C

    Credicorp Ltd (BAP)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $366.38
    -2.02 (-0.55%)

    Market Cap: $29.26B

    Last updated: Sep 01, 2026 at 10:00 AM ET

    Earnings

    Performance (10Y)

    Beat Rate
    50%(20/40)
    Avg Surprise
    -5.30%
    Streak
    2 Q

    Upcoming Estimates

    Sep 30, 2026
    EPS Consensus$7.39
    Range$7.04 - $7.75
    4 analysts
    EPS RevisionsNo revisions (7d)
    0
    1
    30d
    EPS Estimate Drift
    90d ago$7.44+0.6%
    60d ago$7.47+1.1%
    30d ago$7.41+0.2%
    7d ago$7.34-0.7%
    Current$7.39
    Revenue Consensus
    $1.9B
    Range$1.9B - $2.0B
    2 analysts
    Dec 31, 2026
    EPS Consensus$7.73
    Range$6.70 - $8.45
    9 analysts
    Revenue Consensus
    $2.1B
    Range$1.9B - $2.2B
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$7.73---
    Sep 26EST
    		-$7.39---
    Jun 26
    		$7.29$7.20+1.25%Beat+13.7%
    Mar 26
    		$7.59$7.26+4.55%Beat+25.2%
    Dec 25
    		$5.93$6.45-8.06%Miss+56.5%
    Sep 25
    		$6.47$6.31+2.54%Beat+27.9%
    Jun 25
    		$6.41$5.97+7.37%Beat+42.4%
    Mar 25
    		$6.06$5.44+11.40%Beat+18.1%
    Dec 24
    		$3.79$4.39-13.67%Miss+37.8%
    Sep 24
    		$5.06$4.72+7.20%Beat+22.8%
    Jun 24
    		$4.50$4.76-5.46%Miss-5.3%
    Mar 24
    		$5.13$4.41+16.33%Beat+9.6%
    Dec 23
    		$2.75$2.68+2.61%Beat-21.0%
    Sep 23
    		$4.12$4.43-7.00%Miss-0.5%
    Jun 23
    		$4.75$4.48+6.03%Beat+31.2%
    Mar 23
    		$4.68$4.09+14.43%Beat+25.8%
    Dec 22
    		$3.48$4.05-14.07%Miss+0.3%
    Sep 22
    		$4.14$3.85+7.53%Beat-71.6%
    Jun 22
    		$3.62$3.72-2.69%Miss+68.4%
    Mar 22
    		$3.72$3.78-1.59%Miss+70.6%
    Dec 21
    		$3.47$3.46+0.29%Beat+53.5%
    Sep 21
    		$14.59$11.41+27.87%Beat+1616.5%
    Jun 21
    		$2.15$2.33-7.73%Miss+198.2%
    Mar 21
    		$2.18$2.21-1.36%Miss+183.1%
    Dec 20
    		$2.26$1.53+47.71%Beat-37.7%
    Sep 20
    		$0.85N/A-55.96%Miss-79.2%
    Jun 20
    		$-2.19$2.00-209.50%Miss-153.8%
    Mar 20
    		$0.77N/A-79.74%Miss-81.5%
    Dec 19
    		$3.63$4.20-13.57%Miss+0.6%
    Sep 19
    		$4.09$4.30-4.88%Miss+8.5%
    Jun 19
    		$4.07$4.16-2.16%Miss+8.5%
    Mar 19
    		$4.16$4.20-0.95%Miss+4.8%
    Dec 18
    		$3.61$4.07-11.30%Miss-12.6%
    Sep 18
    		$3.77$4.00-5.75%Miss-20.0%
    Jun 18
    		$3.75$3.95-5.06%Miss+5.3%
    Mar 18
    		$3.97$3.85+3.12%Beat+16.4%
    Dec 17
    		$4.13$3.58+15.36%Beat+20.4%
    Sep 17
    		$4.71$3.64+29.40%Beat+33.4%
    Jun 17
    		$3.56$3.46+2.89%Beat-
    Mar 17
    		$3.41$3.45-1.16%Miss-
    Dec 16
    		$3.43$2.97+15.49%Beat-
    Sep 16
    		$3.53$3.04+16.12%Beat-

    Dividends

    Dividend Metrics

    Yield3.90%
    Annual/Share$14.28
    Payout Ratio24.47%
    Frequency1
    Pay MonthsJun

    Growth

    3Y CAGR+41.15%
    5Y CAGR+4.25%
    View BAP's full dividend history

    Key Metrics

    Valuation
    P/E Ratio21.23EV/EBITDAN/A
    Price/FCF6.53xFCF Yield15.32%
    Profitability
    Profit Margin33.10%Operating Margin49.40%
    ROE20.40%ROIC3.78%
    Financial Health
    Debt/Equity0.48xInterest Coverage0.89x
    Current Ratio2.37xQuick Ratio2.37x
    Trading Statistics
    Beta0.86Avg Volume294.84K
    52-Week High$413.2552-Week Low$219.84

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$374.02
    SMA 20$378.89
    SMA 50$384.83
    SMA 200$330.65
    EMA 10$374.61
    EMA 20$377.97
    EMA 50$375.85
    EMA 200$333.06

    MACD

    Line: -3.39Signal: -2.20Hist: -1.19

    ADX

    ADX: 13.0+DI: 13.4-DI: 21.9

    Aroon & PSAR

    Aroon Up16.0
    Aroon Down68.0
    PSAR$385.97

    Bollinger Bands

    Upper Band$396.23
    Lower Band$361.56
    %B Position915%(Upper)
    Band Width0.14

    RSI (14-Day)

    Neutral
    40.0

    Momentum Oscillators

    Stoch %K13.9
    Stoch %D30.3
    Williams %R-97.0
    ROC (10d)-3.1%
    Momentum-11.90
    CCI (20d)-128.0
    MFI (14d)35.9

    Volatility Measures

    ATR (14d)$11.04(3.0%)
    StdDev (20d)8.67
    Hist Vol23.4%(Moderate)

    Volume Flow

    VWAP$368.16
    OBV18.6M
    AD Line-174.7M
    CMF (20d)-0.451

    Volume Metrics

    Avg Vol (20d)296.1K
    Vol Ratio1.3x
    VWMA (20d)$377.62

    Pivot Points

    R3$384.64
    R2$381.21
    R1$374.81
    Pivot Point$371.38
    S1$364.98
    S2$361.55
    S3$355.15

    Advanced Oscillators

    TSI-9.57
    Ultimate Osc39.5
    KST-40.65

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$8.11B$7.74B$8.31B$5.29B$7.42B$6.93B$4.93B$6.87B$6.81B$6.57B$5.10B$6.52B
    Cost of Revenue$2.03B$1.73B$1.92B$1.17B$1.88B$1.90BN/A$2.27B$2.56B$2.31BN/A$2.48B
    Gross Profit$6.07B$6.01B$6.39B$4.12B$5.54B$5.03B$4.93B$4.60B$4.25B$4.25B$5.10B$4.04B
    Operating Expenses$3.26B$3.10B$4.05B$1.42B$2.97B$2.51B$2.25B$2.49B$2.37B$2.18B$2.05B$2.32B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$1.55B$1.53B$1.52B$2.38B$1.91B$1.97B$3.34B$1.75B$1.76B$1.69B$1.69B$1.65B
    Operating Income$2.82B$2.91B$2.34B$2.71B$2.56B$2.52B$2.67B$2.11B$1.89B$2.07B$2.04B$1.72B
    Interest Income$0$5.20B$5.11B$4.97B$4.90B$4.87B$5.00B$4.98B$4.93B$4.92B$4.86B$4.81B
    Interest Expense$1.31B$1.25B$1.51B$776.19M$1.31B$1.32B$1.38B$1.41B$1.47B$1.50B$1.50B$1.57B
    Income Before Tax$2.81B$2.90B$2.34B$2.51B$2.56B$2.52B$1.76B$2.11B$1.89B$2.07B$2.07B$1.72B
    Income Tax Expense$808.10M$807.45M$730.24M$728.31M$696.97M$704.47M$598.35M$555.12M$519.34M$528.47M$528.47M$455.87M
    Net Income$1.97B$2.06B$1.58B$1.74B$1.82B$1.78B$1.13B$1.52B$1.34B$1.51B$1.51B$1.24B
    EBITDA$2.81B$3.15B$2.34B$2.93B$2.77B$2.72BN/A$2.29B$2.06B$2.25B$2.22B$1.88B
    EBITN/A$2.90BN/A$2.71B$2.56B$2.52BN/A$2.11B$1.89B$2.07B$2.04B$1.72B
    * Some calculated fields are derived from available data when not provided by source

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    News

    Can Credicorp (BAP) Justify Its Valuation As Earnings Rise In Q2 And H1?

    Credicorp (NYSE:BAP) reported strong Q2 and H1 2026 results, showing increased net interest income, net income, and earnings per share, following a significant year-to-date share price return of 32.59%. Despite this positive performance, investor sentiment is split, with a "Most Popular Narrative" suggesting the stock is 6.1% undervalued with a fair value of $404.48, driven by investments in digital platforms and AI, but also noting risks from political pressure or lending growth. The article encourages investors to review the numbers and form their own views, highlighting both rewards and warning signs.

    Simply Wall Street•8/25/26•
    Bullish

    The Bull Case For Credicorp (BAP) Could Change Following Stronger Q2 2026 Profitability Trends – Learn Why

    Credicorp (BAP) reported strong Q2 2026 results with increased net interest income and net income, supporting its investment thesis of digital growth and dividends despite Peruvian political and regulatory uncertainties. The company affirmed an annual dividend of PEN 50 per share for 2025, payable in June 2026, alongside rising first-half 2026 net income. While the dividend strength looks appealing, investors are cautioned to consider Peru's political and tax landscape and evaluate the company's long-term forecasts and fair value estimates.

    Simply Wall Street•8/24/26•
    Bullish

    UBS Adjusts Credicorp Price Target to $473 From $412, Maintains Buy Rating

    UBS has increased its price target for Credicorp Ltd. (BAP) to $473, up from the previous $412, while reaffirming a "Buy" rating on the stock. This adjustment reflects a positive outlook from the investment bank regarding Credicorp's future performance. The article also provides a brief overview of Credicorp's business, highlighting its diversified financial services in Latin America.

    marketscreener.com•8/20/26•
    Bullish

    Is Credicorp (NYSE:BAP) Undervalued Following Stronger Earnings Growth?

    Credicorp (NYSE:BAP) reported stronger earnings growth for Q2 and H1 2026, leading to positive share price momentum over longer periods despite recent short-term dips. While Simply Wall St's narrative suggests the stock is 6.5% undervalued with a fair value of $404.48, investors are advised to consider potential risks such as political instability in Peru or weakening asset quality from rapid lending growth. The article encourages investors to conduct further analysis beyond this single story.

    Sahm•8/19/26•
    Somewhat-Bullish

    Price to earnings forward of Credicorp Ltd. – NYSE:BAP

    This page provides financial information for Credicorp Ltd. (NYSE: BAP), focusing on its forward price-to-earnings ratio. It indicates that the market was closed with no trades at the time of viewing. The content is primarily a data placeholder within a financial platform, without detailed analysis.

    TradingView•8/19/26•
    Neutral

    Frequently Asked Questions About BAP

    What is BAP's current dividend yield?
    Credicorp Ltd (BAP) has a current dividend yield of 3.90%.
    Does BAP pay dividends?
    Yes, Credicorp Ltd pays dividends with a current yield of 3.90%.
    What is BAP's P/E ratio?
    Credicorp Ltd has a price-to-earnings (P/E) ratio of 21.23.
    What is BAP's market cap?
    Credicorp Ltd (BAP) has a market capitalization of $29.26B with a current stock price of $366.38.

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