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    Lument Finance Trust Inc (LFT)

    Official site

    REAL ESTATE • REIT - MORTGAGE • NYSE

    $4.67
    -0.27 (-5.47%)

    Market Cap: $24.55M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    41%(16/39)
    Avg Surprise
    -25.91%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.40
    Range$-0.20 - $1.00
    2 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.30+33.3%
    60d ago$0.30+33.3%
    30d ago$0.30+33.3%
    7d ago$0.30+33.3%
    Current$0.40
    Revenue Consensus
    $7M
    Range$4M - $10M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$-1.59
    Range$-1.59 - $-1.59
    1 analysts
    Revenue Consensus
    $9M
    Range$-1900080 - $21M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$-1.59---
    Sep 26EST
    -$0.40---
    Jun 26
    Reported Aug 13
    $-0.10$0.03-433.33%Miss-300.0%
    Mar 26
    Reported May 15
    $0.02N/A-71.43%Miss-75.0%
    Dec 25
    Reported Mar 23
    $-0.17$0.08-312.50%Miss-270.0%
    Sep 25
    Reported Nov 12
    $0.02N/A-75.00%Miss-80.0%
    Jun 25
    Reported Aug 8
    $0.05$0.08-37.50%Miss-44.4%
    Mar 25
    Reported May 12
    $0.08$0.09-11.11%Miss-46.7%
    Dec 24
    Reported Mar 19
    $0.10$0.10+0.00%Beat+0.0%
    Sep 24
    Reported Nov 12
    $0.10$0.08+25.00%Beat-9.1%
    Jun 24
    Reported Aug 12
    $0.09$0.11-18.18%Miss+125.0%
    Mar 24
    Reported May 9
    $0.15$0.12+25.00%Beat+71.0%
    Dec 23
    Reported Mar 15
    $0.10$0.11-9.09%Miss+66.7%
    Sep 23
    Reported Nov 13
    $0.11$0.09+22.22%Beat+266.7%
    Jun 23
    Reported Aug 8
    $0.04$0.07-42.86%Miss-20.0%
    Mar 23
    Reported May 11
    $0.09$0.05+75.40%Beat+75.4%
    Dec 22
    Reported Mar 23
    $0.06$0.05+20.00%Beat-45.5%
    Sep 22
    Reported Nov 8
    $0.03$0.06-50.00%Miss-50.0%
    Jun 22
    Reported Aug 8
    $0.05$0.06-16.67%Miss-54.5%
    Mar 22
    Reported May 9
    $0.05$0.07-28.57%Miss-54.5%
    Dec 21
    Reported Mar 15
    $0.11$0.10+10.00%Beat+10.0%
    Sep 21
    Reported Nov 9
    $0.06$0.09-33.33%Miss-45.5%
    Jun 21
    Reported Aug 9
    $0.11$0.07+57.14%Beat+22.2%
    Mar 21
    Reported May 10
    $0.11$0.09+22.22%Beat+22.2%
    Dec 20
    Reported Mar 15
    $0.10$0.09+11.11%Beat+66.7%
    Sep 20
    Reported Nov 6
    $0.11$0.08+37.50%Beat+10.0%
    Jun 20
    Reported Aug 7
    $0.09$0.08+12.50%Beat+0.0%
    Mar 20
    Reported May 11
    $0.09$0.05+80.00%Beat+28.6%
    Dec 19
    Reported Mar 16
    $0.06$0.10-40.00%Miss-25.0%
    Sep 19
    Reported Nov 7
    $0.10$0.10+0.00%Beat+0.0%
    Jun 19
    Reported Aug 7
    $0.09$0.10-10.00%Miss+0.0%
    Mar 19
    Reported May 10
    $0.07$0.12-41.67%Miss+75.0%
    Dec 18
    Reported Mar 18
    $0.08$0.12-33.33%Miss-20.0%
    Sep 18
    Reported Nov 14
    $0.10$0.09+11.11%Beat-9.1%
    Jun 18
    Reported Aug 9
    $0.09$0.10-10.00%Miss-25.0%
    Mar 18
    Reported May 10
    $0.04N/A-71.43%Miss-73.3%
    Dec 17
    Reported Mar 16
    $0.10$0.12-16.67%Miss-47.4%
    Sep 17
    Reported Nov 6
    $0.11$0.10+10.00%Beat-
    Jun 17
    Reported Aug 7
    $0.12$0.19-36.84%Miss-
    Mar 17
    Reported May 10
    $0.15$0.20-25.00%Miss-
    Dec 16
    Reported Mar 16
    $0.19$0.20-5.00%Miss-

    Dividends

    Dividend Metrics

    Forward Yield34.26%
    Forward Annual Dividend$1.60
    Payout Ratio97.37%
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR-2.86%
    5Y CAGR-9.63%

    Key Metrics

    Valuation
    P/E Ratio-2.03EV/EBITDA21.14x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin0.00%Operating Margin196.40%
    ROE-6.29%ROIC3.42%
    Financial Health
    Debt/Equity3.20xInterest Coverage0.53x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.68Avg Volume35.41K
    52-Week High$16.4552-Week Low$4.38

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$4.96
    SMA 20$5.11
    SMA 50$5.77
    SMA 200$9.19
    EMA 10$4.95
    EMA 20$5.17
    EMA 50$5.89
    EMA 200$9.03

    MACD

    Line: -0.32Signal: -0.34Hist: 0.02

    ADX

    ADX: 36.3+DI: 9.6-DI: 7.2

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down4.0
    PSAR$4.44

    Bollinger Bands

    Upper Band$5.93
    Lower Band$4.29
    %B Position3210%(Upper)
    Band Width0.23

    RSI (14-Day)

    Neutral
    35.7

    Momentum Oscillators

    Stoch %K28.9
    Stoch %D26.0
    Williams %R-91.3
    ROC (10d)-7.0%
    Momentum-0.35
    CCI (20d)-104.7
    MFI (14d)47.7

    Volatility Measures

    ATR (14d)$1.38(29.6%)
    StdDev (20d)0.41
    Hist Vol80.4%(High)

    Volume Flow

    VWAP$4.75
    OBV-13.1M
    AD Line27.1B
    CMF (20d)-2.556

    Volume Metrics

    Avg Vol (20d)37.3K
    Vol Ratio1.3x
    VWMA (20d)$5.07

    Pivot Points

    R3$5.43
    R2$5.31
    R1$5.12
    Pivot Point$5.00
    S1$4.81
    S2$4.69
    S3$4.50

    Advanced Oscillators

    TSI-28.65
    Ultimate Osc39.7
    KST-177.14

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$19.09M$21.12M$16.25M$18.34M$19.29M$21.26M$8.25M$8.42M$7.73M$10.46M$8.05M$8.54M
    Cost of Revenue$2.49M$2.17M$21.09M$2.24M$13.71M$20.27M$18.14M$80,098$2.22M$3.04M$1.61M$168,062
    Gross Profit$16.59M$18.95M$-4,840,387$16.10M$5.58M$988,439$8.25M$8.42M$7.73M$10.46M$8.05M$8.54M
    Operating Expenses$10.01M$783,261$2.91M$830,896$1.89M$1.50M$8.25M$8.42M$7.73M$10.46M$8.05M$8.54M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1.41M$1.07M$983,645$2.81M$1.12M$1.04M$1.08M$1.27M$1.29M$1.19M$987,103$920,197
    Operating Income$6.59M$18.17M$-7,750,524$15.27M$3.69M$-514,018$21.82M$-1,240,444$-1,152,406$29.44M$28.40M$28.69M
    Interest Income$19.05M$21.07M$17.83M$18.29M$20.58M$22.31M$26.38M$29.67M$30.64M$35.44M$32.48M$31.86M
    Interest Expense$14.55M$15.37M$12.46M$13.24M$13.62M$14.58M$17.02M$20.19M$21.12M$22.45M$23.39M$22.31M
    Income Before Tax$-8,023,650$201,935$-7,750,524$1.84M$3.69M$-514,018$4.80M$6.28M$4.60M$6.99M$5.01M$6.38M
    Income Tax Expense$-10,745$-4,648$6,629$-2,902$-4,084$8,550$5,457$3,489$-1,030$10,892$-4,057$19,803
    Net Income$-8,012,905$206,583$-7,757,153$1.84M$3.69M$-522,568$4.79M$6.28M$4.60M$6.98M$5.01M$6.36M
    EBITDA$6.91M$15.88M$-7,454,826$15.42M$3.83M$-514,018$21.82M$26.47M$25.71M$29.44M$28.40M$28.69M
    EBIT$6.52M$15.57M$-7,750,524$15.08M$3.69M$14.06MN/AN/A$-2,552,112$38.20M$43.53M$5.35M
    * Some calculated fields are derived from available data when not provided by source

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    LFT Valuation and Fair Value

    P/E
    -2.0x
    EV/EBITDA
    21.1x
    P/B
    0.1x
    See GNG's fair value

    LFT Profitability: Margins, ROIC and FCF

    Gross margin
    62.6%
    Operating margin
    196.4%
    Net margin
    0.0%
    ROIC
    3.4%
    ROE
    -6.3%
    FCF margin
    7.1%

    LFT Bull Case vs Bear Case

    Bull case

    • LFT grew quarterly revenue 208.5% year over year.

    Bear case

    • LFT beat EPS estimates in 12.5% of its last 8 reported quarters.
    • LFT has a debt-to-equity ratio of 3.2x.

    LFT Earnings: Beat Rate and Next Report

    Beat rate
    1 of 8 quarters (12.5%)
    Average surprise
    -114.5%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.40
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    LFT Dividend

    Forward yield
    34.3%
    Payout ratio
    97.4%
    3Y DPS growth
    -2.9%
    5Y DPS growth
    -9.6%
    Pay months
    Jan, Apr, Jul, Oct
    LFT dividend history

    Frequently Asked Questions About LFT

    What is LFT's current dividend yield?

    Lument Finance Trust Inc (LFT) has a forward dividend yield of 34.26%.

    Does LFT pay dividends?

    Yes, Lument Finance Trust Inc pays dividends with a forward dividend yield of 34.26%.

    What is LFT's market cap?

    Lument Finance Trust Inc (LFT) has a market capitalization of $24.55M with a current stock price of $4.67.

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