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    C

    Credicorp Ltd (BAP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $388.24
    +4.30 (+1.12%)

    Market Cap: $30.49B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    49%(19/39)
    Avg Surprise
    -5.85%
    Streak
    2 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$7.49
    Range$7.04 - $7.91
    4 analysts
    EPS Revisions
    1
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$7.47+0.2%
    60d ago$7.41+1.1%
    30d ago$7.39+1.2%
    7d ago$7.52-0.5%
    Current$7.49
    Revenue Consensus
    $2.0B
    Range$2.0B - $2.0B
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$7.62
    Range$6.32 - $8.39
    9 analysts
    Revenue Consensus
    $2.1B
    Range$1.9B - $2.3B
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$7.62---
    Sep 26EST
    		-$7.49---
    Jun 26
    Reported Aug 13
    		$7.29$7.20+1.25%Beat+13.7%
    Mar 26
    Reported May 14
    		$7.59$7.26+4.55%Beat+25.2%
    Dec 25
    Reported Feb 12
    		$5.93$6.45-8.06%Miss+56.5%
    Sep 25
    Reported Nov 13
    		$6.47$6.31+2.54%Beat+27.9%
    Jun 25
    Reported Aug 14
    		$6.41$5.97+7.37%Beat+42.4%
    Mar 25
    Reported May 19
    		$6.06$5.44+11.40%Beat+18.1%
    Dec 24
    Reported Feb 10
    		$3.79$4.39-13.67%Miss+37.8%
    Sep 24
    Reported Nov 7
    		$5.06$4.72+7.20%Beat+22.8%
    Jun 24
    Reported Aug 8
    		$4.50$4.76-5.46%Miss-5.3%
    Mar 24
    Reported May 9
    		$5.13$4.41+16.33%Beat+9.6%
    Dec 23
    Reported Feb 9
    		$2.75$2.68+2.61%Beat-21.0%
    Sep 23
    Reported Nov 2
    		$4.12$4.43-7.00%Miss-0.5%
    Jun 23
    Reported Aug 10
    		$4.75$4.48+6.03%Beat+31.2%
    Mar 23
    Reported May 5
    		$4.68$4.09+14.43%Beat+25.8%
    Dec 22
    Reported Feb 9
    		$3.48$4.05-14.07%Miss+0.3%
    Sep 22
    Reported Nov 7
    		$4.14$3.85+7.53%Beat-71.6%
    Jun 22
    Reported Aug 12
    		$3.62$3.72-2.69%Miss+68.4%
    Mar 22
    Reported May 5
    		$3.72$3.78-1.59%Miss+70.6%
    Dec 21
    Reported Feb 7
    		$3.47$3.46+0.29%Beat+53.5%
    Sep 21
    Reported Nov 5
    		$14.59$11.41+27.87%Beat+1616.5%
    Jun 21
    Reported Aug 16
    		$2.15$2.33-7.73%Miss+198.2%
    Mar 21
    Reported May 10
    		$2.18$2.21-1.36%Miss+183.1%
    Dec 20
    Reported Feb 8
    		$2.26$1.53+47.71%Beat-37.7%
    Sep 20
    Reported Nov 5
    		$0.85N/A-55.96%Miss-79.2%
    Jun 20
    Reported Aug 6
    		$-2.19$2.00-209.50%Miss-153.8%
    Mar 20
    Reported May 7
    		$0.77N/A-79.74%Miss-81.5%
    Dec 19
    Reported Feb 5
    		$3.63$4.20-13.57%Miss+0.6%
    Sep 19
    Reported Nov 7
    		$4.09$4.30-4.88%Miss+8.5%
    Jun 19
    Reported Aug 8
    		$4.07$4.16-2.16%Miss+8.5%
    Mar 19
    Reported May 2
    		$4.16$4.20-0.95%Miss+4.8%
    Dec 18
    Reported Mar 29
    		$3.61$4.07-11.30%Miss-12.6%
    Sep 18
    Reported Nov 8
    		$3.77$4.00-5.75%Miss-20.0%
    Jun 18
    Reported Aug 9
    		$3.75$3.95-5.06%Miss+5.3%
    Mar 18
    Reported Apr 26
    		$3.97$3.85+3.12%Beat+16.4%
    Dec 17
    Reported Feb 5
    		$4.13$3.58+15.36%Beat+20.4%
    Sep 17
    Reported Nov 8
    		$4.71$3.64+29.40%Beat-
    Jun 17
    Reported Aug 7
    		$3.56$3.46+2.89%Beat-
    Mar 17
    Reported May 5
    		$3.41$3.45-1.16%Miss-
    Dec 16
    Reported Mar 31
    		$3.43$2.97+15.49%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.68%
    Forward Annual Dividend$14.28
    Payout Ratio34.97%
    FrequencyAnnual
    Pay MonthsJun

    Growth

    3Y CAGR+41.15%
    5Y CAGR+4.25%
    BAP dividend history and ex-dividend datesRun BAP in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio32.08EV/EBITDA6.50x
    Price/FCF29.06xFCF Yield3.44%
    Profitability
    Profit Margin33.10%Operating Margin49.40%
    ROE20.40%ROIC8.73%
    Financial Health
    Debt/Equity1.18xInterest Coverage1.22x
    Current Ratio2.37xQuick Ratio2.37x
    Trading Statistics
    Beta0.87Avg Volume304.03K
    52-Week High$413.2552-Week Low$219.84

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$380.90
    SMA 20$382.84
    SMA 50$379.81
    SMA 200$348.62
    EMA 10$382.57
    EMA 20$381.84
    EMA 50$380.01
    EMA 200$346.32

    MACD

    Line: 0.73Signal: 0.25Hist: 0.49

    ADX

    ADX: 10.2+DI: 18.1-DI: 13.5

    Aroon & PSAR

    Aroon Up32.0
    Aroon Down12.0
    PSAR$370.64

    Bollinger Bands

    Upper Band$392.31
    Lower Band$373.37
    %B Position495%(Upper)
    Band Width0.79

    RSI (14-Day)

    Neutral
    56.8

    Momentum Oscillators

    Stoch %K66.1
    Stoch %D56.8
    Williams %R-20.6
    ROC (10d)2.6%
    Momentum9.88
    CCI (20d)84.3
    MFI (14d)57.9

    Volatility Measures

    ATR (14d)$9.60(2.5%)
    StdDev (20d)4.73
    Hist Vol19.2%(Low)

    Volume Flow

    VWAP$387.04
    OBV18.8M
    AD Line-134.5M
    CMF (20d)-0.100

    Volume Metrics

    Avg Vol (20d)290.5K
    Vol Ratio1.2x
    VWMA (20d)$382.34

    Pivot Points

    R3$402.90
    R2$395.53
    R1$389.73
    Pivot Point$382.36
    S1$376.56
    S2$369.19
    S3$363.39

    Advanced Oscillators

    TSI2.56
    Ultimate Osc50.4
    KST6.22

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$8.11B$7.74B$8.31B$5.29B$7.42B$6.93B$4.93B$6.87B$6.81B$6.57B$5.10B$6.52B
    Cost of Revenue$2.03B$1.73B$1.92B$1.17B$1.88B$1.90BN/A$2.27B$2.56B$2.31BN/A$2.48B
    Gross Profit$6.07B$6.01B$6.39B$4.12B$5.54B$5.03B$4.93B$4.60B$4.25B$4.25B$5.10B$4.04B
    Operating Expenses$3.26B$3.10B$4.05B$1.42B$2.97B$2.51B$2.25B$2.49B$2.37B$2.18B$2.05B$2.32B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1.55B$1.53B$1.52B$2.38B$1.91B$1.97B$3.34B$1.75B$1.76B$1.69B$1.69B$1.65B
    Operating Income$2.82B$2.91B$2.34B$2.71B$2.56B$2.52B$2.67B$2.11B$1.89B$2.07B$2.04B$1.72B
    Interest Income$5.39B$5.20B$5.11B$4.97B$4.90B$4.87B$5.00B$4.98B$4.93B$4.92B$4.86B$4.81B
    Interest Expense$1.31B$1.25B$1.51B$776.19M$1.31B$1.32B$1.38B$1.41B$1.47B$1.50B$1.50B$1.57B
    Income Before Tax$2.81B$2.90B$2.34B$2.51B$2.56B$2.52B$1.76B$2.11B$1.89B$2.07B$2.07B$1.72B
    Income Tax Expense$808.10M$807.45M$730.24M$728.31M$696.97M$704.47M$598.35M$555.12M$519.34M$528.47M$528.47M$455.87M
    Net Income$1.97B$2.06B$1.58B$1.74B$1.82B$1.78B$1.13B$1.52B$1.34B$1.51B$1.51B$1.24B
    EBITDA$2.81B$3.15B$2.34B$2.93B$2.77B$2.72BN/A$2.29B$2.06B$2.25B$2.22B$1.88B
    EBITN/A$2.90BN/A$2.71B$2.56B$2.52BN/A$2.11B$1.89B$2.07B$2.04B$1.72B
    * Some calculated fields are derived from available data when not provided by source

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    News

    JPMorgan's USD 482.00 target leaves Credicorp stock 23.37 percent below

    JPMorgan has set a USD 482.00 price target for Credicorp, which is 23.37 percent above its September 16, 2026 Nasdaq price. Credicorp's stock was trading at EUR 349.00 on October 15, 2026...

    ad-hoc-news.de•10/15/26•Neutral

    Credicorp Ltd. (BAP.LM) company profile and facts

    This article provides a company profile and facts for Credicorp Ltd. (BAP.LM) on Yahoo Finance. It indicates that profile data is currently unavailable for the company. The page also displays general market data...

    Yahoo Finance Australia•10/13/26•Neutral

    What Credicorp (BAP)'s Earnings Beat Streak Means For Shareholders

    Credicorp (BAP) has surpassed earnings expectations for two consecutive quarters, indicating strong operational execution. This performance suggests a positive trend in its digital and fee-based growth strategies...

    Simply Wall Street•10/12/26•Somewhat-Bullish

    ETFs Investing in Credicorp Ltd. Stocks

    This article lists various ETFs that include Credicorp Ltd. (BAPUS0) stocks in their portfolios. The ETFs are sorted by market value and provide details such as their issuer, management style, expense ratio...

    TradingView•10/12/26•Somewhat-Bullish

    Return on equity % of Credicorp Ltd. – BCS:BAPCL

    This article focuses on the "Return on equity %" for Credicorp Ltd. (BCS:BAPCL), a major bank listed on the Santiago Stock Exchange. It provides a financial overview...

    TradingView•10/11/26•Neutral

    BAP Valuation and Fair Value

    P/E
    32.1x
    Forward P/E
    10.1x
    EV/EBITDA
    6.5x
    P/FCF
    29.1x
    PEG
    4.5x
    P/B
    2.8x
    See GNG's fair value

    BAP Profitability: Margins, ROIC and FCF

    Gross margin
    76.8%
    Operating margin
    49.4%
    Net margin
    33.1%
    ROIC
    8.7%
    ROE
    20.4%
    FCF margin
    35.9%
    FCF yield
    3.4%

    BAP Competitors

    CompanyTicker
    Huntington Bancshares IncorporatedHBAN
    Raymond James Financial Inc.RJF
    Huntington Bancshares IncorporatedHBANP
    Northern Trust CorporationNTRS
    M&T Bank CorporationMTB
    Rocket Companies IncRKT
    Cboe Global Markets IncCBOE
    Prudential PLC ADRPUK

    Sector: Financial Services

    BAP Analyst Ratings

    Consensus
    Buy
    Analysts
    14
    Strong Buy
    4
    Buy
    8
    Hold
    2
    Sell
    0
    Strong Sell
    0

    BAP Bull Case vs Bear Case

    Bull case

    • BAP converts 35.9% of revenue into free cash flow.
    • BAP has a 33.1% net profit margin.
    • BAP beat EPS estimates in 75.0% of its last 8 reported quarters.

    BAP Earnings: Beat Rate and Next Report

    Beat rate
    6 of 8 quarters (75.0%)
    Average surprise
    1.6%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $7.49
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    BAP Dividend

    Forward yield
    3.7%
    Payout ratio
    35.0%
    3Y DPS growth
    41.1%
    5Y DPS growth
    4.3%
    Pay months
    Jun
    BAP dividend history

    Frequently Asked Questions About BAP

    What is BAP's current dividend yield?

    Credicorp Ltd (BAP) has a forward dividend yield of 3.68%.

    Does BAP pay dividends?

    Yes, Credicorp Ltd pays dividends with a forward dividend yield of 3.68%.

    What is BAP's P/E ratio?

    Credicorp Ltd has a price-to-earnings (P/E) ratio of 32.08.

    What is BAP's market cap?

    Credicorp Ltd (BAP) has a market capitalization of $30.49B with a current stock price of $388.24.

    Related stocks

    Sector: Financial Services

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