Ohio Valley Banc Corp (OVBC)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$46.11

+0.12 (+0.26%)

Market Cap: $216.66M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Jul 27, 2026Reported Jul 27	$0.62	N/A	-	N/A	Beat	-	-	-30.3%
Mar 31, 2026Mar 26 Reported Apr 28, 2026Reported Apr 28	$0.91	N/A	-	N/A	Beat	-	-	-2.5%
Dec 31, 2025Dec 25 Reported Jan 27, 2026Reported Jan 27	$0.84	N/A	-	N/A	Beat	-	-	+57.2%
Sep 30, 2025Sep 25 Reported Oct 27, 2025Reported Oct 27	$0.64	N/A	-	N/A	Beat	-	-	+11.4%
Jun 30, 2025Jun 25 Reported Jul 25, 2025Reported Jul 25	$0.89	N/A	-	N/A	Beat	-	-	+41.9%
Mar 31, 2025Mar 25 Reported Apr 25, 2025Reported Apr 25	$0.94	N/A	-	N/A	Beat	-	-	+60.3%
Dec 31, 2024Dec 24 Reported Jan 28, 2025Reported Jan 28	$0.53	N/A	-	N/A	Beat	-	-	-20.9%
Sep 30, 2024Sep 24 Reported Oct 28, 2024Reported Oct 28	$0.58	N/A	-	N/A	Beat	-	-	+22.8%
Jun 30, 2024Jun 24 Reported Jul 26, 2024Reported Jul 26	$0.63	N/A	-	N/A	Beat	-	-	-7.8%
Mar 31, 2024Mar 24 Reported Apr 25, 2024Reported Apr 25	$0.58	N/A	-	N/A	Beat	-	-	-28.7%
Dec 31, 2023Dec 23 Reported Mar 15, 2024Reported Mar 15	$0.68	$0.00	-	N/A	Beat	-	-	-8.8%
Sep 30, 2023Sep 23 Reported Oct 26, 2023Reported Oct 26	$0.47	N/A	-	N/A	Beat	-	-	-39.0%
Jun 30, 2023Jun 23 Reported Jul 27, 2023Reported Jul 27	$0.68	N/A	-	N/A	Beat	-	-	+62.0%
Mar 31, 2023Mar 23 Reported Apr 27, 2023Reported Apr 27	$0.82	N/A	-	N/A	Beat	-	-	-5.9%
Dec 31, 2022Dec 22 Reported Mar 23, 2023Reported Mar 23	$0.74	N/A	-	N/A	Beat	-	-	+54.2%
Sep 30, 2022Sep 22 Reported Oct 28, 2022Reported Oct 28	$0.77	N/A	-	N/A	Beat	-	-	+22.2%
Jun 30, 2022Jun 22 Reported Jul 28, 2022Reported Jul 28	$0.42	N/A	-	N/A	Beat	-	-	-30.0%
Mar 31, 2022Mar 22 Reported Apr 28, 2022Reported Apr 28	$0.87	N/A	-	N/A	Beat	-	-	+17.6%
Dec 31, 2021Dec 21 Reported Mar 16, 2022Reported Mar 16	$0.48	N/A	-	N/A	Beat	-	-	-51.0%
Sep 30, 2021Sep 21 Reported Oct 27, 2021Reported Oct 27	$0.63	N/A	-	N/A	Beat	-	-	+31.3%
Jun 30, 2021Jun 21 Reported Jul 28, 2021Reported Jul 28	$0.60	N/A	-	N/A	Beat	-	-	+27.7%
Mar 31, 2021Mar 21 Reported Apr 30, 2021Reported Apr 30	$0.74	N/A	-	N/A	Beat	-	-	+252.4%
Dec 31, 2020Dec 20 Reported Mar 24, 2021Reported Mar 24	$0.98	N/A	-	N/A	Beat	-	-	+34.2%
Sep 30, 2020Sep 20 Reported Oct 27, 2020Reported Oct 27	$0.48	N/A	-	N/A	Beat	-	-	+6.7%
Jun 30, 2020Jun 20 Reported Jul 28, 2020Reported Jul 28	$0.47	N/A	-	N/A	Beat	-	-	-27.7%
Mar 31, 2020Mar 20 Reported Apr 27, 2020Reported Apr 27	$0.21	N/A	-	N/A	Beat	-	-	-16.0%
Dec 31, 2019Dec 19 Reported Mar 16, 2020Reported Mar 16	$0.73	N/A	-	N/A	Beat	-	-	-9.9%
Sep 30, 2019Sep 19 Reported Oct 25, 2019Reported Oct 25	$0.45	N/A	-	N/A	Beat	-	-	+21.6%
Jun 30, 2019Jun 19 Reported Jul 25, 2019Reported Jul 25	$0.65	N/A	-	N/A	Beat	-	-	+3.2%
Mar 31, 2019Mar 19 Reported Apr 25, 2019Reported Apr 25	$0.25	N/A	-	N/A	Beat	-	-	-64.8%
Dec 31, 2018Dec 18 Reported Mar 18, 2019Reported Mar 18	$0.81	N/A	-	N/A	Beat	-	-	+42.1%
Sep 30, 2018Sep 18 Reported Oct 25, 2018Reported Oct 25	$0.37	N/A	-	N/A	Beat	-	-	+5.7%
Jun 30, 2018Jun 18 Reported Jul 26, 2018Reported Jul 26	$0.63	N/A	-	N/A	Beat	-	-	+70.3%
Mar 31, 2018Mar 18 Reported Apr 26, 2018Reported Apr 26	$0.71	N/A	-	N/A	Beat	-	-	+2.9%
Dec 31, 2017Dec 17 Reported Mar 16, 2018Reported Mar 16	$0.57	N/A	-	N/A	Beat	-	-	-17.2%
Sep 30, 2017Sep 17 Reported Oct 26, 2017Reported Oct 26	$0.35	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Jul 27, 2017Reported Jul 27	$0.37	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Apr 27, 2017Reported Apr 27	$0.69	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Feb 8, 2017Reported Feb 8	$0.69	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield2.17%

Forward Annual Dividend$1.00

Payout Ratio31.83%

FrequencyQuarterly

Pay MonthsFeb, May, Aug, Nov

Growth

3Y CAGR+2.70%

5Y CAGR+1.61%

OVBC dividend history and ex-dividend dates Run OVBC in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	15.29	EV/EBITDA	14.36x
Price/FCF	11.02x	FCF Yield	9.08%
Profitability
Profit Margin	22.80%	Operating Margin	25.80%
ROE	8.51%	ROIC	6.35%
Financial Health
Debt/Equity	0.29x	Interest Coverage	0.59x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.03	Avg Volume	24.11K
52-Week High	$54.63	52-Week Low	$33.39

Technical Indicators Dashboard

Moving Averages

SMA 10$45.47

SMA 20$44.96

SMA 50$45.23

SMA 200$43.92

EMA 10$45.53

EMA 20$45.32

EMA 50$45.08

EMA 200$43.26

MACD

Line: 0.20Signal: 0.05Hist: 0.15

ADX

ADX: 15.2+DI: 20.4-DI: 15.4

Aroon & PSAR

Aroon Up4.0

Aroon Down40.0

PSAR$43.68

Bollinger Bands

Upper Band$46.41

Lower Band$43.51

%B Position645%(Upper)

Band Width0.90

RSI (14-Day)

Neutral

58.3

Momentum Oscillators

Stoch %K86.2

Stoch %D85.2

Williams %R-19.9

ROC (10d)4.1%

Momentum1.81

CCI (20d)158.8

MFI (14d)75.2

Volatility Measures

ATR (14d)$1.11(2.4%)

StdDev (20d)0.73

Hist Vol19.9%(Low)

Volume Flow

VWAP$46.33

OBV1.7M

AD Line-16.5M

CMF (20d)0.167

Volume Metrics

Avg Vol (20d)24.1K

Vol Ratio0.3x(Low)

VWMA (20d)$44.89

Pivot Points

R3$47.38

R2$46.92

R1$46.46

Pivot Point$46.00

S1$45.54

S2$45.08

S3$44.62

Advanced Oscillators

TSI6.78

Ultimate Osc54.5

KST-3.46

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$18.58M	$18.18M	$16.20M	$16.34M	$17.38M	$16.79M	$16.99M	$15.44M	$14.66M	$14.89M	$14.90M	$13.94M
Cost of Revenue	N/A	$9.21M	$7.76M	$8.06M	$7.65M	$7.08M	$7.57M	$7.74M	$6.87M	$7.25M	$6.50M	$5.44M
Gross Profit	N/A	$16.55M	$15.82M	$15.23M	$16.23M	$16.37M	$16.37M	$14.52M	$14.48M	$14.13M	$14.21M	$13.06M

Operating Expenses	$11.24M	$11.30M	$10.85M	$11.49M	$11.05M	$10.82M	$13.31M	$11.22M	$10.86M	$10.74M	$10.30M	$10.38M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$5.25M	$4.97M	$3.74M	$5.19M	$5.55M	$3.07M	$3.29M	$3.62M	$3.39M	$3.90M	$2.68M

Interest Income	$23.48M	$22.48M	$22.85M	$21.55M	$21.04M	$19.80M	$20.02M	$19.41M	$18.65M	$17.68M	$17.12M	$15.93M
Interest Expense	$8.08M	$7.59M	$7.38M	$6.95M	$6.50M	$6.66M	$6.95M	$6.82M	$6.69M	$6.49M	$5.81M	$4.56M
Income Before Tax	$3.58M	$5.25M	$4.97M	$3.74M	$5.19M	$5.55M	$3.07M	$3.29M	$3.62M	$3.39M	$3.90M	$2.68M
Income Tax Expense	$657,000	$956,000	$1.01M	$714,000	$976,000	$1.15M	$552,000	$576,000	$648,000	$601,000	$682,000	$426,000

Net Income	$2.93M	$4.30M	$3.96M	$3.03M	$4.21M	$4.41M	$2.52M	$2.72M	$2.97M	$2.79M	$3.22M	$2.25M

EBITDA	$3.58M	$5.25M	$4.97M	$3.74M	$5.19M	$5.55M	$3.07M	$3.29M	$3.62M	$3.39M	$3.91M	$2.68M
EBIT	$3.58M	$5.25M	$4.97M	$3.74M	$5.19M	$5.55M	$3.07M	$3.29M	$3.62M	$3.39M	$3.90M	$2.68M

* Some calculated fields are derived from available data when not provided by source

Related GNG Research

No research available

Be the first to write about OVBC

News

Weiss upgrades Ohio Valley Banc stock from Buy b- to Buy b

Weiss Ratings has upgraded Ohio Valley Banc (OVBC) stock from Buy b- to Buy b, ahead of the company's Q3 2026 earnings report on October 26...

ad-hoc-news.de•Oct 15, 2026 9:29 PM ET10/15/26•Bullish

Weiss Ratings upgrades Ohio Valley Banc stock to Buy

Weiss Ratings has upgraded Ohio Valley Banc (OVBC) stock from Buy b- to Buy b on October 2, 2026. This upgrade occurred while the stock was trading below its 200-day moving average. The company recently reported...

ad-hoc-news.de•Oct 13, 2026 8:41 PM ET10/13/26•Bullish

Demand deposits to total deposits of Ohio Valley Banc Corp. – NASDAQ:OVBC

This article provides financial data for Ohio Valley Banc Corp. (NASDAQ: OVBC), specifically focusing on its demand deposits relative to total deposits. It indicates that the market is currently closed with no trades...

TradingView•Oct 8, 2026 1:26 AM ET10/8/26•Neutral

Ohio Valley Banc stock gained 1.68 percent ahead of October 27 results

Ohio Valley Banc stock increased by 1.68% to USD 45.47 on October 6, 2026, ahead of its next earnings report scheduled for October 27. The regional bank reported second-quarter EPS of USD 0.62 and revenue of USD 18.58...

AD HOC NEWS•Oct 7, 2026 1:26 AM ET10/7/26•Bullish

Ohio Valley Banc stock heads toward its October 27 earnings date

Ohio Valley Banc stock (OVBC) is approaching its Q3 earnings report on October 27, 2026, after market close. The stock last traded at USD 44.61 on October 2, 2026, up 0.71%, and is currently 18.8% below its 52-week high...

AD HOC NEWS•Oct 5, 2026 5:53 AM ET10/5/26•Somewhat-Bullish

OVBC Valuation and Fair Value

P/E: 15.3x
Forward P/E: 9.7x
EV/EBITDA: 14.4x
P/FCF: 11.0x
PEG: 0.0x
P/B: 1.3x

See GNG's fair value

OVBC Profitability: Margins, ROIC and FCF

Operating margin: 25.8%
Net margin: 22.8%
ROIC: 6.4%
ROE: 8.5%
FCF margin: 28.4%
FCF yield: 9.1%

OVBC Competitors

Company	Ticker
OP Bancorp	OPBK
Gesher Acquisition Corp. II	GSHR
First Internet Bancorp	INBK
NewHold Investment Corp III Warrants	NHICW
Cohen & Steers Real Estate Opportunities and Income Fund	RLTY
Onity Group Inc.	ONIT
Real Asset Acquisition Corp.	RAAQ
Translational Development Acquisition Corp. Ordinary Shares	TDAC

Sector: Financial Services

OVBC Bull Case vs Bear Case

Bull case

OVBC converts 28.4% of revenue into free cash flow.
OVBC has a 22.8% net profit margin.

Bear case

OVBC's quarterly revenue changed -8.7% year over year.

OVBC Dividend

Forward yield: 2.2%
Payout ratio: 31.8%
3Y DPS growth: 2.7%
5Y DPS growth: 1.6%
Pay months: Feb, May, Aug, Nov

OVBC dividend history

Frequently Asked Questions About OVBC

What is OVBC's current dividend yield?

Ohio Valley Banc Corp (OVBC) has a forward dividend yield of 2.17%.

Does OVBC pay dividends?

Yes, Ohio Valley Banc Corp pays dividends with a forward dividend yield of 2.17%.

What is OVBC's P/E ratio?

Ohio Valley Banc Corp has a price-to-earnings (P/E) ratio of 15.29.

What is OVBC's market cap?

Ohio Valley Banc Corp (OVBC) has a market capitalization of $216.66M with a current stock price of $46.11.

Get full access to GNG Research

Create a free account to access portfolio tracking, advanced tools, and more.

Create Free Account Log In