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    S

    Saratoga Investment Corp (SAR)

    Official site

    FINANCIAL SERVICES • ASSET MANAGEMENT • NYSE

    $15.07
    +0.14 (+0.94%)

    Market Cap: $232.15M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    63%(25/40)
    Avg Surprise
    +13.25%

    Upcoming Estimates

    Period ending Nov 30, 2026
    EPS Consensus$0.49
    Range$0.44 - $0.52
    7 analysts
    EPS RevisionsNo revisions (7d)
    0
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$0.50-3.4%
    60d ago$0.50-3.4%
    30d ago$0.50-3.4%
    7d ago$0.50-3.4%
    Current$0.49
    Revenue Consensus
    $32M
    Range$31M - $33M
    6 analysts
    Period ending Feb 28, 2027
    EPS Consensus$0.39
    Range$0.30 - $0.44
    7 analysts
    Revenue Consensus
    $32M
    Range$30M - $33M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Feb 27EST
    		-$0.39---
    Nov 26EST
    		-$0.49---
    Aug 26
    Reported Oct 6
    		$0.46$0.47-2.13%Miss-20.7%
    May 26
    Reported Jul 7
    		$0.47$0.54-12.96%Miss-28.8%
    Feb 26
    Reported May 5
    		$0.53$0.56-6.11%Miss-5.4%
    Nov 25
    Reported Jan 7
    		$0.61$0.59+3.39%Beat-32.2%
    Aug 25
    Reported Oct 7
    		$0.58$0.68-14.71%Miss-56.4%
    May 25
    Reported Jul 8
    		$0.66$0.72-8.33%Miss-37.1%
    Feb 25
    Reported May 7
    		$0.56$0.73-23.43%Miss+43.6%
    Nov 24
    Reported Jan 8
    		$0.90$0.84+7.14%Beat-17.4%
    Aug 24
    Reported Oct 8
    		$1.33$0.95+40.00%Beat+15.7%
    May 24
    Reported Jul 9
    		$1.05$0.96+9.38%Beat-22.2%
    Feb 24
    Reported May 6
    		$0.39N/A-58.95%Miss-75.9%
    Nov 23
    Reported Jan 9
    		$1.09$1.05+3.81%Beat+31.3%
    Aug 23
    Reported Oct 9
    		$1.15$1.03+11.65%Beat+79.7%
    May 23
    Reported Jul 10
    		$1.35$0.85+58.82%Beat+104.5%
    Feb 23
    Reported May 2
    		$1.62$0.79+105.06%Beat+131.4%
    Nov 22
    Reported Jan 10
    		$0.83$0.63+31.75%Beat+84.4%
    Aug 22
    Reported Oct 4
    		$0.64$0.51+25.49%Beat+12.3%
    May 22
    Reported Jul 6
    		$0.66$0.54+22.22%Beat+187.0%
    Feb 22
    Reported May 4
    		$0.70$0.54+29.63%Beat-15.7%
    Nov 21
    Reported Jan 5
    		$0.45$0.54-16.67%Miss+12.5%
    Aug 21
    Reported Oct 5
    		$0.57$0.50+14.00%Beat+18.7%
    May 21
    Reported Jul 7
    		$0.23N/A-54.00%Miss-71.3%
    Feb 21
    Reported May 5
    		$0.83$0.50+66.00%Beat-65.3%
    Nov 20
    Reported Jan 6
    		$0.40$0.47-14.89%Miss-13.0%
    Aug 20
    Reported Oct 7
    		$0.48$0.47+2.13%Beat-18.6%
    May 20
    Reported Jul 8
    		$0.80$0.50+60.00%Beat+66.7%
    Feb 20
    Reported May 6
    		$2.39$1.46+63.70%Beat+121.3%
    Nov 19
    Reported Jan 8
    		$0.46$0.58-20.69%Miss-33.3%
    Aug 19
    Reported Oct 9
    		$0.59$0.59+0.00%Beat-20.3%
    May 19
    Reported Jul 10
    		$0.48$0.59-18.64%Miss-23.8%
    Feb 19
    Reported May 8
    		$1.08$0.64+68.75%Beat+21.3%
    Nov 18
    Reported Jan 9
    		$0.69$0.62+11.29%Beat+38.0%
    Aug 18
    Reported Oct 10
    		$0.74$0.54+37.04%Beat+51.0%
    May 18
    Reported Jul 10
    		$0.63$0.55+14.55%Beat+5.0%
    Feb 18
    Reported May 14
    		$0.89$0.53+67.92%Beat+304.5%
    Nov 17
    Reported Jan 10
    		$0.50$0.53-5.66%Miss-16.7%
    Aug 17
    Reported Oct 11
    		$0.49$0.51-3.92%Miss-
    May 17
    Reported Jul 12
    		$0.60$0.47+27.66%Beat-
    Feb 17
    Reported May 16
    		$0.22$0.26-15.38%Miss-
    Nov 16
    Reported Jan 11
    		$0.60$0.48+25.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield19.91%
    Forward Annual Dividend$3.00
    Payout Ratio30.60%
    FrequencyMonthly
    Pay MonthsJan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec

    Growth

    3Y CAGR+11.43%
    5Y CAGR+18.79%
    SAR dividend history and ex-dividend datesRun SAR in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio7.28EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin-3.35%Operating Margin68.70%
    ROE-1.10%ROICN/A
    Financial Health
    Debt/Equity0.20xInterest Coverage2.38x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.62Avg Volume169.03K
    52-Week High$22.2452-Week Low$13.78

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$15.62
    SMA 20$16.38
    SMA 50$17.29
    SMA 200$19.68
    EMA 10$15.54
    EMA 20$16.11
    EMA 50$17.06
    EMA 200$18.95

    MACD

    Line: -0.67Signal: -0.53Hist: -0.14

    ADX

    ADX: 47.0+DI: 10.0-DI: 33.4

    Aroon & PSAR

    Aroon Up28.0
    Aroon Down84.0
    PSAR$15.67

    Bollinger Bands

    Upper Band$18.27
    Lower Band$14.49
    %B Position2309%(Upper)
    Band Width0.15

    RSI (14-Day)

    Oversold
    26.7

    Momentum Oscillators

    Stoch %K30.7
    Stoch %D29.5
    Williams %R-66.7
    ROC (10d)-10.1%
    Momentum-1.69
    CCI (20d)-109.8
    MFI (14d)30.7

    Volatility Measures

    ATR (14d)$0.65(4.3%)
    StdDev (20d)0.95
    Hist Vol28.5%(Moderate)

    Volume Flow

    VWAP$15.08
    OBV-5.1M
    AD Line-539.5M
    CMF (20d)-0.770

    Volume Metrics

    Avg Vol (20d)174.4K
    Vol Ratio1.0x
    VWMA (20d)$16.07

    Pivot Points

    R3$15.28
    R2$15.18
    R1$15.05
    Pivot Point$14.95
    S1$14.82
    S2$14.72
    S3$14.59

    Advanced Oscillators

    TSI-44.98
    Ultimate Osc38.0
    KST-102.24

    Financial Data

    QuarterAug 2026May 2026Feb 2026Nov 2025Aug 2025May 2025Feb 2025Nov 2024Aug 2024May 2024Feb 2024Nov 2023
    Total Revenue$13.34M$11.14M$16.64M$36.30M$29.95M$37.90M$34.64M$40.66M$-25,576,073$-12,414,484$7.16M$17.23M
    Cost of RevenueN/AN/A$12.57M$11.91M$12.37M$12.45M$12.92M$13.04M$13.13M$12.96M$12.55M$12.52M
    Gross ProfitN/AN/A$2.35M$15.34M$15.39M$16.84M$4.54M$11.84M$15.84M$9.88M$9.37M$-1,088,000
    Operating Expenses$1.31M$1.11M$1.58M$1.88M$1.06M$1.34M$19.16M$1.43M$947,470$1.61M$-4,828,594$1.09M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/AN/A$-750,414$11.95M$12.85M$14.04M$2.36M$9.00M$13.60M$7.01M$7.51M$-3,419,825
    Interest Income$29.24M$30.61M$29.94M$28.66M$28.74M$30.03M$32.56M$32.39M$41.04M$34.93M$97.03M$33.18M
    Interest Expense$14.06M$13.65M$12.57M$11.91M$12.37M$12.45M$12.92M$13.04M$13.13M$12.96M$12.55M$12.52M
    Income Before Tax$43.20M$40.80M$46.18M$66.07M$59.51M$68.87M$46.78M$75.11M$16.48M$24.66M$49.22M$52.48M
    Income Tax Expense$118,029$-16,559$23,371$-204,678$-11,315$54,454$313,769$36,625$121,921$-60,283$54,119$219,900
    Net Income$43.08M$40.82M$46.16M$66.27M$59.52M$68.82M$46.46M$75.07M$16.36M$24.72M$49.17M$52.26M
    EBITDA$13.05MN/A$34.91M$39.09M$24.73M$36.51M$16.41M$82.38M$-68,211,020$-13,137,301$12.98M$-4,962,621
    EBIT$12.03MN/A$34.29M$34.42M$28.89M$36.55M$15.48M$39.23M$-26,523,543$-14,022,921$11.99M$16.14M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Saratoga Investment Q2 Results: EPS falls 22% YoY to $0.45

    Saratoga Investment Corp reported Q2 adjusted EPS of $0.46, missing analyst estimates by 6.12% and representing a 20.69% decline year-over-year. Sales increased by 1.77% to $31.169 million but also missed consensus....

    scanx.trade•10/6/26•Bearish

    Saratoga Investment slips on earnings and revenue miss By Investing.com

    Saratoga Investment Corp. (NYSE:SAR) reported fiscal second-quarter 2027 results that missed analyst expectations for both adjusted earnings per share ($0.46 vs. $0.49 consensus) and revenue ($31.1 million vs. $31.47...

    Investing.com•10/6/26•Bearish

    Saratoga Investment reports Q2 FY2027 AUM $1.150B, NAV $22.15 and net originations $37.1M

    Saratoga Investment reported its fiscal second quarter 2027 results, showing a 2.1% sequential increase in assets under management (AUM) to $1.150 billion and net originations of $37.1 million. The company's net asset...

    TradingView•10/6/26•Somewhat-Bullish

    Saratoga Investment stock gains 1.70 percent before October 6 results

    Saratoga Investment (SAR) stock gained 1.70% on October 5, 2026, ahead of its fiscal Q2 2027 results, which are scheduled for release after market close on October 6. The company's Q1 net investment income had fallen...

    AD HOC NEWS•10/5/26•Somewhat-Bullish

    Saratoga Investment CFO Steenkamp to step down Oct. 31 By Investing.com

    Saratoga Investment Corp. announced that CFO Henri Steenkamp will step down from his executive roles on October 31, 2026, due to health reasons. He will remain a consultant, a board member...

    Investing.com•9/18/26•Somewhat-Bearish

    SAR Valuation and Fair Value

    P/E
    7.3x
    Forward P/E
    11.7x
    PEG
    0.0x
    P/B
    0.7x
    See GNG's fair value

    SAR Profitability: Margins, ROIC and FCF

    Operating margin
    68.7%
    Net margin
    -3.4%
    ROE
    -1.1%
    FCF margin
    -113.7%

    SAR Competitors

    CompanyTicker
    Peoples Bancorp of North CarolinaPEBK
    Stellar V Capital Corp. Class A Ordinary SharesSVCC
    Security National FinancialSNFCA
    Real Asset Acquisition Corp.RAAQ
    First Savings Financial Group IncFSFG
    Cohen & Steers Real Estate Opportunities and Income FundRLTY
    Provident Bancorp IncPVBC
    First Internet BancorpINBK

    Sector: Financial Services

    SAR Analyst Ratings

    Consensus
    Hold
    Analysts
    7
    Strong Buy
    1
    Buy
    0
    Hold
    6
    Sell
    0
    Strong Sell
    0

    SAR Bull Case vs Bear Case

    Bear case

    • SAR has a -3.4% net profit margin.
    • SAR beat EPS estimates in 25.0% of its last 8 reported quarters.

    SAR Earnings: Beat Rate and Next Report

    Beat rate
    2 of 8 quarters (25.0%)
    Average surprise
    -7.1%
    EPS estimate (fiscal period ending Nov 30, 2026)
    $0.49
    Estimate revisions (30 days, fiscal period ending Nov 30, 2026)
    0 up, 3 down

    SAR Dividend

    Forward yield
    19.9%
    Payout ratio
    30.6%
    3Y DPS growth
    11.4%
    5Y DPS growth
    18.8%
    Pay months
    Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec
    SAR dividend history

    Frequently Asked Questions About SAR

    What is SAR's current dividend yield?

    Saratoga Investment Corp (SAR) has a forward dividend yield of 19.91%.

    Does SAR pay dividends?

    Yes, Saratoga Investment Corp pays dividends with a forward dividend yield of 19.91%.

    What is SAR's P/E ratio?

    Saratoga Investment Corp has a price-to-earnings (P/E) ratio of 7.28.

    What is SAR's market cap?

    Saratoga Investment Corp (SAR) has a market capitalization of $232.15M with a current stock price of $15.07.

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    Sector: Financial Services

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