Skip to main content
    F

    First Hawaiian Inc (FHB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $24.94
    +0.58 (+2.38%)

    Market Cap: $2.98B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    85%(33/39)
    Avg Surprise
    +5.50%
    Streak
    10 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.59
    Range$0.56 - $0.60
    10 analysts
    EPS RevisionsNo revisions (7d)
    1
    5
    30d
    EPS Estimate DriftChange to current
    90d ago$0.60-2.1%
    60d ago$0.59-0.3%
    30d ago$0.59-0.3%
    7d ago$0.59-0.5%
    Current$0.59
    Revenue Consensus
    $229M
    Range$227M - $233M
    8 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.64
    Range$0.59 - $0.76
    9 analysts
    Revenue Consensus
    $269M
    Range$229M - $327M
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.64---
    Sep 26EST
    		-$0.59---
    Jun 26
    Reported Jul 24
    		$0.60$0.60+0.00%Beat+11.1%
    Mar 26
    Reported Apr 24
    		$0.55$0.53+3.77%Beat+17.0%
    Dec 25
    Reported Jan 30
    		$0.56$0.55+1.82%Beat+36.6%
    Sep 25
    Reported Oct 24
    		$0.59$0.52+13.46%Beat+22.9%
    Jun 25
    Reported Jul 25
    		$0.54$0.49+10.20%Beat+12.5%
    Mar 25
    Reported Apr 23
    		$0.47$0.46+2.17%Beat+11.9%
    Dec 24
    Reported Jan 31
    		$0.41$0.35+17.14%Beat+10.8%
    Sep 24
    Reported Oct 25
    		$0.48$0.44+9.09%Beat+4.3%
    Jun 24
    Reported Jul 26
    		$0.48$0.42+14.29%Beat-2.0%
    Mar 24
    Reported Apr 26
    		$0.42$0.42+0.00%Beat-19.2%
    Dec 23
    Reported Jan 26
    		$0.37$0.45-17.78%Miss-40.3%
    Sep 23
    Reported Oct 27
    		$0.46$0.43+6.98%Beat-14.8%
    Jun 23
    Reported Jul 28
    		$0.49$0.50-2.00%Miss+6.5%
    Mar 23
    Reported Apr 28
    		$0.52$0.54-3.70%Miss+15.6%
    Dec 22
    Reported Jan 27
    		$0.62$0.58+6.90%Beat+17.0%
    Sep 22
    Reported Oct 28
    		$0.54$0.54+0.00%Beat+5.9%
    Jun 22
    Reported Jul 29
    		$0.46$0.45+2.22%Beat-32.4%
    Mar 22
    Reported Apr 22
    		$0.45$0.42+7.14%Beat+2.3%
    Dec 21
    Reported Jan 21
    		$0.53$0.47+12.77%Beat+6.0%
    Sep 21
    Reported Oct 22
    		$0.51$0.47+8.51%Beat+2.0%
    Jun 21
    Reported Jul 23
    		$0.68$0.47+44.68%Beat+325.0%
    Mar 21
    Reported Apr 23
    		$0.44$0.44+0.00%Beat+46.7%
    Dec 20
    Reported Jan 22
    		$0.50$0.43+16.28%Beat-7.4%
    Sep 20
    Reported Oct 23
    		$0.50$0.27+85.19%Beat-12.3%
    Jun 20
    Reported Jul 24
    		$0.16$0.23-30.43%Miss-70.4%
    Mar 20
    Reported Apr 24
    		$0.30$0.43-30.23%Miss-43.4%
    Dec 19
    Reported Jan 28
    		$0.54$0.51+5.88%Beat-6.9%
    Sep 19
    Reported Oct 24
    		$0.57$0.54+5.56%Beat+9.6%
    Jun 19
    Reported Jul 25
    		$0.54$0.53+1.89%Beat+8.0%
    Mar 19
    Reported Apr 25
    		$0.53$0.53+0.00%Beat+8.2%
    Dec 18
    Reported Jan 24
    		$0.58$0.52+11.54%Beat+38.1%
    Sep 18
    Reported Oct 25
    		$0.52$0.51+1.96%Beat+26.8%
    Jun 18
    Reported Jul 26
    		$0.50$0.49+2.04%Beat+22.0%
    Mar 18
    Reported Apr 26
    		$0.49$0.48+2.08%Beat+19.5%
    Dec 17
    Reported Jan 25
    		$0.42$0.41+2.44%Beat+5.0%
    Sep 17
    Reported Oct 26
    		$0.41$0.42-2.38%Miss-
    Jun 17
    Reported Jul 27
    		$0.41$0.41+0.00%Beat-
    Mar 17
    Reported Apr 27
    		$0.41$0.40+2.50%Beat-
    Dec 16
    Reported Mar 15
    		$0.40$0.39+2.56%Beat-

    Dividends

    Dividend Metrics

    Forward Yield4.17%
    Forward Annual Dividend$1.04
    Payout Ratio44.41%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+0.00%
    5Y CAGR+0.00%
    FHB dividend history and ex-dividend datesRun FHB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.84EV/EBITDAN/A
    Price/FCF9.71xFCF Yield10.30%
    Profitability
    Profit Margin32.30%Operating Margin43.70%
    ROE10.30%ROIC1.49%
    Financial Health
    Debt/Equity4.91xInterest Coverage40.82x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.75Avg Volume2.33M
    52-Week High$30.2952-Week Low$21.94

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$24.80
    SMA 20$24.94
    SMA 50$25.77
    SMA 200$26.32
    EMA 10$24.76
    EMA 20$24.99
    EMA 50$25.70
    EMA 200$25.99

    MACD

    Line: -0.33Signal: -0.36Hist: 0.03

    ADX

    ADX: 42.2+DI: 18.2-DI: 29.3

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down96.0
    PSAR$25.35

    Bollinger Bands

    Upper Band$25.63
    Lower Band$24.26
    %B Position550%(Upper)
    Band Width0.50

    RSI (14-Day)

    Neutral
    46.4

    Momentum Oscillators

    Stoch %K33.3
    Stoch %D27.2
    Williams %R-36.4
    ROC (10d)0.2%
    Momentum0.04
    CCI (20d)-45.2
    MFI (14d)32.0

    Volatility Measures

    ATR (14d)$0.44(1.8%)
    StdDev (20d)0.34
    Hist Vol18.0%(Low)

    Volume Flow

    VWAP$24.77
    OBV-21.8M
    AD Line-1.0B
    CMF (20d)-0.115

    Volume Metrics

    Avg Vol (20d)2.3M
    Vol Ratio1.1x
    VWMA (20d)$24.99

    Pivot Points

    R3$24.79
    R2$24.60
    R1$24.48
    Pivot Point$24.29
    S1$24.17
    S2$23.98
    S3$23.86

    Advanced Oscillators

    TSI-21.42
    Ultimate Osc52.5
    KST-41.25

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$282.00M$207.09M$149.43M$209.84M$203.20M$198.07M$110.79M$195.86M$279.60M$193.46M$366.29M$202.24M
    Cost of Revenue$129.20M$69.09M$2.18M$66.03M$64.00M$70.60M$-27,356,000$66.96M$145.15M$65.56M$218.08M$63.44M
    Gross Profit$152.80M$138.00M$147.25M$143.81M$139.20M$127.46M$138.15M$128.90M$134.46M$127.90M$148.22M$138.80M
    Operating Expenses$68.07M$63.80M$60.33M$64.21M$65.44M$63.46M$65.14M$66.58M$64.35M$69.55M$86.42M$63.45M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating Income$84.73M$74.21M$86.92M$79.60M$73.76M$64.01M$73.01M$62.31M$70.11M$58.34M$61.79M$75.36M
    Interest Income$10.65M$13.36M$13.65M$16.74M$14.58M$13.25M$11.98M$14.53M$11.15M$12.77M$7.73M$9.00M
    Interest Expense$154,000$104,000$7.52M$198,000$240,000$316,000$20.25M$392,000$521,000$429,000$7.02M$8.00M
    Income Before Tax$95.23M$87.46M$93.05M$96.15M$88.10M$76.94M$64.74M$76.45M$80.73M$70.69M$62.50M$76.36M
    Income Tax Expense$21.85M$19.68M$23.12M$22.31M$14.86M$17.70M$12.24M$14.96M$18.81M$16.46M$15.00M$18.14M
    Net Income$73.38M$67.78M$69.93M$73.84M$73.25M$59.25M$52.50M$61.49M$61.92M$54.22M$47.50M$58.22M
    EBITDA$92.71M$82.92M$95.10M$87.58M$83.20M$72.41M$82.45M$72.15M$79.30M$67.88M$72.13M$85.80M
    EBIT$84.73M$74.21M$86.92M$79.60M$73.76M$64.01M$73.01M$62.31M$70.11M$58.34M$61.79M$75.36M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about FHB

    News

    First Hawaiian (FHB) Set to Announce Earnings on Friday

    First Hawaiian (FHB) is scheduled to announce its Q3 2026 earnings before market open on Friday, October 23rd, with analysts forecasting EPS of $0.589 and revenue of $229.20 million. The bank previously surpassed...

    MarketBeat•10/16/26•Somewhat-Bullish

    First Hawaiian, Inc. (FHB) Stock Forecasts

    Argus has lowered its target price for First Hawaiian Inc. (FHB) to $23.00. The company, a bank holding company, offers diverse banking services including deposit products, lending...

    Yahoo! Finance Canada•10/14/26•Bearish

    First Hawaiian, Inc. (FHB) Stock Forecasts

    The article "First Hawaiian, Inc. (FHB) Stock Forecasts" from Yahoo Finance appears to be a stub or an article that failed to load, as it only contains navigation elements, advertisements...

    Yahoo! Finance Canada•10/13/26•Bearish

    First Hawaiian, Inc. $FHB Stock Sold by Reinhart Partners LLC.

    Reinhart Partners LLC significantly reduced its stake in First Hawaiian, Inc. (NASDAQ:FHB) by 25.8% in the third quarter...

    MarketBeat•10/10/26•Neutral

    BofA Securities Adjusts First Hawaiian Price Target to $33 From $34

    BofA Securities has adjusted its price target for First Hawaiian (FHB) to $33, down from $34. The average rating for FHB remains "hold," with a mean price target of $30.22 based on analyst consensus.

    Yahoo Finance•10/9/26•Somewhat-Bearish

    FHB Valuation and Fair Value

    P/E
    10.8x
    Forward P/E
    12.2x
    P/FCF
    9.7x
    PEG
    3.0x
    P/B
    1.1x
    See GNG's fair value

    FHB Profitability: Margins, ROIC and FCF

    Gross margin
    68.6%
    Operating margin
    43.7%
    Net margin
    32.3%
    ROIC
    1.5%
    ROE
    10.3%
    FCF margin
    36.9%
    FCF yield
    10.3%

    FHB Competitors

    CompanyTicker
    NMI Holdings IncNMIH
    Siriuspoint LtdSPNT
    Slide Insurance Holdings, Inc. Common StockSLDE
    Miami International Holdings, Inc.MIAX
    PennyMac Finl Svcs IncPFSI
    BankUnited IncBKU
    Digitalbridge Group IncDBRG
    Columbia Financial IncCLBK

    Sector: Financial Services

    FHB Analyst Ratings

    Consensus
    Hold
    Analysts
    11
    Strong Buy
    0
    Buy
    1
    Hold
    6
    Sell
    2
    Strong Sell
    2

    FHB Bull Case vs Bear Case

    Bull case

    • FHB converts 36.9% of revenue into free cash flow.
    • FHB has a 32.3% net profit margin.
    • FHB beat EPS estimates in 87.5% of its last 8 reported quarters.

    Bear case

    • FHB has a debt-to-equity ratio of 4.9x.
    • 36.4% of FHB's analyst ratings are Sell or Strong Sell.

    FHB Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    7.2%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.59
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    1 up, 5 down

    FHB Dividend

    Forward yield
    4.2%
    Payout ratio
    44.4%
    3Y DPS growth
    0.0%
    5Y DPS growth
    0.0%
    Pay months
    Feb, May, Aug, Nov
    FHB dividend history

    Frequently Asked Questions About FHB

    What is FHB's current dividend yield?

    First Hawaiian Inc (FHB) has a forward dividend yield of 4.17%.

    Does FHB pay dividends?

    Yes, First Hawaiian Inc pays dividends with a forward dividend yield of 4.17%.

    What is FHB's P/E ratio?

    First Hawaiian Inc has a price-to-earnings (P/E) ratio of 10.84.

    What is FHB's market cap?

    First Hawaiian Inc (FHB) has a market capitalization of $2.98B with a current stock price of $24.94.

    Related stocks

    Sector: Financial Services

    All stocks starting with F

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In