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    T

    The Bancorp Inc (TBBK)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $48.25
    +0.51 (+1.07%)

    Market Cap: $1.95B

    Last updated: Nov 06, 2026 at 4:15 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    68%(27/40)
    Avg Surprise
    +7.39%

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$1.81
    Range$1.77 - $1.83
    3 analysts
    Revenue Consensus
    $88M
    Range$88M - $88M
    1 analysts
    Period ending Mar 31, 2027
    EPS Consensus$1.84
    Range$1.83 - $1.85
    3 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$1.82+0.9%
    60d ago$1.84+0.2%
    30d ago$1.84+0.2%
    7d ago$1.840.0%
    Current$1.84
    Revenue Consensus
    $90M
    Range$90M - $91M
    2 analysts
    Last 12 of 40 reported quarters and 2 upcoming estimates
    PeriodReportedEst.RangeSurpriseB/MAnalystsRevisionsYoY
    Mar 27EST
    		-$1.84$1.83 - $1.85--3
    1
    0
    30d
    		-
    Dec 26EST
    		-$1.81$1.77 - $1.83--3--
    Sep 26
    Reported Oct 29
    		$1.47$1.48$1.46 - $1.49-0.68%Miss3
    2
    0
    30d
    		+24.6%
    Jun 26
    Reported Jul 30
    		$1.45$1.36$1.35 - $1.39+6.62%Beat3
    2
    1
    30d
    		+14.2%
    Mar 26
    Reported Apr 23
    		$1.41$1.34$1.31 - $1.35+5.22%Beat3
    0
    2
    30d
    		+18.5%
    Dec 25
    Reported Jan 29
    		$1.28$1.46$1.45 - $1.47-12.33%Miss2
    1
    0
    30d
    		+11.3%
    Sep 25
    Reported Oct 23
    		$1.18$1.33$1.32 - $1.34-11.28%Miss2
    0
    1
    30d
    		+13.5%
    Jun 25
    Reported Jul 24
    		$1.27$1.28$1.26 - $1.29-0.78%Miss3
    1
    2
    30d
    		+18.7%
    Mar 25
    Reported Apr 24
    		$1.19$1.24$1.22 - $1.27-4.03%Miss3
    3
    0
    30d
    		+12.3%
    Dec 24
    Reported Jan 30
    		$1.15$1.13$1.12 - $1.14+1.77%Beat3
    0
    2
    30d
    		+42.0%
    Sep 24
    Reported Oct 24
    		$1.04$1.12$1.09 - $1.17-7.14%Miss3
    No revisions (30d)
    		+11.8%
    Jun 24
    Reported Jul 25
    		$1.07$1.07$1.01 - $1.10+0.00%Beat3
    1
    0
    30d
    		+20.2%
    Mar 24
    Reported Apr 25
    		$1.06$1.06$1.05 - $1.06+0.00%Beat3
    No revisions (30d)
    		+20.5%
    Dec 23
    Reported Jan 25
    		$0.81$0.95$0.94 - $0.96-14.74%Miss3
    No revisions (30d)
    		+14.1%

    Key Metrics

    Valuation
    P/E Ratio8.60EV/EBITDA9.36x
    Price/FCF19.05xFCF Yield5.25%
    Profitability
    Profit Margin44.60%Operating Margin58.90%
    ROE33.00%ROIC13.75%
    Financial Health
    Debt/Equity1.96xInterest Coverage2.08x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.19Avg Volume549.79K
    52-Week High$73.0252-Week Low$45.08

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$48.57
    SMA 20$49.17
    SMA 50$51.68
    SMA 200$57.93
    EMA 10$48.27
    EMA 20$48.99
    EMA 50$52.10
    EMA 200$57.97

    MACD

    Line: -1.12Signal: -1.13Hist: 0.01

    ADX

    ADX: 32.1+DI: 14.4-DI: 28.5

    Aroon & PSAR

    Aroon Up68.0
    Aroon Down84.0
    PSAR$50.71

    Bollinger Bands

    Upper Band$52.33
    Lower Band$46.01
    %B Position1287%(Upper)
    Band Width0.35

    RSI (14-Day)

    Neutral
    43.0

    Momentum Oscillators

    Stoch %K40.1
    Stoch %D32.2
    Williams %R-52.9
    ROC (10d)-5.1%
    Momentum-2.61
    CCI (20d)-59.9
    MFI (14d)52.1

    Volatility Measures

    ATR (14d)$1.74(3.6%)
    StdDev (20d)1.58
    Hist Vol35.1%(Moderate)

    Volume Flow

    VWAP$48.05
    OBV9.9M
    AD Line-8.2M
    CMF (20d)-0.052

    Volume Metrics

    Avg Vol (20d)544.9K
    Vol Ratio0.8x
    VWMA (20d)$48.58

    Pivot Points

    R3$50.87
    R2$49.77
    R1$48.76
    Pivot Point$47.66
    S1$46.64
    S2$45.54
    S3$44.53

    Advanced Oscillators

    TSI-20.07
    Ultimate Osc41.1
    KST-24.91

    Financial Data

    QuarterSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023
    Total Revenue$177.71M$178.63M$162.31M$198.43M$169.91M$173.65M$163.22M$75.05M$155.24M$152.41M$151.05M$95.08M
    Cost of RevenueN/AN/A$27.60M$41.42M$87.25M$90.02M$94.91M$65.53M$49.42M$44.76M$43.56M$44.23M
    Gross ProfitN/AN/A$137.74M$128.41M$129.56M$136.87M$128.53M$128.20M$122.28M$123.27M$121.63M$104.83M
    Operating Expenses$63.53M$56.48M$55.03M$56.19M$56.40M$57.22M$53.29M$51.81M$53.26M$51.45M$46.71M$45.61M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/AN/A$78.71M$75.00M$73.16M$79.65M$75.24M$76.39M$69.03M$71.82M$74.92M$59.22M
    Interest Income$135.55M$132.05M$88.81M$267.94M$136.39M$143.15M$139.80M$138.80M$139.68M$137.30M$135.81M$132.07M
    Interest Expense$45.48M$41.58M$37.10M$44.86M$42.20M$45.66M$48.06M$44.51M$45.95M$43.50M$41.39M$39.91M
    Income Before Tax$71.72M$80.94M$78.71M$75.00M$73.16M$79.65M$75.24M$76.39M$69.03M$71.82M$74.92M$59.22M
    Income Tax Expense$8.94M$20.29M$18.64M$18.70M$18.23M$19.83M$18.07M$20.48M$17.51M$18.13M$18.49M$15.20M
    Net Income$62.78M$60.66M$60.07M$56.29M$54.93M$59.82M$57.17M$55.91M$51.52M$53.69M$56.43M$44.03M
    EBITDA$74.47M$95.98M$79.98M$98.98M$75.13M$74.04M$63.69M$-8,127,000$99.48M$99.97M$103.44M$36.51M
    EBIT$74.20M$96.07M$79.78M$101.56M$74.20M$73.56M$63.08M$-8,156,000$98.43M$99.71M$102.17M$35.16M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Bancorp (NASDAQ:TBBK) Director Stephanie Mudick Purchases 1,000 Shares of Stock

    Bancorp Director Stephanie Mudick recently purchased 1,000 shares of the company's stock for $47.49 per share, totaling $47,490...

    MarketBeat•11/6/26•Somewhat-Bullish

    Form 4 Bancorp, Inc. For: Nov 04 Filed by: Mudick Stephanie B

    Stephanie B. Mudick, a director at Bancorp, Inc. (TBBK), filed a Form 4 detailing a purchase of 1,000 shares of common stock at a price of $47.495 per share on November 4, 2026. Following this transaction...

    StreetInsider•11/6/26•Neutral

    Fintech fees hit $41.8 million as Bancorp (TBBK) posted higher quarterly profit.

    Bancorp, Inc. (TBBK) reported a 14.3% increase in third-quarter 2026 net income to $62.8 million, with diluted earnings per share rising to $1.53. Fintech fees grew to $41.8 million...

    Stock Titan•11/5/26•Bullish

    Will New Buyback Plan Change Bancorp Stock Narrative

    The Bancorp (NasdaqGS:TBBK) reported Q3 2026 net income of US$62.78 million and diluted EPS of US$1.53, coupled with a US$150 million buyback completion and the launch of a new buyback program linked to cumulative...

    Simply Wall St•11/3/26•Somewhat-Bullish

    (TBBK) and the Role of Price-Sensitive Allocations

    The article provides an analysis of The Bancorp Inc. (NASDAQ: TBBK), highlighting near-term weak sentiment that may indicate a resumption of long-term weakness. It presents AI-generated institutional trading strategies...

    Stock Traders Daily•11/3/26•Bearish

    TBBK Valuation and Fair Value

    P/E
    8.6x
    Forward P/E
    14.6x
    EV/EBITDA
    9.4x
    P/FCF
    19.0x
    PEG
    1.1x
    P/B
    2.9x
    See GNG's fair value

    TBBK Profitability: Margins, ROIC and FCF

    Operating margin
    58.9%
    Net margin
    44.6%
    ROIC
    13.8%
    ROE
    33.0%
    FCF margin
    14.4%
    FCF yield
    5.3%

    TBBK Competitors

    CompanyTicker
    City Holding CompanyCHCO
    Pinnacle Financial Partners IncPNFPP
    Stellar Bancorp, Inc.STEL
    Bladex Inc.BLX
    Goosehead Insurance IncGSHD
    German American Bancorp IncGABC
    First Commonwealth FinancialFCF
    PB Bankshares IncPBBK

    Sector: Financial Services

    TBBK Analyst Ratings

    Consensus
    Strong Buy
    Analysts
    3
    Strong Buy
    2
    Buy
    1
    Hold
    0
    Sell
    0
    Strong Sell
    0

    TBBK Bull Case vs Bear Case

    Bull case

    • TBBK has a 44.6% net profit margin.

    Bear case

    • TBBK beat EPS estimates in 37.5% of its last 8 reported quarters.

    TBBK Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -1.9%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $1.81

    TBBK Earnings Date

    TBBK reports Jan 27, 2027. The date is estimated.

    TBBK Earnings Call

    The latest TBBK earnings call transcript on file is labeled 2026Q3.

    Read the 2026Q3 transcript

    TBBK ETF Holders

    GNG tracks 13 ETFs that hold TBBK. The largest weights:

    1. State Street SPDR S&P Bank ETF (KBE), 0.97% of the fund
    2. State Street SPDR S&P Regional Banking ETF (KRE), 0.83% of the fund
    3. Avantis U.S. Small Cap Value ETF (AVUV), 0.22% of the fund
    4. iShares Russell 2000 ETF (IWM), 0.12% of the fund
    5. iShares Core S&P Small-Cap ETF (IJR), 0.11% of the fund
    Open the ETF Stock Exposure tool for TBBK

    See insider activity

    Frequently Asked Questions About TBBK

    When does TBBK report earnings?

    The Bancorp Inc (TBBK) is expected to report earnings on Jan 27, 2027.

    Does TBBK pay dividends?

    The Bancorp Inc (TBBK) does not currently pay a regular dividend.

    What is TBBK's P/E ratio?

    The Bancorp Inc has a price-to-earnings (P/E) ratio of 8.60.

    What is TBBK's market cap?

    The Bancorp Inc (TBBK) has a market capitalization of $1.95B with a current stock price of $48.25.

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