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    360 Finance Inc (QFIN)

    Official site

    FINANCIAL SERVICES • CREDIT SERVICES • NASDAQ

    $8.66
    -0.14 (-1.59%)

    Market Cap: $1.07B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    64%(18/28)
    Avg Surprise
    +9.13%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$3.41
    Range$3.41 - $3.41
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$7.07+107.3%
    60d ago$7.07+107.3%
    30d ago$7.12+108.8%
    7d ago$7.12+108.8%
    Current$3.41
    Revenue Consensus
    $0
    Range$0 - $0
    0 analysts
    Dec 31, 2026
    EPS Consensus$0.66
    Range$0.13 - $1.20
    2 analysts
    Revenue Consensus
    $5.4B
    Range$5.4B - $5.4B
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.66---
    Sep 26EST
    		-$3.41---
    Jun 26
    		$0.48$0.96-50.00%Miss-96.2%
    Mar 26
    		$7.16$6.39+12.05%Beat+311.5%
    Dec 25
    		$7.82$9.17-14.72%Miss-42.8%
    Sep 25
    		$10.80$11.80-8.47%Miss-11.3%
    Jun 25
    		$12.76$12.67+0.71%Beat+43.0%
    Mar 25
    		$1.74$1.72+1.16%Beat-76.2%
    Dec 24
    		$13.66$7.77+75.80%Beat+91.0%
    Sep 24
    		$12.18$10.01+21.68%Beat+75.5%
    Jun 24
    		$8.92$7.17+24.41%Beat+28.3%
    Mar 24
    		$7.30$7.16+1.96%Beat+23.3%
    Dec 23
    		$7.15$7.04+1.56%Beat+25.4%
    Sep 23
    		$6.94$3.23+114.86%Beat+7.1%
    Jun 23
    		$6.95$6.60+5.30%Beat+13.6%
    Mar 23
    		$5.92$5.97-0.84%Miss-22.9%
    Dec 22
    		$5.70$3.41+67.16%Beat-30.7%
    Sep 22
    		$6.48$6.50-0.31%Miss-33.5%
    Jun 22
    		$6.12$6.63-7.69%Miss-36.4%
    Mar 22
    		$7.68$7.29+5.35%Beat+82.0%
    Dec 21
    		$8.22$7.60+8.16%Beat-2.1%
    Sep 21
    		$9.74$8.57+13.65%Beat+144.1%
    Jun 21
    		$9.62$7.52+27.93%Beat+67.0%
    Mar 21
    		$4.22$5.10-17.25%Miss+591.8%
    Dec 20
    		$8.40$6.89+21.92%Beat+487.4%
    Sep 20
    		$3.99$5.56-28.24%Miss+62.9%
    Jun 20
    		$5.76$5.19+10.98%Beat+182.4%
    Mar 20
    		$0.61$0.33+84.85%Beat-74.6%
    Dec 19
    		$1.43N/A-68.15%Miss-27.8%
    Sep 19
    		$2.45$4.72-48.09%Miss+189.3%
    Jun 19
    		$2.04$0.00N/ABeat+1040.5%
    Mar 19
    		$2.40N/AN/ABeat+819.9%
    Dec 18
    		$1.98N/AN/ABeat+23755.4%
    Sep 18
    		$0.85N/AN/ABeat+634.7%
    Jun 18
    		$-0.22N/AN/ABeat-267.0%
    Mar 18
    		$0.26N/AN/ABeat+629.2%
    Dec 17
    		$0.01N/AN/ABeat-
    Sep 17
    		$-0.16N/AN/ABeat-
    Jun 17
    		$-0.06N/AN/ABeat-
    Mar 17
    		$-0.05N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield17.78%
    Annual/Share$1.54
    Payout Ratio17.90%
    Frequency2
    Pay MonthsMay, Sep

    Growth

    3Y CAGR+22.20%
    View QFIN's full dividend history

    Key Metrics

    Valuation
    P/E Ratio0.33EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin22.30%Operating Margin32.50%
    ROE15.30%ROIC23.14%
    Financial Health
    Debt/Equity0.09xInterest CoverageN/A
    Current Ratio5.47xQuick Ratio5.47x
    Trading Statistics
    Beta0.62Avg Volume2.77M
    52-Week High$30.8552-Week Low$8.72

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$10.54
    SMA 20$11.67
    SMA 50$13.15
    SMA 200$14.65
    EMA 10$10.24
    EMA 20$11.25
    EMA 50$12.53
    EMA 200$16.24

    MACD

    Line: -1.14Signal: -0.80Hist: -0.34

    ADX

    ADX: 45.1+DI: 5.4-DI: 45.4

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down100.0
    PSAR$10.37

    Bollinger Bands

    Upper Band$14.74
    Lower Band$8.60
    %B Position5256%(Upper)
    Band Width0.01

    RSI (14-Day)

    Oversold
    19.2

    Momentum Oscillators

    Stoch %K3.9
    Stoch %D7.2
    Williams %R-98.8
    ROC (10d)-27.5%
    Momentum-3.28
    CCI (20d)-170.8
    MFI (14d)23.6

    Volatility Measures

    ATR (14d)$0.60(6.9%)
    StdDev (20d)1.53
    Hist Vol71.4%(High)

    Volume Flow

    VWAP$8.72
    OBV-136.0M
    AD Line-1.9B
    CMF (20d)-0.152

    Volume Metrics

    Avg Vol (20d)2.9M
    Vol Ratio1.0x
    VWMA (20d)$10.82

    Pivot Points

    R3$9.52
    R2$9.34
    R1$9.07
    Pivot Point$8.89
    S1$8.63
    S2$8.45
    S3$8.18

    Advanced Oscillators

    TSI-50.07
    Ultimate Osc32.2
    KST-212.64

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$3.56B$3.91B$4.04B$5.21B$4.33B$4.06B$4.48B$4.37B$4.16B$4.15B$3.89B$4.28B
    Cost of Revenue$802.84M$2.19B$874.90M$1.82B$920.38M$891.63M$1.52B$1.40B$1.80B$1.84B$1.68B$1.40B
    Gross Profit$2.75B$1.72B$3.16B$3.38B$3.41B$3.17B$2.96B$2.97B$2.36B$2.31B$2.21B$2.89B
    Operating Expenses$1.62B$614.57M$2.35B$1.68B$1.24B$947.32M$1.07B$684.34M$371.94M$950.17M$1.53B$1.50B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$158.65M$693.35M$143.82M$175.88M$196.48M$156.06M$91.97M$95.05M$106.42M$108.04M$95.39M
    Operating Income$1.14B$1.11B$807.26M$1.70B$2.17B$2.22B$1.89B$2.29B$1.98B$1.36B$2.06B$1.39B
    Interest Income$0$2.06B$2.26B$2.42B$2.28B$1.88B$1.74B$1.81B$1.74B$1.59B$1.53B$1.42B
    Interest Expense$48.03M$128.30M$0$0$0$0$0$0$0$0$732.96M$0
    Income Before Tax$1.09B$1.14B$1.14B$1.83B$2.17B$2.22B$1.93B$2.36B$2.08B$1.53B$1.33B$1.48B
    Income Tax Expense$689.19M$260.72M$134.62M$398.83M$441.52M$423.63M$20.04M$558.14M$700.05M$366.06M$223.24M$340.41M
    Net Income$404.77M$879.81M$998.68M$1.44B$1.73B$1.80B$1.92B$1.80B$1.38B$1.16B$1.11B$1.14B
    EBITDA$1.09B$945.50M$1.14B$2.49B$2.17B$2.22B$2.22B$2.37B$1.79B$1.70B$2.08B$2.24B
    EBITN/AN/AN/A$2.47BN/A$2.22B$2.20B$2.35B$1.77B$1.68B$2.06B$2.22B
    * Some calculated fields are derived from available data when not provided by source

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    Frequently Asked Questions About QFIN

    What is QFIN's current dividend yield?
    360 Finance Inc (QFIN) has a current dividend yield of 17.78%.
    Does QFIN pay dividends?
    Yes, 360 Finance Inc pays dividends with a current yield of 17.78%.
    What is QFIN's P/E ratio?
    360 Finance Inc has a price-to-earnings (P/E) ratio of 0.33.
    What is QFIN's market cap?
    360 Finance Inc (QFIN) has a market capitalization of $1.07B with a current stock price of $8.66.

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