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    Pinnacle Financial Partners, Inc. (PNFP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $92.88
    -0.65 (-0.69%)

    Market Cap: $14.03B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    90%(35/39)
    Avg Surprise
    +3.79%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.62
    Range$2.56 - $2.72
    22 analysts
    EPS Revisions
    1
    0
    7d
    1
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$2.64-0.7%
    60d ago$2.62+0.3%
    30d ago$2.62+0.2%
    7d ago$2.63-0.1%
    Current$2.62
    Revenue Consensus
    $1.3B
    Range$1.3B - $1.3B
    18 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.80
    Range$2.64 - $3.04
    22 analysts
    Revenue Consensus
    $1.3B
    Range$1.3B - $1.4B
    19 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.80---
    Sep 26EST
    		-$2.62---
    Jun 26
    Reported Jul 22
    		$2.50$2.46+1.63%Beat+25.0%
    Mar 26
    Reported Apr 22
    		$2.39$2.33+2.58%Beat+25.8%
    Dec 25
    Reported Jan 21
    		$2.24$2.26-0.89%Miss+17.9%
    Sep 25
    Reported Oct 15
    		$2.27$2.04+11.27%Beat+22.0%
    Jun 25
    Reported Jul 15
    		$2.00$1.91+4.71%Beat+22.7%
    Mar 25
    Reported Apr 14
    		$1.90$1.80+5.56%Beat+24.2%
    Dec 24
    Reported Jan 21
    		$1.90$1.78+6.74%Beat+13.1%
    Sep 24
    Reported Oct 15
    		$1.86$1.77+5.08%Beat+3.9%
    Jun 24
    Reported Jul 16
    		$1.63$1.61+1.24%Beat-8.9%
    Mar 24
    Reported Apr 22
    		$1.53$1.54-0.65%Miss-13.1%
    Dec 23
    Reported Jan 16
    		$1.68$1.67+0.60%Beat-4.5%
    Sep 23
    Reported Oct 17
    		$1.79$1.70+5.29%Beat-6.3%
    Jun 23
    Reported Jul 18
    		$1.79$1.64+9.15%Beat-3.8%
    Mar 23
    Reported Apr 17
    		$1.76$1.71+2.92%Beat+6.7%
    Dec 22
    Reported Jan 17
    		$1.76$2.04-13.73%Miss+3.5%
    Sep 22
    Reported Oct 18
    		$1.91$1.90+0.53%Beat+9.1%
    Jun 22
    Reported Jul 19
    		$1.86$1.67+11.38%Beat+10.7%
    Mar 22
    Reported Apr 18
    		$1.65$1.58+4.43%Beat+2.5%
    Dec 21
    Reported Jan 18
    		$1.70$1.58+7.59%Beat+7.6%
    Sep 21
    Reported Oct 12
    		$1.75$1.55+12.90%Beat+20.7%
    Jun 21
    Reported Jul 20
    		$1.68$1.44+16.67%Beat+88.8%
    Mar 21
    Reported Apr 19
    		$1.61$1.44+11.81%Beat+312.8%
    Dec 20
    Reported Jan 19
    		$1.58$1.35+17.04%Beat+24.4%
    Sep 20
    Reported Oct 20
    		$1.45$1.10+31.82%Beat+0.0%
    Jun 20
    Reported Jul 21
    		$0.89$0.84+5.95%Beat-37.3%
    Mar 20
    Reported Apr 20
    		$0.39N/A-62.86%Miss-68.0%
    Dec 19
    Reported Jan 21
    		$1.27$1.26+0.79%Beat+1.6%
    Sep 19
    Reported Oct 15
    		$1.45$1.35+7.41%Beat+19.8%
    Jun 19
    Reported Jul 16
    		$1.42$1.27+11.81%Beat+23.5%
    Mar 19
    Reported Apr 15
    		$1.22$1.21+0.83%Beat+8.0%
    Dec 18
    Reported Jan 15
    		$1.25$1.23+1.63%Beat+28.9%
    Sep 18
    Reported Oct 16
    		$1.21$1.19+1.68%Beat+34.4%
    Jun 18
    Reported Jul 17
    		$1.15$1.14+0.88%Beat+36.9%
    Mar 18
    Reported Apr 16
    		$1.13$1.10+2.73%Beat+36.1%
    Dec 17
    Reported Jan 16
    		$0.97$0.96+1.04%Beat+16.9%
    Sep 17
    Reported Oct 17
    		$0.90$0.89+1.12%Beat-
    Jun 17
    Reported Jul 18
    		$0.84$0.79+6.33%Beat-
    Mar 17
    Reported Apr 17
    		$0.83$0.76+9.21%Beat-
    Dec 16
    Reported Jan 17
    		$0.83$0.80+3.75%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.15%
    Forward Annual Dividend$2.00
    Payout Ratio32.10%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+2.94%
    5Y CAGR+8.45%
    PNFP dividend history and ex-dividend datesRun PNFP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio9.88EV/EBITDA14.37x
    Price/FCF9.83xFCF Yield10.17%
    Profitability
    Profit Margin24.90%Operating Margin47.00%
    ROE7.65%ROIC3.17%
    Financial Health
    Debt/Equity0.75xInterest Coverage0.56x
    Current Ratio0.76xQuick Ratio0.76x
    Trading Statistics
    Beta1.03Avg Volume1.14M
    52-Week High$109.8152-Week Low$80.29

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$94.56
    SMA 20$94.65
    SMA 50$99.19
    SMA 200$96.12
    EMA 10$94.20
    EMA 20$95.16
    EMA 50$97.33
    EMA 200$96.99

    MACD

    Line: -1.39Signal: -1.48Hist: 0.09

    ADX

    ADX: 30.0+DI: 16.9-DI: 30.0

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down64.0
    PSAR$97.31

    Bollinger Bands

    Upper Band$97.24
    Lower Band$92.06
    %B Position547%(Upper)
    Band Width0.16

    RSI (14-Day)

    Neutral
    38.1

    Momentum Oscillators

    Stoch %K34.6
    Stoch %D39.1
    Williams %R-77.1
    ROC (10d)-0.8%
    Momentum-0.73
    CCI (20d)-125.3
    MFI (14d)57.0

    Volatility Measures

    ATR (14d)$2.33(2.5%)
    StdDev (20d)1.29
    Hist Vol19.5%(Low)

    Volume Flow

    VWAP$92.51
    OBV24.6M
    AD Line-161.1M
    CMF (20d)0.029

    Volume Metrics

    Avg Vol (20d)1.2M
    Vol Ratio0.7x
    VWMA (20d)$94.92

    Pivot Points

    R3$98.50
    R2$97.29
    R1$95.41
    Pivot Point$94.21
    S1$92.33
    S2$91.12
    S3$89.24

    Advanced Oscillators

    TSI-20.35
    Ultimate Osc44.8
    KST-53.56

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1.71B$1.80B$846.22M$544.80M$820.23M$711.13M$745.53M$751.24M$653.52M$706.75M$653.89M$659.82M
    Cost of Revenue$675.00M$581.00M$304.02M$31.94M$339.48M$320.69M$350.22M$369.64M$366.29M$366.95M$343.86M$336.88M
    Gross Profit$1.04B$1.22B$542.20M$512.86M$480.75M$390.44M$395.30M$381.60M$287.24M$339.80M$310.03M$322.94M
    Operating Expenses$619.00M$1.03B$336.76M$303.14M$286.45M$220.03M$211.52M$200.45M$222.23M$188.53M$181.18M$154.96M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$480.00M$629.00M$236.53M$250.00M$181.25M$172.09M$195.69M$160.23M$150.12M$146.01M$165.15M$130.34M
    Operating Income$419.00M$189.00M$205.45M$209.72M$194.30M$170.41M$183.79M$181.15M$65.00M$151.28M$128.86M$167.98M
    Interest Income$1.57B$1.51B$711.46M$721.25M$694.77M$668.16M$684.36M$694.87M$668.39M$650.48M$644.80M$627.29M
    Interest Expense$612.00M$581.00M$304.02M$324.38M$315.24M$303.73M$320.57M$343.36M$336.13M$332.45M$327.54M$310.05M
    Income Before Tax$419.00M$189.00M$205.45M$209.72M$194.30M$170.41M$183.79M$181.15M$65.00M$151.28M$128.86M$167.98M
    Income Tax Expense$91.00M$39.00M$35.67M$36.36M$35.76M$30.00M$32.53M$34.45M$11.84M$27.33M$33.88M$35.38M
    Net Income$328.00M$150.00M$169.78M$173.37M$158.54M$140.41M$151.26M$146.69M$53.16M$123.94M$94.98M$132.60M
    EBITDA$275.00M$492.00M$236.34M$216.25M$222.16M$197.69M$209.69M$206.22M$89.51M$174.37M$148.14M$187.11M
    EBIT$419.00M$189.00M$205.45M$209.72M$194.30M$170.41M$183.79M$181.15M$65.00M$151.28M$128.86M$167.98M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Pinnacle Financial Partners, In (PNFP) Stock forecasts

    This article provides stock forecasts for Pinnacle Financial Partners, Inc. (PNFP). It appears to be a stub or an article with missing content...

    Yahoo Finance UK•10/6/26•Neutral

    PNFP Maintained by Evercore ISI Group -- Price Target Lowered to $108

    Evercore ISI Group has maintained an "Outperform" rating for Pinnacle Financial Partners (PNFP) but lowered its price target from $118.00 to $108.00. Despite being 24.8% undervalued according to GuruFocus's GF Value™...

    GuruFocus•10/1/26•Neutral

    Pinnacle is the No. 1 bank in Nashville by deposits and No. 4 in Atlanta as deposit growth shows continued momentum across the Southeast

    Pinnacle Financial Partners (NYSE: PNFP) has continued to demonstrate significant deposit growth across the Southeast...

    Pinnacle Financial Partners•9/22/26•Bullish

    Bank of America Corp DE Makes New Investment in Pinnacle Financial Partners, Inc. $PNFP

    Bank of America Corp DE has acquired a new stake of 696,561 shares in Pinnacle Financial Partners, Inc. (PNFP), valued at approximately $70.3 million. This investment represents about 0.90% of the company...

    MarketBeat•9/20/26•Bullish

    Formuepleje A S Makes New $1.75 Million Investment in Pinnacle Financial Partners, Inc. $PNFP

    Formuepleje A S has made a new investment of approximately $1.75 million in Pinnacle Financial Partners, Inc., acquiring 17,296 shares. This move is part of broader institutional interest...

    MarketBeat•9/7/26•Somewhat-Bullish

    PNFP Valuation and Fair Value

    P/E
    9.9x
    Forward P/E
    8.2x
    EV/EBITDA
    14.4x
    P/FCF
    9.8x
    PEG
    1.4x
    P/B
    0.9x
    See GNG's fair value

    PNFP Profitability: Margins, ROIC and FCF

    Gross margin
    67.5%
    Operating margin
    47.0%
    Net margin
    24.9%
    ROIC
    3.2%
    ROE
    7.6%
    FCF margin
    29.2%
    FCF yield
    10.2%

    PNFP Competitors

    CompanyTicker
    Renaissancere Holdings LtdRNR
    Blue Owl Capital IncOWL
    BitMine Immersion Technologies, Inc.BMNR
    IREN LtdIREN
    Everest Group LtdEG
    Assurant, Inc.AIZ
    Unum GroupUNM
    Ares Capital CorporationARCC

    Sector: Financial Services

    PNFP Analyst Ratings

    Consensus
    Buy
    Analysts
    22
    Strong Buy
    5
    Buy
    13
    Hold
    4
    Sell
    0
    Strong Sell
    0

    PNFP Bull Case vs Bear Case

    Bull case

    • PNFP converts 29.2% of revenue into free cash flow.
    • PNFP has a 24.9% net profit margin.
    • PNFP beat EPS estimates in 87.5% of its last 8 reported quarters.

    PNFP Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    4.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.62
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 2 down

    PNFP Dividend

    Forward yield
    2.2%
    Payout ratio
    32.1%
    3Y DPS growth
    2.9%
    5Y DPS growth
    8.4%
    Pay months
    Feb, May, Aug, Nov
    PNFP dividend history

    Frequently Asked Questions About PNFP

    What is PNFP's current dividend yield?

    Pinnacle Financial Partners, Inc. (PNFP) has a forward dividend yield of 2.15%.

    Does PNFP pay dividends?

    Yes, Pinnacle Financial Partners, Inc. pays dividends with a forward dividend yield of 2.15%.

    What is PNFP's P/E ratio?

    Pinnacle Financial Partners, Inc. has a price-to-earnings (P/E) ratio of 9.88.

    What is PNFP's market cap?

    Pinnacle Financial Partners, Inc. (PNFP) has a market capitalization of $14.03B with a current stock price of $92.88.

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