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    B

    Banc of California, Inc. (BANC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $17.25
    +0.27 (+1.56%)

    Market Cap: $2.69B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    59%(23/39)
    Avg Surprise
    -108.38%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.45
    Range$0.42 - $0.48
    11 analysts
    EPS Revisions
    1
    0
    7d
    2
    1
    30d
    EPS Estimate DriftChange to current
    90d ago$0.43+3.7%
    60d ago$0.45+0.8%
    30d ago$0.45+0.4%
    7d ago$0.45+0.6%
    Current$0.45
    Revenue Consensus
    $306M
    Range$301M - $315M
    10 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.48
    Range$0.44 - $0.53
    6 analysts
    Revenue Consensus
    $274M
    Range$18M - $322M
    10 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.48---
    Sep 26EST
    		-$0.45---
    Jun 26
    Reported Jul 29
    		$0.13N/A-67.50%Miss-58.1%
    Mar 26
    Reported Apr 22
    		$0.39$0.38+2.63%Beat+50.0%
    Dec 25
    Reported Jan 21
    		$0.42$0.37+13.51%Beat+50.0%
    Sep 25
    Reported Oct 22
    		$0.38$0.33+15.15%Beat+52.0%
    Jun 25
    Reported Jul 23
    		$0.31$0.26+19.23%Beat+93.8%
    Mar 25
    Reported Apr 23
    		$0.26$0.23+13.04%Beat+36.8%
    Dec 24
    Reported Jan 23
    		$0.28$0.23+21.74%Beat+106.2%
    Sep 24
    Reported Oct 22
    		$0.25$0.12+108.33%Beat+153.2%
    Jun 24
    Reported Jul 23
    		$0.16$0.19-15.79%Miss-51.5%
    Mar 24
    Reported Apr 23
    		$0.19$0.25-24.00%Miss-81.0%
    Dec 23
    Reported Jan 25
    		$-4.52$-0.16-2725.00%Miss-445.0%
    Sep 23
    Reported Oct 24
    		$-0.47$0.03-1666.67%Miss-130.3%
    Jun 23
    Reported Jul 25
    		$0.33$0.26+26.92%Beat-78.7%
    Mar 23
    Reported Apr 20
    		$1.00$0.87+14.94%Beat-35.1%
    Dec 22
    Reported Jan 19
    		$1.31$1.48-11.49%Miss-26.8%
    Sep 22
    Reported Oct 20
    		$1.55$1.62-4.32%Miss-13.4%
    Jun 22
    Reported Jul 21
    		$1.55$1.62-4.32%Miss-32.9%
    Mar 22
    Reported Apr 21
    		$1.54$1.59-3.14%Miss-21.4%
    Dec 21
    Reported Jan 25
    		$1.79$1.54+16.23%Beat+18.5%
    Sep 21
    Reported Oct 21
    		$1.79$1.57+14.01%Beat+237.7%
    Jun 21
    Reported Jul 22
    		$2.31$1.50+54.00%Beat+450.0%
    Mar 21
    Reported Apr 22
    		$1.96$1.40+40.00%Beat+317.0%
    Dec 20
    Reported Jan 21
    		$1.51$1.03+46.60%Beat+9.4%
    Sep 20
    Reported Oct 22
    		$0.53$0.96-44.79%Miss-61.9%
    Jun 20
    Reported Jul 23
    		$0.42$0.58-27.59%Miss-70.6%
    Mar 20
    Reported Apr 29
    		$0.47N/A-56.48%Miss-66.2%
    Dec 19
    Reported Mar 2
    		$1.38$1.34+2.99%Beat-2.8%
    Sep 19
    Reported Oct 23
    		$1.39$1.41-1.42%Miss-2.8%
    Jun 19
    Reported Jul 25
    		$1.43$1.43+0.00%Beat+2.9%
    Mar 19
    Reported Apr 23
    		$1.39$1.38+0.72%Beat+5.3%
    Dec 18
    Reported Feb 28
    		$1.42$1.39+2.16%Beat+27.9%
    Sep 18
    Reported Oct 25
    		$1.43$1.40+2.14%Beat+14.4%
    Jun 18
    Reported Jul 26
    		$1.39$1.33+4.51%Beat+18.8%
    Mar 18
    Reported Apr 27
    		$1.32$1.23+7.32%Beat+33.3%
    Dec 17
    Reported Jan 25
    		$1.11$1.16-4.31%Miss+3.7%
    Sep 17
    Reported Oct 26
    		$1.25$1.14+9.65%Beat-
    Jun 17
    Reported Jul 26
    		$1.17$1.13+3.54%Beat-
    Mar 17
    Reported May 3
    		$0.99$1.08-8.33%Miss-
    Dec 16
    Reported Jan 30
    		$1.07$1.08-0.93%Miss-

    Dividends

    Dividend Metrics

    Forward Yield2.78%
    Forward Annual Dividend$0.48
    Payout Ratio31.73%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jul, Oct

    Growth

    3Y CAGR+18.56%
    5Y CAGR+10.76%
    BANC dividend history and ex-dividend datesRun BANC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio13.06EV/EBITDA79.15x
    Price/FCF7.48xFCF Yield13.37%
    Profitability
    Profit Margin-3.24%Operating Margin216.30%
    ROE-0.65%ROIC-0.48%
    Financial Health
    Debt/Equity0.89xInterest Coverage0.45x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta1.21Avg Volume2.48M
    52-Week High$21.7952-Week Low$15.20

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$17.32
    SMA 20$17.55
    SMA 50$18.25
    SMA 200$18.90
    EMA 10$17.31
    EMA 20$17.55
    EMA 50$18.16
    EMA 200$18.36

    MACD

    Line: -0.34Signal: -0.35Hist: 0.00

    ADX

    ADX: 32.6+DI: 16.6-DI: 32.5

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$17.89

    Bollinger Bands

    Upper Band$18.31
    Lower Band$16.79
    %B Position869%(Upper)
    Band Width0.30

    RSI (14-Day)

    Neutral
    40.4

    Momentum Oscillators

    Stoch %K27.0
    Stoch %D27.6
    Williams %R-60.5
    ROC (10d)-1.4%
    Momentum-0.24
    CCI (20d)-80.4
    MFI (14d)45.7

    Volatility Measures

    ATR (14d)$0.40(2.3%)
    StdDev (20d)0.38
    Hist Vol18.6%(Low)

    Volume Flow

    VWAP$17.16
    OBV83.2M
    AD Line-1.2B
    CMF (20d)-0.209

    Volume Metrics

    Avg Vol (20d)2.4M
    Vol Ratio0.8x
    VWMA (20d)$17.63

    Pivot Points

    R3$17.43
    R2$17.25
    R1$17.11
    Pivot Point$16.93
    S1$16.79
    S2$16.61
    S3$16.47

    Advanced Oscillators

    TSI-24.76
    Ultimate Osc48.7
    KST-60.58

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$16.41M$286.94M$292.93M$287.73M$272.85M$266.01M$264.27M$216.72M$259.28M$262.92M$-249,351,000$174.54M
    Cost of RevenueN/A$165.63M$165.59M$179.10M$218.52M$184.49M$202.03M$223.72M$244.10M$259.60M$1.14B$315.36M
    Gross ProfitN/A$277.14M$292.93M$286.43M$229.70M$253.78M$246.98M$203.73M$243.95M$248.43M$-42,098,000$170.29M
    Operating Expenses$189.87M$181.39M$180.64M$185.68M$185.87M$183.65M$181.37M$196.21M$203.64M$210.52M$363.64M$201.10M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$95.75M$112.29M$92.34M$47.88M$73.06M$70.10M$11.51M$44.64M$42.40M$-2,322,467,000$-26,566,000
    Interest Income$414.60M$407.44M$416.95M$432.54M$420.51M$406.65M$424.52M$446.89M$462.59M$478.70M$467.24M$446.08M
    Interest Expense$164.09M$155.82M$165.59M$179.10M$180.29M$174.29M$189.23M$214.72M$233.10M$249.60M$316.19M$315.36M
    Income Before Tax$-335,242,000$95.75M$99.79M$92.34M$47.88M$73.06M$70.10M$11.51M$44.64M$42.40M$-659,989,000$-26,566,000
    Income Tax Expense$-93,895,000$23.80M$22.40M$22.72M$19.50M$19.49M$13.18M$2.73M$14.30M$11.55M$-177,034,000$-3,222,000
    Net Income$-241,347,000$71.95M$77.39M$69.63M$28.39M$53.57M$56.92M$8.78M$30.33M$30.85M$-482,955,000$-23,344,000
    EBITDA$-304,709,000$123.24M$128.78M$122.59M$66.45M$104.21M$96.61M$21.64M$82.93M$79.02M$-628,617,000$4.55M
    EBIT$-335,242,000$95.75M$99.79M$92.34M$47.88M$73.06M$70.10M$11.51M$44.64M$42.40M$-659,989,000$-26,566,000
    * Some calculated fields are derived from available data when not provided by source

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    News

    Barclays raises target for Banc of California stock to USD 23.00

    Barclays has increased its price target for Banc of California (BANC) to USD 23.00 from USD 22.00, maintaining an Overweight rating. This new target is 33.41 percent above its NYSE price of USD 17.24 as of October 15...

    ad-hoc-news.de•10/15/26•Bullish

    Banc of California, Inc. Common Stock (NYSE:BANC) Stock Quote

    This page provides a detailed stock quote for Banc of California, Inc. (NYSE: BANC), including its current price, daily range, 52-week range, dividend yield...

    FinancialContent•10/8/26•Neutral

    (BANC) Price Dynamics and Execution-Aware Positioning

    This article provides an AI-generated analysis of Banc Of California Inc. (NASDAQ: BANC) stock, highlighting a neutral near-term sentiment and elevated downside risk. It outlines three distinct institutional trading...

    Stock Traders Daily•10/5/26•Somewhat-Bearish

    Banc of California stock faces a USD 1.61 quarterly loss

    Banc of California (BANC) stock traded at USD 17.68 on October 5, 2026, down 0.37 percent, after reporting a USD 1.61 diluted EPS loss in Q2 2026...

    AD HOC NEWS•10/5/26•Somewhat-Bearish

    BANC Maintained by Barclays -- Price Target Raised to $23.00

    Barclays has maintained an "Overweight" rating for Banc of California (BANC) and raised its price target to $23.00, signaling a positive outlook. While the stock is considered slightly overvalued based on its GF Value...

    GuruFocus•10/5/26•Somewhat-Bullish

    BANC Valuation and Fair Value

    P/E
    13.1x
    Forward P/E
    12.0x
    EV/EBITDA
    79.1x
    P/FCF
    7.5x
    PEG
    1.1x
    P/B
    0.9x
    See GNG's fair value

    BANC Profitability: Margins, ROIC and FCF

    Operating margin
    216.3%
    Net margin
    -3.2%
    ROIC
    -0.5%
    ROE
    -0.7%
    FCF margin
    41.2%
    FCF yield
    13.4%

    BANC Competitors

    CompanyTicker
    Brighthouse Financial, Inc.BHF
    Brighthouse Financial, Inc.BHFAP
    Sprott Inc.SII
    Hyperliquid Strategies Inc Common StockPURR
    Provident Financial Services IncPFS
    Bank of Hawaii CorporationBOH
    FS KKR Capital CorpFSK
    Trustmark CorporationTRMK

    Sector: Financial Services

    BANC Analyst Ratings

    Consensus
    Buy
    Analysts
    12
    Strong Buy
    4
    Buy
    5
    Hold
    3
    Sell
    0
    Strong Sell
    0

    BANC Bull Case vs Bear Case

    Bull case

    • BANC converts 41.2% of revenue into free cash flow.
    • BANC beat EPS estimates in 87.5% of its last 8 reported quarters.
    • 75.0% of BANC's analyst ratings are Buy or Strong Buy.

    Bear case

    • BANC has a -3.2% net profit margin.

    BANC Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    15.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.45
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 1 down

    BANC Dividend

    Forward yield
    2.8%
    Payout ratio
    31.7%
    3Y DPS growth
    18.6%
    5Y DPS growth
    10.8%
    Pay months
    Jan, Apr, Jul, Oct
    BANC dividend history

    Frequently Asked Questions About BANC

    What is BANC's current dividend yield?

    Banc of California, Inc. (BANC) has a forward dividend yield of 2.78%.

    Does BANC pay dividends?

    Yes, Banc of California, Inc. pays dividends with a forward dividend yield of 2.78%.

    What is BANC's P/E ratio?

    Banc of California, Inc. has a price-to-earnings (P/E) ratio of 13.06.

    What is BANC's market cap?

    Banc of California, Inc. (BANC) has a market capitalization of $2.69B with a current stock price of $17.25.

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