B

    Banc of California, Inc. (BANC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $18.61
    +0.01 (+0.03%)

    Market Cap: $2.95B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    60%(24/40)
    Avg Surprise
    -105.46%

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$0.45
    Range$0.43 - $0.47
    10 analysts
    EPS Revisions
    3
    0
    7d
    4
    2
    30d
    EPS Estimate Drift
    90d ago$0.44-2.9%
    60d ago$0.44-2.9%
    30d ago$0.43-3.2%
    7d ago$0.44-1.5%
    Current$0.45
    Revenue Consensus
    $305M
    Range$298M - $309M
    9 analysts
    Dec 31, 2026
    EPS Consensus$0.11
    Range$-0.27 - $0.49
    10 analysts
    Revenue Consensus
    $269M
    Range$14M - $310M
    9 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.11---
    Sep 26EST
    		-$0.45---
    Jun 26
    		$0.13N/A-67.50%Miss-58.1%
    Mar 26
    		$0.39$0.38+2.63%Beat+50.0%
    Dec 25
    		$0.42$0.37+13.51%Beat+50.0%
    Sep 25
    		$0.38$0.33+15.15%Beat+52.0%
    Jun 25
    		$0.31$0.26+19.23%Beat+93.8%
    Mar 25
    		$0.26$0.23+13.04%Beat+36.8%
    Dec 24
    		$0.28$0.23+21.74%Beat+106.2%
    Sep 24
    		$0.25$0.12+108.33%Beat+153.2%
    Jun 24
    		$0.16$0.19-15.79%Miss-51.5%
    Mar 24
    		$0.19$0.25-24.00%Miss-81.0%
    Dec 23
    		$-4.52$-0.16-2725.00%Miss-445.0%
    Sep 23
    		$-0.47$0.03-1666.67%Miss-130.3%
    Jun 23
    		$0.33$0.26+26.92%Beat-78.7%
    Mar 23
    		$1.00$0.87+14.94%Beat-35.1%
    Dec 22
    		$1.31$1.48-11.49%Miss-26.8%
    Sep 22
    		$1.55$1.62-4.32%Miss-13.4%
    Jun 22
    		$1.55$1.62-4.32%Miss-32.9%
    Mar 22
    		$1.54$1.59-3.14%Miss-21.4%
    Dec 21
    		$1.79$1.54+16.23%Beat+18.5%
    Sep 21
    		$1.79$1.57+14.01%Beat+237.7%
    Jun 21
    		$2.31$1.50+54.00%Beat+450.0%
    Mar 21
    		$1.96$1.40+40.00%Beat+317.0%
    Dec 20
    		$1.51$1.03+46.60%Beat+9.4%
    Sep 20
    		$0.53$0.96-44.79%Miss-61.9%
    Jun 20
    		$0.42$0.58-27.59%Miss-70.6%
    Mar 20
    		$0.47N/A-56.48%Miss-66.2%
    Dec 19
    		$1.38$1.34+2.99%Beat-2.8%
    Sep 19
    		$1.39$1.41-1.42%Miss-2.8%
    Jun 19
    		$1.43$1.43+0.00%Beat+2.9%
    Mar 19
    		$1.39$1.38+0.72%Beat+5.3%
    Dec 18
    		$1.42$1.39+2.16%Beat+27.9%
    Sep 18
    		$1.43$1.40+2.14%Beat+14.4%
    Jun 18
    		$1.39$1.33+4.51%Beat+18.8%
    Mar 18
    		$1.32$1.23+7.32%Beat+33.3%
    Dec 17
    		$1.11$1.16-4.31%Miss+3.7%
    Sep 17
    		$1.25$1.14+9.65%Beat+6.8%
    Jun 17
    		$1.17$1.13+3.54%Beat-
    Mar 17
    		$0.99$1.08-8.33%Miss-
    Dec 16
    		$1.07$1.08-0.93%Miss-
    Sep 16
    		$1.17$1.08+8.33%Beat-

    Dividends

    Dividend Metrics

    Yield2.36%
    Annual/Share$0.44
    Payout Ratio30.35%
    Frequency4
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+18.56%
    5Y CAGR+10.76%
    View BANC's full dividend history

    Key Metrics

    Valuation
    P/E Ratio14.09EV/EBITDAN/A
    Price/FCF8.07xFCF Yield12.39%
    Profitability
    Profit Margin-3.24%Operating Margin216.30%
    ROE-0.65%ROIC3.16%
    Financial Health
    Debt/Equity0.89xInterest Coverage0.45x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.14Avg Volume2.29M
    52-Week High$21.9352-Week Low$15.05

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$18.75
    SMA 20$19.06
    SMA 50$19.95
    SMA 200$19.03
    EMA 10$18.81
    EMA 20$19.09
    EMA 50$19.45
    EMA 200$18.68

    MACD

    Line: -0.36Signal: -0.34Hist: -0.02

    ADX

    ADX: 19.7+DI: 19.1-DI: 27.8

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down100.0
    PSAR$19.33

    Bollinger Bands

    Upper Band$19.92
    Lower Band$18.21
    %B Position896%(Upper)
    Band Width0.23

    RSI (14-Day)

    Neutral
    38.7

    Momentum Oscillators

    Stoch %K11.5
    Stoch %D13.7
    Williams %R-88.7
    ROC (10d)-5.5%
    Momentum-1.08
    CCI (20d)-93.8
    MFI (14d)43.2

    Volatility Measures

    ATR (14d)$0.43(2.3%)
    StdDev (20d)0.43
    Hist Vol20.0%(Low)

    Volume Flow

    VWAP$18.56
    OBV80.2M
    AD Line-1.2B
    CMF (20d)-0.244

    Volume Metrics

    Avg Vol (20d)2.3M
    Vol Ratio1.0x
    VWMA (20d)$19.11

    Pivot Points

    R3$19.19
    R2$19.07
    R1$18.83
    Pivot Point$18.71
    S1$18.47
    S2$18.35
    S3$18.11

    Advanced Oscillators

    TSI-18.98
    Ultimate Osc37.2
    KST-61.46

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$16.41M$286.94M$292.93M$287.73M$272.85M$266.01M$264.27M$216.72M$259.28M$262.92M$-249,351,000$174.54M
    Cost of RevenueN/A$165.63M$165.59M$179.10M$218.52M$184.49M$202.03M$223.72M$244.10M$259.60M$1.14B$315.36M
    Gross ProfitN/A$277.14M$292.93M$286.43M$229.70M$253.78M$246.98M$203.73M$243.95M$248.43M$-42,098,000$170.29M
    Operating Expenses$189.87M$181.39M$180.64M$185.68M$185.87M$183.65M$181.37M$196.21M$203.64M$210.52M$363.64M$201.10M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$95.75M$112.29M$92.34M$47.88M$73.06M$70.10M$11.51M$44.64M$42.40M$-2,322,467,000$-26,566,000
    Interest Income$414.60M$407.44M$416.95M$432.54M$420.51M$406.65M$424.52M$446.89M$462.59M$478.70M$467.24M$446.08M
    Interest Expense$164.09M$155.82M$165.59M$179.10M$180.29M$174.29M$189.23M$214.72M$233.10M$249.60M$316.19M$315.36M
    Income Before Tax$-335,242,000$95.75M$99.79M$92.34M$47.88M$73.06M$70.10M$11.51M$44.64M$42.40M$-659,989,000$-26,566,000
    Income Tax Expense$-93,895,000$23.80M$22.40M$22.72M$19.50M$19.49M$13.18M$2.73M$14.30M$11.55M$-177,034,000$-3,222,000
    Net Income$-241,347,000$71.95M$77.39M$69.63M$28.39M$53.57M$56.92M$8.78M$30.33M$30.85M$-482,955,000$-23,344,000
    EBITDA$-304,709,000$123.24M$128.78M$122.59M$66.45M$104.21M$96.61M$21.64M$82.93M$79.02M$-628,617,000$4.55M
    EBIT$-335,242,000$95.75M$99.79M$92.34M$47.88M$73.06M$70.10M$11.51M$44.64M$42.40M$-659,989,000$-26,566,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    BlackRock Inc. Makes New $462.25 Million Investment in Banc of California, Inc. $BANC

    BlackRock Inc. has made a new $462.25 million investment in Banc of California, acquiring 22.6 million shares and establishing a 14.67% stake in the company. Despite Banc of California reporting a significant quarterly loss and a 94% year-over-year revenue drop, institutional investors collectively own a substantial portion of the bank. Analysts maintain a generally positive "Buy" rating with a consensus price target of $22.62 for BANC.

    MarketBeat•8/25/26•
    Neutral

    Banc of California, Inc. $BANC Position Increased by Algert Global LLC

    Algert Global LLC significantly increased its stake in Banc of California (NYSE:BANC) by 56.3% in the second quarter, now owning 825,810 shares. Despite the bank reporting a substantial loss and revenue decline in its latest quarterly results, institutional investors collectively hold 86.88% of the stock, and analysts maintain a "Buy" rating with an average price target of $22.62. The company also declared a quarterly dividend of $0.12 per share.

    MarketBeat•8/25/26•
    Neutral

    BANC Investors Have Opportunity to Join Banc of California, Inc. Fraud Investigation with SBS Law

    Schall, Brown & Schwartz LLP (SBS) is investigating Banc of California, Inc. (NYSE: BANC) for potential securities law violations. This investigation follows Banc of California's Q2 2026 financial results, which reported a net loss and caused a significant 12.2% drop in share price. SBS encourages shareholders who suffered losses to participate in the investigation to discuss their rights.

    Business Wire•8/23/26•
    Bearish

    Quantbot Technologies LP Purchases New Holdings in Banc of California, Inc. $BANC

    Quantbot Technologies LP has acquired a new position in Banc of California, purchasing 253,389 shares valued at approximately $5.2 million, representing a 0.16% stake. This comes as Banc of California reported a significant quarterly loss of -$1.61 EPS, falling short of consensus estimates, and a 94% year-over-year revenue decline. Despite these financial challenges, the company declared a $0.12 per share quarterly dividend, and analysts maintain a consensus "Buy" rating with an average price target of $22.62.

    MarketBeat•8/23/26•
    Neutral

    William Blair Investment Management LLC Takes Position in Banc of California, Inc. $BANC

    William Blair Investment Management LLC has acquired a significant new position in Banc of California (NYSE:BANC), purchasing 1.25 million shares valued at approximately $25.5 million, giving it a 0.81% stake. Despite the bank reporting a substantial quarterly loss and a significant revenue drop, institutional investors collectively own 86.88% of the stock, and analysts maintain a consensus "Buy" rating with an average price target of $22.62. Banc of California has also declared a quarterly dividend of $0.12 per share, yielding an annualized 2.6%.

    MarketBeat•8/23/26•
    Bearish

    Frequently Asked Questions About BANC

    What is BANC's current dividend yield?
    Banc of California, Inc. (BANC) has a current dividend yield of 2.36%.
    Does BANC pay dividends?
    Yes, Banc of California, Inc. pays dividends with a current yield of 2.36%.
    What is BANC's P/E ratio?
    Banc of California, Inc. has a price-to-earnings (P/E) ratio of 14.09.
    What is BANC's market cap?
    Banc of California, Inc. (BANC) has a market capitalization of $2.95B with a current stock price of $18.61.

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