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    O

    OP Bancorp (OPBK)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $14.85
    +0.13 (+0.88%)

    Market Cap: $219.81M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    71%(25/35)
    Avg Surprise
    +7.45%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.50
    Range$0.47 - $0.53
    2 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.47+6.4%
    60d ago$0.500.0%
    30d ago$0.500.0%
    7d ago$0.500.0%
    Current$0.50
    Revenue Consensus
    $27M
    Range$26M - $27M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.66
    Range$0.60 - $0.72
    2 analysts
    Revenue Consensus
    $28M
    Range$27M - $29M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.66---
    Sep 26EST
    		-$0.50---
    Jun 26
    Reported Jul 23
    		$0.53$0.46+15.22%Beat+26.2%
    Mar 26
    Reported Apr 23
    		$0.48$0.41+17.07%Beat+29.7%
    Dec 25
    Reported Jan 22
    		$0.47$0.49-4.08%Miss+42.4%
    Sep 25
    Reported Oct 23
    		$0.45$0.44+2.27%Beat+25.0%
    Jun 25
    Reported Jul 24
    		$0.42$0.38+10.53%Beat+16.7%
    Mar 25
    Reported Apr 24
    		$0.37$0.32+15.63%Beat+8.8%
    Dec 24
    Reported Mar 28
    		$0.33$0.34-2.94%Miss-2.9%
    Sep 24
    Reported Oct 24
    		$0.36$0.32+12.50%Beat+9.1%
    Jun 24
    Reported Jul 25
    		$0.36$0.30+20.00%Beat-7.7%
    Mar 24
    Reported Apr 25
    		$0.34$0.28+21.43%Beat-29.2%
    Dec 23
    Reported Mar 29
    		$0.34$0.36-5.56%Miss-33.3%
    Sep 23
    Reported Oct 26
    		$0.33$0.38-13.16%Miss-40.0%
    Jun 23
    Reported Jul 27
    		$0.39$0.38+2.63%Beat-27.8%
    Mar 23
    Reported Apr 27
    		$0.48$0.44+9.09%Beat-9.4%
    Dec 22
    Reported Mar 16
    		$0.51$0.57-10.53%Miss-13.6%
    Sep 22
    Reported Oct 27
    		$0.55$0.57-3.51%Miss+1.9%
    Jun 22
    Reported Jul 28
    		$0.54$0.56-3.57%Miss+28.6%
    Mar 22
    Reported Apr 28
    		$0.53$0.52+1.92%Beat+60.6%
    Dec 21
    Reported Mar 18
    		$0.59$0.52+13.46%Beat+136.0%
    Sep 21
    Reported Oct 28
    		$0.54$0.41+31.71%Beat+134.8%
    Jun 21
    Reported Jul 22
    		$0.42$0.29+44.83%Beat+162.5%
    Mar 21
    Reported Apr 22
    		$0.33$0.26+26.92%Beat+57.1%
    Dec 20
    Reported Mar 15
    		$0.25$0.24+4.17%Beat-3.8%
    Sep 20
    Reported Oct 22
    		$0.23$0.19+21.05%Beat-4.2%
    Jun 20
    Reported Jul 23
    		$0.16$0.13+23.08%Beat-30.4%
    Mar 20
    Reported Apr 23
    		$0.21$0.20+5.00%Beat-8.7%
    Dec 19
    Reported Mar 16
    		$0.26$0.24+8.33%Beat+13.0%
    Sep 19
    Reported Oct 24
    		$0.24$0.24+0.00%Beat+14.3%
    Jun 19
    Reported Jul 25
    		$0.23$0.24-4.17%Miss+0.0%
    Mar 19
    Reported Apr 26
    		$0.23$0.21+9.52%Beat+4.5%
    Dec 18
    Reported Mar 15
    		$0.23$0.22+4.55%Beat+0.0%
    Sep 18
    Reported Oct 25
    		$0.21$0.23-8.70%Miss+23.7%
    Jun 18
    Reported Jul 26
    		$0.23$0.22+4.55%Beat+51.3%
    Mar 18
    Reported Apr 26
    		$0.22$0.24-8.33%Miss+66.4%
    Dec 17
    Reported Jan 30
    		$0.23$0.23+0.00%Beat-
    Sep 17
    Reported Oct 25
    		$0.17N/AN/ABeat-
    Jun 17
    Reported Jul 26
    		$0.15N/AN/ABeat-
    Mar 17
    Reported Apr 25
    		$0.13N/AN/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield3.77%
    Forward Annual Dividend$0.56
    Payout Ratio26.82%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+2.94%
    5Y CAGR+11.38%
    OPBK dividend history and ex-dividend datesRun OPBK in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio7.69EV/EBITDA5.93x
    Price/FCF8.21xFCF Yield12.18%
    Profitability
    Profit Margin29.80%Operating Margin47.30%
    ROE12.80%ROIC8.56%
    Financial Health
    Debt/Equity0.42xInterest Coverage0.55x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.61Avg Volume46.36K
    52-Week High$16.6852-Week Low$12.18

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$15.06
    SMA 20$15.13
    SMA 50$15.28
    SMA 200$14.33
    EMA 10$15.00
    EMA 20$15.09
    EMA 50$15.13
    EMA 200$14.42

    MACD

    Line: -0.10Signal: -0.06Hist: -0.04

    ADX

    ADX: 18.0+DI: 14.5-DI: 23.1

    Aroon & PSAR

    Aroon Up20.0
    Aroon Down96.0
    PSAR$15.46

    Bollinger Bands

    Upper Band$15.52
    Lower Band$14.73
    %B Position519%(Upper)
    Band Width0.15

    RSI (14-Day)

    Neutral
    42.2

    Momentum Oscillators

    Stoch %K19.0
    Stoch %D21.3
    Williams %R-79.2
    ROC (10d)-2.5%
    Momentum-0.38
    CCI (20d)-108.6
    MFI (14d)42.9

    Volatility Measures

    ATR (14d)$0.30(2.0%)
    StdDev (20d)0.20
    Hist Vol20.2%(Moderate)

    Volume Flow

    VWAP$14.91
    OBV3.8M
    AD Line-30.4M
    CMF (20d)0.094

    Volume Metrics

    Avg Vol (20d)44.3K
    Vol Ratio0.7x
    VWMA (20d)$15.17

    Pivot Points

    R3$15.22
    R2$15.10
    R1$14.91
    Pivot Point$14.79
    S1$14.60
    S2$14.48
    S3$14.29

    Advanced Oscillators

    TSI-10.84
    Ultimate Osc44.2
    KST-15.03

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$25.72M$24.55M$24.28M$24.48M$23.69M$22.23M$21.35M$20.75M$20.38M$19.57M$19.91M$19.91M
    Cost of RevenueN/A$18.43M$18.88M$19.35M$19.15M$18.18M$19.67M$19.24M$18.78M$17.08M$16.18M$15.23M
    Gross ProfitN/A$24.14M$23.82M$23.30M$22.48M$21.50M$19.80M$20.30M$19.76M$19.42M$19.28M$18.55M
    Operating Expenses$14.83M$14.23M$14.29M$13.63M$14.04M$13.81M$13.13M$12.72M$12.19M$12.16M$11.98M$11.54M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$9.91M$9.53M$9.67M$8.45M$7.68M$6.67M$7.58M$7.57M$7.26M$7.30M$7.02M
    Interest Income$38.19M$38.54M$39.28M$38.52M$37.66M$34.86M$35.05M$35.30M$34.36M$32.91M$31.78M$31.19M
    Interest Expense$18.13M$18.01M$18.42M$18.18M$17.94M$17.44M$18.12M$18.79M$18.16M$16.93M$15.55M$13.87M
    Income Before Tax$11.04M$9.91M$9.53M$9.67M$8.45M$7.68M$6.67M$7.58M$7.57M$7.26M$7.30M$7.02M
    Income Tax Expense$3.06M$2.68M$2.49M$2.97M$2.11M$2.12M$1.70M$2.14M$2.14M$2.04M$2.13M$1.90M
    Net Income$7.98M$7.23M$7.04M$6.70M$6.33M$5.56M$4.97M$5.44M$5.44M$5.23M$5.17M$5.12M
    EBITDA$12.79M$11.98M$11.16M$14.56M$9.76M$8.96M$7.50M$10.69M$8.91M$8.43M$10.80M$8.07M
    EBIT$11.04M$9.91M$9.53M$9.67M$8.45M$7.68M$6.67M$7.58M$7.57M$7.26M$7.30M$7.02M
    * Some calculated fields are derived from available data when not provided by source

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    News

    OPBK Q3'26 Earnings: revenue estimate is 26.50M USD

    OP Bancorp (OPBK) is expected to announce its Q3'26 earnings on October 22, with an estimated revenue of $26.50 million and an EPS of $0.49. The article provides a table comparing reported and estimated revenue and EPS...

    TradingView•10/15/26•Somewhat-Bullish

    OP Bancorp (OPBK) Projected to Announce Earnings on Thursday

    OP Bancorp (NASDAQ:OPBK) is scheduled to announce its Q3 2026 earnings after market close on Thursday, October 22nd. Analysts are forecasting earnings of $0.50 per share on revenue of $26.50 million. The company's...

    MarketBeat•10/15/26•Somewhat-Bullish

    Behavioral Patterns of OPBK and Institutional Flows

    This article analyzes Op Bancorp (NASDAQ: OPBK) using AI models to determine behavioral patterns and institutional flows. It highlights a weak near-term sentiment but potential long-term strength...

    Stock Traders Daily•10/13/26•Neutral

    OP Bancorp Q3 2026 Earnings Date and Estimates

    OP Bancorp (NASDAQ: OPBK) is projected to announce its Q3 2026 earnings on Thursday, October 22, 2026, after market close, with a conference call scheduled for October 23, 2026...

    MarketBeat•10/11/26•Bullish

    OP Bancorp (NASDAQ:OPBK) Stock Moved Down to Hold by Zacks Research

    Zacks Research has downgraded OP Bancorp (NASDAQ:OPBK) from a "strong-buy" to a "hold" rating, though the overall analyst consensus remains a "Moderate Buy" with a target price of $17.75. The company's stock opened at...

    MarketBeat•9/30/26•Neutral

    OPBK Valuation and Fair Value

    P/E
    7.7x
    Forward P/E
    9.0x
    EV/EBITDA
    5.9x
    P/FCF
    8.2x
    PEG
    1.0x
    P/B
    0.9x
    See GNG's fair value

    OPBK Profitability: Margins, ROIC and FCF

    Operating margin
    47.3%
    Net margin
    29.8%
    ROIC
    8.6%
    ROE
    12.8%
    FCF margin
    27.3%
    FCF yield
    12.2%

    OPBK Competitors

    CompanyTicker
    First Internet BancorpINBK
    Ohio Valley Banc CorpOVBC
    Cohen & Steers Real Estate Opportunities and Income FundRLTY
    Gesher Acquisition Corp. IIGSHR
    Real Asset Acquisition Corp.RAAQ
    NewHold Investment Corp III WarrantsNHICW
    Stellar V Capital Corp. Class A Ordinary SharesSVCC
    Onity Group Inc.ONIT

    Sector: Financial Services

    OPBK Bull Case vs Bear Case

    Bull case

    • OPBK converts 27.3% of revenue into free cash flow.
    • OPBK has a 29.8% net profit margin.
    • OPBK beat EPS estimates in 75.0% of its last 8 reported quarters.

    OPBK Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    8.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.50
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    OPBK Dividend

    Forward yield
    3.8%
    Payout ratio
    26.8%
    3Y DPS growth
    2.9%
    5Y DPS growth
    11.4%
    Pay months
    Feb, May, Aug, Nov
    OPBK dividend history

    Frequently Asked Questions About OPBK

    What is OPBK's current dividend yield?

    OP Bancorp (OPBK) has a forward dividend yield of 3.77%.

    Does OPBK pay dividends?

    Yes, OP Bancorp pays dividends with a forward dividend yield of 3.77%.

    What is OPBK's P/E ratio?

    OP Bancorp has a price-to-earnings (P/E) ratio of 7.69.

    What is OPBK's market cap?

    OP Bancorp (OPBK) has a market capitalization of $219.81M with a current stock price of $14.85.

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