N

    Nu Holdings Ltd (NU)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $14.55
    +0.25 (+1.75%)

    Market Cap: $69.08B

    Last updated: Sep 01, 2026 at 5:00 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    79%(15/19)
    Avg Surprise
    +18.56%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.22
    Range$0.18 - $0.25
    9 analysts
    EPS Revisions
    1
    0
    7d
    1
    2
    30d
    EPS Estimate Drift
    90d ago$0.22-1.2%
    60d ago$0.21-3.3%
    30d ago$0.21-6.5%
    7d ago$0.22-0.1%
    Current$0.22
    Revenue Consensus
    $5.9B
    Range$5.8B - $6.1B
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.25
    Range$0.15 - $0.31
    16 analysts
    Revenue Consensus
    $6.4B
    Range$5.7B - $7.5B
    8 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.25---
    Sep 26EST
    		-$0.22---
    Jun 26
    Reported Aug 13
    		$0.22$0.20+10.00%Beat+69.2%
    Mar 26
    Reported May 14
    		$0.18$0.19-5.26%Miss+63.6%
    Dec 25
    Reported Feb 25
    		$0.18$0.18+0.00%Beat+63.6%
    Sep 25
    Reported Nov 13
    		$0.17$0.17+0.00%Beat+54.5%
    Jun 25
    Reported Aug 14
    		$0.13$0.13+0.00%Beat+30.0%
    Mar 25
    Reported May 13
    		$0.11$0.12-8.33%Miss+37.5%
    Dec 24
    Reported Feb 20
    		$0.11$0.11+0.00%Beat+57.1%
    Sep 24
    Reported Nov 13
    		$0.11$0.10+10.00%Beat+83.3%
    Jun 24
    Reported Aug 13
    		$0.10$0.09+11.11%Beat+100.0%
    Mar 24
    Reported May 14
    		$0.08$0.07+14.29%Beat+166.7%
    Dec 23
    Reported Feb 22
    		$0.07$0.08-12.50%Miss+216.7%
    Sep 23
    Reported Nov 14
    		$0.06$0.05+20.00%Beat+500.0%
    Jun 23
    Reported Aug 15
    		$0.05$0.03+66.67%Beat+600.0%
    Mar 23
    Reported May 15
    		$0.03$0.01+200.00%Beat+400.0%
    Dec 22
    Reported Feb 14
    		$-0.06$-0.05-20.00%Miss-100.0%
    Sep 22
    Reported Nov 14
    		$0.01$0.01+0.00%Beat+200.0%
    Jun 22
    Reported Aug 15
    		$-0.01$-0.01+0.00%Beat+0.0%
    Mar 22
    Reported May 16
    		$-0.01N/A+66.67%Beat+9.9%
    Dec 21
    Reported Feb 22
    		$-0.03$-0.03+0.00%Beat+18.3%
    Sep 21
    Reported Dec 9
    		$-0.01$0.00N/AMiss+87.5%
    Jun 21
    Reported Aug 2
    		$-0.01$0.00N/AMiss+59.5%
    Mar 21
    Reported Jun 30
    		$-0.01$0.00N/AMiss-2875.0%
    Dec 20
    Reported Mar 31
    		$-0.04$0.00N/AMiss-42.2%
    Sep 20
    Reported Dec 31
    		$-0.08$0.00N/AMiss-
    Jun 20
    Reported Sep 30
    		$-0.02$0.00N/AMiss-
    Mar 20
    Reported Jun 30
    		$0.00$0.00N/ABeat-
    Dec 19
    Reported Mar 30
    		$-0.03$0.00N/AMiss-

    Key Metrics

    Valuation
    P/E Ratio19.40EV/EBITDAN/A
    Price/FCF-15.00xFCF Yield-6.67%
    Profitability
    Profit Margin42.70%Operating Margin50.10%
    ROE31.60%ROIC6.30%
    Financial Health
    Debt/Equity2.98xInterest Coverage0.74x
    Current Ratio0.25xQuick Ratio0.25x
    Trading Statistics
    Beta0.94Avg Volume68.15M
    52-Week High$18.9852-Week Low$11.20

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$14.65
    SMA 20$14.41
    SMA 50$14.01
    SMA 200$14.98
    EMA 10$14.62
    EMA 20$14.48
    EMA 50$14.13
    EMA 200$14.27

    MACD

    Line: 0.21Signal: 0.22Hist: -0.02

    ADX

    ADX: 22.9+DI: 23.4-DI: 21.3

    Aroon & PSAR

    Aroon Up56.0
    Aroon Down44.0
    PSAR$13.94

    Bollinger Bands

    Upper Band$15.40
    Lower Band$13.43
    %B Position1370%(Upper)
    Band Width0.57

    RSI (14-Day)

    Neutral
    52.1

    Momentum Oscillators

    Stoch %K42.1
    Stoch %D50.4
    Williams %R-59.4
    ROC (10d)-1.3%
    Momentum-0.19
    CCI (20d)0.1
    MFI (14d)52.6

    Volatility Measures

    ATR (14d)$0.60(4.1%)
    StdDev (20d)0.49
    Hist Vol48.0%(High)

    Volume Flow

    VWAP$14.46
    OBV1.9B
    AD Line-253.0M
    CMF (20d)-0.242

    Volume Metrics

    Avg Vol (20d)70.0M
    Vol Ratio1.4x
    VWMA (20d)$14.48

    Pivot Points

    R3$15.41
    R2$15.16
    R1$14.73
    Pivot Point$14.47
    S1$14.04
    S2$13.79
    S3$13.36

    Advanced Oscillators

    TSI9.52
    Ultimate Osc49.3
    KST40.10

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$5.52B$4.98B$4.70B$4.17B$3.68B$3.25B$2.99B$2.86B$2.75B$2.64B$2.18B$2.14B
    Cost of Revenue$3.02B$2.98B$2.62B$2.23B$2.04B$1.87B$1.63B$1.54B$1.42B$1.49B$685.76M$1.22B
    Gross Profit$2.50B$2.00B$2.09B$1.95B$1.64B$1.38B$1.36B$1.32B$1.33B$1.15B$1.50B$914.83M
    Operating Expenses$1.26B$1.05B$1.01B$829.33M$760.63M$581.74M$595.88M$598.51M$599.79M$568.76M$937.87M$503.28M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$206.13M$193.86M$197.52M$147.99M$133.38M$123.32M$318.77M$276.12M$319.71M$315.79M$332.84M$391.56M
    Operating Income$1.24B$954.31M$1.08B$1.12B$879.36M$795.07M$767.45M$723.79M$725.42M$578.54M$559.93M$411.55M
    Interest Income$0$4.28B$4.00B$3.58B$3.13B$2.73B$2.49B$2.47B$2.38B$2.28B$1.95B$1.73B
    Interest Expense$1.56B$1.27B$1.38B$1.28B$1.03B$896.20M$747.99M$760.96M$665.19M$660.72M$605.64M$537.65M
    Income Before Tax$1.24B$955.34M$1.08B$1.12B$879.36M$795.07M$767.45M$723.79M$725.42M$578.54M$559.93M$411.55M
    Income Tax Expense$175.22M$82.88M$182.90M$333.61M$242.38M$237.87M$214.81M$170.40M$238.15M$199.72M$199.05M$108.51M
    Net Income$1.06B$872.06M$892.38M$782.47M$636.84M$557.20M$552.64M$553.39M$487.27M$378.81M$360.88M$303.04M
    EBITDA$1.24B$989.71M$1.11B$1.14B$902.43M$816.39M$788.51M$743.06M$743.75M$597.00M$576.47M$430.74M
    EBITN/A$955.34M$1.08B$1.12B$879.36M$795.07M$767.45M$723.79M$725.42M$578.54M$559.93M$411.55M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Nu Holdings Director Anita M. Sands Receives 1,356 Shares Through RSU Grant

    Nu Holdings Director Anita M. Sands has received 1,356 Class A ordinary shares through a Restricted Share Unit (RSU) grant. The transaction was revealed in a Form 4 submitted to the SEC on August 26, 2026. This acquisition increases her direct ownership to 194,215 Class A ordinary shares, which includes 30,709 unvested RSUs from previous grants.

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    Nu Holdings shares may move 8% on earnings release By Investing.com

    Nu Holdings Ltd/Cayman Islands Class A shares are projected to move 8% following its earnings release on August 13, according to options data. Historically, the stock's actual price changes have frequently exceeded the implied moves from options data in six of the past eight earnings announcements. The article highlights past discrepancies between implied and actual stock movements after earnings reports.

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    Baillie Gifford (NU) reports 5.99% beneficial stake in Nu Holdings common stock

    Baillie Gifford & Co has filed an amended Schedule 13G indicating a beneficial ownership of 229,930,331 shares of Nu Holdings (NU) common stock, representing 5.99% of the class as of June 30, 2026. The investment adviser holds sole voting power over 158,965,532 shares and sole dispositive power over all 229,930,331 shares. This stake is held on behalf of various investment advisory clients, including investment companies and pension funds.

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    Frequently Asked Questions About NU

    Does NU pay dividends?
    Nu Holdings Ltd (NU) does not currently pay a regular dividend.
    What is NU's P/E ratio?
    Nu Holdings Ltd has a price-to-earnings (P/E) ratio of 19.40.
    What is NU's market cap?
    Nu Holdings Ltd (NU) has a market capitalization of $69.08B with a current stock price of $14.55.

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