A	-	-66.67%	Miss	1	No revisions (30d)	-72.7%
Mar 31, 2020Mar 20 Reported Apr 1, 2020Reported Apr 1	$0.03	N/A	-	-66.67%	Miss	1	No revisions (30d)	-95.7%
Dec 31, 2019Dec 19 Reported Dec 31, 2019Reported Dec 31	$0.06	$0.06	-	+0.00%	Beat	1	No revisions (30d)	+287.5%
Sep 30, 2019Sep 19 Reported Nov 26, 2019Reported Nov 26	$0.05	N/A	-	-80.00%	Miss	1	No revisions (30d)	-68.5%
Jun 30, 2019Jun 19 Reported Sep 4, 2019Reported Sep 4	$0.11	N/A	-	-81.67%	Miss	1	No revisions (30d)	-51.2%
Mar 31, 2019Mar 19 Reported May 10, 2019Reported May 10	$0.70	N/A	-	N/A	Beat	-	-	+541.2%
Sep 30, 2018Sep 18 Reported Sep 30, 2018Reported Sep 30	$-0.03	N/A	-	N/A	Beat	-	-	-
Jun 30, 2018Jun 18 Reported Jun 30, 2018Reported Jun 30	$0.16	N/A	-	N/A	Beat	-	-	-
Mar 31, 2018Mar 18 Reported Mar 31, 2018Reported Mar 31	$0.23	N/A	-	N/A	Beat	-	-	-
Dec 31, 2017Dec 17 Reported Dec 31, 2017Reported Dec 31	$0.11	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield0.00%

Forward Annual Dividend$0.00

Payout Ratio0.00%

FrequencyAnnual

Key Metrics

Valuation
P/E Ratio	0.12	EV/EBITDA	2.22x
Price/FCF	N/A	FCF Yield	N/A
Profitability
Profit Margin	5.72%	Operating Margin	-33.50%
ROE	5.73%	ROIC	3.29%
Financial Health
Debt/Equity	0.15x	Interest Coverage	N/A
Current Ratio	1.79x	Quick Ratio	1.79x
Trading Statistics
Beta	0.86	Avg Volume	38.37K
52-Week High	$10.39	52-Week Low	$1.13

Technical Indicators Dashboard

Moving Averages

SMA 10$1.31

SMA 20$1.39

SMA 50$1.77

SMA 200$4.06

EMA 10$1.30

EMA 20$1.40

EMA 50$1.77

EMA 200$4.09

MACD

Line: -0.14Signal: -0.15Hist: 0.01

ADX

ADX: 36.0+DI: 10.7-DI: 29.1

Aroon & PSAR

Aroon Up24.0

Aroon Down92.0

PSAR$1.36

Bollinger Bands

Upper Band$1.61

Lower Band$1.17

%B Position3177%(Upper)

Band Width0.12

RSI (14-Day)

Neutral

30.1

Momentum Oscillators

Stoch %K27.4

Stoch %D25.0

Williams %R-76.3

ROC (10d)-8.3%

Momentum-0.11

CCI (20d)-123.4

MFI (14d)21.8

Volatility Measures

ATR (14d)$0.11(8.9%)

StdDev (20d)0.11

Hist Vol60.5%(High)

Volume Flow

VWAP$1.22

OBV-3.5M

AD Line-14.7M

CMF (20d)0.007

Volume Metrics

Avg Vol (20d)39.7K

Vol Ratio0.8x

VWMA (20d)$1.41

Pivot Points

R3$1.39

R2$1.36

R1$1.28

Pivot Point$1.25

S1$1.17

S2$1.14

S3$1.06

Advanced Oscillators

TSI-39.79

Ultimate Osc45.6

KST-236.93

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$736.88M	$752.10M	$1.08B	$1.47B	$1.89B	$1.78B	$1.40B	$1.44B	$1.48B	$1.48B	$1.60B	$1.47B
Cost of Revenue	$549.34M	$329.59M	$323.65M	$286.49M	$285.08M	$336.01M	$339.32M	$419.06M	$608.16M	$666.97M	$837.25M	$544.25M
Gross Profit	$187.54M	$422.51M	$751.50M	$1.18B	$1.60B	$1.44B	$1.07B	$1.03B	$868.17M	$808.37M	$763.29M	$922.09M

Operating Expenses	$434.20M	$492.15M	$658.16M	$726.78M	$962.02M	$832.92M	$1.01B	$713.95M	$641.11M	$491.92M	$531.30M	$540.17M
R&D	$94.23M	$109.78M	$121.92M	$108.68M	$108.44M	$88.09M	$100.43M	$95.92M	$92.82M	$83.27M	$92.92M	$70.53M
SG&A	$66.89M	$44.13M	$66.79M	$72.37M	$110.52M	$52.80M	$570.89M	$56.10M	$65.00M	$46.22M	$65.18M	$53.21M
Operating Income	$-246,652,000	$-69,643,225	$93.34M	$456.93M	$639.10M	$606.65M	$392.64M	$311.87M	$227.06M	$316.45M	$231.99M	$381.92M

Interest Income	$0	$0	$1.07M	$2.41M	$1.28M	$4.17M	$0	$2.93M	$4.32M	$1.92M	$0	$2.96M
Interest Expense	$401,858	$771,303	$0	$0	$0	$0	$36.78M	$0	$0	$0	$0	$0
Income Before Tax	$-218,786,000	$-68,995,172	$99.77M	$465.83M	$643.18M	$663.21M	$355.86M	$323.54M	$297.02M	$318.95M	$430.19M	$385.71M
Income Tax Expense	$35.23M	$-7,705,115	$524,654	$89.34M	$124.05M	$123.73M	$0	$53.93M	$58.75M	$45.88M	$62.56M	$61.81M

Net Income	$-183,550,000	$-61,283,098	$99.24M	$376.49M	$519.14M	$539.48M	$275.52M	$269.61M	$238.27M	$273.07M	$367.76M	$323.79M

EBITDA	$-217,766,511	$-68,223,868	$99.77M	$461.40M	$643.57M	$611.12M	N/A	$314.23M	$229.43M	$318.81M	$234.36M	$384.41M
EBIT	$-218,383,000	$-68,639,000	$98.19M	$456.93M	$639.10M	$606.65M	N/A	$311.87M	$227.06M	$316.45M	$231.99M	$381.92M

* Some calculated fields are derived from available data when not provided by source

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News

S&P Global BMI Index removes Jiayin Group stock: Jiayin reports a loss

Jiayin Group was removed from the S&P Global BMI Index on September 20, 2026, following a significant second-quarter loss of RMB 183.6 million and a 60.9% year-over-year revenue decrease to RMB 736.9 million....

ad-hoc-news.de•Oct 16, 2026 9:40 AM ET10/16/26•Bearish

Jiayin Group stock fell 4.96 percent after a Q2 loss

Jiayin Group (JFIN) shares dropped 4.96% after reporting a significant Q2 net loss of CNY 183.6 million, with revenue falling 60.9% to CNY 736.9 million. The company's financial downturn is attributed to tighter...

AD HOC NEWS•Oct 6, 2026 11:56 PM ET10/6/26•Neutral

Jiayin Group stock gained 7.63 percent after its Q2 loss

Jiayin Group's stock rose by 7.63% to USD 1.4100 on October 5, 2026, despite reporting a significant Q2 loss and a 59% drop in first-half revenue to CNY 1.49 billion. The company attributes this downturn to a strategic...

AD HOC NEWS•Oct 6, 2026 9:01 AM ET10/6/26•Somewhat-Bullish

Jiayin Group stock fell 1.5 percent after a Q2 loss

Jiayin Group (JFIN) stock fell 1.5 percent to USD 1.31 after reporting a significant Q2 loss of RMB 183.6 million and a 60.9 percent drop in revenue. The company is undergoing a strategic shift towards compliant lending...

AD HOC NEWS•Oct 5, 2026 6:19 AM ET10/5/26•Bearish

Jiayin Group (NASDAQ:JFIN) Stock Falls 3.5% - Time to Sell?

Jiayin Group (NASDAQ:JFIN) stock dropped 3.5% in mid-day trading to $1.39, trading well below its 50-day and 200-day moving averages. Analyst sentiment is bearish...

MarketBeat•Sep 30, 2026 1:30 AM ET9/30/26•Bearish

JFIN Valuation and Fair Value

P/E: 0.1x
Forward P/E: 1.8x
EV/EBITDA: 2.2x
P/B: 0.1x

See GNG's fair value

JFIN Profitability: Margins, ROIC and FCF

Gross margin: 62.8%
Operating margin: -33.5%
Net margin: 5.7%
ROIC: 3.3%
ROE: 5.7%
FCF margin: 956.8%

JFIN Competitors

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Sector: Communication Services

JFIN Bull Case vs Bear Case

Bull case

JFIN converts 956.8% of revenue into free cash flow.

Bear case

JFIN's quarterly revenue changed -60.9% year over year.

JFIN Earnings: Beat Rate and Next Report

Beat rate: 4 of 8 quarters (50.0%)
Average surprise: -0.6%

JFIN Dividend

Forward yield: 0.0%
Payout ratio: 0.0%

Frequently Asked Questions About JFIN

Does JFIN pay dividends?

Jiayin Group Inc (JFIN) has a dividend payment track record. See the JFIN dividend history page for its current payment status, TTM yield, and recorded payments.

What is JFIN's P/E ratio?

Jiayin Group Inc has a price-to-earnings (P/E) ratio of 0.12.

What is JFIN's market cap?

Jiayin Group Inc (JFIN) has a market capitalization of $63.32M with a current stock price of $1.22.

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