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    C

    City Holding Company (CHCO)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $140.00
    +0.58 (+0.42%)

    Market Cap: $1.97B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +11.17%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.36
    Range$2.29 - $2.40
    5 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$2.30+2.4%
    60d ago$2.35+0.2%
    30d ago$2.35+0.2%
    7d ago$2.360.0%
    Current$2.36
    Revenue Consensus
    $83M
    Range$82M - $84M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.55
    Range$2.43 - $2.65
    5 analysts
    Revenue Consensus
    $85M
    Range$83M - $87M
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.55---
    Sep 26EST
    		-$2.36---
    Jun 26
    Reported Jul 22
    		$2.35$2.22+5.86%Beat+2.6%
    Mar 26
    Reported Apr 23
    		$2.20$2.15+2.33%Beat+6.8%
    Dec 25
    Reported Jan 21
    		$2.18$2.26-3.54%Miss+12.4%
    Sep 25
    Reported Oct 22
    		$2.41$2.15+12.09%Beat+19.3%
    Jun 25
    Reported Jul 22
    		$2.29$1.96+16.84%Beat+16.8%
    Mar 25
    Reported Apr 23
    		$2.06$1.85+11.35%Beat+4.6%
    Dec 24
    Reported Jan 23
    		$1.94$1.93+0.52%Beat+5.4%
    Sep 24
    Reported Oct 24
    		$2.02$1.92+5.21%Beat+2.0%
    Jun 24
    Reported Jul 23
    		$1.96$1.91+2.62%Beat-9.3%
    Mar 24
    Reported Apr 23
    		$1.97$1.86+5.91%Beat-3.0%
    Dec 23
    Reported Jan 24
    		$1.84$1.90-3.16%Miss-10.2%
    Sep 23
    Reported Oct 24
    		$1.98$1.88+5.32%Beat+8.2%
    Jun 23
    Reported Jul 25
    		$2.16$1.89+14.29%Beat+43.0%
    Mar 23
    Reported Apr 25
    		$2.03$1.84+10.33%Beat+44.0%
    Dec 22
    Reported Jan 24
    		$2.05$1.87+9.63%Beat+33.1%
    Sep 22
    Reported Oct 18
    		$1.83$1.65+10.91%Beat+24.5%
    Jun 22
    Reported Jul 21
    		$1.51$1.32+14.39%Beat+7.1%
    Mar 22
    Reported Apr 21
    		$1.41$1.25+12.80%Beat+12.8%
    Dec 21
    Reported Jan 25
    		$1.54$1.33+15.79%Beat+10.0%
    Sep 21
    Reported Oct 21
    		$1.47$1.24+18.55%Beat+17.6%
    Jun 21
    Reported Jul 22
    		$1.41$1.16+21.55%Beat+25.9%
    Mar 21
    Reported Apr 21
    		$1.25$1.11+12.61%Beat+33.0%
    Dec 20
    Reported Jan 25
    		$1.40$1.07+30.84%Beat+1.4%
    Sep 20
    Reported Oct 22
    		$1.25$0.87+43.68%Beat-8.1%
    Jun 20
    Reported Jul 23
    		$1.12$0.57+96.49%Beat-20.0%
    Mar 20
    Reported Apr 28
    		$0.94$1.09-13.76%Miss-28.8%
    Dec 19
    Reported Jan 29
    		$1.38$1.33+3.76%Beat+2.2%
    Sep 19
    Reported Oct 22
    		$1.36$1.31+3.82%Beat+2.3%
    Jun 19
    Reported Jul 22
    		$1.40$1.30+7.69%Beat+3.7%
    Mar 19
    Reported Apr 17
    		$1.32$1.22+8.20%Beat+16.8%
    Dec 18
    Reported Mar 11
    		$1.35$1.24+8.87%Beat+117.7%
    Sep 18
    Reported Oct 22
    		$1.33$1.19+11.76%Beat+49.4%
    Jun 18
    Reported Jul 19
    		$1.35$1.13+19.47%Beat+43.6%
    Mar 18
    Reported Apr 19
    		$1.13$1.06+6.60%Beat+8.7%
    Dec 17
    Reported Jan 23
    		$0.62$0.97-36.08%Miss-36.1%
    Sep 17
    Reported Oct 18
    		$0.89$0.91-2.20%Miss-
    Jun 17
    Reported Jul 24
    		$0.94$0.84+11.90%Beat-
    Mar 17
    Reported Apr 24
    		$1.04$0.86+20.93%Beat-
    Dec 16
    Reported Jan 19
    		$0.97$0.87+11.49%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.49%
    Forward Annual Dividend$3.48
    Payout Ratio37.09%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+9.76%
    5Y CAGR+7.28%
    CHCO dividend history and ex-dividend datesRun CHCO in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio15.32EV/EBITDA13.59x
    Price/FCF14.20xFCF Yield7.04%
    Profitability
    Profit Margin41.10%Operating Margin51.90%
    ROE16.80%ROIC9.86%
    Financial Health
    Debt/Equity0.65xInterest Coverage2.04x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.48Avg Volume130.92K
    52-Week High$147.9352-Week Low$110.91

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$140.75
    SMA 20$140.70
    SMA 50$143.16
    SMA 200$129.55
    EMA 10$140.37
    EMA 20$140.98
    EMA 50$140.95
    EMA 200$132.34

    MACD

    Line: -0.75Signal: -0.68Hist: -0.07

    ADX

    ADX: 15.2+DI: 14.2-DI: 21.1

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down64.0
    PSAR$143.79

    Bollinger Bands

    Upper Band$143.29
    Lower Band$138.11
    %B Position368%(Upper)
    Band Width0.37

    RSI (14-Day)

    Neutral
    44.3

    Momentum Oscillators

    Stoch %K34.3
    Stoch %D36.1
    Williams %R-62.2
    ROC (10d)0.6%
    Momentum0.88
    CCI (20d)-103.6
    MFI (14d)39.4

    Volatility Measures

    ATR (14d)$2.32(1.7%)
    StdDev (20d)1.30
    Hist Vol14.1%(Low)

    Volume Flow

    VWAP$139.26
    OBV966.9K
    AD Line-33.5M
    CMF (20d)-0.096

    Volume Metrics

    Avg Vol (20d)132.7K
    Vol Ratio0.8x
    VWMA (20d)$140.95

    Pivot Points

    R3$143.41
    R2$142.35
    R1$140.89
    Pivot Point$139.83
    S1$138.37
    S2$137.31
    S3$135.85

    Advanced Oscillators

    TSI-11.53
    Ultimate Osc47.3
    KST-21.97

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$81.52M$79.25M$80.19M$81.26M$78.45M$74.55M$71.71M$75.95M$73.54M$72.38M$84.16M$73.02M
    Cost of RevenueN/A$19.75M$20.89M$20.48M$19.37M$21.57M$23.54M$23.65M$21.86M$18.96M$16.90M$14.78M
    Gross ProfitN/A$78.65M$80.19M$79.53M$77.67M$72.40M$69.75M$72.46M$70.74M$70.29M$67.27M$70.60M
    Operating Expenses$39.77M$39.38M$39.55M$37.91M$39.20M$37.63M$36.92M$37.64M$36.77M$35.90M$33.17M$35.03M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$39.26M$40.64M$43.85M$41.16M$36.92M$34.48M$37.12M$36.26M$36.66M$34.09M$37.80M
    Interest Income$80.21M$78.77M$81.45M$82.09M$80.29M$77.39M$78.82M$78.05M$75.99M$73.57M$0$70.19M
    Interest Expense$19.45M$19.15M$20.89M$20.98M$21.37M$21.57M$23.24M$22.45M$21.36M$19.14M$17.20M$14.57M
    Income Before Tax$41.32M$39.26M$39.54M$43.85M$41.16M$36.92M$34.48M$37.12M$36.26M$36.66M$0$37.80M
    Income Tax Expense$8.02M$7.53M$7.97M$8.66M$7.77M$6.58M$5.83M$7.31M$7.15M$7.13M$0$7.96M
    Net Income$33.30M$31.73M$31.57M$35.19M$33.39M$30.34M$28.65M$29.81M$29.11M$29.52M$27.45M$29.84M
    EBITDA$43.91M$41.39M$42.05M$45.80M$44.73M$40.05M$38.82M$39.92M$39.34M$39.64M$773,000$40.68M
    EBIT$41.32M$39.26M$39.54M$43.85M$41.16M$36.92M$34.48M$37.12M$36.26M$36.66M$0$37.80M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Will City Holding (CHCO) Beat Estimates Again in Its Next Earnings Report?

    City Holding (CHCO) is projected to continue its streak of beating earnings estimates, according to Zacks Equity Research. The company, which belongs to the Zacks Banks - Southeast industry...

    Yahoo Finance•10/14/26•Bullish

    City Holding Company (CHCO) Stock Forecasts

    Argus has raised its target price for City Holding Company (CHCO) stock to $156.00, citing its role as a financial holding company operating through its subsidiary...

    Yahoo! Finance Canada•10/12/26•Bullish

    Technical Reactions to CHCO Trends in Macro Strategies

    This article analyzes City Holding Company (NASDAQ: CHCO) using AI models to provide technical insights and trading strategies. It highlights weak near-term sentiment challenging long-term strength...

    Stock Traders Daily•10/10/26•Somewhat-Bearish

    City Q3 2026 Earnings Date and Estimates

    City (NASDAQ:CHCO) is projected to announce its Q3 2026 earnings on Wednesday, October 28, 2026, before the market opens, with the conference call scheduled for October 21...

    MarketBeat•10/10/26•Neutral

    Price to sales forward of City Holding Company – NASDAQ:CHCO

    This page provides financial data for City Holding Company (NASDAQ: CHCO), specifically focusing on its forward price-to-sales ratio. The content indicates market data and financial information for the company...

    TradingView•10/8/26•Neutral

    CHCO Valuation and Fair Value

    P/E
    15.3x
    Forward P/E
    16.4x
    EV/EBITDA
    13.6x
    P/FCF
    14.2x
    PEG
    1.9x
    P/B
    2.4x
    See GNG's fair value

    CHCO Profitability: Margins, ROIC and FCF

    Operating margin
    51.9%
    Net margin
    41.1%
    ROIC
    9.9%
    ROE
    16.8%
    FCF margin
    43.0%
    FCF yield
    7.0%

    CHCO Competitors

    CompanyTicker
    The Bancorp IncTBBK
    eToro Group Ltd.ETOR
    Stellar Bancorp, Inc.STEL
    Pinnacle Financial Partners IncPNFPP
    First Commonwealth FinancialFCF
    PB Bankshares IncPBBK
    1st Source CorporationSRCE
    Western Union CoWU

    Sector: Financial Services

    CHCO Analyst Ratings

    Consensus
    Hold
    Analysts
    5
    Strong Buy
    0
    Buy
    0
    Hold
    5
    Sell
    0
    Strong Sell
    0

    CHCO Bull Case vs Bear Case

    Bull case

    • CHCO converts 43.0% of revenue into free cash flow.
    • CHCO has a 41.1% net profit margin.
    • CHCO beat EPS estimates in 87.5% of its last 8 reported quarters.

    CHCO Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    6.3%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.36
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    CHCO Dividend

    Forward yield
    2.5%
    Payout ratio
    37.1%
    3Y DPS growth
    9.8%
    5Y DPS growth
    7.3%
    Pay months
    Jan, Apr, Jul, Oct
    CHCO dividend history

    Frequently Asked Questions About CHCO

    What is CHCO's current dividend yield?

    City Holding Company (CHCO) has a forward dividend yield of 2.49%.

    Does CHCO pay dividends?

    Yes, City Holding Company pays dividends with a forward dividend yield of 2.49%.

    What is CHCO's P/E ratio?

    City Holding Company has a price-to-earnings (P/E) ratio of 15.32.

    What is CHCO's market cap?

    City Holding Company (CHCO) has a market capitalization of $1.97B with a current stock price of $140.00.

    Related stocks

    Sector: Financial Services

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