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    Intercorp Financial Services Inc (IFS)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $54.19
    -0.13 (-0.24%)

    Market Cap: $6.00B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    49%(17/35)
    Avg Surprise
    +1.58%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$4.89
    Range$4.88 - $4.90
    2 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$4.99-2.1%
    60d ago$4.99-2.1%
    30d ago$4.90-0.2%
    7d ago$4.89-0.1%
    Current$4.89
    Revenue Consensus
    $1.6B
    Range$1.6B - $1.6B
    1 analysts
    Period ending Dec 31, 2026
    EPS Consensus$5.90
    Range$5.86 - $5.95
    2 analysts
    Revenue Consensus
    $1.9B
    Range$1.2B - $2.5B
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$5.90---
    Sep 26EST
    		-$4.89---
    Jun 26
    Reported Aug 11
    		$1.53$1.45+5.52%Beat-70.2%
    Mar 26
    Reported May 11
    		$5.39$4.76+13.24%Beat+37.5%
    Dec 25
    Reported Feb 11
    		$4.00$3.71+7.82%Beat-5.9%
    Sep 25
    Reported Nov 6
    		$3.95$3.97-0.50%Miss+16.9%
    Jun 25
    Reported Aug 11
    		$5.14$3.85+33.51%Beat+107.3%
    Mar 25
    Reported May 8
    		$3.92$3.27+19.88%Beat+221.3%
    Dec 24
    Reported Feb 5
    		$4.25$3.50+21.43%Beat+70.7%
    Sep 24
    Reported Nov 12
    		$3.38$2.90+16.55%Beat+100.0%
    Jun 24
    Reported Aug 14
    		$2.48$2.11+17.54%Beat-13.0%
    Mar 24
    Reported May 13
    		$1.22$2.02-39.60%Miss-47.0%
    Dec 23
    Reported Feb 12
    		$2.49$0.96+159.38%Beat-28.2%
    Sep 23
    Reported Nov 8
    		$1.69$2.35-28.09%Miss-50.1%
    Jun 23
    Reported Aug 10
    		$2.85$3.42-16.67%Miss+31.9%
    Mar 23
    Reported May 11
    		$2.30$3.46-33.53%Miss-33.7%
    Dec 22
    Reported Feb 13
    		$3.47$3.97-12.59%Miss+53.5%
    Sep 22
    Reported Nov 9
    		$3.39$3.61-6.09%Miss-28.8%
    Jun 22
    Reported Aug 15
    		$2.16$3.59-39.83%Miss-45.0%
    Mar 22
    Reported May 12
    		$3.47$3.48-0.29%Miss-23.9%
    Dec 21
    Reported Feb 11
    		$2.26$2.68-15.67%Miss-28.0%
    Sep 21
    Reported Nov 9
    		$4.76$2.99+59.20%Beat+67.6%
    Jun 21
    Reported Aug 11
    		$3.93$3.10+26.77%Beat+223.6%
    Mar 21
    Reported May 13
    		$4.56$2.44+86.89%Beat+267.7%
    Dec 20
    Reported Feb 11
    		$3.14$2.34+34.19%Beat-17.8%
    Sep 20
    Reported Nov 12
    		$2.84$0.92+208.70%Beat-6.0%
    Jun 20
    Reported Aug 12
    		$-3.18$1.37-332.12%Miss-439.5%
    Mar 20
    Reported May 12
    		$1.24N/A-58.11%Miss+30.2%
    Dec 19
    Reported Feb 13
    		$3.82$2.90+31.72%Beat+405.8%
    Sep 19
    Reported Nov 12
    		$3.02$3.02+0.00%Beat+6.3%
    Jun 19
    Reported Aug 12
    		$0.94$0.88+6.43%Beat-48.8%
    Mar 19
    Reported May 2
    		$0.95N/AN/ABeat-63.8%
    Dec 18
    Reported Feb 14
    		$0.76N/AN/ABeat-66.3%
    Sep 18
    Reported Oct 31
    		$2.84$3.04-6.58%Miss+349.2%
    Jun 18
    Reported Jul 31
    		$1.83$2.80-34.64%Miss-9.4%
    Mar 18
    Reported May 10
    		$2.63$2.77-5.05%Miss+77.7%
    Dec 17
    Reported Feb 15
    		$2.24$2.85-21.40%Miss+187.2%
    Sep 17
    Reported Nov 8
    		$0.63$0.00N/ABeat-
    Jun 17
    Reported Aug 10
    		$2.02$2.30-12.17%Miss-
    Mar 17
    Reported May 10
    		$1.48$2.13-30.52%Miss-
    Dec 16
    Reported Feb 15
    		$0.78$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield3.32%
    Forward Annual Dividend$1.80
    Payout Ratio21.52%
    FrequencyAnnual
    Pay MonthsMay

    Growth

    3Y CAGR-17.02%
    5Y CAGR-10.59%
    IFS dividend history and ex-dividend datesRun IFS in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio7.60EV/EBITDA3.19x
    Price/FCF2.01xFCF Yield49.73%
    Profitability
    Profit Margin35.70%Operating Margin44.70%
    ROE17.20%ROIC14.20%
    Financial Health
    Debt/Equity0.99xInterest Coverage1.32x
    Current Ratio0.74xQuick Ratio0.74x
    Trading Statistics
    Beta0.42Avg Volume210.44K
    52-Week High$61.3852-Week Low$35.42

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$53.75
    SMA 20$54.49
    SMA 50$54.94
    SMA 200$50.66
    EMA 10$54.06
    EMA 20$54.30
    EMA 50$54.80
    EMA 200$50.69

    MACD

    Line: -0.36Signal: -0.41Hist: 0.05

    ADX

    ADX: 17.7+DI: 19.0-DI: 24.7

    Aroon & PSAR

    Aroon Up36.0
    Aroon Down80.0
    PSAR$51.84

    Bollinger Bands

    Upper Band$56.56
    Lower Band$52.42
    %B Position758%(Upper)
    Band Width0.43

    RSI (14-Day)

    Neutral
    48.1

    Momentum Oscillators

    Stoch %K55.7
    Stoch %D50.3
    Williams %R-48.2
    ROC (10d)-0.0%
    Momentum-0.01
    CCI (20d)-18.4
    MFI (14d)35.8

    Volatility Measures

    ATR (14d)$1.28(2.4%)
    StdDev (20d)1.03
    Hist Vol24.0%(Moderate)

    Volume Flow

    VWAP$54.25
    OBV3.6M
    AD Line-187.7M
    CMF (20d)0.017

    Volume Metrics

    Avg Vol (20d)208.5K
    Vol Ratio1.0x
    VWMA (20d)$54.54

    Pivot Points

    R3$56.05
    R2$55.28
    R1$54.80
    Pivot Point$54.03
    S1$53.55
    S2$52.78
    S3$52.30

    Advanced Oscillators

    TSI-8.65
    Ultimate Osc50.8
    KST-17.36

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$2.42B$3.07B$1.28B$2.19B$3.26B$2.32B$1.35B$2.23B$2.27B$2.08B$599.83M$2.23B
    Cost of Revenue$871.55M$727.36M$764.11M$851.17M$863.25M$873.73MN/A$984.31M$1.08B$1.20B$-382,280,000$1.26B
    Gross Profit$1.55B$2.34B$513.12M$1.34B$2.40B$1.45B$1.35B$1.24B$1.19B$880.51M$982.11M$974.62M
    Operating Expenses$855.61M$1.59B$-100,718,113$767.49M$1.71B$903.40M$605.72M$781.99M$828.11M$692.73M$658.84M$722.86M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$704.85M$309.08M$287.15M$623.03M$272.44M$251.11M$243.63M$661.98M$706.70M$570.55M$252.66M$607.11M
    Operating Income$696.54M$754.64M$615.94M$568.42M$686.76M$545.73M$743.14M$462.54M$363.13M$187.78M$294.32M$251.75M
    Interest Income$1.76B$1.76B$1.71B$1.71B$1.70B$1.69B$1.71B$1.76B$1.72B$1.79B$1.79B$1.84B
    Interest Expense$599.91M$542.06M$538.60M$596.80M$867.52M$517.00M$481.79M$591.65M$602.40M$646.46M$660.85M$678.03M
    Income Before Tax$718.43M$752.40M$613.83M$568.42M$685.07M$543.98M$617.19M$462.54M$363.13M$187.78M$304.91M$251.75M
    Income Tax Expense$133.13M$153.77M$157.72M$117.50M$124.14M$120.26M$127.09M$94.30M$51.25M$41.72M$37.17M$30.96M
    Net Income$582.32M$597.27M$455.34M$453.31M$560.27M$423.05M$487.55M$387.86M$284.51M$140.16M$284.90M$193.77M
    EBITDA$1.42B$861.02M$723.06M$696.80M$793.86M$643.05MN/A$565.49M$467.49M$291.63M$285.73M$347.58M
    EBIT$1.32B$752.40M$613.83M$568.42M$685.07M$543.98MN/A$462.54M$363.13M$187.78M$181.88M$251.75M
    * Some calculated fields are derived from available data when not provided by source

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    News

    INTERCORP FINANCIAL SERVICES, INC. TO HOST SECOND QUARTER 2026 EARNINGS CONFERENCE CALL & VIDEO WEBCAST PRESENTATION

    Intercorp Financial Services Inc. (IFS) announced it will host its Third Quarter 2026 earnings conference call and video webcast presentation on Tuesday, November 10...

    TradingView•10/15/26•Neutral

    INTERCORP FINANCIAL SERVICES, INC. TO HOST SECOND QUARTER 2026 EARNINGS CONFERENCE CALL & VIDEO WEBCAST PRESENTATION

    Intercorp Financial Services Inc. (IFS) announced it will host its Third Quarter 2026 earnings conference call and video webcast presentation on Tuesday, November 10...

    Yahoo Finance•10/15/26•Neutral

    Intercorp Financial stock reports November 9, 2026

    Intercorp Financial Services is scheduled to release its next earnings report on November 9, 2026. On October 15, 2026...

    ad-hoc-news.de•10/15/26•Somewhat-Bullish

    Intercorp Financial Services stock fell 3.4 percent in October trading

    Intercorp Financial Services stock dropped 3.4% on October 7, 2026, despite exceeding Q2 2026 EPS consensus. The company's market capitalization stood at USD 5.9 billion on October 12, 2026...

    ad-hoc-news.de•10/12/26•Somewhat-Bearish

    The Technical Signals Behind (IFS) That Institutions Follow

    This article analyzes Intercorp Financial Services Inc. (NYSE: IFS) using AI models to identify institutional trading signals. It highlights a weak near and mid-term sentiment but a strong long-term outlook...

    Stock Traders Daily•10/12/26•Somewhat-Bullish

    IFS Valuation and Fair Value

    P/E
    7.6x
    EV/EBITDA
    3.2x
    P/FCF
    2.0x
    P/B
    1.6x
    See GNG's fair value

    IFS Profitability: Margins, ROIC and FCF

    Gross margin
    57.9%
    Operating margin
    44.7%
    Net margin
    35.7%
    ROIC
    14.2%
    ROE
    17.2%
    FCF margin
    110.0%
    FCF yield
    49.7%

    IFS Competitors

    CompanyTicker
    United Bankshares IncUBSI
    F.N.B. CorpFNB
    First American CorporationFAF
    PJT Partners IncPJT
    OneMain Holdings IncOMF
    Grupo AvalAVAL
    Victory Capital Holdings IncVCTR
    MarketAxess Holdings IncMKTX

    Sector: Financial Services

    IFS Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    0
    Buy
    2
    Hold
    1
    Sell
    0
    Strong Sell
    0

    IFS Bull Case vs Bear Case

    Bull case

    • IFS converts 110.0% of revenue into free cash flow.
    • IFS has a 35.7% net profit margin.
    • IFS beat EPS estimates in 87.5% of its last 8 reported quarters.

    IFS Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    14.7%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $4.89
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 2 down

    IFS Dividend

    Forward yield
    3.3%
    Payout ratio
    21.5%
    3Y DPS growth
    -17.0%
    5Y DPS growth
    -10.6%
    Pay months
    May
    IFS dividend history

    Frequently Asked Questions About IFS

    What is IFS's current dividend yield?

    Intercorp Financial Services Inc (IFS) has a forward dividend yield of 3.32%.

    Does IFS pay dividends?

    Yes, Intercorp Financial Services Inc pays dividends with a forward dividend yield of 3.32%.

    What is IFS's P/E ratio?

    Intercorp Financial Services Inc has a price-to-earnings (P/E) ratio of 7.60.

    What is IFS's market cap?

    Intercorp Financial Services Inc (IFS) has a market capitalization of $6.00B with a current stock price of $54.19.

    Related stocks

    Sector: Financial Services

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