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    B

    Banco De Chile (BCH)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $39.18
    +0.14 (+0.36%)

    Market Cap: $19.75B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    51%(20/39)
    Avg Surprise
    +2.12%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.71
    Range$0.69 - $0.74
    4 analysts
    EPS RevisionsNo revisions (7d)
    0
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$0.72-2.1%
    60d ago$0.72-2.1%
    30d ago$0.73-3.4%
    7d ago$0.71-0.4%
    Current$0.71
    Revenue Consensus
    $801.0B
    Range$769.0B - $840.5B
    3 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.82
    Range$0.68 - $0.93
    5 analysts
    Revenue Consensus
    $887.1B
    Range$800.2B - $932.9B
    8 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.82---
    Sep 26EST
    		-$0.71---
    Jun 26
    Reported Jul 31
    		$0.86$0.65+32.31%Beat+38.7%
    Mar 26
    Reported Apr 30
    		$0.59$0.60-1.67%Miss-14.5%
    Dec 25
    Reported Feb 3
    		$0.61$0.66-7.58%Miss-0.5%
    Sep 25
    Reported Oct 30
    		$0.62$0.64-3.13%Miss+3.3%
    Jun 25
    Reported Jul 31
    		$0.62$0.65-4.62%Miss-7.5%
    Mar 25
    Reported Apr 29
    		$0.69$0.59+16.95%Beat+11.3%
    Dec 24
    Reported Feb 12
    		$0.61$0.63-2.22%Miss-26.2%
    Sep 24
    Reported Oct 29
    		$0.60$0.64-6.25%Miss+5.3%
    Jun 24
    Reported Jul 30
    		$0.67$0.65+3.08%Beat-16.3%
    Mar 24
    Reported Apr 30
    		$0.62$0.58+6.90%Beat-6.1%
    Dec 23
    Reported Jan 29
    		$0.83$0.71+16.90%Beat+2.5%
    Sep 23
    Reported Oct 30
    		$0.57$0.67-14.93%Miss-19.7%
    Jun 23
    Reported Jul 27
    		$0.80$0.84-4.76%Miss-14.9%
    Mar 23
    Reported Apr 28
    		$0.66$0.68-2.94%Miss-2.9%
    Dec 22
    Reported Feb 3
    		$0.81$1.26-35.71%Miss+17.4%
    Sep 22
    Reported Oct 28
    		$0.71$0.69+2.90%Beat+57.8%
    Jun 22
    Reported Jul 29
    		$0.94$0.57+64.91%Beat+123.8%
    Mar 22
    Reported Apr 29
    		$0.68$0.61+11.48%Beat+51.1%
    Dec 21
    Reported Jan 31
    		$0.69$0.46+50.00%Beat+102.9%
    Sep 21
    Reported Nov 4
    		$0.45$0.45+0.00%Beat+104.5%
    Jun 21
    Reported Aug 5
    		$0.42$0.40+5.00%Beat+44.8%
    Mar 21
    Reported Apr 30
    		$0.45$0.36+25.00%Beat+36.4%
    Dec 20
    Reported Feb 5
    		$0.34$0.30+13.33%Beat-8.1%
    Sep 20
    Reported Oct 30
    		$0.22$0.24-8.33%Miss-46.3%
    Jun 20
    Reported Jul 30
    		$0.29$0.29+0.00%Beat-46.3%
    Mar 20
    Reported Apr 29
    		$0.33$0.36-8.33%Miss+10.0%
    Dec 19
    Reported Feb 3
    		$0.37$0.44-15.91%Miss-24.5%
    Sep 19
    Reported Nov 6
    		$0.41$0.50-18.00%Miss+5.1%
    Jun 19
    Reported Jul 29
    		$0.54$0.50+8.00%Beat+5.9%
    Mar 19
    Reported May 7
    		$0.30$0.45-33.33%Miss-34.8%
    Dec 18
    Reported Jan 30
    		$0.49$0.47+4.26%Beat+6.5%
    Sep 18
    Reported Oct 30
    		$0.39$0.44-11.36%Miss-4.9%
    Jun 18
    Reported Jul 30
    		$0.51$0.51+0.00%Beat+6.3%
    Mar 18
    Reported Apr 26
    		$0.46$0.48-4.17%Miss+12.2%
    Dec 17
    Reported Feb 2
    		$0.46$0.45+2.22%Beat+24.3%
    Sep 17
    Reported Nov 2
    		$0.41$0.44-6.82%Miss-
    Jun 17
    Reported Jul 27
    		$0.48$0.41+17.07%Beat-
    Mar 17
    Reported May 8
    		$0.41$0.41+0.00%Beat-
    Dec 16
    Reported Jan 31
    		$0.37$0.40-7.50%Miss-

    Dividends

    Dividend Metrics

    Forward Yield5.58%
    Forward Annual Dividend$2.19
    Payout Ratio83.18%
    Pay MonthsApr

    Growth

    3Y CAGR+14.89%
    5Y CAGR+19.98%
    BCH dividend history and ex-dividend datesRun BCH in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio14.62EV/EBITDAN/A
    Price/FCF32.95xFCF Yield3.03%
    Profitability
    Profit Margin45.40%Operating Margin0.00%
    ROE21.60%ROICN/A
    Financial Health
    Debt/EquityN/AInterest Coverage1.40x
    Current Ratio0.36xQuick Ratio0.36x
    Trading Statistics
    Beta0.06Avg Volume380.05K
    52-Week High$44.0952-Week Low$30.55

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$38.84
    SMA 20$39.95
    SMA 50$40.95
    SMA 200$39.32
    EMA 10$39.18
    EMA 20$39.72
    EMA 50$40.35
    EMA 200$38.50

    MACD

    Line: -0.68Signal: -0.65Hist: -0.02

    ADX

    ADX: 24.0+DI: 16.0-DI: 24.4

    Aroon & PSAR

    Aroon Up32.0
    Aroon Down76.0
    PSAR$37.60

    Bollinger Bands

    Upper Band$42.73
    Lower Band$37.18
    %B Position1388%(Upper)
    Band Width0.36

    RSI (14-Day)

    Neutral
    43.1

    Momentum Oscillators

    Stoch %K32.6
    Stoch %D30.2
    Williams %R-65.3
    ROC (10d)0.5%
    Momentum0.21
    CCI (20d)-42.4
    MFI (14d)41.0

    Volatility Measures

    ATR (14d)$0.90(2.3%)
    StdDev (20d)1.39
    Hist Vol25.5%(Moderate)

    Volume Flow

    VWAP$39.13
    OBV7.7M
    AD Line-470.5M
    CMF (20d)0.028

    Volume Metrics

    Avg Vol (20d)392.0K
    Vol Ratio1.0x
    VWMA (20d)$39.70

    Pivot Points

    R3$39.91
    R2$39.55
    R1$39.29
    Pivot Point$38.93
    S1$38.67
    S2$38.31
    S3$38.05

    Advanced Oscillators

    TSI-18.82
    Ultimate Osc62.0
    KST-60.76

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$1432.58B$1053.18B$30.33B$977.62B$1006.41B$1011.67B$674.86B$988.69B$1056.87B$1116.67B$1445.54B$1098.04B
    Cost of Revenue$637.82B$391.44B$-615,575,000,000$326.96B$344.98B$325.56BN/A$350.55B$383.92B$449.01B$112.16B$480.67B
    Gross Profit$792.10B$661.74B$645.90B$650.66B$661.44B$686.11B$674.86B$638.13B$672.95B$667.66B$1445.54B$617.37B
    Operating Expenses$316.17B$302.23B$306.59B$270.89B$276.13B$278.14B$276.60B$270.58B$269.75B$284.32B$144.09B$265.70B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$160.33B$162.52B$417.41B$245.05B$246.60B$222.68B$79.56B$241.10B$241.10B$224.14B$211.92B$238.31B
    Operating Income$478.59B$359.62B$339.32B$379.78B$385.31B$407.97B$398.25B$367.55B$403.20B$383.33B$418.04B$351.67B
    Interest Income$0$672.45B$1349.00B$698.80B$681.01B$664.98B$1537.25B$691.25B$741.79B$800.77B$1676.82B$798.10B
    Interest Expense$523.72B$269.63B$235.09B$248.90B$250.24B$235.41B$714.38B$266.48B$290.13B$337.32B$868.67B$421.99B
    Income Before Tax$475.93B$359.52B$339.32B$379.78B$385.31B$407.97B$371.71B$367.55B$403.20B$383.33B$411.19B$351.67B
    Income Tax Expense$79.42B$81.05B$73.78B$86.86B$80.45B$79.03B$73.64B$79.48B$79.60B$85.68B$30.72B$91.68B
    Net Income$396.52B$278.58B$265.54B$292.91B$304.87B$328.94B$298.07B$288.07B$323.60B$297.65B$385.54B$259.99B
    EBITDA$763.98B$383.37B$363.40B$403.44B$409.02B$431.62BN/A$391.71B$426.59B$406.74B$434.71B$374.16B
    EBIT$715.92B$359.52B$339.32B$379.78B$385.31B$407.97BN/A$367.55B$403.20B$383.33B$411.19B$351.67B
    * Some calculated fields are derived from available data when not provided by source

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    News

    JPMorgan cuts Banco de Chile stock target to USD 44.00

    JPMorgan Chase has lowered its price target for Banco de Chile (BCH) stock from USD 45.00 to USD 44.00, while maintaining a Neutral rating. This target is higher than the consensus average of USD 39.67 from five other...

    ad-hoc-news.de•10/15/26•Somewhat-Bearish

    Banco De Chile (NYSE:BCH) Stock Has Consensus Target Price of $39.67

    Five analysts have issued a "Reduce" consensus rating for Banco De Chile (NYSE:BCH), with one sell recommendation and four hold recommendations. The average 12-month price target for the stock is $39.67...

    MarketBeat•10/14/26•Somewhat-Bearish

    Missed Banco de Chile's Run? What Holders Had To Believe

    This article examines Banco de Chile's (SNSE:CHILE) recent performance, noting a 38% gain for investors over the past year. It highlights the conflicting analyst narratives regarding its fair value...

    Simply Wall Street•10/11/26•Neutral

    Missed Banco de Chile's Run? What Holders Had To Believe

    This article examines the investment narrative around Banco de Chile, highlighting the opposing bullish and bearish analyst views on its fair value. It discusses how recent Q2 2026 results provided some support...

    Simply Wall Street•10/10/26•Neutral

    CHILE: Recurring Customer Income Drives The Case, Capital Strength Supports The Upside

    The thesis on Banco de Chile has been reaffirmed, emphasizing digital origination, fee-based income, and strong capital as key drivers for recurring earnings...

    Simply Wall Street•10/10/26•Bullish

    BCH Valuation and Fair Value

    P/E
    14.6x
    Forward P/E
    15.2x
    P/FCF
    32.9x
    PEG
    2.5x
    P/B
    3.2x
    See GNG's fair value

    BCH Profitability: Margins, ROIC and FCF

    Gross margin
    79.4%
    Operating margin
    0.0%
    Net margin
    45.4%
    ROE
    21.6%
    FCF margin
    12411.2%
    FCF yield
    3.0%

    BCH Competitors

    CompanyTicker
    KeyCorpKEY
    Federal National Mortgage Association Fannie MaeFNMA
    T. Rowe Price Group IncTROW
    SoFi Technologies Inc.SOFI
    Circle Internet Group, Inc.CRCL
    Fifth Third BancorpFITBI
    Fifth Third BancorpFITBP
    Woori Financial Group IncWF

    Sector: Financial Services

    BCH Analyst Ratings

    Consensus
    Hold
    Analysts
    12
    Strong Buy
    1
    Buy
    1
    Hold
    8
    Sell
    1
    Strong Sell
    1

    BCH Bull Case vs Bear Case

    Bull case

    • BCH converts 12411.2% of revenue into free cash flow.
    • BCH has a 45.4% net profit margin.
    • BCH grew quarterly revenue 13.6% year over year.

    Bear case

    • BCH beat EPS estimates in 25.0% of its last 8 reported quarters.

    BCH Earnings: Beat Rate and Next Report

    Beat rate
    2 of 8 quarters (25.0%)
    Average surprise
    3.0%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.71
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 3 down

    BCH Dividend

    Forward yield
    5.6%
    Payout ratio
    83.2%
    3Y DPS growth
    14.9%
    5Y DPS growth
    20.0%
    Pay months
    Apr
    BCH dividend history

    Frequently Asked Questions About BCH

    What is BCH's current dividend yield?

    Banco De Chile (BCH) has a forward dividend yield of 5.58%.

    Does BCH pay dividends?

    Yes, Banco De Chile pays dividends with a forward dividend yield of 5.58%.

    What is BCH's P/E ratio?

    Banco De Chile has a price-to-earnings (P/E) ratio of 14.62.

    What is BCH's market cap?

    Banco De Chile (BCH) has a market capitalization of $19.75B with a current stock price of $39.18.

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