C

    City Holding Company (CHCO)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $142.95
    -0.51 (-0.36%)

    Market Cap: $2.02B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    88%(35/40)
    Avg Surprise
    +11.25%
    Streak
    2 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$2.35
    Range$2.29 - $2.40
    5 analysts
    EPS Revisions
    3
    0
    7d
    4
    1
    30d
    EPS Estimate Drift
    90d ago$2.30-2.2%
    60d ago$2.30-2.2%
    30d ago$2.37+0.5%
    7d ago$2.35+0.0%
    Current$2.35
    Revenue Consensus
    $83M
    Range$82M - $83M
    3 analysts
    Dec 31, 2026
    EPS Consensus$2.54
    Range$2.43 - $2.62
    5 analysts
    Revenue Consensus
    $85M
    Range$83M - $86M
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.54---
    Sep 26EST
    		-$2.35---
    Jun 26
    		$2.35$2.22+5.86%Beat+2.6%
    Mar 26
    		$2.20$2.15+2.33%Beat+6.8%
    Dec 25
    		$2.18$2.26-3.54%Miss+12.4%
    Sep 25
    		$2.41$2.15+12.09%Beat+19.3%
    Jun 25
    		$2.29$1.96+16.84%Beat+16.8%
    Mar 25
    		$2.06$1.85+11.35%Beat+4.6%
    Dec 24
    		$1.94$1.93+0.52%Beat+5.4%
    Sep 24
    		$2.02$1.92+5.21%Beat+2.0%
    Jun 24
    		$1.96$1.91+2.62%Beat-9.3%
    Mar 24
    		$1.97$1.86+5.91%Beat-3.0%
    Dec 23
    		$1.84$1.90-3.16%Miss-10.2%
    Sep 23
    		$1.98$1.88+5.32%Beat+8.2%
    Jun 23
    		$2.16$1.89+14.29%Beat+43.0%
    Mar 23
    		$2.03$1.84+10.33%Beat+44.0%
    Dec 22
    		$2.05$1.87+9.63%Beat+33.1%
    Sep 22
    		$1.83$1.65+10.91%Beat+24.5%
    Jun 22
    		$1.51$1.32+14.39%Beat+7.1%
    Mar 22
    		$1.41$1.25+12.80%Beat+12.8%
    Dec 21
    		$1.54$1.33+15.79%Beat+10.0%
    Sep 21
    		$1.47$1.24+18.55%Beat+17.6%
    Jun 21
    		$1.41$1.16+21.55%Beat+25.9%
    Mar 21
    		$1.25$1.11+12.61%Beat+33.0%
    Dec 20
    		$1.40$1.07+30.84%Beat+1.4%
    Sep 20
    		$1.25$0.87+43.68%Beat-8.1%
    Jun 20
    		$1.12$0.57+96.49%Beat-20.0%
    Mar 20
    		$0.94$1.09-13.76%Miss-28.8%
    Dec 19
    		$1.38$1.33+3.76%Beat+2.2%
    Sep 19
    		$1.36$1.31+3.82%Beat+2.3%
    Jun 19
    		$1.40$1.30+7.69%Beat+3.7%
    Mar 19
    		$1.32$1.22+8.20%Beat+16.8%
    Dec 18
    		$1.35$1.24+8.87%Beat+117.7%
    Sep 18
    		$1.33$1.19+11.76%Beat+49.4%
    Jun 18
    		$1.35$1.13+19.47%Beat+43.6%
    Mar 18
    		$1.13$1.06+6.60%Beat+8.7%
    Dec 17
    		$0.62$0.97-36.08%Miss-36.1%
    Sep 17
    		$0.89$0.91-2.20%Miss+1.1%
    Jun 17
    		$0.94$0.84+11.90%Beat-
    Mar 17
    		$1.04$0.86+20.93%Beat-
    Dec 16
    		$0.97$0.87+11.49%Beat-
    Sep 16
    		$0.88$0.77+14.29%Beat-

    Dividends

    Dividend Metrics

    Yield2.43%
    Annual/Share$3.48
    Payout Ratio37.09%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+9.76%
    5Y CAGR+7.28%
    View CHCO's full dividend history

    Key Metrics

    Valuation
    P/E Ratio15.64EV/EBITDAN/A
    Price/FCF14.50xFCF Yield6.90%
    Profitability
    Profit Margin41.10%Operating Margin51.90%
    ROE16.80%ROIC9.86%
    Financial Health
    Debt/Equity0.65xInterest Coverage2.04x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.47Avg Volume93.49K
    52-Week High$148.9952-Week Low$111.71

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$144.16
    SMA 20$145.14
    SMA 50$139.51
    SMA 200$126.31
    EMA 10$144.11
    EMA 20$143.87
    EMA 50$139.76
    EMA 200$129.07

    MACD

    Line: 0.99Signal: 1.77Hist: -0.78

    ADX

    ADX: 21.2+DI: 18.8-DI: 18.8

    Aroon & PSAR

    Aroon Up56.0
    Aroon DownN/A
    PSAR$146.10

    Bollinger Bands

    Upper Band$147.98
    Lower Band$142.30
    %B Position392%(Upper)
    Band Width0.11

    RSI (14-Day)

    Neutral
    49.5

    Momentum Oscillators

    Stoch %K20.2
    Stoch %D26.3
    Williams %R-83.2
    ROC (10d)-1.9%
    Momentum-2.74
    CCI (20d)-123.8
    MFI (14d)42.6

    Volatility Measures

    ATR (14d)$2.48(1.7%)
    StdDev (20d)1.42
    Hist Vol11.1%(Low)

    Volume Flow

    VWAP$143.06
    OBV1.5M
    AD Line-38.3M
    CMF (20d)0.008

    Volume Metrics

    Avg Vol (20d)92.8K
    Vol Ratio1.6x(High)
    VWMA (20d)$145.07

    Pivot Points

    R3$148.05
    R2$146.52
    R1$144.99
    Pivot Point$143.47
    S1$141.94
    S2$140.41
    S3$138.88

    Advanced Oscillators

    TSI14.55
    Ultimate Osc48.6
    KST37.03

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$81.52M$79.25M$80.19M$81.26M$78.45M$74.55M$71.71M$75.95M$73.54M$72.38M$84.16M$73.02M
    Cost of RevenueN/A$19.75M$20.89M$20.48M$19.37M$21.57M$23.54M$23.65M$21.86M$18.96M$16.90M$14.78M
    Gross ProfitN/A$78.65M$80.19M$79.53M$77.67M$72.40M$69.75M$72.46M$70.74M$70.29M$67.27M$70.60M
    Operating Expenses$39.77M$39.38M$39.55M$37.91M$39.20M$37.63M$36.92M$37.64M$36.77M$35.90M$33.17M$35.03M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$39.26M$40.64M$43.85M$41.16M$36.92M$34.48M$37.12M$36.26M$36.66M$34.09M$37.80M
    Interest Income$80.21M$78.77M$81.45M$82.09M$80.29M$77.39M$78.82M$78.05M$75.99M$73.57M$0$70.19M
    Interest Expense$19.45M$19.15M$20.89M$20.98M$21.37M$21.57M$23.24M$22.45M$21.36M$19.14M$17.20M$14.57M
    Income Before Tax$41.32M$39.26M$39.54M$43.85M$41.16M$36.92M$34.48M$37.12M$36.26M$36.66M$0$37.80M
    Income Tax Expense$8.02M$7.53M$7.97M$8.66M$7.77M$6.58M$5.83M$7.31M$7.15M$7.13M$0$7.96M
    Net Income$33.30M$31.73M$31.57M$35.19M$33.39M$30.34M$28.65M$29.81M$29.11M$29.52M$27.45M$29.84M
    EBITDA$43.91M$41.39M$42.05M$45.80M$44.73M$40.05M$38.82M$39.92M$39.34M$39.64M$773,000$40.68M
    EBIT$41.32M$39.26M$39.54M$43.85M$41.16M$36.92M$34.48M$37.12M$36.26M$36.66M$0$37.80M
    * Some calculated fields are derived from available data when not provided by source

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    News

    City Holding (CHCO) Stock Looks Fully Priced Following Its 112% Run

    City Holding (CHCO) has seen a significant 111.6% return over five years, but its valuation presents a mixed signal. While an Excess Returns model suggests the stock is undervalued by 32.3%, its P/E ratio of 15.4x indicates it is overvalued compared to the banking industry average and its implied fair value. The article concludes that whether City Holding can sustain its return profile without impacting profitability or loan quality is the key question moving forward.

    Sahm•8/22/26•
    Neutral

    City Holding (CHCO) Stock Looks Fully Priced Following Its 112% Run

    City Holding (CHCO) has seen a 111.6% return over the past five years. While an Excess Returns model suggests the stock is 32.3% undervalued, its P/E ratio of 15.4x is higher than the industry average, indicating it might be overvalued based on earnings multiples. The mixed valuation signals suggest the stock is likely fully priced, raising questions about its margin of safety for new investors.

    Simply Wall Street•8/20/26•
    Neutral

    City Holding (CHCO), Why Is The Stock Drawing Fresh Attention?

    City Holding (CHCO) stock has recently gained investor attention due to its share price movements and strong performance over the past few months. While its Price-to-Earnings (P/E) ratio suggests it might be overvalued compared to peers and its estimated fair P/E, a discounted cash flow (DCF) model indicates the stock could be trading below its fair value. Investors are advised to examine the data themselves, considering both potential risks and opportunities.

    Simply Wall Street•8/19/26•
    Neutral

    City Holding (CHCO), Why Is The Stock Drawing Fresh Attention?

    City Holding (CHCO) stock has recently gained attention due to its price movements, showing significant returns over 30, 90 days, and five years. While its P/E ratio of 15.7x suggests it's overvalued compared to peers and estimated fair value, a Discounted Cash Flow (DCF) model indicates it might be undervalued by about 31%. Investors are advised to review the data, considering both potential risks and opportunities, and explore other investment ideas beyond City Holding.

    Simply Wall Street•8/18/26•
    Neutral

    City Holding (CHCO), Why Is The Stock Drawing Fresh Attention?

    City Holding (CHCO) has garnered investor attention following recent share price movements, closing at $146.22 after a month of gains. While its P/E ratio of 15.7x suggests the stock is overvalued compared to peers and industry averages, a discounted cash flow (DCF) model by Simply Wall St indicates it might be trading 31% below its estimated fair value of $211.53. Investors are advised to weigh both valuation perspectives and review further data to make informed decisions.

    Sahm•8/18/26•
    Neutral

    Frequently Asked Questions About CHCO

    What is CHCO's current dividend yield?
    City Holding Company (CHCO) has a current dividend yield of 2.43%.
    Does CHCO pay dividends?
    Yes, City Holding Company pays dividends with a current yield of 2.43%.
    What is CHCO's P/E ratio?
    City Holding Company has a price-to-earnings (P/E) ratio of 15.64.
    What is CHCO's market cap?
    City Holding Company (CHCO) has a market capitalization of $2.02B with a current stock price of $142.95.

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