Valley National Bancorp (VLY)

Official site

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$12.75

+0.34 (+2.74%)

Market Cap: $6.86B

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Performance (10Y)

Beat Rate

64%(25/39)

Avg Surprise

-0.96%

Upcoming Estimates

Period ending Sep 30, 2026

EPS Consensus$0.33

Range$0.32 - $0.34

15 analysts

EPS RevisionsNo revisions (7d)

30d

EPS Estimate DriftChange to current

90d ago$0.33-0.6%

60d ago$0.33-0.7%

30d ago$0.33-0.7%

7d ago$0.33-0.3%

Current$0.33

Revenue Consensus

$578M

Range$573M - $581M

13 analysts

Period ending Dec 31, 2026

EPS Consensus$0.36

Range$0.34 - $0.39

15 analysts

Revenue Consensus

$607M

Range$593M - $618M

14 analysts

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Dec 31, 2026Dec 26EST	-	$0.36	$0.34 - $0.39	-	-	15	-	-
Sep 30, 2026Sep 26EST	-	$0.33	$0.32 - $0.34	-	-	15	0 2 30d	-
Jun 30, 2026Jun 26 Reported Jul 23, 2026Reported Jul 23	$0.30	$0.31	$0.30 - $0.31	-3.23%	Miss	14	1 1 30d	+30.4%
Mar 31, 2026Mar 26 Reported Apr 23, 2026Reported Apr 23	$0.28	$0.27	$0.26 - $0.29	+3.70%	Beat	12	2 1 30d	+55.6%
Dec 31, 2025Dec 25 Reported Jan 29, 2026Reported Jan 29	$0.31	$0.29	$0.28 - $0.30	+6.90%	Beat	13	0 2 30d	+138.5%
Sep 30, 2025Sep 25 Reported Oct 23, 2025Reported Oct 23	$0.28	$0.26	$0.25 - $0.27	+7.69%	Beat	13	2 3 30d	+55.6%
Jun 30, 2025Jun 25 Reported Jul 24, 2025Reported Jul 24	$0.23	$0.22	$0.20 - $0.24	+4.55%	Beat	11	1 4 30d	+76.9%
Mar 31, 2025Mar 25 Reported Apr 24, 2025Reported Apr 24	$0.18	$0.19	$0.18 - $0.20	-5.26%	Miss	10	0 4 30d	-5.3%
Dec 31, 2024Dec 24 Reported Jan 23, 2025Reported Jan 23	$0.13	$0.14	$0.12 - $0.17	-7.14%	Miss	11	1 5 30d	-40.9%
Sep 30, 2024Sep 24 Reported Oct 24, 2024Reported Oct 24	$0.18	$0.18	$0.17 - $0.19	+0.00%	Beat	11	0 1 30d	-30.8%
Jun 30, 2024Jun 24 Reported Jul 25, 2024Reported Jul 25	$0.13	$0.19	$0.17 - $0.22	-31.58%	Miss	11	0 1 30d	-53.6%
Mar 31, 2024Mar 24 Reported Apr 25, 2024Reported Apr 25	$0.19	$0.20	$0.18 - $0.23	-5.00%	Miss	13	1 1 30d	-36.7%
Dec 31, 2023Dec 23 Reported Jan 25, 2024Reported Jan 25	$0.22	$0.25	$0.24 - $0.27	-12.00%	Miss	12	1 0 30d	-37.1%
Sep 30, 2023Sep 23 Reported Oct 26, 2023Reported Oct 26	$0.26	$0.26	$0.24 - $0.28	+0.00%	Beat	11	1 0 30d	-25.7%
Jun 30, 2023Jun 23 Reported Jul 27, 2023Reported Jul 27	$0.28	$0.29	$0.24 - $0.34	-3.45%	Miss	11	0 1 30d	-12.5%
Mar 31, 2023Mar 23 Reported Apr 27, 2023Reported Apr 27	$0.30	$0.33	$0.27 - $0.36	-9.09%	Miss	11	1 0 30d	+7.1%
Dec 31, 2022Dec 22 Reported Jan 26, 2023Reported Jan 26	$0.35	$0.36	$0.35 - $0.37	-2.78%	Miss	11	No revisions (30d)	+25.0%
Sep 30, 2022Sep 22 Reported Oct 27, 2022Reported Oct 27	$0.35	$0.34	$0.32 - $0.36	+2.94%	Beat	10	1 0 30d	+16.7%
Jun 30, 2022Jun 22 Reported Jul 28, 2022Reported Jul 28	$0.32	$0.29	$0.25 - $0.32	+10.34%	Beat	8	2 0 30d	+6.7%
Mar 31, 2022Mar 22 Reported Apr 28, 2022Reported Apr 28	$0.28	$0.28	$0.26 - $0.29	+0.00%	Beat	8	No revisions (30d)	+0.0%
Dec 31, 2021Dec 21 Reported Jan 27, 2022Reported Jan 27	$0.28	$0.29	$0.26 - $0.31	-3.45%	Miss	9	No revisions (30d)	+3.7%
Sep 30, 2021Sep 21 Reported Oct 28, 2021Reported Oct 28	$0.30	$0.30	$0.26 - $0.31	+0.00%	Beat	10	No revisions (30d)	+20.0%
Jun 30, 2021Jun 21 Reported Jul 22, 2021Reported Jul 22	$0.30	$0.30	$0.27 - $0.32	+0.00%	Beat	10	1 0 30d	+30.4%
Mar 31, 2021Mar 21 Reported Apr 29, 2021Reported Apr 29	$0.28	$0.28	$0.26 - $0.31	+0.00%	Beat	10	2 0 30d	+33.3%
Dec 31, 2020Dec 20 Reported Jan 28, 2021Reported Jan 28	$0.27	$0.25	$0.22 - $0.29	+8.00%	Beat	10	2 0 30d	+12.5%
Sep 30, 2020Sep 20 Reported Oct 22, 2020Reported Oct 22	$0.25	$0.25	$0.22 - $0.28	+0.00%	Beat	10	1 0 30d	+4.2%
Jun 30, 2020Jun 20 Reported Jul 23, 2020Reported Jul 23	$0.23	$0.21	$0.12 - $0.26	+9.52%	Beat	10	3 0 30d	+0.0%
Mar 31, 2020Mar 20 Reported Apr 30, 2020Reported Apr 30	$0.21	$0.20	$0.14 - $0.25	+5.00%	Beat	10	No revisions (30d)	-4.5%
Dec 31, 2019Dec 19 Reported Jan 30, 2020Reported Jan 30	$0.24	$0.23	$0.21 - $0.24	+4.35%	Beat	9	1 0 30d	+14.3%
Sep 30, 2019Sep 19 Reported Oct 24, 2019Reported Oct 24	$0.24	$0.23	$0.22 - $0.24	+4.35%	Beat	8	No revisions (30d)	+14.3%
Jun 30, 2019Jun 19 Reported Jul 25, 2019Reported Jul 25	$0.23	$0.23	$0.22 - $0.24	+0.00%	Beat	10	1 0 30d	+4.5%
Mar 31, 2019Mar 19 Reported Apr 25, 2019Reported Apr 25	$0.22	$0.22	$0.21 - $0.23	+0.00%	Beat	9	2 0 30d	+22.2%
Dec 31, 2018Dec 18 Reported Jan 31, 2019Reported Jan 31	$0.21	$0.22	$0.21 - $0.24	-4.55%	Miss	11	No revisions (30d)	+16.7%
Sep 30, 2018Sep 18 Reported Oct 25, 2018Reported Oct 25	$0.21	$0.23	$0.22 - $0.24	-8.70%	Miss	10	1 0 30d	+23.5%
Jun 30, 2018Jun 18 Reported Jul 26, 2018Reported Jul 26	$0.22	$0.22	$0.21 - $0.23	+0.00%	Beat	11	No revisions (30d)	+22.2%
Mar 31, 2018Mar 18 Reported Apr 26, 2018Reported Apr 26	$0.18	$0.21	$0.20 - $0.22	-14.29%	Miss	10	1 0 30d	+5.9%
Dec 31, 2017Dec 17 Reported Jan 25, 2018Reported Jan 25	$0.18	$0.17	$0.15 - $0.19	+5.88%	Beat	10	1 0 30d	-5.3%
Sep 30, 2017Sep 17 Reported Oct 25, 2017Reported Oct 25	$0.17	$0.18	$0.17 - $0.19	-5.56%	Miss	9	1 0 30d	-
Jun 30, 2017Jun 17 Reported Jul 26, 2017Reported Jul 26	$0.18	$0.18	$0.17 - $0.18	+0.00%	Beat	9	No revisions (30d)	-
Mar 31, 2017Mar 17 Reported Apr 26, 2017Reported Apr 26	$0.17	$0.17	-	+0.00%	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Jan 25, 2017Reported Jan 25	$0.19	$0.18	-	+5.56%	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield3.45%

Forward Annual Dividend$0.44

Payout Ratio35.06%

FrequencyQuarterly

Pay MonthsJan, Apr, Jul, Oct

Growth

3Y CAGR+0.00%

5Y CAGR+0.00%

VLY dividend history and ex-dividend dates Run VLY in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	10.90	EV/EBITDA	10.68x
Price/FCF	12.62x	FCF Yield	7.92%
Profitability
Profit Margin	34.50%	Operating Margin	46.80%
ROE	8.95%	ROIC	6.30%
Financial Health
Debt/Equity	0.39x	Interest Coverage	0.61x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	1.09	Avg Volume	7.75M
52-Week High	$15.08	52-Week Low	$9.38

Technical Indicators Dashboard

Moving Averages

SMA 10$12.64

SMA 20$12.81

SMA 50$13.56

SMA 200$13.23

EMA 10$12.66

EMA 20$12.86

EMA 50$13.32

EMA 200$12.99

MACD

Line: -0.28Signal: -0.31Hist: 0.03

ADX

ADX: 44.1+DI: 19.0-DI: 33.9

Aroon & PSAR

Aroon Up4.0

Aroon Down96.0

PSAR$12.26

Bollinger Bands

Upper Band$13.40

Lower Band$12.22

%B Position922%(Upper)

Band Width0.45

RSI (14-Day)

Neutral

43.6

Momentum Oscillators

Stoch %K34.6

Stoch %D30.4

Williams %R-39.5

ROC (10d)0.6%

Momentum0.08

CCI (20d)-52.1

MFI (14d)23.0

Volatility Measures

ATR (14d)$0.29(2.3%)

StdDev (20d)0.30

Hist Vol21.5%(Moderate)

Volume Flow

VWAP$12.64

OBV262.3M

AD Line-3.5B

CMF (20d)-0.035

Volume Metrics

Avg Vol (20d)7.6M

Vol Ratio0.8x

VWMA (20d)$12.84

Pivot Points

R3$12.64

R2$12.54

R1$12.47

Pivot Point$12.37

S1$12.30

S2$12.20

S3$12.13

Advanced Oscillators

TSI-28.82

Ultimate Osc52.5

KST-78.48

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$560.74M	$540.36M	$541.25M	$511.11M	$495.01M	$478.40M	$474.18M	$471.17M	$452.90M	$454.96M	$449.97M	$471.08M
Cost of Revenue	N/A	$352.45M	$371.03M	$399.87M	$410.40M	$427.32M	$518.81M	$525.09M	$513.89M	$480.38M	$441.61M	$409.75M
Gross Profit	N/A	$519.11M	$521.11M	$491.94M	$457.21M	$415.74M	$367.64M	$388.81M	$370.83M	$406.13M	$429.39M	$455.24M

Operating Expenses	$311.12M	$309.93M	$299.40M	$281.99M	$284.12M	$276.62M	$278.58M	$269.47M	$277.50M	$280.31M	$340.42M	$267.13M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$209.18M	$221.70M	$209.96M	$173.09M	$139.12M	$89.06M	$126.67M	$93.33M	$129.45M	$88.97M	$194.83M

Interest Income	$829.38M	$802.72M	$815.80M	$826.92M	$805.01M	$784.75M	$834.83M	$860.55M	$833.47M	$828.66M	$818.18M	$813.02M
Interest Expense	$342.35M	$331.20M	$350.89M	$380.70M	$372.60M	$364.65M	$411.85M	$450.05M	$431.78M	$435.11M	$420.91M	$400.60M
Income Before Tax	$220.45M	$209.18M	$221.70M	$209.96M	$173.09M	$139.12M	$89.06M	$126.67M	$93.33M	$129.45M	$88.97M	$194.83M
Income Tax Expense	$49.56M	$45.27M	$26.30M	$46.60M	$39.92M	$33.06M	$-26,650,000	$28.82M	$22.91M	$33.17M	$17.41M	$53.49M

Net Income	$170.88M	$163.91M	$195.40M	$163.35M	$133.17M	$106.06M	$115.71M	$97.86M	$70.42M	$96.28M	$71.55M	$141.35M

EBITDA	$231.59M	$222.52M	$235.49M	$223.90M	$188.76M	$155.20M	$108.72M	$144.38M	$111.98M	$148.88M	$107.85M	$215.89M
EBIT	$220.45M	$209.18M	$221.70M	$209.96M	$173.09M	$139.12M	$89.06M	$126.67M	$93.33M	$129.45M	$88.97M	$194.83M

* Some calculated fields are derived from available data when not provided by source

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News

JPMorgan cuts target for Valley National Bancorp stock to USD 15.50

JPMorgan has reduced its price target for Valley National Bancorp (VLY) from USD 17.00 to USD 15.50, maintaining an "Overweight" rating. This adjustment comes after Valley National's Q2 2026 GAAP net income increased...

AD HOC NEWS•Oct 8, 2026 10:58 AM ET10/8/26•Somewhat-Bearish

Valley National Bancorp to Announce Third Quarter 2026 Earnings

Valley National Bancorp (NASDAQ:VLY) will release its third quarter 2026 earnings before the market opens on Thursday, October 22...

Yahoo Finance•Oct 7, 2026 8:40 PM ET10/7/26•Neutral

Valley National Bank launches Valley Foundry platform

Valley National Bank has launched Valley Foundry, a new technology and innovation platform designed to strengthen its connections with startups, fintechs, venture capital firms...

NJBIZ•Sep 12, 2026 7:58 AM ET9/12/26•Bullish

Basswood Capital Management L.L.C. Acquires Shares of 1,182,206 Valley National Bancorp $VLY

Basswood Capital Management L.L.C. has acquired over 1.18 million shares of Valley National Bancorp, valued at approximately $17.3 million...

MarketBeat•Aug 27, 2026 8:11 PM ET8/27/26•Somewhat-Bullish

Valley National's Providence Financial Deal Offers Solid Accretion, RBC Says

RBC Capital Markets believes that Valley National Bancorp's acquisition of Providence Financial will result in solid accretion for the bank. The deal is expected to be financially beneficial for Valley National...

Moomoo•Aug 26, 2026 8:11 PM ET8/26/26•Bullish

VLY Valuation and Fair Value

P/E: 10.9x
Forward P/E: 8.4x
EV/EBITDA: 10.7x
P/FCF: 12.6x
PEG: 1.2x
P/B: 0.9x

See GNG's fair value

VLY Profitability: Margins, ROIC and FCF

Operating margin: 46.8%
Net margin: 34.5%
ROIC: 6.3%
ROE: 8.9%
FCF margin: 25.9%
FCF yield: 7.9%

VLY Competitors

Company	Ticker
Aura Minerals Inc. Common Shares	AUGO
Terawulf Inc	WULF
Synovus Financial Corp	SNV
Victory Capital Holdings Inc	VCTR
AXIS Capital Holdings Ltd	AXS
OneMain Holdings Inc	OMF
Stonex Group Inc	SNEX
First American Corporation	FAF

Sector: Financial Services

VLY Analyst Ratings

Consensus: Buy
Analysts: 14
Strong Buy: 3
Buy: 8
Hold: 3
Sell: 0
Strong Sell: 0

VLY Bull Case vs Bear Case

Bull case

VLY converts 25.9% of revenue into free cash flow.
VLY has a 34.5% net profit margin.
VLY grew quarterly revenue 15.0% year over year.

VLY Earnings: Beat Rate and Next Report

Beat rate: 4 of 8 quarters (50.0%)
Average surprise: 0.9%
EPS estimate (fiscal period ending Sep 30, 2026): $0.33
Estimate revisions (30 days, fiscal period ending Sep 30, 2026): 0 up, 2 down

VLY Dividend

Forward yield: 3.5%
Payout ratio: 35.1%
3Y DPS growth: 0.0%
5Y DPS growth: 0.0%
Pay months: Jan, Apr, Jul, Oct

VLY dividend history

Frequently Asked Questions About VLY

What is VLY's current dividend yield?

Valley National Bancorp (VLY) has a forward dividend yield of 3.45%.

Does VLY pay dividends?

Yes, Valley National Bancorp pays dividends with a forward dividend yield of 3.45%.

What is VLY's P/E ratio?

Valley National Bancorp has a price-to-earnings (P/E) ratio of 10.90.

What is VLY's market cap?

Valley National Bancorp (VLY) has a market capitalization of $6.86B with a current stock price of $12.75.

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