S

    SB Financial Group Inc (SBFG)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $27.70
    +0.04 (+0.14%)

    Market Cap: $172.96M

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(27/34)
    Avg Surprise
    +14.40%
    Streak
    7 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.62
    Range$0.62 - $0.62
    1 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate Drift
    90d ago$0.60-3.2%
    60d ago$0.60-3.2%
    30d ago$0.60-3.2%
    7d ago$0.60-3.2%
    Current$0.62
    Revenue Consensus
    $13M
    Range$13M - $13M
    1 analysts
    Dec 31, 2026
    EPS Consensus$0.65
    Range$0.65 - $0.65
    1 analysts
    Revenue Consensus
    $13M
    Range$13M - $13M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.65---
    Sep 26EST
    		-$0.62---
    Jun 26
    		$0.73$0.69+5.80%Beat+25.9%
    Mar 26
    		$0.63$0.60+5.00%Beat+50.0%
    Dec 25
    		$0.65$0.64+1.56%Beat+25.0%
    Sep 25
    		$0.68$0.62+9.68%Beat+65.9%
    Jun 25
    		$0.58$0.54+7.41%Beat+26.1%
    Mar 25
    		$0.42$0.40+5.00%Beat+27.3%
    Dec 24
    		$0.52$0.41+26.83%Beat-8.8%
    Sep 24
    		$0.41$0.42-2.38%Miss+2.5%
    Jun 24
    		$0.46$0.35+31.43%Beat+2.2%
    Mar 24
    		$0.33$0.30+10.00%Beat-2.9%
    Dec 23
    		$0.57$0.35+62.86%Beat+16.3%
    Sep 23
    		$0.40$0.41-2.44%Miss-14.9%
    Jun 23
    		$0.45$0.38+18.42%Beat+21.6%
    Mar 23
    		$0.34$0.40-15.00%Miss+13.3%
    Dec 22
    		$0.49$0.45+8.89%Beat+16.7%
    Sep 22
    		$0.47$0.46+2.17%Beat-11.3%
    Jun 22
    		$0.37$0.33+12.12%Beat-26.0%
    Mar 22
    		$0.30$0.25+20.00%Beat-53.8%
    Dec 21
    		$0.42$0.36+16.67%Beat-42.5%
    Sep 21
    		$0.53$0.44+20.45%Beat-14.5%
    Jun 21
    		$0.50$0.51-1.96%Miss-26.5%
    Mar 21
    		$0.65$0.56+16.07%Beat+116.7%
    Dec 20
    		$0.73$0.39+87.18%Beat+97.3%
    Sep 20
    		$0.62$0.50+24.00%Beat+34.8%
    Jun 20
    		$0.68$0.40+70.00%Beat+78.9%
    Mar 20
    		$0.30$0.23+30.43%Beat-9.1%
    Dec 19
    		$0.37$0.34+8.82%Beat+5.7%
    Sep 19
    		$0.46$0.46+0.00%Beat+24.3%
    Jun 19
    		$0.38$0.42-9.52%Miss+0.0%
    Mar 19
    		$0.33$0.30+10.00%Beat+0.0%
    Dec 18
    		$0.35$0.36-2.78%Miss-45.3%
    Sep 18
    		$0.37$0.38-2.63%Miss-5.1%
    Jun 18
    		$0.38$0.36+5.56%Beat+15.2%
    Mar 18
    		$0.33$0.30+10.00%Beat+22.2%
    Dec 17
    		$0.64N/AN/ABeat+75.6%
    Sep 17
    		$0.39N/AN/ABeat-2.4%
    Jun 17
    		$0.33N/AN/ABeat-
    Mar 17
    		$0.27N/AN/ABeat-
    Dec 16
    		$0.36N/AN/ABeat-
    Sep 16
    		$0.40N/AN/ABeat-

    Dividends

    Dividend Metrics

    Yield2.27%
    Annual/Share$0.63
    Payout Ratio23.33%
    Frequency4
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+7.72%
    5Y CAGR+8.45%
    View SBFG's full dividend history

    Key Metrics

    Valuation
    P/E Ratio10.30EV/EBITDAN/A
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin24.80%Operating Margin31.40%
    ROE11.90%ROIC8.34%
    Financial Health
    Debt/Equity0.36xInterest Coverage0.78x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.18Avg Volume15.95K
    52-Week High$28.4752-Week Low$17.66

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$27.22
    SMA 20$27.05
    SMA 50$26.22
    SMA 200$22.59
    EMA 10$27.38
    EMA 20$27.07
    EMA 50$26.04
    EMA 200$23.15

    MACD

    Line: 0.43Signal: 0.41Hist: 0.02

    ADX

    ADX: 17.3+DI: 20.0-DI: 10.8

    Aroon & PSAR

    Aroon Up96.0
    Aroon DownN/A
    PSAR$26.82

    Bollinger Bands

    Upper Band$28.13
    Lower Band$25.98
    %B Position795%(Upper)
    Band Width0.80

    RSI (14-Day)

    Neutral
    58.3

    Momentum Oscillators

    Stoch %K69.3
    Stoch %D65.7
    Williams %R-33.6
    ROC (10d)2.2%
    Momentum0.60
    CCI (20d)98.4
    MFI (14d)48.5

    Volatility Measures

    ATR (14d)$0.91(3.3%)
    StdDev (20d)0.54
    Hist Vol29.3%(Moderate)

    Volume Flow

    VWAP$27.64
    OBV2.2M
    AD Line-3.4M
    CMF (20d)-0.140

    Volume Metrics

    Avg Vol (20d)15.4K
    Vol Ratio0.7x
    VWMA (20d)$27.09

    Pivot Points

    R3$29.96
    R2$29.21
    R1$28.44
    Pivot Point$27.69
    S1$26.92
    S2$26.17
    S3$25.40

    Advanced Oscillators

    TSI14.58
    Ultimate Osc54.0
    KST37.79

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$17.94M$17.42M$16.42M$16.58M$17.18M$15.39M$15.45M$14.31M$14.04M$13.13M$15.12M$13.70M
    Cost of RevenueN/A$6.81M$6.76M$6.60M$6.94M$6.48M$5.87M$6.56M$6.00M$6.12M$5.47M$5.25M
    Gross ProfitN/A$17.21M$16.22M$16.45M$16.58M$15.00M$15.53M$14.11M$14.04M$13.13M$15.19M$13.71M
    Operating Expenses$12.14M$11.93M$11.24M$11.50M$11.85M$12.41M$11.00M$11.00M$10.67M$10.28M$10.37M$10.48M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$5.28M$4.98M$4.96M$4.73M$2.59M$4.53M$3.11M$3.37M$2.85M$4.82M$3.22M
    Interest Income$19.82M$19.31M$19.27M$18.81M$18.47M$17.37M$16.85M$16.55M$15.65M$15.30M$15.13M$14.80M
    Interest Expense$6.87M$6.59M$6.56M$6.47M$6.34M$6.09M$5.95M$6.36M$6.00M$6.12M$5.54M$5.26M
    Income Before Tax$5.50M$5.28M$4.98M$4.96M$4.73M$2.59M$4.53M$3.11M$3.37M$2.85M$4.82M$3.22M
    Income Tax Expense$1.01M$985,000$1.06M$910,000$875,000$431,000$892,000$752,000$261,000$481,000$937,000$537,000
    Net Income$4.50M$4.30M$3.92M$4.05M$3.85M$2.16M$3.63M$2.35M$3.11M$2.37M$3.88M$2.69M
    EBITDA$6.74M$6.56M$6.29M$5.95M$5.86M$3.65M$5.36M$4.66M$4.42M$3.90M$5.41M$4.28M
    EBIT$5.50M$5.28M$4.98M$4.78M$4.73M$2.60M$4.33M$3.61M$3.42M$2.94M$4.42M$3.22M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Strategic Value group holds 243,628 SB Financial (NASDAQ: SBFG) shares

    A Schedule 13G/A filing reveals that a group led by Strategic Value Investors, LP, beneficially owns 243,628 shares of SB Financial Group, Inc. (NASDAQ: SBFG) common stock, representing 3.9% of the class. The group, which includes Strategic Value Bank Partners LLC, Strategic Value Private Partners LLC, Ben Mackovak, and Marty Adams, reports shared voting and dispositive power over all these shares. This filing indicates a passive investment, not intended to influence control of the issuer.

    Stock Titan•8/19/26•
    Neutral

    Should Value Investors Buy SB Financial Group (SBFG) Stock?

    The article suggests that SB Financial Group (SBFG) could be a good value stock for investors. It highlights SBFG's strong Zacks Rank #2 (Buy) and a Value grade of A, backed by favorable valuation metrics such as P/E, P/B, P/S, and P/CF ratios compared to industry averages. These metrics indicate that SBFG is likely undervalued given its solid financial outlook.

    Yahoo Finance•8/17/26•
    Bullish

    Discipline and Rules-Based Execution in SBFG Response

    This article provides an in-depth analysis of Sb Financial Group Inc. (NASDAQ: SBFG) based on AI models, indicating strong sentiment and overweight bias across all time horizons. It outlines institutional trading strategies, including position trading, momentum breakout, and risk hedging, complete with entry, target, and stop-loss levels. The analysis also details multi-timeframe signal strengths and support/resistance levels for near-term, mid-term, and long-term periods.

    Stock Traders Daily•8/16/26•
    Bullish

    SB Financial Group (NASDAQ:SBFG) Downgraded to Hold Rating by Wall Street Zen

    Wall Street Zen has downgraded SB Financial Group (NASDAQ:SBFG) from "Buy" to "Hold," while Weiss Ratings maintained a "Buy" rating, resulting in a consensus "Moderate Buy" rating for the stock. SB Financial Group recently reported strong quarterly earnings with $0.73 EPS and $18.0 million in revenue, and its stock is trading near its one-year high. Institutional investors and hedge funds hold a significant portion of the company's shares.

    MarketBeat•8/15/26•
    Somewhat-Bearish

    Manulife Financial (SBFG) discloses 7.47% ownership in SB Financial Group

    Manulife Financial Corporation and its subsidiary, Manulife Investment Management (US) LLC, have filed an amended Schedule 13G/A, disclosing a beneficial ownership of 7.47% in SB Financial Group (SBFG). Manulife Investment Management (US) LLC directly holds 468,892 shares of SB Financial common stock. This filing indicates a passive investment, with voting and dispositive powers primarily held at the subsidiary level.

    Stock Titan•8/14/26•
    Neutral

    Frequently Asked Questions About SBFG

    What is SBFG's current dividend yield?
    SB Financial Group Inc (SBFG) has a current dividend yield of 2.27%.
    Does SBFG pay dividends?
    Yes, SB Financial Group Inc pays dividends with a current yield of 2.27%.
    What is SBFG's P/E ratio?
    SB Financial Group Inc has a price-to-earnings (P/E) ratio of 10.30.
    What is SBFG's market cap?
    SB Financial Group Inc (SBFG) has a market capitalization of $172.96M with a current stock price of $27.70.

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