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    S

    ServisFirst Bancshares Inc (SFBS)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $38.57
    -0.16 (-0.41%)

    Market Cap: $4.22B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(33/39)
    Avg Surprise
    +3.84%
    Streak
    3 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.82
    Range$0.82 - $0.83
    2 analysts
    EPS Revisions
    1
    0
    7d
    1
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.80+2.7%
    60d ago$0.82+1.0%
    30d ago$0.82+1.0%
    7d ago$0.83-0.3%
    Current$0.82
    Revenue Consensus
    $173M
    Range$173M - $173M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$-0.69
    Range$-0.70 - $-0.68
    3 analysts
    Revenue Consensus
    $174M
    Range$173M - $174M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$-0.69---
    Sep 26EST
    		-$0.82---
    Jun 26
    Reported Jul 20
    		$1.57$1.57+0.00%Beat+29.8%
    Mar 26
    Reported Apr 20
    		$1.52$1.51+0.66%Beat+31.0%
    Dec 25
    Reported Jan 20
    		$1.58$1.38+14.49%Beat+32.8%
    Sep 25
    Reported Oct 20
    		$1.30$1.34-2.99%Miss+18.2%
    Jun 25
    Reported Jul 21
    		$1.21$1.21+0.00%Beat+27.4%
    Mar 25
    Reported Apr 21
    		$1.16$1.18-1.69%Miss+23.4%
    Dec 24
    Reported Jan 27
    		$1.19$1.11+7.21%Beat+30.8%
    Sep 24
    Reported Oct 21
    		$1.10$0.98+12.24%Beat+12.2%
    Jun 24
    Reported Jul 15
    		$0.95$0.91+4.40%Beat-3.1%
    Mar 24
    Reported Apr 22
    		$0.94$0.86+9.30%Beat-11.3%
    Dec 23
    Reported Jan 29
    		$0.91$0.88+3.41%Beat-26.6%
    Sep 23
    Reported Oct 16
    		$0.98$0.96+2.08%Beat-19.7%
    Jun 23
    Reported Jul 20
    		$0.98$0.89+10.11%Beat-14.0%
    Mar 23
    Reported Apr 17
    		$1.06$1.05+0.95%Beat+0.0%
    Dec 22
    Reported Jan 23
    		$1.24$1.24+0.00%Beat+20.4%
    Sep 22
    Reported Oct 17
    		$1.22$1.23-0.81%Miss+27.1%
    Jun 22
    Reported Jul 18
    		$1.14$1.13+0.89%Beat+23.9%
    Mar 22
    Reported Apr 18
    		$1.06$1.05+0.95%Beat+11.6%
    Dec 21
    Reported Jan 24
    		$1.03$0.98+5.10%Beat+9.6%
    Sep 21
    Reported Oct 18
    		$0.96$0.96+0.00%Beat+20.0%
    Jun 21
    Reported Jul 19
    		$0.92$0.93-1.08%Miss+22.7%
    Mar 21
    Reported Apr 19
    		$0.95$0.95+0.00%Beat+48.4%
    Dec 20
    Reported Jan 25
    		$0.94$0.81+16.05%Beat+23.7%
    Sep 20
    Reported Oct 19
    		$0.80$0.71+12.68%Beat+19.4%
    Jun 20
    Reported Jul 20
    		$0.75$0.70+7.14%Beat+13.6%
    Mar 20
    Reported Apr 20
    		$0.64$0.63+1.59%Beat-1.5%
    Dec 19
    Reported Jan 21
    		$0.76$0.68+11.76%Beat+13.4%
    Sep 19
    Reported Oct 21
    		$0.67$0.66+1.52%Beat+4.7%
    Jun 19
    Reported Jul 15
    		$0.66$0.65+1.54%Beat+6.5%
    Mar 19
    Reported Apr 15
    		$0.65$0.64+1.56%Beat+8.3%
    Dec 18
    Reported Jan 22
    		$0.67$0.68-1.47%Miss+48.9%
    Sep 18
    Reported Oct 17
    		$0.64$0.62+3.23%Beat+36.2%
    Jun 18
    Reported Jul 19
    		$0.62$0.59+5.08%Beat+37.8%
    Mar 18
    Reported Apr 16
    		$0.60$0.57+5.26%Beat+42.9%
    Dec 17
    Reported Jan 22
    		$0.45$0.48-6.25%Miss+12.5%
    Sep 17
    Reported Oct 16
    		$0.47$0.45+4.44%Beat-
    Jun 17
    Reported Jul 17
    		$0.45$0.42+7.14%Beat-
    Mar 17
    Reported Apr 17
    		$0.42$0.40+5.00%Beat-
    Dec 16
    Reported Jan 30
    		$0.40$0.37+8.11%Beat-

    Dividends

    Dividend Metrics

    Forward Yield1.97%
    Forward Annual Dividend$0.76
    Payout Ratio25.91%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+11.37%
    5Y CAGR+13.07%
    SFBS dividend history and ex-dividend datesRun SFBS in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio12.92EV/EBITDA10.35x
    Price/FCF9.08xFCF Yield11.01%
    Profitability
    Profit Margin54.80%Operating Margin70.00%
    ROE17.30%ROIC15.94%
    Financial Health
    Debt/Equity0.02xInterest Coverage0.96x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.91Avg Volume709.52K
    52-Week High$45.8252-Week Low$32.94

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$39.04
    SMA 20$40.03
    SMA 50$42.08
    SMA 200$40.25
    EMA 10$39.09
    EMA 20$39.89
    EMA 50$41.13
    EMA 200$40.37

    MACD

    Line: -1.01Signal: -0.92Hist: -0.09

    ADX

    ADX: 66.4+DI: 3.4-DI: 14.1

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down88.0
    PSAR$37.54

    Bollinger Bands

    Upper Band$42.38
    Lower Band$37.69
    %B Position1172%(Upper)
    Band Width0.19

    RSI (14-Day)

    Neutral
    32.5

    Momentum Oscillators

    Stoch %K24.0
    Stoch %D21.3
    Williams %R-74.8
    ROC (10d)-3.3%
    Momentum-1.32
    CCI (20d)-93.1
    MFI (14d)32.2

    Volatility Measures

    ATR (14d)$3.82(9.9%)
    StdDev (20d)1.17
    Hist Vol18.4%(Low)

    Volume Flow

    VWAP$38.64
    OBV3.7M
    AD Line-4.0B
    CMF (20d)-0.358

    Volume Metrics

    Avg Vol (20d)707.9K
    Vol Ratio0.6x
    VWMA (20d)$40.30

    Pivot Points

    R3$39.89
    R2$39.46
    R1$39.09
    Pivot Point$38.66
    S1$38.29
    S2$37.86
    S3$37.49

    Advanced Oscillators

    TSI-35.68
    Ultimate Osc40.3
    KST-78.67

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$168.53M$158.99M$162.21M$136.28M$132.11M$131.83M$131.88M$123.67M$114.77M$111.40M$109.07M$107.83M
    Cost of RevenueN/A$103.97M$112.79M$127.32M$126.24M$124.17M$126.43M$138.52M$127.02M$128.75M$130.96M$117.79M
    Gross ProfitN/A$148.33M$154.28M$126.82M$120.81M$125.20M$122.21M$118.01M$109.41M$106.87M$90.64M$103.55M
    Operating Expenses$49.96M$47.38M$46.68M$48.00M$44.20M$46.11M$46.47M$45.63M$42.82M$46.23M$58.26M$41.66M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$100.97M$107.61M$78.82M$76.61M$79.09M$79.37M$72.38M$66.59M$60.64M$47.23M$61.89M
    Interest Income$249.88M$241.48M$251.39M$251.31M$246.63M$241.10M$243.89M$247.98M$227.54M$226.71M$229.06M$213.21M
    Interest Expense$94.24M$93.33M$104.87M$117.86M$114.95M$117.54M$120.72M$132.86M$121.67M$124.22M$127.38M$113.51M
    Income Before Tax$107.16M$100.97M$107.61M$78.82M$76.61M$79.09M$79.37M$72.38M$66.59M$60.64M$47.23M$61.89M
    Income Tax Expense$21.36M$18.00M$21.22M$13.25M$15.18M$15.87M$14.20M$12.47M$14.46M$10.61M$5.15M$8.55M
    Net Income$85.79M$82.97M$86.38M$65.57M$61.42M$63.22M$65.17M$59.91M$52.14M$50.03M$42.07M$53.34M
    EBITDA$108.54M$102.22M$80.40M$108.58M$80.94M$80.31M$80.50M$73.91M$67.62M$61.54M$62.60M$56.44M
    EBIT$107.16M$100.97M$107.61M$78.82M$76.61M$79.09M$79.37M$72.38M$66.59M$60.64M$47.23M$61.89M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Piper Sandler sets USD 46.00 target for ServisFirst Bancshares stock

    Piper Sandler has set a USD 46.00 price target for ServisFirst Bancshares (SFBS) and maintained a Buy rating ahead of the bank's third-quarter results on October 19. The company also recently authorized a stock...

    ad-hoc-news.de•10/15/26•Somewhat-Bullish

    ServisFirst Bancshares launches first stock buyback program for up to 2 million shares through 2027

    ServisFirst Bancshares has initiated its first stock repurchase program, authorizing the buyback of up to two million shares of common stock by December 31, 2027. This move...

    Pluang•10/15/26•Neutral

    ServisFirst Bancshares authorizes first-ever share buyback program

    ServisFirst Bancshares (SFBS) has announced its first-ever stock repurchase program, authorizing the buyback of up to 2 million shares of its outstanding common stock. This program is set to run through December 31...

    TradingView•10/14/26•Neutral

    ServisFirst approves buyback of up to 2 million shares

    ServisFirst Bancshares, Inc. (NYSE:SFBS) announced its board of directors has approved a stock repurchase program allowing the buyback of up to 2 million shares of its common stock through December 31...

    Investing.com•10/14/26•Bullish

    A first for ServisFirst: its board approved a plan to buy back up to 2 million shares.

    ServisFirst Bancshares (NYSE: SFBS) has announced its inaugural stock repurchase program, authorizing the buyback of up to two million common shares through December 31...

    Stock Titan•10/14/26•Neutral

    SFBS Valuation and Fair Value

    P/E
    12.9x
    Forward P/E
    22.6x
    EV/EBITDA
    10.3x
    P/FCF
    9.1x
    PEG
    0.0x
    P/B
    2.1x
    See GNG's fair value

    SFBS Profitability: Margins, ROIC and FCF

    Operating margin
    70.0%
    Net margin
    54.8%
    ROIC
    15.9%
    ROE
    17.3%
    FCF margin
    74.2%
    FCF yield
    11.0%

    SFBS Competitors

    CompanyTicker
    Accelerant HoldingsARX
    Blue Owl Technology Finance Corp.OTF
    Enova International IncENVA
    International Bancshares CorporationIBOC
    Radian Group IncRDN
    Fulton Financial CorporationFULT
    First Financial Bankshares IncFFIN
    SLM CorpSLM

    Sector: Financial Services

    SFBS Analyst Ratings

    Consensus
    Buy
    Analysts
    3
    Strong Buy
    1
    Buy
    2
    Hold
    0
    Sell
    0
    Strong Sell
    0

    SFBS Bull Case vs Bear Case

    Bull case

    • SFBS earns a 15.9% return on invested capital.
    • SFBS converts 74.2% of revenue into free cash flow.
    • SFBS has a 54.8% net profit margin.

    SFBS Earnings: Beat Rate and Next Report

    Beat rate
    4 of 8 quarters (50.0%)
    Average surprise
    3.7%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.82
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 0 down

    SFBS Dividend

    Forward yield
    2.0%
    Payout ratio
    25.9%
    3Y DPS growth
    11.4%
    5Y DPS growth
    13.1%
    Pay months
    Jan, Apr, Jul, Oct
    SFBS dividend history

    Frequently Asked Questions About SFBS

    What is SFBS's current dividend yield?

    ServisFirst Bancshares Inc (SFBS) has a forward dividend yield of 1.97%.

    Does SFBS pay dividends?

    Yes, ServisFirst Bancshares Inc pays dividends with a forward dividend yield of 1.97%.

    What is SFBS's P/E ratio?

    ServisFirst Bancshares Inc has a price-to-earnings (P/E) ratio of 12.92.

    What is SFBS's market cap?

    ServisFirst Bancshares Inc (SFBS) has a market capitalization of $4.22B with a current stock price of $38.57.

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