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    Grupo Cibest S.A. (CIB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $96.92
    +1.43 (+1.50%)

    Market Cap: $22.55B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    59%(23/39)
    Avg Surprise
    +5.21%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.86
    Range$2.36 - $3.29
    4 analysts
    EPS Revisions
    3
    0
    7d
    3
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$2.33+22.8%
    60d ago$2.56+11.8%
    30d ago$2.860.0%
    7d ago$2.860.0%
    Current$2.86
    Revenue Consensus
    $7.9T
    Range$7.7T - $8.2T
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$3.61
    Range$2.00 - $5.80
    5 analysts
    Revenue Consensus
    $8.4T
    Range$5.5T - $9.9T
    6 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$3.61---
    Sep 26EST
    		-$2.86---
    Jun 26
    Reported Aug 10
    		$3.32$2.14+55.14%Beat+85.5%
    Mar 26
    Reported May 4
    		$1.68$1.88-10.64%Miss-3.4%
    Dec 25
    Reported Feb 23
    		$1.77$1.96-9.58%Miss+12.7%
    Sep 25
    Reported Nov 6
    		$2.18$1.80+21.11%Beat+43.4%
    Jun 25
    Reported Aug 7
    		$1.79$1.66+7.83%Beat+24.3%
    Mar 25
    Reported May 5
    		$1.74$1.60+8.75%Beat-3.3%
    Dec 24
    Reported Feb 19
    		$1.57$1.39+12.87%Beat-0.6%
    Sep 24
    Reported Nov 8
    		$1.52$1.42+7.04%Beat-0.7%
    Jun 24
    Reported Aug 8
    		$1.44$1.48-2.70%Miss-0.7%
    Mar 24
    Reported May 9
    		$1.80$1.45+24.14%Beat+13.9%
    Dec 23
    Reported Feb 20
    		$1.58$1.38+14.49%Beat+11.3%
    Sep 23
    Reported Nov 8
    		$1.53$1.42+7.75%Beat+3.4%
    Jun 23
    Reported Aug 9
    		$1.45$1.39+4.32%Beat-18.5%
    Mar 23
    Reported Apr 3
    		$1.58$1.58+0.00%Beat-17.7%
    Dec 22
    Reported Feb 23
    		$1.42$1.44-1.39%Miss-6.0%
    Sep 22
    Reported Nov 10
    		$1.48$1.52-2.63%Miss+43.7%
    Jun 22
    Reported Aug 9
    		$1.78$1.32+34.85%Beat+39.1%
    Mar 22
    Reported May 11
    		$1.92$1.15+66.96%Beat+214.8%
    Dec 21
    Reported Feb 22
    		$1.51$0.77+96.10%Beat+603.3%
    Sep 21
    Reported Nov 2
    		$1.03$0.77+33.77%Beat+243.3%
    Jun 21
    Reported Aug 11
    		$1.28$0.54+137.04%Beat+1700.0%
    Mar 21
    Reported May 4
    		$0.61$0.24+154.17%Beat+79.4%
    Dec 20
    Reported Feb 24
    		$-0.30$0.17-276.47%Miss-150.0%
    Sep 20
    Reported Nov 12
    		$0.30$0.37-18.92%Miss-71.4%
    Jun 20
    Reported Aug 5
    		$-0.08N/A-115.38%Miss-106.6%
    Mar 20
    Reported May 4
    		$0.34N/A-55.26%Miss-68.8%
    Dec 19
    Reported Feb 20
    		$0.60$1.02-41.18%Miss-53.1%
    Sep 19
    Reported Nov 6
    		$1.05$0.92+14.13%Beat+38.2%
    Jun 19
    Reported Aug 5
    		$1.21$0.98+23.47%Beat+44.0%
    Mar 19
    Reported May 9
    		$1.09$0.95+14.74%Beat+39.7%
    Dec 18
    Reported Feb 21
    		$1.28$0.98+30.61%Beat+1.6%
    Sep 18
    Reported Nov 7
    		$0.76$0.85-10.59%Miss+18.8%
    Jun 18
    Reported Aug 1
    		$0.84$0.90-6.67%Miss-5.6%
    Mar 18
    Reported May 15
    		$0.78$0.93-16.13%Miss-11.4%
    Dec 17
    Reported Feb 21
    		$1.26$0.88+43.18%Beat+24.8%
    Sep 17
    Reported Oct 26
    		$0.64$0.96-33.33%Miss-
    Jun 17
    Reported Aug 8
    		$0.89$0.95-6.32%Miss-
    Mar 17
    Reported May 23
    		$0.88$0.94-6.38%Miss-
    Dec 16
    Reported Feb 21
    		$1.01$0.97+4.12%Beat-

    Dividends

    Dividend Metrics

    Forward Yield5.96%
    Forward Annual Dividend$5.78
    Payout Ratio44.45%
    FrequencyQuarterly
    Pay MonthsApr, Jul, Sep, Oct

    Growth

    3Y CAGR+17.08%
    5Y CAGR+21.74%
    CIB dividend history and ex-dividend datesRun CIB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.83EV/EBITDA6.96x
    Price/FCF6.89xFCF Yield14.51%
    Profitability
    Profit Margin17.60%Operating Margin0.00%
    ROE19.20%ROIC10.21%
    Financial Health
    Debt/Equity0.60xInterest Coverage0.72x
    Current Ratio4.16xQuick Ratio4.16x
    Trading Statistics
    Beta0.44Avg Volume271.76K
    52-Week High$103.9752-Week Low$49.92

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$94.56
    SMA 20$94.32
    SMA 50$94.93
    SMA 200$77.94
    EMA 10$95.00
    EMA 20$94.84
    EMA 50$92.81
    EMA 200$78.92

    MACD

    Line: 0.21Signal: 0.00Hist: 0.21

    ADX

    ADX: 19.5+DI: 19.9-DI: 21.5

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down64.0
    PSAR$91.39

    Bollinger Bands

    Upper Band$98.08
    Lower Band$90.57
    %B Position796%(Upper)
    Band Width0.85

    RSI (14-Day)

    Neutral
    56.7

    Momentum Oscillators

    Stoch %K70.4
    Stoch %D62.5
    Williams %R-16.6
    ROC (10d)4.4%
    Momentum4.07
    CCI (20d)61.3
    MFI (14d)65.4

    Volatility Measures

    ATR (14d)$3.27(3.4%)
    StdDev (20d)1.88
    Hist Vol28.4%(Moderate)

    Volume Flow

    VWAP$96.12
    OBV17.7M
    AD Line-166.6M
    CMF (20d)-0.432

    Volume Metrics

    Avg Vol (20d)275.7K
    Vol Ratio1.2x
    VWMA (20d)$94.44

    Pivot Points

    R3$97.90
    R2$96.74
    R1$96.11
    Pivot Point$94.95
    S1$94.33
    S2$93.17
    S3$92.55

    Advanced Oscillators

    TSI1.89
    Ultimate Osc55.1
    KST-23.67

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$11498.82B$10463.11B$11689.17B$10657.80B$10529.45B$10286.64B$11007.64B$10690.70B$10765.72B$10769.67B$11505.08B$11007.58B
    Cost of Revenue$4070.92B$4273.33B$4758.59B$4142.83B$4451.10B$4452.98B$4544.29B$5291.35B$5379.95B$5273.94B$5995.40B$5853.23B
    Gross Profit$7427.91B$6189.78B$6930.59B$6514.97B$6078.34B$5833.65B$6463.34B$5399.35B$5385.77B$5495.73B$5509.68B$5154.35B
    Operating Expenses$4023.37B$4044.42B$4938.00B$3515.89B$3594.35B$3369.97B$4020.07B$3289.67B$3560.69B$3115.84B$3583.32B$3192.33B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1426.61B$2999.39B$1523.10B$2628.82B$3032.06B$2579.46B$2785.99B$2438.46B$2636.62B$2282.74B$1691.54B$2319.40B
    Operating Income$3404.54B$2145.36B$1992.58B$2999.08B$2484.00B$2463.69B$2443.27B$2109.68B$1825.08B$2379.89B$1926.36B$1962.02B
    Interest Income$8774.61B$8002.24B$5716.17B$8100.84B$8186.11B$8048.31B$8128.35B$8327.31B$8640.97B$8691.35B$9044.67B$8944.53B
    Interest Expense$3157.69B$3070.69B$3206.69B$3313.91B$3393.01B$3349.46B$3625.43B$3702.52B$3756.89B$3939.08B$4249.60B$4252.42B
    Income Before Tax$3404.54B$2145.36B$1992.58B$2999.08B$2484.00B$2463.69B$2443.27B$2109.68B$1825.08B$2379.89B$1926.36B$1962.02B
    Income Tax Expense$912.85B$709.54B$681.48B$842.75B$655.05B$698.91B$743.94B$590.19B$363.32B$694.88B$474.41B$445.44B
    Net Income$2523.32B$1457.11B$1583.51B$2144.10B$1791.30B$1737.66B$1663.30B$1501.19B$1439.77B$1663.47B$1447.91B$1491.76B
    EBITDA$3404.54B$2387.86B$2290.24B$3247.20B$2737.60B$2720.29B$2704.92B$2362.44B$2073.38B$2628.63B$2231.14B$2229.74B
    EBITN/A$2145.36B$1992.58B$2999.08B$2484.00B$2463.69B$2443.27B$2109.68B$1825.08B$2379.89B$1926.36B$1962.02B
    * Some calculated fields are derived from available data when not provided by source

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    News

    No pasa hasta que pasa: vicepresidente de Bancolombia revela cómo trabajan las redes de estafadores | El Colombiano

    Bancolombia has released a documentary titled "No pasa hasta que pasa" to expose the sophisticated methods of digital fraud networks. Juan Camilo Zuluaga, Bancolombia's VP of client and employee services...

    El Colombiano•10/15/26•Somewhat-Bullish

    Bancolombia estrena documental sobre el fraude y explica cómo reconocer las señales de alerta

    Bancolombia has launched a documentary titled "No pasa hasta que pasa" to educate the public on how to identify and prevent fraud. The documentary, available on YouTube, uses real-life testimonials from victims...

    Revista Semana•10/14/26•Somewhat-Bullish

    Precision Trading with Bancolombia S.a. (CIB) Risk Zones

    This article from Stock Traders Daily provides a detailed AI-driven analysis for Bancolombia S.a. (CIB), identifying neutral near- and mid-term readings but a strong long-term positive bias. It outlines specific position...

    Stock Traders Daily•10/10/26•Neutral

    Paz laboral en Bancolombia: ¿de cuánto será el incremento salarial en el banco más grande del país?

    Bancolombia has signed a new Collective Bargaining Agreement with the Uneb and Sintrabancol unions, effective until 2030. The agreement includes significant salary increases...

    Forbes Colombia•10/8/26•Neutral

    LPA sells Bogota logistics assets to Bancolombia for $152M By Investing.com

    Logistic Properties of the Americas (LPA) has agreed to sell five fully leased logistics buildings in Bogotá to Bancolombia S.A. for approximately $152 million. This all-cash transaction, expected to close in Q4 2026...

    Investing.com South Africa•10/6/26•Somewhat-Bullish

    CIB Valuation and Fair Value

    P/E
    10.8x
    Forward P/E
    7.2x
    EV/EBITDA
    7.0x
    P/FCF
    6.9x
    PEG
    0.4x
    P/B
    2.1x
    See GNG's fair value

    CIB Profitability: Margins, ROIC and FCF

    Gross margin
    61.1%
    Operating margin
    0.0%
    Net margin
    17.6%
    ROIC
    10.2%
    ROE
    19.2%
    FCF margin
    96740.9%
    FCF yield
    14.5%

    CIB Competitors

    CompanyTicker
    Regions Financial CorporationRF
    Loews CorpL
    Principal Financial Group IncPFG
    Markel CorporationMKL
    First Citizens BancShares, Inc.FCNCA
    Brown & Brown IncBRO
    Tradeweb Markets IncTW
    Fifth Third BancorpFITBP

    Sector: Financial Services

    CIB Analyst Ratings

    Consensus
    Hold
    Analysts
    11
    Strong Buy
    2
    Buy
    1
    Hold
    7
    Sell
    1
    Strong Sell
    0

    CIB Bull Case vs Bear Case

    Bull case

    • CIB converts 96740.9% of revenue into free cash flow.
    • CIB beat EPS estimates in 75.0% of its last 8 reported quarters.
    • CIB grew quarterly revenue 26.0% year over year.

    CIB Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    11.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.86
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 0 down

    CIB Dividend

    Forward yield
    6.0%
    Payout ratio
    44.5%
    3Y DPS growth
    17.1%
    5Y DPS growth
    21.7%
    Pay months
    Apr, Jul, Sep, Oct
    CIB dividend history

    Frequently Asked Questions About CIB

    What is CIB's current dividend yield?

    Grupo Cibest S.A. (CIB) has a forward dividend yield of 5.96%.

    Does CIB pay dividends?

    Yes, Grupo Cibest S.A. pays dividends with a forward dividend yield of 5.96%.

    What is CIB's P/E ratio?

    Grupo Cibest S.A. has a price-to-earnings (P/E) ratio of 10.83.

    What is CIB's market cap?

    Grupo Cibest S.A. (CIB) has a market capitalization of $22.55B with a current stock price of $96.92.

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