A

    Aflac Incorporated (AFL)

    Official site

    FINANCIAL SERVICES • INSURANCE - LIFE • NYSE

    $115.84
    -0.68 (-0.58%)

    Market Cap: $58.42B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    80%(32/40)
    Avg Surprise
    +8.14%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$1.79
    Range$1.74 - $1.93
    12 analysts
    EPS Revisions
    2
    0
    7d
    2
    2
    30d
    EPS Estimate Drift
    90d ago$1.79+0.3%
    60d ago$1.79+0.3%
    30d ago$1.78-0.2%
    7d ago$1.79+0.2%
    Current$1.79
    Revenue Consensus
    $4.2B
    Range$4.1B - $4.3B
    3 analysts
    Dec 31, 2026
    EPS Consensus$1.69
    Range$1.56 - $1.91
    16 analysts
    Revenue Consensus
    $4.2B
    Range$4.0B - $4.5B
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.69---
    Sep 26EST
    		-$1.79---
    Jun 26
    		$1.75$1.77-1.13%Miss-1.7%
    Mar 26
    		$1.75$1.80-2.78%Miss+5.4%
    Dec 25
    		$1.57$1.70-7.65%Miss+0.6%
    Sep 25
    		$2.49$1.78+39.89%Beat+15.3%
    Jun 25
    		$1.78$1.71+4.09%Beat-2.7%
    Mar 25
    		$1.66$1.67-0.60%Miss+0.0%
    Dec 24
    		$1.56$1.62-3.70%Miss+24.8%
    Sep 24
    		$2.16$1.68+28.57%Beat+17.4%
    Jun 24
    		$1.83$1.60+14.38%Beat+15.8%
    Mar 24
    		$1.66$1.58+5.06%Beat+7.1%
    Dec 23
    		$1.25$1.45-13.79%Miss-3.1%
    Sep 23
    		$1.84$1.49+23.49%Beat+60.0%
    Jun 23
    		$1.58$1.44+9.72%Beat+8.2%
    Mar 23
    		$1.55$1.40+10.71%Beat+9.2%
    Dec 22
    		$1.29$1.21+6.61%Beat-3.0%
    Sep 22
    		$1.15$1.21-4.96%Miss-26.3%
    Jun 22
    		$1.46$1.28+14.06%Beat-8.2%
    Mar 22
    		$1.42$1.37+3.65%Beat-6.0%
    Dec 21
    		$1.33$1.26+5.56%Beat+26.7%
    Sep 21
    		$1.56$1.32+18.18%Beat+12.2%
    Jun 21
    		$1.59$1.28+24.22%Beat+24.2%
    Mar 21
    		$1.51$1.21+24.79%Beat+24.8%
    Dec 20
    		$1.05$1.04+0.96%Beat+1.9%
    Sep 20
    		$1.39$1.14+21.93%Beat+19.8%
    Jun 20
    		$1.28$1.05+21.90%Beat+13.3%
    Mar 20
    		$1.21$1.10+10.00%Beat+8.0%
    Dec 19
    		$1.03$1.02+0.98%Beat+1.0%
    Sep 19
    		$1.16$1.07+8.41%Beat+12.6%
    Jun 19
    		$1.13$1.07+5.61%Beat+5.6%
    Mar 19
    		$1.12$1.06+5.66%Beat+6.7%
    Dec 18
    		$1.02$0.94+8.51%Beat+27.5%
    Sep 18
    		$1.03$0.99+4.04%Beat+21.2%
    Jun 18
    		$1.07$0.99+8.08%Beat+16.3%
    Mar 18
    		$1.05$0.97+8.25%Beat+25.0%
    Dec 17
    		$0.80$0.78+2.56%Beat+3.9%
    Sep 17
    		$0.85$0.81+4.94%Beat-6.6%
    Jun 17
    		$0.92$0.82+12.20%Beat-
    Mar 17
    		$0.84$0.81+3.70%Beat-
    Dec 16
    		$0.77$0.81-4.94%Miss-
    Sep 16
    		$0.91$0.87+4.60%Beat-

    Dividends

    Dividend Metrics

    Yield2.08%
    Annual/Share$2.41
    Payout Ratio24.99%
    Frequency4
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+13.19%
    5Y CAGR+15.68%
    View AFL's full dividend history

    Key Metrics

    Valuation
    P/E Ratio15.32EV/EBITDAN/A
    Price/FCF22.06xFCF Yield4.53%
    Profitability
    Profit Margin26.90%Operating Margin25.70%
    ROE16.90%ROIC12.45%
    Financial Health
    Debt/Equity0.29xInterest CoverageN/A
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.59Avg Volume2.13M
    52-Week High$129.5752-Week Low$102.52

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$117.06
    SMA 20$119.67
    SMA 50$121.03
    SMA 200$113.72
    EMA 10$117.41
    EMA 20$118.96
    EMA 50$119.61
    EMA 200$114.75

    MACD

    Line: -1.68Signal: -1.24Hist: -0.44

    ADX

    ADX: 27.1+DI: 13.7-DI: 29.0

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down100.0
    PSAR$118.03

    Bollinger Bands

    Upper Band$126.25
    Lower Band$113.09
    %B Position1100%(Upper)
    Band Width0.21

    RSI (14-Day)

    Neutral
    37.0

    Momentum Oscillators

    Stoch %K6.8
    Stoch %D8.9
    Williams %R-98.0
    ROC (10d)-3.7%
    Momentum-4.51
    CCI (20d)-94.0
    MFI (14d)44.1

    Volatility Measures

    ATR (14d)$1.98(1.7%)
    StdDev (20d)3.29
    Hist Vol20.0%(Moderate)

    Volume Flow

    VWAP$116.05
    OBV4.4M
    AD Line-813.7M
    CMF (20d)-0.688

    Volume Metrics

    Avg Vol (20d)2.1M
    Vol Ratio1.8x(High)
    VWMA (20d)$119.62

    Pivot Points

    R3$118.74
    R2$118.17
    R1$117.34
    Pivot Point$116.77
    S1$115.94
    S2$115.37
    S3$114.54

    Advanced Oscillators

    TSI-21.14
    Ultimate Osc35.2
    KST-47.11

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$4.12B$4.35B$5.12B$4.74B$3.91B$3.40B$5.65B$2.95B$4.89B$5.44B$3.88B$4.95B
    Cost of RevenueN/A$1.83B$1.96B$2.69B$3.04B$2.96B$2.97B$2.56B$2.82B$2.96BN/AN/A
    Gross ProfitN/A$2.48B$2.93B$2.10B$1.18B$490.00M$2.53B$479.00M$2.33B$2.47B$3.86B$5.03B
    Operating Expenses$3.12B$3.12B$3.54B$2.75B$3.09B$3.25B$3.51B$2.86B$2.87B$3.27B$3.59B$3.15B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$1.23B$1.60B$1.99B$822.00M$145.00M$2.13B$92.00M$2.02B$2.17B$290.00M$1.80B
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$0$0$61.00M$0$0$0$50.00M$0$0$0$-99,000,000$0
    Income Before Tax$995.00M$1.23B$1.57B$1.99B$822.00M$145.00M$2.14B$92.00M$2.02B$2.17B$290.00M$1.80B
    Income Tax Expense$170.00M$206.00M$193.00M$355.00M$223.00M$116.00M$234.00M$185.00M$264.00M$291.00M$22.00M$236.00M
    Net Income$825.00M$1.02B$1.38B$1.64B$599.00M$29.00M$1.90B$-93,000,000$1.75B$1.88B$268.00M$1.57B
    EBITDA$1.21B$1.45B$1.79B$2.21B$1.04B$361.00M$2.35B$306.00M$2.23B$2.38B$498.00M$2.01B
    EBIT$995.00M$1.23B$1.57B$1.99B$822.00M$145.00M$2.14B$92.00M$2.02B$2.17B$290.00M$1.80B
    * Some calculated fields are derived from available data when not provided by source

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    News

    Raymond James Adjusts Price Target on Aflac to $123 From $119

    Raymond James has increased its price target for Aflac (

    Moomoo•8/26/26•
    Somewhat-Bullish

    Resilient Aflac stock holds close to analyst fair value as institutions add shares

    Aflac stock is trading in the mid-$116 range as of August 26, 2026, slightly below the latest analyst target, with several institutional investors recently increasing their holdings. Analysts maintain a consensus "Hold" rating with a price target of $116.62, indicating the stock is near its perceived fair value. While the stock has seen recent dips, longer-term holders remain in positive territory, and Aflac continues to generate revenue primarily from supplemental health and life insurance products.

    Ad-hoc-news.de•8/26/26•
    Neutral

    3,451,076 Shares in Aflac Incorporated $AFL Bought by Legal & General Group Plc

    Legal & General Group Plc recently acquired 3,451,076 shares of Aflac Incorporated (NYSE:AFL) for approximately $404.6 million, representing about 0.69% of Aflac's stock. Other institutional investors also adjusted their stakes, with hedge funds and institutional investors collectively owning 67.44% of the stock. Aflac announced a quarterly dividend of $0.61 per share, and analysts currently rate the stock as "Hold" with an average target price of $116.62.

    MarketBeat•8/26/26•
    Neutral

    First Bancorp Inc ME Purchases New Position in Aflac Incorporated $AFL

    First Bancorp Inc ME has acquired a new position in Aflac Incorporated (NYSE:AFL) during the second quarter, purchasing 12,746 shares valued at approximately $1.49 million. Other institutional investors also adjusted their holdings in Aflac, which reported quarterly earnings of $1.75 per share, missing consensus estimates by $0.01, and revenue of $4.22 billion, exceeding expectations. The company declared a quarterly dividend of $0.61 per share and has seen insider selling activity, while analysts maintain a consensus "Hold" rating with a target price of $116.62.

    MarketBeat•8/26/26•
    Somewhat-Bullish

    Cibc World Market Inc. Buys Shares of 61,050 Aflac Incorporated $AFL

    Cibc World Market Inc. has acquired a new position in Aflac Incorporated, purchasing 61,050 shares valued at approximately $7.16 million. This investment comes as institutional investors now own 67.44% of Aflac's stock. Despite a "Hold" consensus rating from analysts with an average price target of $116.62, Aflac recently reported mixed quarterly results, missing EPS estimates but exceeding revenue expectations, and declared a dividend of $0.61 per share.

    MarketBeat•8/26/26•
    Neutral

    Frequently Asked Questions About AFL

    What is AFL's current dividend yield?
    Aflac Incorporated (AFL) has a current dividend yield of 2.08%.
    Does AFL pay dividends?
    Yes, Aflac Incorporated pays dividends with a current yield of 2.08%.
    What is AFL's P/E ratio?
    Aflac Incorporated has a price-to-earnings (P/E) ratio of 15.32.
    What is AFL's market cap?
    Aflac Incorporated (AFL) has a market capitalization of $58.42B with a current stock price of $115.84.

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