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    Grupo Aval (AVAL)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $4.90
    +0.00 (+0.00%)

    Market Cap: $5.83B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    63%(24/38)
    Avg Surprise
    +1.19%
    Streak
    4 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.16
    Range$0.16 - $0.16
    1 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.13+24.7%
    60d ago$0.13+24.7%
    30d ago$0.16-2.4%
    7d ago$0.16-3.0%
    Current$0.16
    Revenue Consensus
    $4.8T
    Range$4.6T - $5.0T
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.25
    Range$0.25 - $0.25
    1 analysts
    Revenue Consensus
    $5.2T
    Range$4.9T - $5.8T
    3 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.25---
    Sep 26EST
    -$0.16---
    Jun 26
    Reported Aug 12
    $0.13$0.12+8.33%Beat+30.0%
    Mar 26
    Reported May 12
    $0.08N/AN/ABeat+14.4%
    Dec 25
    Reported Feb 26
    $0.12$0.10+20.00%Beat+108.3%
    Sep 25
    Reported Nov 13
    $0.12$0.10+20.00%Beat+50.0%
    Jun 25
    Reported Aug 12
    $0.10$0.10+0.00%Beat+150.0%
    Mar 25
    Reported May 12
    $0.07$0.10-30.00%Miss+250.0%
    Dec 24
    Reported Feb 20
    $0.06$0.08-29.67%Miss+188.0%
    Sep 24
    Reported Nov 13
    $0.08$0.07+14.29%Beat+700.0%
    Jun 24
    Reported Aug 14
    $0.04$0.05-20.00%Miss+33.3%
    Mar 24
    Reported May 15
    $0.02N/A-60.00%Miss-75.0%
    Dec 23
    Reported Mar 4
    $0.02N/A-60.00%Miss-81.8%
    Sep 23
    Reported Nov 15
    $0.01N/A-87.50%Miss-85.7%
    Jun 23
    Reported Aug 16
    $0.03$0.03+0.00%Beat-77.4%
    Mar 23
    Reported May 17
    $0.08$0.09-11.11%Miss-77.4%
    Dec 22
    Reported Mar 3
    $0.11$0.09+22.22%Beat-38.9%
    Sep 22
    Reported Nov 16
    $0.07$0.14-50.00%Miss-61.1%
    Jun 22
    Reported Aug 12
    $0.13$0.13+2.23%Beat-39.6%
    Mar 22
    Reported May 20
    $0.35$0.37-4.19%Miss+108.5%
    Dec 21
    Reported Mar 16
    $0.18$0.18+0.00%Beat+5.9%
    Sep 21
    Reported Nov 19
    $0.18$0.16+12.50%Beat+5.9%
    Jun 21
    Reported Aug 11
    $0.22$0.17+29.41%Beat+175.0%
    Mar 21
    Reported May 21
    $0.17$0.11+54.55%Beat+6.3%
    Dec 20
    Reported Mar 12
    $0.17$0.11+54.55%Beat+0.7%
    Sep 20
    Reported Nov 23
    $0.17$0.09+88.89%Beat-10.5%
    Jun 20
    Reported Aug 27
    $0.08$0.09-11.11%Miss-61.9%
    Mar 20
    Reported Apr 6
    $0.16$0.17-5.88%Miss-20.0%
    Dec 19
    Reported Mar 18
    $0.17$0.15+12.60%Beat-35.0%
    Sep 19
    Reported Nov 21
    $0.19$0.19+0.00%Beat+5.6%
    Jun 19
    Reported Aug 22
    $0.21$0.21+0.00%Beat+5.0%
    Mar 19
    Reported Apr 25
    $0.20$0.20+0.00%Beat+11.1%
    Dec 18
    Reported Mar 16
    $0.26$0.18+44.44%Beat+73.3%
    Sep 18
    Reported Nov 15
    $0.18$0.18+0.00%Beat+38.5%
    Jun 18
    Reported Aug 16
    $0.20$0.17+17.65%Beat+33.3%
    Mar 18
    Reported May 18
    $0.18$0.15+20.00%Beat-18.2%
    Dec 17
    Reported Mar 22
    $0.15$0.14+7.14%Beat+7.1%
    Sep 17
    Reported Nov 30
    $0.13$0.15-13.33%Miss-
    Jun 17
    Reported Aug 29
    $0.15$0.19-21.05%Miss-
    Mar 17
    Reported May 30
    $0.22$0.15+46.67%Beat-
    Dec 16
    Reported Mar 27
    $0.14$0.19-26.32%Miss-

    Dividends

    Dividend Metrics

    Forward Yield4.04%
    Forward Annual Dividend$0.20
    Payout Ratio40.99%
    FrequencyMonthly
    Pay MonthsJan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec

    Growth

    3Y CAGR+41.86%
    5Y CAGR-16.58%

    Key Metrics

    Valuation
    P/E Ratio10.89EV/EBITDA13.52x
    Price/FCF9.84xFCF Yield10.16%
    Profitability
    Profit Margin12.20%Operating Margin0.00%
    ROE10.10%ROIC3.23%
    Financial Health
    Debt/Equity3.92xInterest Coverage0.24x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.39Avg Volume153.70K
    52-Week High$6.1252-Week Low$3.28

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$4.89
    SMA 20$4.91
    SMA 50$5.15
    SMA 200$4.69
    EMA 10$4.90
    EMA 20$4.95
    EMA 50$5.03
    EMA 200$4.66

    MACD

    Line: -0.07Signal: -0.09Hist: 0.01

    ADX

    ADX: 24.7+DI: 12.7-DI: 18.8

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down60.0
    PSAR$4.77

    Bollinger Bands

    Upper Band$5.10
    Lower Band$4.72
    %B Position784%(Upper)
    Band Width0.48

    RSI (14-Day)

    Neutral
    44.3

    Momentum Oscillators

    Stoch %K53.7
    Stoch %D45.1
    Williams %R-45.2
    ROC (10d)3.4%
    Momentum0.16
    CCI (20d)-4.9
    MFI (14d)56.6

    Volatility Measures

    ATR (14d)$0.16(3.2%)
    StdDev (20d)0.10
    Hist Vol27.0%(Moderate)

    Volume Flow

    VWAP$4.92
    OBV3.8M
    AD Line-53.2M
    CMF (20d)-0.343

    Volume Metrics

    Avg Vol (20d)162.5K
    Vol Ratio1.1x
    VWMA (20d)$4.92

    Pivot Points

    R3$5.06
    R2$5.01
    R1$4.95
    Pivot Point$4.90
    S1$4.84
    S2$4.79
    S3$4.73

    Advanced Oscillators

    TSI-17.09
    Ultimate Osc39.7
    KST-70.82

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$11660.32B$9712.50B$11511.54B$9395.00B$9295.00B$9022.60B$2982.78B$9335.60B$9226.00B$9608.80B$12328.79B$9408.60B
    Cost of Revenue$5959.82B$5869.70B$5419.15B$5957.20B$5814.50B$5814.80BN/A$6302.40B$6443.70B$7041.20BN/A$7024.00B
    Gross Profit$5700.50B$3842.80B$6092.39B$3437.80B$3480.50B$3207.80B$2982.78B$3033.20B$2782.30B$2567.60B$12328.79B$2384.60B
    Operating Expenses$4377.82B$2497.10B$5012.89B$2189.80B$2213.00B$2027.40B$1748.00B$1962.10B$2017.80B$1868.80B$3842.19B$1907.70B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$775.11B$2382.10B$814.20B$2015.60B$2013.50B$1992.30B$275.72B$1815.40B$1912.40B$1857.70B$1440.15B$1760.60B
    Operating Income$1322.68B$1345.70B$1079.50B$1248.00B$1267.50B$1180.40B$1234.78B$1071.10B$764.50B$698.80B$-199,800,000,000$476.90B
    Interest Income$7397.20B$6779.20B$5894.10B$6717.00B$6717.10B$6591.00B$6832.93B$6874.00B$7238.90B$7236.20B$7421.90B$7334.60B
    Interest Expense$5120.39B$4867.40B$4437.14B$4844.90B$4695.90B$4660.70B$4834.83B$5206.00B$5317.60B$5555.80B$1675.50B$5702.20B
    Income Before Tax$1322.68B$1345.70B$1079.50B$1248.00B$1267.50B$1180.40B$603.56B$1071.10B$764.50B$698.80B$533.80B$476.90B
    Income Tax Expense$490.74B$577.50B$335.54B$356.40B$383.80B$379.10B$63.14B$342.40B$315.30B$225.70B$251.10B$176.20B
    Net Income$533.62B$336.60B$340.28B$521.00B$494.90B$361.50B$281.35B$415.70B$204.30B$113.70B$82.90B$64.80B
    EBITDA$1322.68B$1560.20B$1079.50B$1449.30B$1458.40B$1359.80BN/A$1247.10B$941.10B$871.40B$-32,400,000,000$641.60B
    EBITN/A$1345.70BN/A$1248.00B$1267.50B$1180.40BN/A$1071.10B$764.50B$698.80B$-199,800,000,000$476.90B
    * Some calculated fields are derived from available data when not provided by source

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    AVAL Valuation and Fair Value

    P/E
    10.9x
    EV/EBITDA
    13.5x
    P/FCF
    9.8x
    PEG
    0.0x
    P/B
    1.1x
    See GNG's fair value

    AVAL Profitability: Margins, ROIC and FCF

    Gross margin
    45.3%
    Operating margin
    0.0%
    Net margin
    12.2%
    ROIC
    3.2%
    ROE
    10.1%
    FCF margin
    18065.4%
    FCF yield
    10.2%

    AVAL Analyst Ratings

    Consensus
    Hold
    Analysts
    3
    Strong Buy
    0
    Buy
    0
    Hold
    3
    Sell
    0
    Strong Sell
    0

    AVAL Bull Case vs Bear Case

    Bull case

    • AVAL converts 18065.4% of revenue into free cash flow.
    • AVAL grew quarterly revenue 18.6% year over year.

    Bear case

    • AVAL has a debt-to-equity ratio of 3.9x.

    AVAL Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    -2.1%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.16
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 1 down

    AVAL Dividend

    Forward yield
    4.0%
    Payout ratio
    41.0%
    3Y DPS growth
    41.9%
    5Y DPS growth
    -16.6%
    Pay months
    Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec
    AVAL dividend history

    Frequently Asked Questions About AVAL

    What is AVAL's current dividend yield?

    Grupo Aval (AVAL) has a forward dividend yield of 4.04%.

    Does AVAL pay dividends?

    Yes, Grupo Aval pays dividends with a forward dividend yield of 4.04%.

    What is AVAL's P/E ratio?

    Grupo Aval has a price-to-earnings (P/E) ratio of 10.89.

    What is AVAL's market cap?

    Grupo Aval (AVAL) has a market capitalization of $5.83B with a current stock price of $4.90.

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