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    R

    Regions Financial Corporation (RF)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $27.30
    +0.41 (+1.52%)

    Market Cap: $22.91B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(31/39)
    Avg Surprise
    -4.27%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.66
    Range$0.63 - $0.70
    16 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.67-0.9%
    60d ago$0.65+1.1%
    30d ago$0.66+0.6%
    7d ago$0.66+0.5%
    Current$0.66
    Revenue Consensus
    $2.0B
    Range$2.0B - $2.0B
    6 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.77
    Range$0.70 - $0.82
    15 analysts
    Revenue Consensus
    $2.0B
    Range$1.9B - $2.0B
    7 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.77---
    Sep 26EST
    -$0.66---
    Jun 26
    Reported Jul 17
    $0.68$0.64+6.25%Beat+13.3%
    Mar 26
    Reported Apr 17
    $0.62$0.59+5.08%Beat+14.8%
    Dec 25
    Reported Jan 16
    $0.57$0.61-6.56%Miss-3.4%
    Sep 25
    Reported Oct 17
    $0.63$0.60+5.00%Beat+10.5%
    Jun 25
    Reported Jul 18
    $0.60$0.56+7.14%Beat+11.1%
    Mar 25
    Reported Apr 17
    $0.54$0.51+5.88%Beat+22.7%
    Dec 24
    Reported Jan 17
    $0.59$0.55+7.27%Beat+13.5%
    Sep 24
    Reported Oct 18
    $0.57$0.53+7.55%Beat+14.0%
    Jun 24
    Reported Jul 19
    $0.54$0.49+10.20%Beat-8.5%
    Mar 24
    Reported Apr 19
    $0.44$0.46-4.35%Miss-30.2%
    Dec 23
    Reported Jan 19
    $0.52$0.48+8.33%Beat-22.4%
    Sep 23
    Reported Oct 20
    $0.50$0.58-13.79%Miss-10.7%
    Jun 23
    Reported Jul 21
    $0.59$0.59+0.00%Beat+0.0%
    Mar 23
    Reported Apr 21
    $0.63$0.64-1.56%Miss+14.5%
    Dec 22
    Reported Jan 20
    $0.67$0.65+3.08%Beat+52.3%
    Sep 22
    Reported Oct 21
    $0.56$0.59-5.08%Miss-15.2%
    Jun 22
    Reported Jul 22
    $0.59$0.53+11.32%Beat-22.4%
    Mar 22
    Reported Apr 22
    $0.55$0.47+17.02%Beat-14.1%
    Dec 21
    Reported Jan 20
    $0.44$0.50-12.00%Miss-29.0%
    Sep 21
    Reported Oct 22
    $0.66$0.53+24.53%Beat+34.7%
    Jun 21
    Reported Jul 23
    $0.76$0.53+43.40%Beat+430.4%
    Mar 21
    Reported Apr 23
    $0.64$0.48+33.33%Beat+326.7%
    Dec 20
    Reported Jan 22
    $0.62$0.42+47.62%Beat+55.0%
    Sep 20
    Reported Oct 20
    $0.49$0.33+48.48%Beat+25.6%
    Jun 20
    Reported Jul 17
    $-0.23$0.07-428.57%Miss-159.0%
    Mar 20
    Reported Apr 17
    $0.15N/A-51.61%Miss-59.5%
    Dec 19
    Reported Jan 17
    $0.40$0.39+2.56%Beat+5.3%
    Sep 19
    Reported Oct 22
    $0.39$0.39+0.00%Beat+5.4%
    Jun 19
    Reported Jul 19
    $0.39$0.39+0.00%Beat+11.4%
    Mar 19
    Reported Apr 18
    $0.37$0.37+0.00%Beat+12.1%
    Dec 18
    Reported Jan 18
    $0.38$0.38+0.00%Beat+11.8%
    Sep 18
    Reported Oct 23
    $0.37$0.36+2.78%Beat+42.3%
    Jun 18
    Reported Jul 20
    $0.35$0.33+6.06%Beat+40.0%
    Mar 18
    Reported Apr 20
    $0.33$0.31+6.45%Beat+43.5%
    Dec 17
    Reported Feb 26
    $0.34$0.26+30.77%Beat+41.7%
    Sep 17
    Reported Oct 24
    $0.26$0.25+4.00%Beat-
    Jun 17
    Reported Jul 21
    $0.25$0.24+4.17%Beat-
    Mar 17
    Reported Apr 18
    $0.23$0.22+4.55%Beat-
    Dec 16
    Reported Jan 20
    $0.24$0.23+4.35%Beat-

    Dividends

    Dividend Metrics

    Forward Yield4.40%
    Forward Annual Dividend$1.20
    Payout Ratio41.90%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+15.37%
    5Y CAGR+12.88%

    Key Metrics

    Valuation
    P/E Ratio10.92EV/EBITDA9.45x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin30.80%Operating Margin39.30%
    ROE11.90%ROIC8.43%
    Financial Health
    Debt/Equity0.40xInterest Coverage1.46x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.06Avg Volume10.75M
    52-Week High$32.1452-Week Low$21.82

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$27.06
    SMA 20$27.29
    SMA 50$29.10
    SMA 200$28.33
    EMA 10$27.15
    EMA 20$27.52
    EMA 50$28.47
    EMA 200$27.96

    MACD

    Line: -0.57Signal: -0.69Hist: 0.11

    ADX

    ADX: 37.9+DI: 22.4-DI: 29.7

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down60.0
    PSAR$26.29

    Bollinger Bands

    Upper Band$28.30
    Lower Band$26.28
    %B Position740%(Upper)
    Band Width0.50

    RSI (14-Day)

    Neutral
    42.1

    Momentum Oscillators

    Stoch %K59.0
    Stoch %D56.7
    Williams %R-26.1
    ROC (10d)1.3%
    Momentum0.34
    CCI (20d)-17.7
    MFI (14d)44.8

    Volatility Measures

    ATR (14d)$0.57(2.1%)
    StdDev (20d)0.51
    Hist Vol17.5%(Low)

    Volume Flow

    VWAP$27.19
    OBV555.2M
    AD Line-12.5B
    CMF (20d)-0.027

    Volume Metrics

    Avg Vol (20d)10.9M
    Vol Ratio1.4x
    VWMA (20d)$27.30

    Pivot Points

    R3$27.46
    R2$27.18
    R1$27.04
    Pivot Point$26.76
    S1$26.62
    S2$26.34
    S3$26.20

    Advanced Oscillators

    TSI-33.16
    Ultimate Osc54.9
    KST-82.96

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1.91B$1.87B$1.92B$1.92B$1.91B$1.78B$1.81B$1.79B$1.73B$1.75B$1.81B$1.86B
    Cost of RevenueN/A$545.00M$487.00M$644.00M$651.00M$655.00M$692.00M$715.00M$678.00M$692.00M$675.00M$620.00M
    Gross ProfitN/A$1.78B$1.92B$1.81B$1.78B$1.66B$1.70B$1.68B$1.63B$1.59B$1.65B$1.71B
    Operating Expenses$1.12B$1.07B$1.10B$1.10B$1.07B$1.04B$1.04B$1.07B$1.00B$1.13B$1.19B$1.09B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$714.00M$708.00M$708.00M$706.00M$621.00M$657.00M$608.00M$625.00M$464.00M$471.00M$619.00M
    Interest Income$1.75B$1.70B$1.77B$1.80B$1.78B$1.73B$1.80B$1.82B$1.76B$1.72B$1.75B$1.77B
    Interest Expense$471.00M$454.00M$487.00M$539.00M$525.00M$531.00M$572.00M$602.00M$576.00M$540.00M$520.00M$475.00M
    Income Before Tax$718.00M$714.00M$708.00M$708.00M$706.00M$621.00M$657.00M$608.00M$625.00M$464.00M$471.00M$619.00M
    Income Tax Expense$148.00M$155.00M$174.00M$139.00M$143.00M$131.00M$123.00M$118.00M$124.00M$96.00M$80.00M$129.00M
    Net Income$570.00M$559.00M$534.00M$569.00M$563.00M$490.00M$534.00M$490.00M$501.00M$368.00M$391.00M$490.00M
    EBITDA$742.00M$737.00M$730.00M$729.00M$725.00M$643.00M$678.00M$642.00M$666.00M$512.00M$524.00M$678.00M
    EBIT$718.00M$714.00M$708.00M$708.00M$706.00M$621.00M$657.00M$608.00M$625.00M$464.00M$471.00M$619.00M
    * Some calculated fields are derived from available data when not provided by source

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    News

    RF Valuation and Fair Value

    P/E
    10.9x
    Forward P/E
    9.4x
    EV/EBITDA
    9.5x
    PEG
    1.4x
    P/B
    1.3x
    See GNG's fair value

    RF Profitability: Margins, ROIC and FCF

    Operating margin
    39.3%
    Net margin
    30.8%
    ROIC
    8.4%
    ROE
    11.9%
    FCF margin
    23.1%

    RF Analyst Ratings

    Consensus
    Hold
    Analysts
    22
    Strong Buy
    2
    Buy
    4
    Hold
    13
    Sell
    2
    Strong Sell
    1

    RF Bull Case vs Bear Case

    Bull case

    • RF converts 23.1% of revenue into free cash flow.
    • RF has a 30.8% net profit margin.
    • RF beat EPS estimates in 87.5% of its last 8 reported quarters.

    RF Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    4.7%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.66
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    RF Dividend

    Forward yield
    4.4%
    Payout ratio
    41.9%
    3Y DPS growth
    15.4%
    5Y DPS growth
    12.9%
    Pay months
    Jan, Apr, Jul, Oct
    RF dividend history

    Frequently Asked Questions About RF

    What is RF's current dividend yield?

    Regions Financial Corporation (RF) has a forward dividend yield of 4.40%.

    Does RF pay dividends?

    Yes, Regions Financial Corporation pays dividends with a forward dividend yield of 4.40%.

    What is RF's P/E ratio?

    Regions Financial Corporation has a price-to-earnings (P/E) ratio of 10.92.

    What is RF's market cap?

    Regions Financial Corporation (RF) has a market capitalization of $22.91B with a current stock price of $27.30.

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