Skip to main content
    T

    The Hanover Insurance Group Inc (THG)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NYSE

    $222.44
    +0.79 (+0.36%)

    Market Cap: $7.88B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    90%(35/39)
    Avg Surprise
    +11.09%
    Streak
    11 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$4.41
    Range$4.05 - $4.82
    8 analysts
    EPS Revisions
    1
    0
    7d
    7
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$4.17+5.7%
    60d ago$4.46-1.0%
    30d ago$4.46-1.0%
    7d ago$4.410.0%
    Current$4.41
    Revenue Consensus
    $1.8B
    Range$1.8B - $1.8B
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$8.00
    Range$7.23 - $8.86
    8 analysts
    Revenue Consensus
    $1.7B
    Range$1.5B - $1.9B
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$8.00---
    Sep 26EST
    		-$4.41---
    Jun 26
    Reported Jul 28
    		$5.31$3.88+36.86%Beat+22.1%
    Mar 26
    Reported Apr 29
    		$5.25$4.22+24.41%Beat+35.7%
    Dec 25
    Reported Feb 3
    		$5.79$5.03+15.11%Beat+8.8%
    Sep 25
    Reported Oct 29
    		$5.09$4.22+20.62%Beat+66.9%
    Jun 25
    Reported Jul 30
    		$4.35$3.11+39.87%Beat+131.4%
    Mar 25
    Reported Apr 30
    		$3.87$3.51+10.26%Beat+25.6%
    Dec 24
    Reported Feb 4
    		$5.32$3.39+56.93%Beat+70.0%
    Sep 24
    Reported Oct 30
    		$3.05$2.52+21.03%Beat+1505.3%
    Jun 24
    Reported Jul 31
    		$1.88$1.88+0.00%Beat+198.4%
    Mar 24
    Reported May 1
    		$3.08$2.70+14.07%Beat+2269.2%
    Dec 23
    Reported Jan 31
    		$3.13$2.57+21.79%Beat+398.1%
    Sep 23
    Reported Nov 1
    		$0.19N/A-90.16%Miss-80.8%
    Jun 23
    Reported Aug 2
    		$-1.91$-1.91+0.00%Beat-182.3%
    Mar 23
    Reported May 2
    		$0.13N/A-67.50%Miss-96.0%
    Dec 22
    Reported Feb 1
    		$-1.05$-1.05+0.00%Beat-131.1%
    Sep 22
    Reported Nov 1
    		$0.99$0.94+5.32%Beat+16.5%
    Jun 22
    Reported Aug 2
    		$2.32$2.15+7.91%Beat-18.6%
    Mar 22
    Reported May 3
    		$3.26$3.07+6.19%Beat+96.4%
    Dec 21
    Reported Feb 2
    		$3.38$2.55+32.55%Beat+11.9%
    Sep 21
    Reported Oct 27
    		$0.85$0.62+37.10%Beat-65.4%
    Jun 21
    Reported Jul 27
    		$2.85$2.31+23.38%Beat+74.8%
    Mar 21
    Reported Apr 29
    		$1.66$0.78+112.82%Beat-25.6%
    Dec 20
    Reported Feb 3
    		$3.02$2.37+27.43%Beat+50.2%
    Sep 20
    Reported Oct 27
    		$2.46$2.22+10.81%Beat+6.5%
    Jun 20
    Reported Jul 28
    		$1.63$1.08+50.93%Beat-13.3%
    Mar 20
    Reported Apr 28
    		$2.23$2.03+9.85%Beat+13.8%
    Dec 19
    Reported Feb 4
    		$2.01$1.98+1.52%Beat+33.1%
    Sep 19
    Reported Oct 30
    		$2.31$2.11+9.48%Beat+17.3%
    Jun 19
    Reported Jul 31
    		$1.88$1.76+6.82%Beat-14.5%
    Mar 19
    Reported May 1
    		$1.96$1.74+12.64%Beat+0.5%
    Dec 18
    Reported Jan 30
    		$1.51$1.47+2.72%Beat-24.5%
    Sep 18
    Reported Oct 31
    		$1.97$1.85+6.49%Beat+1690.9%
    Jun 18
    Reported Aug 1
    		$2.20$2.07+6.28%Beat+30.2%
    Mar 18
    Reported May 2
    		$1.95$1.67+16.77%Beat+105.3%
    Dec 17
    Reported Jan 31
    		$2.00$1.85+8.11%Beat+534.8%
    Sep 17
    Reported Nov 1
    		$0.11N/A+114.47%Beat-
    Jun 17
    Reported Aug 2
    		$1.69$1.55+9.03%Beat-
    Mar 17
    Reported May 3
    		$0.95$1.72-44.77%Miss-
    Dec 16
    Reported Feb 2
    		$-0.46N/A-144.66%Miss-

    Dividends

    Dividend Metrics

    Forward Yield1.71%
    Forward Annual Dividend$3.80
    Payout Ratio17.60%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+6.05%
    5Y CAGR+6.61%
    THG dividend history and ex-dividend datesRun THG in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.38EV/EBITDA8.95x
    Price/FCF6.21xFCF Yield16.10%
    Profitability
    Profit Margin11.20%Operating Margin14.80%
    ROE21.90%ROIC16.11%
    Financial Health
    Debt/Equity0.23xInterest Coverage19.85x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.25Avg Volume311.56K
    52-Week High$235.0752-Week Low$163.54

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$219.39
    SMA 20$220.61
    SMA 50$223.44
    SMA 200$195.42
    EMA 10$220.40
    EMA 20$220.89
    EMA 50$220.36
    EMA 200$201.82

    MACD

    Line: -0.79Signal: -1.22Hist: 0.43

    ADX

    ADX: 15.6+DI: 16.7-DI: 16.9

    Aroon & PSAR

    Aroon Up24.0
    Aroon Down68.0
    PSAR$216.10

    Bollinger Bands

    Upper Band$229.45
    Lower Band$211.77
    %B Position801%(Upper)
    Band Width0.60

    RSI (14-Day)

    Neutral
    52.3

    Momentum Oscillators

    Stoch %K72.6
    Stoch %D60.2
    Williams %R-14.9
    ROC (10d)2.1%
    Momentum4.48
    CCI (20d)31.3
    MFI (14d)55.9

    Volatility Measures

    ATR (14d)$4.20(1.9%)
    StdDev (20d)4.42
    Hist Vol17.6%(Low)

    Volume Flow

    VWAP$222.59
    OBV7.9M
    AD Line-82.8M
    CMF (20d)-0.320

    Volume Metrics

    Avg Vol (20d)311.1K
    Vol Ratio0.4x(Low)
    VWMA (20d)$221.60

    Pivot Points

    R3$225.95
    R2$224.51
    R1$223.08
    Pivot Point$221.64
    S1$220.21
    S2$218.77
    S3$217.34

    Advanced Oscillators

    TSI-5.85
    Ultimate Osc40.3
    KST-25.47

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1.71B$1.69B$1.66B$1.64B$1.64B$1.59B$1.58B$1.55B$1.53B$1.54B$1.52B$1.51B
    Cost of RevenueN/A$957.60M$889.70M$1.25B$1.28B$1.27B$1.17B$1.26B$1.31B$1.23B$1.21B$1.36B
    Gross ProfitN/A$743.80M$782.20M$406.20M$374.70M$326.50M$406.30M$299.50M$224.20M$307.70M$315.10M$158.50M
    Operating Expenses$1.48B$1.46B$1.40B$1.43B$1.45B$1.43B$1.37B$1.43B$1.48B$1.40B$1.38B$1.51B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$237.10M$257.80M$227.10M$198.80M$160.10M$211.50M$129.70M$51.30M$145.30M$150.20M$-900,000
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$10.10M$10.80M$14.50M$11.60M$8.60M$8.50M$8.50M$8.50M$8.60M$8.50M$8.50M$8.50M
    Income Before Tax$244.60M$237.10M$257.80M$227.10M$198.80M$160.10M$211.50M$129.70M$51.30M$145.30M$150.20M$-900,000
    Income Tax Expense$53.20M$50.30M$60.80M$48.50M$41.90M$31.90M$44.20M$27.60M$10.90M$29.80M$42.90M$-9,100,000
    Net Income$191.60M$186.80M$198.50M$178.70M$157.10M$128.20M$167.90M$102.10M$40.50M$115.50M$107.90M$8.60M
    EBITDA$233.40M$230.80M$254.20M$216.20M$194.50M$159.60M$214.20M$120.10M$52.70M$141.30M$145.20M$7.70M
    EBIT$232.70M$230.90M$253.80M$215.70M$193.80M$159.10M$213.10M$117.90M$50.20M$138.80M$142.40M$4.30M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about THG

    News

    Oppenheimer raises target for The Hanover Insurance Group stock to USD 260

    Oppenheimer has increased its price target for The Hanover Insurance Group (THG) stock from USD 250 to USD 260...

    ad-hoc-news.de•10/15/26•Bullish

    Hanover Insurance (THG) is an Incredible Growth Stock: 3 Reasons Why

    Hanover Insurance (THG) is identified as an incredible growth stock due to its strong earnings growth, impressive asset utilization ratio...

    Yahoo Finance Singapore•10/14/26•Bullish

    Hanover Insurance Group Inc (THG) Stock Forecasts

    The article "Hanover Insurance Group Inc (THG) Stock Forecasts" was not retrieved correctly and instead displays a Yahoo Finance error page. The content suggests that there was an issue in accessing the intended stock...

    Yahoo Finance•10/13/26•Neutral

    What Is Drawing Fresh Attention To Hanover Insurance Group (THG)?

    Fresh analyst attention is on Hanover Insurance Group (THG), which is considered undervalued relative to its peers despite a recent strong performance. The company's fair value is estimated at $238.25 against a last...

    Simply Wall Street•10/11/26•Somewhat-Bullish

    Is The Hanover Insurance Group (THG) Stock Undervalued Right Now?

    The Hanover Insurance Group (THG) stock appears undervalued, holding a Zacks Rank #2 (Buy) and an "A" grade for Value. Its P/E ratio of 10.86 is significantly lower than its industry average of 26.16...

    Yahoo! Finance Canada•10/9/26•Bullish

    THG Valuation and Fair Value

    P/E
    10.4x
    Forward P/E
    11.2x
    EV/EBITDA
    8.9x
    P/FCF
    6.2x
    PEG
    0.3x
    P/B
    2.1x
    See GNG's fair value

    THG Profitability: Margins, ROIC and FCF

    Operating margin
    14.8%
    Net margin
    11.2%
    ROIC
    16.1%
    ROE
    21.9%
    FCF margin
    18.7%
    FCF yield
    16.1%

    THG Competitors

    CompanyTicker
    Western Alliance BancorporationWAL
    Kinsale Capital Group IncKNSL
    Columbia Banking System IncCOLB
    Janus Henderson Group PLCJHG
    Prosperity Bancshares IncPB
    Commerce Bancshares IncCBSH
    Primerica IncPRI
    Lincoln National CorporationLNC

    Sector: Financial Services

    THG Analyst Ratings

    Consensus
    Hold
    Analysts
    8
    Strong Buy
    1
    Buy
    1
    Hold
    6
    Sell
    0
    Strong Sell
    0

    THG Bull Case vs Bear Case

    Bull case

    • THG earns a 16.1% return on invested capital.
    • THG converts 18.7% of revenue into free cash flow.
    • THG beat EPS estimates in 100.0% of its last 8 reported quarters.

    THG Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    28.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $4.41
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    7 up, 0 down

    THG Dividend

    Forward yield
    1.7%
    Payout ratio
    17.6%
    3Y DPS growth
    6.1%
    5Y DPS growth
    6.6%
    Pay months
    Mar, Jun, Sep, Dec
    THG dividend history

    Frequently Asked Questions About THG

    What is THG's current dividend yield?

    The Hanover Insurance Group Inc (THG) has a forward dividend yield of 1.71%.

    Does THG pay dividends?

    Yes, The Hanover Insurance Group Inc pays dividends with a forward dividend yield of 1.71%.

    What is THG's P/E ratio?

    The Hanover Insurance Group Inc has a price-to-earnings (P/E) ratio of 10.38.

    What is THG's market cap?

    The Hanover Insurance Group Inc (THG) has a market capitalization of $7.88B with a current stock price of $222.44.

    Related stocks

    Sector: Financial Services

    All stocks starting with T

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In