Skip to main content
    A

    Axos Financial Inc (AX)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $87.52
    +0.93 (+1.07%)

    Market Cap: $4.92B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(37/39)
    Avg Surprise
    +7.68%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.26
    Range$2.22 - $2.30
    7 analysts
    EPS Revisions
    2
    0
    7d
    2
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$2.28-1.1%
    60d ago$2.260.0%
    30d ago$2.260.0%
    7d ago$2.25+0.4%
    Current$2.26
    Revenue Consensus
    $387M
    Range$383M - $389M
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.39
    Range$2.24 - $2.51
    7 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$2.43-1.5%
    60d ago$2.39-0.1%
    30d ago$2.39-0.1%
    7d ago$2.390.0%
    Current$2.39
    Revenue Consensus
    $404M
    Range$395M - $412M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.39---
    Sep 26EST
    		-$2.26---
    Jun 26
    Reported Jul 30
    		$2.53$2.15+17.67%Beat+30.4%
    Mar 26
    Reported Apr 30
    		$1.90$2.13-10.80%Miss+5.0%
    Dec 25
    Reported Jan 29
    		$2.25$2.07+8.70%Beat+23.6%
    Sep 25
    Reported Oct 30
    		$2.07$1.88+10.11%Beat+5.6%
    Jun 25
    Reported Jul 30
    		$1.94$1.81+7.18%Beat+6.0%
    Mar 25
    Reported Apr 30
    		$1.81$1.74+4.02%Beat-6.7%
    Dec 24
    Reported Jan 28
    		$1.82$1.74+4.60%Beat+13.7%
    Sep 24
    Reported Oct 30
    		$1.96$1.78+10.11%Beat+39.0%
    Jun 24
    Reported Jul 30
    		$1.83$1.80+1.67%Beat+22.0%
    Mar 24
    Reported Apr 30
    		$1.94$1.71+13.45%Beat+43.7%
    Dec 23
    Reported Jan 30
    		$1.60$1.38+15.94%Beat+15.9%
    Sep 23
    Reported Oct 26
    		$1.41$1.36+3.68%Beat+19.5%
    Jun 23
    Reported Jul 27
    		$1.50$1.27+18.11%Beat+33.9%
    Mar 23
    Reported Apr 27
    		$1.35$1.21+11.57%Beat+28.6%
    Dec 22
    Reported Jan 26
    		$1.38$1.23+12.20%Beat+32.7%
    Sep 22
    Reported Oct 27
    		$1.18$1.12+5.36%Beat+14.6%
    Jun 22
    Reported Aug 4
    		$1.12$0.99+13.13%Beat+21.7%
    Mar 22
    Reported Apr 28
    		$1.05$0.99+6.06%Beat+14.1%
    Dec 21
    Reported Jan 27
    		$1.04$0.98+6.12%Beat+10.6%
    Sep 21
    Reported Oct 28
    		$1.03$0.90+14.44%Beat+13.2%
    Jun 21
    Reported Jul 29
    		$0.92$0.86+6.98%Beat+17.9%
    Mar 21
    Reported Apr 29
    		$0.92$0.86+6.98%Beat-2.1%
    Dec 20
    Reported Jan 28
    		$0.94$0.83+13.25%Beat+36.2%
    Sep 20
    Reported Oct 29
    		$0.91$0.69+31.88%Beat+33.8%
    Jun 20
    Reported Jul 29
    		$0.78$0.54+44.44%Beat+14.7%
    Mar 20
    Reported Apr 29
    		$0.94$0.89+5.62%Beat+11.9%
    Dec 19
    Reported Jan 29
    		$0.69$0.69+0.00%Beat+9.5%
    Sep 19
    Reported Oct 29
    		$0.68$0.66+3.03%Beat+11.5%
    Jun 19
    Reported Jul 30
    		$0.68$0.66+3.03%Beat+17.2%
    Mar 19
    Reported Apr 30
    		$0.84$0.79+6.33%Beat+5.0%
    Dec 18
    Reported Jan 29
    		$0.63$0.62+1.61%Beat+3.3%
    Sep 18
    Reported Oct 24
    		$0.61$0.61+0.00%Beat+22.0%
    Jun 18
    Reported Aug 7
    		$0.58$0.61-4.92%Miss+18.4%
    Mar 18
    Reported Apr 26
    		$0.80$0.78+2.56%Beat+27.0%
    Dec 17
    Reported Jan 30
    		$0.61$0.59+3.39%Beat+24.5%
    Sep 17
    Reported Oct 25
    		$0.50$0.50+0.00%Beat-
    Jun 17
    Reported Jul 27
    		$0.49$0.49+0.00%Beat-
    Mar 17
    Reported Apr 25
    		$0.63$0.63+0.00%Beat-
    Dec 16
    Reported Jan 30
    		$0.49$0.48+2.08%Beat-

    Key Metrics

    Valuation
    P/E Ratio10.00EV/EBITDA8.63x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin35.50%Operating Margin45.00%
    ROE16.80%ROIC10.21%
    Financial Health
    Debt/Equity0.52xInterest Coverage0.91x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.29Avg Volume428.83K
    52-Week High$105.7452-Week Low$74.89

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$88.24
    SMA 20$88.29
    SMA 50$93.49
    SMA 200$92.31
    EMA 10$88.05
    EMA 20$89.04
    EMA 50$91.70
    EMA 200$90.76

    MACD

    Line: -1.53Signal: -1.78Hist: 0.24

    ADX

    ADX: 33.2+DI: 14.1-DI: 29.0

    Aroon & PSAR

    Aroon Up4.0
    Aroon Down60.0
    PSAR$89.67

    Bollinger Bands

    Upper Band$90.64
    Lower Band$85.95
    %B Position531%(Upper)
    Band Width0.33

    RSI (14-Day)

    Neutral
    39.9

    Momentum Oscillators

    Stoch %K55.9
    Stoch %D60.8
    Williams %R-39.0
    ROC (10d)-0.1%
    Momentum-0.09
    CCI (20d)-69.9
    MFI (14d)46.6

    Volatility Measures

    ATR (14d)$2.02(2.3%)
    StdDev (20d)1.17
    Hist Vol17.6%(Low)

    Volume Flow

    VWAP$87.38
    OBV5.1M
    AD Line-2.3M
    CMF (20d)-0.057

    Volume Metrics

    Avg Vol (20d)418.1K
    Vol Ratio0.9x
    VWMA (20d)$88.70

    Pivot Points

    R3$89.00
    R2$88.26
    R1$87.43
    Pivot Point$86.69
    S1$85.86
    S2$85.12
    S3$84.29

    Advanced Oscillators

    TSI-24.55
    Ultimate Osc48.1
    KST-64.82

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$379.77M$392.25M$385.09M$323.39M$321.45M$308.84M$307.90M$320.66M$290.92M$294.77M$352.74M$245.66M
    Cost of RevenueN/A$212.98M$207.14M$191.94M$177.25M$171.76M$188.22M$206.21M$199.37M$187.96M$179.56M$159.80M
    Gross ProfitN/A$351.25M$355.81M$301.93M$302.17M$290.16M$291.35M$302.35M$281.08M$284.31M$240.89M$234.65M
    Operating Expenses$205.94M$185.95M$184.57M$156.25M$150.65M$146.26M$145.32M$147.47M$140.53M$133.23M$121.84M$120.51M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$165.30M$175.51M$149.89M$155.80M$148.08M$150.33M$159.19M$144.39M$155.54M$217.40M$118.16M
    Interest Income$499.13M$478.24M$513.85M$465.74M$442.41M$432.72M$456.07M$484.26M$453.43M$443.56M$394.66M$363.95M
    Interest Expense$181.24M$171.98M$182.14M$174.69M$162.25M$157.26M$175.97M$192.21M$193.37M$181.96M$166.06M$152.80M
    Income Before Tax$155.97M$165.30M$175.51M$149.89M$155.80M$148.08M$150.33M$159.19M$144.39M$155.54M$217.40M$118.16M
    Income Tax Expense$31.03M$40.62M$47.12M$37.54M$45.12M$42.87M$45.64M$46.85M$39.52M$44.82M$65.63M$35.51M
    Net Income$124.95M$124.68M$128.40M$112.35M$110.67M$105.21M$104.69M$112.34M$104.87M$110.72M$151.77M$82.64M
    EBITDA$168.44M$172.12M$159.33M$136.53M$138.54M$130.51M$136.00M$129.28M$131.53M$136.85M$214.98M$120.93M
    EBIT$155.97M$165.30M$175.51M$149.89M$155.80M$148.08M$150.33M$159.19M$144.39M$155.54M$217.40M$118.16M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about AX

    News

    BOFI5363672 Bond Profile: Coupon and Redemption

    This article provides a detailed profile of the BOFI5363672 bond issued by Axos Financial, Inc. It outlines key facts such as the issuer, issue and maturity dates, face value...

    TradingView•10/13/26•Neutral

    Is Loan Pipeline Growth Altering The Investment Case For Axos Financial Stock (AX)?

    Axos Financial's investment case is centered on its AI-driven digital banking model and expansion into specialty lending, which supports a multi-billion dollar loan pipeline. Despite a recent pullback...

    Simply Wall Street•10/11/26•Somewhat-Bullish

    Is Loan Pipeline Growth Altering The Investment Case For Axos Financial Stock (AX)?

    Axos Financial is gaining investor attention due to its digital banking model, specialty lending expansion, and a significant loan pipeline. The company leverages AI for operational efficiency and aims for growth...

    Simply Wall Street•10/11/26•Somewhat-Bullish

    Axos Financial, Inc. (AX) Stock Forecasts

    The article "Axos Financial, Inc. (AX) Stock Forecasts" on Yahoo Finance Canada appears to be a placeholder or an article with missing content. It mentions "Research Reports & Trade Ideas" but then displays an "Oops...

    Yahoo! Finance Canada•10/10/26•Neutral

    Axos Financial (AX) Pulls Back As Specialty Lending Growth Supports An Undervalued Narrative

    Axos Financial (AX) has seen a recent share price pullback, closing at US$88.44, despite a positive one-year return. The company, a sizable digital bank with significant revenue and net income...

    Yahoo Finance•10/10/26•Somewhat-Bullish

    AX Valuation and Fair Value

    P/E
    10.0x
    Forward P/E
    9.6x
    EV/EBITDA
    8.6x
    PEG
    0.9x
    P/B
    1.6x
    See GNG's fair value

    AX Profitability: Margins, ROIC and FCF

    Operating margin
    45.0%
    Net margin
    35.5%
    ROIC
    10.2%
    ROE
    16.8%
    FCF margin
    33.9%

    AX Competitors

    CompanyTicker
    Virtu Financial, Inc.VIRT
    Bank OzkOZK
    CNO Financial Group IncCNO
    Eastern Bankshares IncEBC
    Main Street Capital CorporationMAIN
    Cipher Mining IncCIFR
    Hagerty IncHGTY
    Hannon Armstrong Sustainable Infrastructure Capital IncHASI

    Sector: Financial Services

    AX Analyst Ratings

    Consensus
    Buy
    Analysts
    7
    Strong Buy
    1
    Buy
    5
    Hold
    1
    Sell
    0
    Strong Sell
    0

    AX Bull Case vs Bear Case

    Bull case

    • AX converts 33.9% of revenue into free cash flow.
    • AX has a 35.5% net profit margin.
    • AX beat EPS estimates in 87.5% of its last 8 reported quarters.

    AX Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    6.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.26
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 1 down

    Frequently Asked Questions About AX

    Does AX pay dividends?

    Axos Financial Inc (AX) does not currently pay a regular dividend.

    What is AX's P/E ratio?

    Axos Financial Inc has a price-to-earnings (P/E) ratio of 10.00.

    What is AX's market cap?

    Axos Financial Inc (AX) has a market capitalization of $4.92B with a current stock price of $87.52.

    Related stocks

    Sector: Financial Services

    All stocks starting with A

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In