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    W

    Westamerica Bancorporation (WABC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $60.90
    +2.20 (+3.75%)

    Market Cap: $1.36B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    95%(37/39)
    Avg Surprise
    +4.15%
    Streak
    18 Q

    Upcoming Estimates

    Period ending Dec 31, 2026
    EPS Consensus$1.30
    Range$1.22 - $1.39
    2 analysts
    Revenue Consensus
    $189M
    Range$189M - $189M
    1 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$1.30---
    Sep 26
    Reported Oct 15
    		$N/A$1.17N/ABeat-
    Jun 26
    Reported Jul 16
    		$1.17$1.10+6.36%Beat+4.5%
    Mar 26
    Reported Apr 16
    		$1.13$1.07+5.61%Beat-2.6%
    Dec 25
    Reported Jan 15
    		$1.12$1.07+4.67%Beat-5.9%
    Sep 25
    Reported Oct 16
    		$1.12$1.08+3.70%Beat-14.5%
    Jun 25
    Reported Jul 17
    		$1.12$1.07+4.67%Beat-15.8%
    Mar 25
    Reported Apr 17
    		$1.16$1.11+4.50%Beat-15.3%
    Dec 24
    Reported Feb 28
    		$1.19$1.18+0.85%Beat-19.6%
    Sep 24
    Reported Oct 17
    		$1.31$1.24+5.65%Beat-16.0%
    Jun 24
    Reported Jul 18
    		$1.33$1.30+2.31%Beat-11.9%
    Mar 24
    Reported Apr 18
    		$1.37$1.37+0.00%Beat-9.3%
    Dec 23
    Reported Feb 28
    		$1.48$1.46+1.37%Beat+1.4%
    Sep 23
    Reported Oct 19
    		$1.56$1.44+8.33%Beat+23.8%
    Jun 23
    Reported Jul 20
    		$1.51$1.39+8.63%Beat+60.6%
    Mar 23
    Reported Apr 20
    		$1.51$1.37+10.22%Beat+79.8%
    Dec 22
    Reported Feb 28
    		$1.46$1.45+0.69%Beat+80.2%
    Sep 22
    Reported Oct 20
    		$1.26$1.00+26.00%Beat+53.7%
    Jun 22
    Reported Jul 21
    		$0.94$0.84+11.90%Beat+11.9%
    Mar 22
    Reported Apr 21
    		$0.84$0.78+7.69%Beat+12.0%
    Dec 21
    Reported Feb 25
    		$0.81$0.82-1.22%Miss+9.5%
    Sep 21
    Reported Oct 21
    		$0.82$0.80+2.50%Beat+10.8%
    Jun 21
    Reported Jul 15
    		$0.84$0.77+9.09%Beat+16.7%
    Mar 21
    Reported Apr 15
    		$0.75$0.74+1.35%Beat+19.0%
    Dec 20
    Reported Jan 21
    		$0.74$0.74+0.00%Beat-3.9%
    Sep 20
    Reported Oct 15
    		$0.74$0.74+0.00%Beat-1.3%
    Jun 20
    Reported Jul 16
    		$0.72$0.65+10.77%Beat-1.4%
    Mar 20
    Reported Apr 16
    		$0.63$0.62+1.61%Beat-13.7%
    Dec 19
    Reported Feb 27
    		$0.77$0.75+2.67%Beat+8.5%
    Sep 19
    Reported Oct 17
    		$0.75$0.73+2.74%Beat+7.1%
    Jun 19
    Reported Jul 18
    		$0.73$0.73+0.00%Beat+9.0%
    Mar 19
    Reported Apr 18
    		$0.73$0.73+0.00%Beat+10.6%
    Dec 18
    Reported Feb 28
    		$0.71$0.70+1.43%Beat+14.5%
    Sep 18
    Reported Oct 18
    		$0.70$0.69+1.45%Beat+22.8%
    Jun 18
    Reported Jul 19
    		$0.67$0.67+0.00%Beat+11.7%
    Mar 18
    Reported Apr 19
    		$0.66$0.67-1.49%Miss+15.8%
    Dec 17
    Reported Feb 27
    		$0.62$0.58+6.90%Beat+10.7%
    Sep 17
    Reported Oct 19
    		$0.57$0.57+0.00%Beat-
    Jun 17
    Reported Jul 20
    		$0.60$0.56+7.14%Beat-
    Mar 17
    Reported Apr 20
    		$0.57$0.55+3.64%Beat-
    Dec 16
    Reported Feb 27
    		$0.56$0.56+0.00%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.15%
    Forward Annual Dividend$1.92
    Payout Ratio39.54%
    FrequencyQuarterly
    Pay MonthsFeb, May, Aug, Nov

    Growth

    3Y CAGR+2.70%
    5Y CAGR+2.10%
    WABC dividend history and ex-dividend datesRun WABC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio13.41EV/EBITDA8.11x
    Price/FCF13.07xFCF Yield7.65%
    Profitability
    Profit Margin43.90%Operating Margin60.30%
    ROE12.50%ROIC11.25%
    Financial Health
    Debt/Equity0.15xInterest Coverage10.84x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.56Avg Volume264.75K
    52-Week High$63.1052-Week Low$44.15

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$59.12
    SMA 20$59.27
    SMA 50$59.08
    SMA 200$54.91
    EMA 10$59.27
    EMA 20$59.21
    EMA 50$59.01
    EMA 200$55.57

    MACD

    Line: 0.05Signal: -0.03Hist: 0.08

    ADX

    ADX: 11.4+DI: 27.2-DI: 19.6

    Aroon & PSAR

    Aroon Up100.0
    Aroon Down60.0
    PSAR$57.48

    Bollinger Bands

    Upper Band$60.82
    Lower Band$57.71
    %B Position525%(Upper)
    Band Width1.02

    RSI (14-Day)

    Neutral
    60.0

    Momentum Oscillators

    Stoch %K57.1
    Stoch %D46.8
    Williams %R-5.4
    ROC (10d)3.0%
    Momentum1.78
    CCI (20d)130.8
    MFI (14d)37.4

    Volatility Measures

    ATR (14d)$1.25(2.0%)
    StdDev (20d)0.78
    Hist Vol23.5%(Moderate)

    Volume Flow

    VWAP$60.35
    OBV1.6M
    AD Line-69.6M
    CMF (20d)0.204

    Volume Metrics

    Avg Vol (20d)261.5K
    Vol Ratio1.2x
    VWMA (20d)$59.62

    Pivot Points

    R3$60.25
    R2$59.61
    R1$59.15
    Pivot Point$58.51
    S1$58.05
    S2$57.41
    S3$56.95

    Advanced Oscillators

    TSI1.14
    Ultimate Osc59.1
    KST-0.07

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$62.77M$62.08M$63.31M$63.74M$64.59M$66.42M$69.57M$74.07M$74.27M$75.84M$80.36M$83.00M
    Cost of RevenueN/A$3.00M$3.48M$3.65M$3.19M$2.85M$3.47M$5.64M$5.31M$3.30M$1.68M$1.53M
    Gross ProfitN/A$62.38M$63.31M$63.83M$64.59M$66.97M$69.57M$74.07M$74.27M$75.54M$80.36M$82.60M
    Operating Expenses$26.04M$25.91M$25.47M$25.80M$25.53M$25.13M$25.85M$26.31M$26.13M$26.10M$25.52M$25.65M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$36.47M$37.84M$37.94M$39.06M$41.84M$43.72M$47.77M$48.13M$49.44M$54.85M$56.95M
    Interest Income$55.80M$55.77M$56.79M$57.23M$57.47M$59.49M$62.40M$67.79M$69.07M$68.75M$71.05M$72.85M
    Interest Expense$3.32M$3.29M$3.48M$3.65M$3.19M$3.40M$3.47M$5.64M$5.31M$3.00M$1.68M$1.13M
    Income Before Tax$36.73M$36.47M$37.84M$37.94M$39.06M$41.84M$43.72M$47.77M$48.13M$49.44M$54.85M$56.95M
    Income Tax Expense$9.35M$9.12M$10.04M$9.68M$10.00M$10.80M$12.02M$12.71M$12.67M$13.03M$15.38M$15.35M
    Net Income$27.39M$27.36M$27.81M$28.26M$29.07M$31.04M$31.70M$35.06M$35.46M$36.42M$39.47M$41.60M
    EBITDA$37.54M$37.47M$39.07M$39.90M$41.35M$43.93M$45.97M$50.14M$50.83M$52.26M$57.71M$59.80M
    EBIT$36.73M$36.47M$37.84M$37.94M$39.06M$41.84M$43.72M$47.77M$48.13M$49.44M$54.85M$56.95M
    * Some calculated fields are derived from available data when not provided by source

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    News

    Westamerica Bancorporation earnings beat by $0.05, revenue topped estimates

    Westamerica Bancorporation (NASDAQ: WABC) reported third-quarter EPS of $1.22, surpassing the analyst estimate of $1.17 by $0.05. The company's revenue for the quarter was $64.2 million...

    Investing.com Canada•10/15/26•Bullish

    Westamerica recorded no expense for credit losses in Q3. Operating costs were 41% of revenue.

    Westamerica Bancorporation reported a net income of $28.2 million and diluted EPS of $1.22 for Q3 2026, with no provision for credit losses. The company maintained low operating costs, with an efficiency ratio of 40.8%...

    Stock Titan•10/15/26•Somewhat-Bullish

    BRIEF-Westamerica Bancorp Q3 EPS USD 1.22

    Westamerica Bancorp reported its Q3 earnings per share (EPS) at USD 1.22. The article is a brief news announcement from Reuters...

    TradingView•10/15/26•Somewhat-Bullish

    Westamerica faces third-quarter test. Westamerica Bancorporation stock is worth USD 1.4 billion

    Westamerica Bancorporation is set to release its third-quarter results, with consensus estimates at $1.17 earnings per share and $63.10 million in revenue. The market will closely watch net interest margin, loan growth...

    ad-hoc-news.de•10/15/26•Neutral

    Westamerica Bancorporation (WABC) Expected to Release Earnings on Thursday

    Westamerica Bancorporation (WABC) is scheduled to release its Q3 2026 earnings before market open on Thursday, October 15th. Analysts project earnings per share of $1.17 and revenue of $63.10 million. The company's...

    MarketBeat•10/8/26•Somewhat-Bullish

    WABC Valuation and Fair Value

    P/E
    13.4x
    Forward P/E
    21.1x
    EV/EBITDA
    8.1x
    P/FCF
    13.1x
    PEG
    4.6x
    P/B
    1.7x
    See GNG's fair value

    WABC Profitability: Margins, ROIC and FCF

    Operating margin
    60.3%
    Net margin
    43.9%
    ROIC
    11.3%
    ROE
    12.5%
    FCF margin
    43.1%
    FCF yield
    7.7%

    WABC Competitors

    CompanyTicker
    Tompkins Financial CorporationTMP
    Community Trust Bancorp IncCTBI
    BlackRock ESG Capital Allocation TrustECAT
    Hercules Capital, Inc.HCXY
    Bitfarms LtdBITF
    Universal Insurance Holdings IncUVE
    Lakeland Financial CorporationLKFN
    First Mid Illinois Bancshares IncFMBH

    Sector: Financial Services

    WABC Bull Case vs Bear Case

    Bull case

    • WABC converts 43.1% of revenue into free cash flow.
    • WABC has a 43.9% net profit margin.
    • WABC beat EPS estimates in 100.0% of its last 8 reported quarters.

    Bear case

    • WABC's quarterly revenue changed -2.7% year over year.

    WABC Earnings: Beat Rate and Next Report

    Beat rate
    8 of 8 quarters (100.0%)
    Average surprise
    4.5%
    EPS estimate (fiscal period ending Dec 31, 2026)
    $1.30

    WABC Dividend

    Forward yield
    3.2%
    Payout ratio
    39.5%
    3Y DPS growth
    2.7%
    5Y DPS growth
    2.1%
    Pay months
    Feb, May, Aug, Nov
    WABC dividend history

    Frequently Asked Questions About WABC

    What is WABC's current dividend yield?

    Westamerica Bancorporation (WABC) has a forward dividend yield of 3.15%.

    Does WABC pay dividends?

    Yes, Westamerica Bancorporation pays dividends with a forward dividend yield of 3.15%.

    What is WABC's P/E ratio?

    Westamerica Bancorporation has a price-to-earnings (P/E) ratio of 13.41.

    What is WABC's market cap?

    Westamerica Bancorporation (WABC) has a market capitalization of $1.36B with a current stock price of $60.90.

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