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    First Capital Inc (FCAP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $61.59
    -0.18 (-0.29%)

    Market Cap: $206.60M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    Reported Jul 24
    		$1.43N/AN/ABeat+26.9%
    Mar 26
    Reported Apr 24
    		$1.30N/AN/ABeat+34.2%
    Dec 25
    Reported Jan 23
    		$1.46$0.00N/ABeat+49.8%
    Sep 25
    Reported Oct 24
    		$1.34N/AN/ABeat+54.4%
    Jun 25
    Reported Jul 25
    		$1.13N/AN/ABeat+33.3%
    Mar 25
    Reported Apr 25
    		$0.97N/AN/ABeat+9.5%
    Dec 24
    Reported Jan 24
    		$0.97N/AN/ABeat+4.8%
    Sep 24
    Reported Oct 25
    		$0.87N/AN/ABeat-7.7%
    Jun 24
    Reported Jul 26
    		$0.85N/AN/ABeat+3.7%
    Mar 24
    Reported Apr 26
    		$0.88N/AN/ABeat-22.6%
    Dec 23
    Reported Jan 30
    		$0.93N/AN/ABeat-11.5%
    Sep 23
    Reported Oct 27
    		$0.94N/AN/ABeat+0.8%
    Jun 23
    Reported Jul 28
    		$0.82N/AN/ABeat+0.6%
    Mar 23
    Reported Apr 28
    		$1.14N/AN/ABeat+52.0%
    Dec 22
    Reported Jan 26
    		$1.05N/AN/ABeat+25.0%
    Sep 22
    Reported Oct 31
    		$0.93N/AN/ABeat+5.7%
    Jun 22
    Reported Jul 21
    		$0.81N/AN/ABeat-1.2%
    Mar 22
    Reported Apr 26
    		$0.75N/AN/ABeat-14.8%
    Dec 21
    Reported Jan 27
    		$0.84N/AN/ABeat-1.2%
    Sep 21
    Reported Oct 22
    		$0.88N/AN/ABeat+7.3%
    Jun 21
    Reported Jul 26
    		$0.82N/AN/ABeat+12.3%
    Mar 21
    Reported Apr 26
    		$0.88N/AN/ABeat+39.7%
    Dec 20
    Reported Jan 25
    		$0.85N/AN/ABeat+18.1%
    Sep 20
    Reported Oct 23
    		$0.82N/AN/ABeat-5.7%
    Jun 20
    Reported Jul 23
    		$0.73N/AN/ABeat-15.1%
    Mar 20
    Reported Apr 27
    		$0.63N/AN/ABeat-1.6%
    Dec 19
    Reported Jan 23
    		$0.72N/AN/ABeat-4.0%
    Sep 19
    Reported Oct 18
    		$0.87N/AN/ABeat+14.5%
    Jun 19
    Reported Jul 24
    		$0.86N/AN/ABeat+36.5%
    Mar 19
    Reported Apr 24
    		$0.64N/AN/ABeat+0.0%
    Dec 18
    Reported Jan 23
    		$0.75N/AN/ABeat+33.9%
    Sep 18
    Reported Oct 19
    		$0.76N/AN/ABeat+20.6%
    Jun 18
    Reported Jul 27
    		$0.63N/AN/ABeat-4.5%
    Mar 18
    Reported Apr 27
    		$0.64N/AN/ABeat+39.1%
    Dec 17
    Reported Jan 29
    		$0.56N/AN/ABeat+21.7%
    Sep 17
    Reported Oct 26
    		$0.63N/AN/ABeat-
    Jun 17
    Reported Jul 25
    		$0.66N/AN/ABeat-
    Mar 17
    Reported Apr 27
    		$0.46N/AN/ABeat-
    Dec 16
    Reported Jan 26
    		$0.46N/AN/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield2.08%
    Forward Annual Dividend$1.28
    Payout Ratio22.65%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+4.89%
    5Y CAGR+4.56%
    FCAP dividend history and ex-dividend datesRun FCAP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.15EV/EBITDA6.80x
    Price/FCF9.49xFCF Yield10.54%
    Profitability
    Profit Margin34.60%Operating Margin43.40%
    ROE13.90%ROICN/A
    Financial Health
    Debt/Equity0.00xInterest Coverage1.60x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.73Avg Volume25.82K
    52-Week High$69.8452-Week Low$37.01

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$63.09
    SMA 20$62.35
    SMA 50$62.63
    SMA 200$57.37
    EMA 10$62.50
    EMA 20$62.50
    EMA 50$62.34
    EMA 200$57.83

    MACD

    Line: 0.02Signal: 0.12Hist: -0.09

    ADX

    ADX: 11.6+DI: 14.4-DI: 15.8

    Aroon & PSAR

    Aroon Up80.0
    Aroon Down52.0
    PSAR$65.25

    Bollinger Bands

    Upper Band$64.72
    Lower Band$59.97
    %B Position761%(Upper)
    Band Width0.34

    RSI (14-Day)

    Neutral
    44.7

    Momentum Oscillators

    Stoch %K52.6
    Stoch %D58.2
    Williams %R-51.5
    ROC (10d)-0.7%
    Momentum-0.41
    CCI (20d)-29.3
    MFI (14d)50.3

    Volatility Measures

    ATR (14d)$1.91(3.1%)
    StdDev (20d)1.19
    Hist Vol20.5%(Moderate)

    Volume Flow

    VWAP$61.71
    OBV239.1K
    AD Line-109336519156.6B
    CMF (20d)0.321

    Volume Metrics

    Avg Vol (20d)26.3K
    Vol Ratio1.3x
    VWMA (20d)$62.34

    Pivot Points

    R3$63.99
    R2$63.24
    R1$62.51
    Pivot Point$61.76
    S1$61.03
    S2$60.28
    S3$59.55

    Advanced Oscillators

    TSI0.60
    Ultimate Osc58.2
    KST8.63

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$14.34M$13.52M$13.63M$13.26M$12.48M$11.43M$11.34M$10.93M$10.68M$10.50M$10.38M$10.48M
    Cost of RevenueN/A$3.86M$3.95M$3.85M$3.93M$4.10M$4.13M$4.56M$3.92M$3.52M$3.40M$2.93M
    Gross ProfitN/A$13.12M$13.14M$13.11M$12.12M$11.09M$11.00M$10.46M$10.32M$10.22M$10.07M$10.19M
    Operating Expenses$7.85M$7.75M$7.32M$7.56M$7.49M$7.18M$7.05M$7.02M$7.00M$6.76M$6.48M$6.48M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$5.36M$5.82M$5.55M$4.63M$3.91M$3.95M$3.44M$3.32M$3.46M$3.59M$3.71M
    Interest Income$15.62M$14.92M$14.80M$14.66M$14.04M$13.35M$13.19M$13.22M$12.22M$11.84M$11.64M$11.18M
    Interest Expense$3.54M$3.51M$3.60M$3.70M$3.63M$3.77M$3.78M$4.10M$3.56M$3.24M$3.09M$2.64M
    Income Before Tax$6.01M$5.36M$5.82M$5.55M$4.63M$3.91M$3.95M$3.44M$3.32M$3.46M$3.59M$3.71M
    Income Tax Expense$1.25M$1.03M$938,000$1.07M$852,000$672,000$684,000$537,000$488,000$507,000$478,000$572,000
    Net Income$4.76M$4.33M$4.88M$4.48M$3.78M$3.24M$3.27M$2.90M$2.83M$2.96M$3.11M$3.14M
    EBITDA$6.84M$6.16M$7.26M$6.96M$6.11M$4.79M$5.27M$4.38M$4.27M$4.62M$4.97M$5.43M
    EBIT$6.06M$5.41M$5.96M$5.55M$4.68M$3.91M$3.95M$3.44M$3.32M$3.46M$3.59M$3.71M
    * Some calculated fields are derived from available data when not provided by source

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    News

    (FCAP) and the Role of Price-Sensitive Allocations

    This article analyzes First Capital Inc. (NASDAQ: FCAP), highlighting a weak near-term sentiment but strong long-term outlook. It details AI-generated trading strategies including position, momentum breakout...

    Stock Traders Daily•9/26/26•Somewhat-Bullish

    (FCAP) as a Liquidity Pulse for Institutional Tactics

    This article provides an AI-generated analysis of First Capital Inc. (NASDAQ: FCAP), highlighting a weak near-term sentiment despite long-term strength. It details three institutional trading strategies—Position Trading...

    Stock Traders Daily•9/16/26•Somewhat-Bearish

    1,806,665 Shares in First Capital, Inc. $FCAP Purchased by William Blair Investment Management LLC

    William Blair Investment Management LLC has acquired a significant stake of 1.81 million shares in First Capital, Inc. (FCAP), valued at approximately $35.18 million...

    MarketBeat•8/23/26•Bullish

    First Capital, Inc. Announces Quarterly Dividend

    First Capital, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.32 per share of common stock. This dividend will be paid on September 25, 2026...

    The Manila Times•8/20/26•Bullish

    First Capital, Inc. Announces Quarterly Dividend

    First Capital, Inc. (NASDAQ: FCAP) has announced a quarterly cash dividend of $0.32 per share of common stock. The dividend will be paid on September 25, 2026, to shareholders of record as of September 11...

    Barchart.com•8/20/26•Bullish

    FCAP Valuation and Fair Value

    P/E
    11.2x
    Forward P/E
    9.6x
    EV/EBITDA
    6.8x
    P/FCF
    9.5x
    PEG
    0.0x
    P/B
    1.4x
    See GNG's fair value

    FCAP Profitability: Margins, ROIC and FCF

    Operating margin
    43.4%
    Net margin
    34.6%
    ROE
    13.9%
    FCF margin
    39.7%
    FCF yield
    10.5%

    FCAP Competitors

    CompanyTicker
    Eagle Point Income Company IncEIC
    Chicago Atlantic BDC, Inc.LIEN
    Georgia Power CoGPJA
    PennantPark Investment CorporationPNNT
    Translational Development Acquisition Corp. Ordinary SharesTDAC
    TROOPS IncTROO
    Onity Group Inc.ONIT
    BitFuFu Inc. Class A Ordinary SharesFUFU

    Sector: Financial Services

    FCAP Bull Case vs Bear Case

    Bull case

    • FCAP converts 39.7% of revenue into free cash flow.
    • FCAP has a 34.6% net profit margin.
    • FCAP grew quarterly revenue 14.4% year over year.

    FCAP Dividend

    Forward yield
    2.1%
    Payout ratio
    22.6%
    3Y DPS growth
    4.9%
    5Y DPS growth
    4.6%
    Pay months
    Mar, Jun, Sep, Dec
    FCAP dividend history

    Frequently Asked Questions About FCAP

    What is FCAP's current dividend yield?

    First Capital Inc (FCAP) has a forward dividend yield of 2.08%.

    Does FCAP pay dividends?

    Yes, First Capital Inc pays dividends with a forward dividend yield of 2.08%.

    What is FCAP's P/E ratio?

    First Capital Inc has a price-to-earnings (P/E) ratio of 11.15.

    What is FCAP's market cap?

    First Capital Inc (FCAP) has a market capitalization of $206.60M with a current stock price of $61.59.

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    Sector: Financial Services

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