Skip to main content
    F

    Finance of America Companies Inc (FOA)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NYSE

    $10.93
    -0.22 (-1.97%)

    Market Cap: $192.97M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    36%(8/22)
    Avg Surprise
    -32.69%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$1.26
    Range$1.10 - $1.37
    3 analysts
    EPS Revisions
    2
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$1.09+15.9%
    60d ago$1.09+15.9%
    30d ago$1.15+9.9%
    7d ago$1.260.0%
    Current$1.26
    Revenue Consensus
    $132M
    Range$127M - $137M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$1.37
    Range$1.17 - $1.50
    3 analysts
    Revenue Consensus
    $196M
    Range$192M - $199M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.37---
    Sep 26EST
    		-$1.26---
    Jun 26
    Reported Aug 4
    		$0.84$1.09-22.94%Miss+52.7%
    Mar 26
    Reported May 5
    		$1.10$0.84+30.95%Beat+111.5%
    Dec 25
    Reported Mar 10
    		$-1.34$0.65-307.09%Miss-738.0%
    Sep 25
    Reported Nov 4
    		$1.33$0.67+98.51%Beat-82.3%
    Jun 25
    Reported Aug 5
    		$0.55$0.61-9.84%Miss+1200.0%
    Mar 25
    Reported May 6
    		$0.52$0.42+23.81%Beat+273.3%
    Dec 24
    Reported Mar 11
    		$0.21N/A-54.36%Miss+333.3%
    Sep 24
    Reported Nov 6
    		$7.50$-0.31+2519.35%Beat+781.8%
    Jun 24
    Reported Aug 6
    		$-0.05N/A+70.59%Beat+95.8%
    Mar 24
    Reported May 6
    		$-0.30$-0.60+50.00%Beat+62.5%
    Dec 23
    Reported Mar 6
    		$-0.09$-0.08-12.50%Miss+70.0%
    Sep 23
    Reported Nov 7
    		$-1.10$-0.80-37.50%Miss-10.0%
    Jun 23
    Reported Aug 8
    		$-1.20$0.60-300.00%Miss+65.6%
    Mar 23
    Reported May 8
    		$-0.80$-0.70-14.29%Miss-140.0%
    Dec 22
    Reported Mar 13
    		$-0.30$-0.14-114.29%Miss+95.5%
    Sep 22
    Reported Nov 9
    		$-1.00$-0.97-3.09%Miss-125.6%
    Jun 22
    Reported Aug 4
    		$-3.49$0.98-456.12%Miss-216.3%
    Mar 22
    Reported May 9
    		$2.00$2.50-20.00%Miss-83.7%
    Dec 21
    Reported Mar 2
    		$-6.61$0.30-2303.33%Miss-936.7%
    Sep 21
    Reported Nov 8
    		$3.90$2.70+44.44%Beat+13100.0%
    Jun 21
    Reported Aug 11
    		$3.00$3.80-21.05%Miss+1324.0%
    Mar 21
    Reported May 13
    		$12.30$5.60+119.64%Beat+40900.0%
    Dec 20
    Reported Mar 29
    		$0.79N/AN/ABeat+2533.3%
    Sep 20
    Reported Nov 12
    		$-0.03N/AN/ABeat-117.3%
    Jun 20
    Reported Aug 6
    		$-0.25N/AN/ABeat-115.3%
    Mar 20
    Reported May 15
    		$0.03N/AN/ABeat-
    Dec 19
    Reported Mar 30
    		$0.03N/AN/ABeat-
    Sep 19
    Reported Sep 30
    		$0.17N/AN/ABeat-
    Jun 19
    Reported Jun 30
    		$1.60N/AN/ABeat-

    Key Metrics

    Valuation
    P/E Ratio5.66EV/EBITDA-59.08x
    Price/FCF-0.16xFCF Yield-643.58%
    Profitability
    Profit Margin-0.10%Operating Margin-67.50%
    ROE-9.93%ROIC1.37%
    Financial Health
    Debt/Equity106.04xInterest Coverage0.46x
    Current Ratio0.11xQuick Ratio0.11x
    Trading Statistics
    Beta1.69Avg Volume74.42K
    52-Week High$29.7952-Week Low$10.79

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$12.48
    SMA 20$13.20
    SMA 50$16.50
    SMA 200$20.07
    EMA 10$12.24
    EMA 20$13.23
    EMA 50$15.84
    EMA 200$19.56

    MACD

    Line: -1.38Signal: -1.36Hist: -0.02

    ADX

    ADX: 51.2+DI: 9.0-DI: 39.6

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down96.0
    PSAR$13.12

    Bollinger Bands

    Upper Band$15.46
    Lower Band$10.93
    %B Position3432%(Upper)
    Band Width-0.00

    RSI (14-Day)

    Oversold
    19.2

    Momentum Oscillators

    Stoch %K7.9
    Stoch %D8.5
    Williams %R-96.1
    ROC (10d)-15.7%
    Momentum-2.04
    CCI (20d)-168.3
    MFI (14d)5.8

    Volatility Measures

    ATR (14d)$0.75(6.9%)
    StdDev (20d)1.13
    Hist Vol52.2%(High)

    Volume Flow

    VWAP$11.11
    OBV-2.1M
    AD Line-1.7M
    CMF (20d)-0.225

    Volume Metrics

    Avg Vol (20d)76.5K
    Vol Ratio1.0x
    VWMA (20d)$13.18

    Pivot Points

    R3$12.55
    R2$12.12
    R1$11.64
    Pivot Point$11.21
    S1$10.73
    S2$10.30
    S3$9.82

    Advanced Oscillators

    TSI-51.97
    Ultimate Osc33.6
    KST-241.15

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$62.37M$509.06M$493.42M$490.94M$597.95M$571.70M$289.04M$712.20M$487.63M$459.81M$275.73M$295.32M
    Cost of Revenue$42.63M$414.03M$435.62M$52.98M$437.56M$425.08M$417.35M$436.85M$421.89M$401.96M$385.10M$380.13M
    Gross Profit$19.73M$95.03M$57.80M$437.96M$160.39M$146.62M$-128,308,000$275.36M$65.75M$57.85M$275.73M$-84,810,000
    Operating Expenses$49.60M$58.77M$79.80M$42.69M$78.43M$64.93M$17.50M$67.18M$69.51M$73.63M$69.31M$87.76M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$13.90M$57.06M$27.11M$50.02M$50.15M$46.91M$19.36M$45.49M$51.29M$56.29M$21.73M$69.61M
    Operating Income$-29,866,000$36.26M$-21,996,000$395.27M$81.95M$81.69M$-145,809,000$208.17M$-3,768,000$-15,780,000$206.42M$-172,571,000
    Interest Income$490.07M$467.60M$475.44M$482.13M$481.80M$480.60M$473.71M$490.69M$478.43M$464.30M$495.19M$4.44M
    Interest Expense$447.50M$414.03M$435.62M$418.52M$437.56M$425.08M$417.35M$436.85M$422.22M$402.28M$385.10M$380.13M
    Income Before Tax$-71,056,000$36.26M$-21,996,000$-28,555,000$81.95M$81.69M$-145,809,000$208.17M$-3,768,000$-15,780,000$171.55M$-172,571,000
    Income Tax Expense$-42,204,000$1.09M$-686,000$130,000$2.13M$1.94M$-3,180,000$4.42M$1.15M$2.00M$193,000$-103,000
    Net Income$2.05M$17.51M$-10,382,000$-9,515,000$34.92M$30.21M$-59,088,000$84.20M$-2,089,000$-7,538,000$61.36M$-65,363,000
    EBITDA$386.38M$46.11M$-12,356,000$399.61M$91.61M$91.35M$-136,070,000$217.95M$5.99M$-6,102,000$171.55M$-162,617,000
    EBIT$376.45M$36.26M$-21,996,000$389.96M$81.95M$81.69M$-145,809,000$208.17M$-3,768,000$-15,780,000$161.62M$-172,571,000
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about FOA

    News

    Form 4 Finance of America Companies Inc For: 10 October By Investing.com

    This article reports on a Form 4 filing for Finance of America Companies Inc., specifically for transactions that occurred on October 10th. It provides this information alongside general market data and other news...

    Investing.com Nigeria•10/10/26•Neutral

    Form 4 Finance of America Companies Inc For: 10 October By Investing.com

    This article reports on a Form 4 filing for Finance of America Companies Inc. on October 10th. Form 4s disclose transactions by company insiders...

    Investing.com UK•10/10/26•Somewhat-Bearish

    Finance of America CIO Jeremy Prahm sells $79,202 in FOA shares

    Jeremy Prahm, CIO of Finance of America Companies Inc. (NASDAQ:FOA), sold 6,000 shares of Class A Common Stock for a total of $79,202 on October 5...

    Investing.com•10/10/26•Somewhat-Bearish

    Form 4 Finance of America Companies Inc For: 10 October By Investing.com

    This article announces the filing of a Form 4 for Finance of America Companies Inc. on October 10th. Form 4 filings detail changes in the beneficial ownership of a company's securities by its directors, officers...

    Investing.com India•10/10/26•Neutral

    Insider Selling: Finance of America Companies (NYSE:FOA) CIO Sells 6,000 Shares of Company Stock

    Finance of America Companies (NYSE:FOA) CIO Jeremy Prahm recently sold 6,000 shares of the company's stock for $79,200, reducing his direct holdings by 3.71%. This sale was part of a pre-arranged trading plan...

    MarketBeat•10/7/26•Bearish

    FOA Valuation and Fair Value

    P/E
    5.7x
    Forward P/E
    2.8x
    EV/EBITDA
    -59.1x
    P/FCF
    -0.2x
    P/B
    0.2x
    See GNG's fair value

    FOA Profitability: Margins, ROIC and FCF

    Gross margin
    39.2%
    Operating margin
    -67.5%
    Net margin
    -0.1%
    ROIC
    1.4%
    ROE
    -9.9%
    FCF margin
    -35.7%
    FCF yield
    -643.6%

    FOA Competitors

    CompanyTicker
    Soluna Holdings IncSLNH
    Landmark Bancorp IncLARK
    SWK Holdings CorpSWKH
    Nabors Energy Transition Corp. II Class A Ordinary SharesNETD
    Arrowmark Financial CorpBANX
    Future Vision II Acquisition Corporation UnitsFVNNU
    Legato Merger Corp. IIILEGT
    Nabors Energy Transition Corp. II UnitNETDU

    Sector: Financial Services

    FOA Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    0
    Buy
    2
    Hold
    1
    Sell
    0
    Strong Sell
    0

    FOA Bull Case vs Bear Case

    Bear case

    • FOA has a -0.1% net profit margin.
    • FOA's quarterly revenue changed -64.8% year over year.
    • FOA has a debt-to-equity ratio of 106.0x.

    FOA Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    369.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $1.26
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    Frequently Asked Questions About FOA

    Does FOA pay dividends?

    Finance of America Companies Inc (FOA) does not currently pay a regular dividend.

    What is FOA's P/E ratio?

    Finance of America Companies Inc has a price-to-earnings (P/E) ratio of 5.66.

    What is FOA's market cap?

    Finance of America Companies Inc (FOA) has a market capitalization of $192.97M with a current stock price of $10.93.

    Related stocks

    Sector: Financial Services

    All stocks starting with F

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In