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    C

    Cincinnati Financial Corporation (CINF)

    Official site

    FINANCIAL SERVICES • INSURANCE - PROPERTY & CASUALTY • NASDAQ

    $167.22
    +0.55 (+0.33%)

    Market Cap: $25.42B

    Last updated: Oct 16, 2026 at 1:54 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +28.22%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$2.00
    Range$1.75 - $2.55
    8 analysts
    EPS RevisionsNo revisions (7d)
    3
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$1.89+5.8%
    60d ago$1.90+4.9%
    30d ago$1.89+5.6%
    7d ago$1.89+5.6%
    Current$2.00
    Revenue Consensus
    $3.0B
    Range$3.0B - $3.0B
    4 analysts
    Period ending Dec 31, 2026
    EPS Consensus$2.75
    Range$2.40 - $3.61
    8 analysts
    Revenue Consensus
    $4.2B
    Range$4.2B - $4.3B
    4 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$2.75---
    Sep 26EST
    		-$2.00---
    Jun 26
    Reported Jul 27
    		$1.43$1.82-21.43%Miss-27.4%
    Mar 26
    Reported Apr 27
    		$2.10$1.94+8.25%Beat+975.0%
    Dec 25
    Reported Feb 9
    		$3.37$2.89+16.61%Beat+7.3%
    Sep 25
    Reported Oct 27
    		$2.85$2.06+38.35%Beat-45.2%
    Jun 25
    Reported Jul 28
    		$1.97$1.39+41.73%Beat+52.7%
    Mar 25
    Reported Apr 28
    		$-0.24N/A+60.66%Beat-114.0%
    Dec 24
    Reported Feb 10
    		$3.14$1.88+67.02%Beat+37.7%
    Sep 24
    Reported Oct 24
    		$5.20$1.43+263.64%Beat+213.3%
    Jun 24
    Reported Jul 25
    		$1.29$0.96+34.38%Beat+6.6%
    Mar 24
    Reported Apr 25
    		$1.72$1.71+0.58%Beat+93.3%
    Dec 23
    Reported Feb 6
    		$2.28$1.93+18.13%Beat+79.5%
    Sep 23
    Reported Oct 26
    		$1.66$1.14+45.61%Beat+127.4%
    Jun 23
    Reported Jul 27
    		$1.21$0.70+72.86%Beat+86.2%
    Mar 23
    Reported Apr 27
    		$0.89$0.72+23.61%Beat-43.7%
    Dec 22
    Reported Feb 6
    		$1.27$1.28-0.78%Miss-35.5%
    Sep 22
    Reported Oct 31
    		$0.73$0.67+8.96%Beat-43.0%
    Jun 22
    Reported Jul 27
    		$0.65$1.04-37.50%Miss-63.7%
    Mar 22
    Reported Apr 28
    		$1.58$1.45+8.97%Beat+15.3%
    Dec 21
    Reported Feb 15
    		$1.97$1.35+45.93%Beat+22.4%
    Sep 21
    Reported Oct 27
    		$1.28$0.91+40.66%Beat+228.2%
    Jun 21
    Reported Jul 28
    		$1.79$0.98+82.65%Beat+306.8%
    Mar 21
    Reported Apr 28
    		$1.37$1.10+24.55%Beat+63.1%
    Dec 20
    Reported Feb 10
    		$1.61$1.20+34.17%Beat+30.9%
    Sep 20
    Reported Oct 26
    		$0.39$0.39+0.00%Beat-63.9%
    Jun 20
    Reported Jul 27
    		$0.44$0.39+12.82%Beat-48.2%
    Mar 20
    Reported Apr 27
    		$0.84$1.06-20.75%Miss-20.0%
    Dec 19
    Reported Feb 5
    		$1.23$1.11+10.81%Beat+25.5%
    Sep 19
    Reported Oct 24
    		$1.08$0.88+22.73%Beat+28.6%
    Jun 19
    Reported Jul 30
    		$0.85$0.65+30.77%Beat+4.9%
    Mar 19
    Reported Apr 24
    		$1.05$0.88+19.32%Beat+45.8%
    Dec 18
    Reported Feb 6
    		$0.98$0.87+12.64%Beat+5.4%
    Sep 18
    Reported Oct 25
    		$0.84$0.73+15.07%Beat+44.8%
    Jun 18
    Reported Jul 26
    		$0.81$0.55+47.27%Beat+26.6%
    Mar 18
    Reported Apr 25
    		$0.72$0.80-10.00%Miss+22.0%
    Dec 17
    Reported Feb 7
    		$0.93$0.85+9.41%Beat+24.0%
    Sep 17
    Reported Oct 26
    		$0.58$0.51+13.73%Beat-
    Jun 17
    Reported Aug 2
    		$0.64$0.50+28.00%Beat-
    Mar 17
    Reported Apr 26
    		$0.59$0.51+15.69%Beat-
    Dec 16
    Reported Feb 8
    		$0.75$0.65+15.38%Beat-

    Dividends

    Dividend Metrics

    Forward Yield2.25%
    Forward Annual Dividend$3.76
    Payout Ratio17.25%
    FrequencyQuarterly
    Pay MonthsJan, Apr, Jun, Jul, Oct

    Growth

    3Y CAGR+8.03%
    5Y CAGR+7.71%
    CINF dividend history and ex-dividend datesRun CINF in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio17.15EV/EBITDA5.75x
    Price/FCF7.55xFCF Yield13.25%
    Profitability
    Profit Margin23.80%Operating Margin37.20%
    ROE21.50%ROIC18.96%
    Financial Health
    Debt/Equity0.05xInterest Coverage78.40x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.53Avg Volume704.16K
    52-Week High$193.7152-Week Low$146.70

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$164.25
    SMA 20$163.67
    SMA 50$167.84
    SMA 200$166.19
    EMA 10$164.95
    EMA 20$165.00
    EMA 50$167.32
    EMA 200$165.64

    MACD

    Line: -0.65Signal: -1.51Hist: 0.86

    ADX

    ADX: 21.5+DI: 23.8-DI: 16.2

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down56.0
    PSAR$161.78

    Bollinger Bands

    Upper Band$168.29
    Lower Band$159.04
    %B Position565%(Upper)
    Band Width0.88

    RSI (14-Day)

    Neutral
    55.1

    Momentum Oscillators

    Stoch %K81.6
    Stoch %D80.6
    Williams %R-30.6
    ROC (10d)3.1%
    Momentum5.07
    CCI (20d)140.7
    MFI (14d)58.2

    Volatility Measures

    ATR (14d)$2.93(1.8%)
    StdDev (20d)2.31
    Hist Vol15.7%(Low)

    Volume Flow

    VWAP$168.03
    OBV24.2M
    AD Line-222.5M
    CMF (20d)-0.375

    Volume Metrics

    Avg Vol (20d)691.2K
    Vol Ratio1.1x
    VWMA (20d)$163.96

    Pivot Points

    R3$170.94
    R2$168.84
    R1$167.75
    Pivot Point$165.65
    S1$164.56
    S2$162.46
    S3$161.37

    Advanced Oscillators

    TSI-7.77
    Ultimate Osc48.0
    KST-28.29

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$4.26B$2.85B$3.08B$3.71B$3.23B$2.55B$2.52B$3.31B$2.53B$2.92B$3.34B$1.80B
    Cost of RevenueN/A$1.75B$1.47B$1.54B$1.66B$1.97B$1.33B$1.58B$1.48B$1.35B$1.20B$1.33B
    Gross ProfitN/A$1.11B$1.61B$2.19B$1.59B$598.00M$1.21B$1.74B$1.06B$1.59B$2.15B$479.00M
    Operating Expenses$2.68B$2.52B$2.24B$2.30B$2.38B$2.68B$2.05B$2.27B$2.14B$1.97B$1.85B$1.95B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$339.00M$840.00M$1.41B$855.00M$-128,000,000$479.00M$1.04B$386.00M$953.00M$1.49B$-148,000,000
    Interest Income$0$0$0$0$0$0$0$0$0$0$0$0
    Interest Expense$14.00M$13.00M$13.00M$13.00M$14.00M$13.00M$13.00M$13.00M$14.00M$13.00M$14.00M$13.00M
    Income Before Tax$1.58B$326.00M$840.00M$1.41B$855.00M$-128,000,000$479.00M$1.04B$386.00M$953.00M$1.49B$-148,000,000
    Income Tax Expense$321.00M$52.00M$164.00M$291.00M$170.00M$-38,000,000$74.00M$220.00M$74.00M$198.00M$307.00M$-49,000,000
    Net Income$1.25B$274.00M$676.00M$1.12B$685.00M$-90,000,000$405.00M$820.00M$312.00M$755.00M$1.18B$-99,000,000
    EBITDA$1.62B$366.00M$882.00M$1.45B$901.00M$-81,000,000$494.00M$1.08B$428.00M$987.00M$1.51B$-134,000,000
    EBIT$1.58B$326.00M$840.00M$1.41B$855.00M$-128,000,000$479.00M$1.04B$386.00M$953.00M$1.49B$-148,000,000
    * Some calculated fields are derived from available data when not provided by source

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    CINF Valuation and Fair Value

    P/E
    17.2x
    Forward P/E
    18.4x
    EV/EBITDA
    5.7x
    P/FCF
    7.5x
    PEG
    2.2x
    P/B
    1.5x
    See GNG's fair value

    CINF Profitability: Margins, ROIC and FCF

    Operating margin
    37.2%
    Net margin
    23.8%
    ROIC
    19.0%
    ROE
    21.5%
    FCF margin
    24.5%
    FCF yield
    13.2%

    CINF Competitors

    CompanyTicker
    Citizens Financial Group, Inc.CFG
    Synchrony FinancialSYF
    W. R. Berkley CorpWRB
    Tradeweb Markets IncTW
    Willis Towers Watson PLCWTW
    First Citizens BancShares, Inc.FCNCA
    Nomura Holdings Inc ADRNMR
    Principal Financial Group IncPFG

    Sector: Financial Services

    CINF Analyst Ratings

    Consensus
    Hold
    Analysts
    8
    Strong Buy
    0
    Buy
    2
    Hold
    6
    Sell
    0
    Strong Sell
    0

    CINF Bull Case vs Bear Case

    Bull case

    • CINF earns a 19.0% return on invested capital.
    • CINF converts 24.5% of revenue into free cash flow.
    • CINF has a 23.8% net profit margin.

    CINF Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    59.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $2.00
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    3 up, 2 down

    CINF Dividend

    Forward yield
    2.2%
    Payout ratio
    17.2%
    3Y DPS growth
    8.0%
    5Y DPS growth
    7.7%
    Pay months
    Jan, Apr, Jun, Jul, Oct
    CINF dividend history

    Frequently Asked Questions About CINF

    What is CINF's current dividend yield?

    Cincinnati Financial Corporation (CINF) has a forward dividend yield of 2.25%.

    Does CINF pay dividends?

    Yes, Cincinnati Financial Corporation pays dividends with a forward dividend yield of 2.25%.

    What is CINF's P/E ratio?

    Cincinnati Financial Corporation has a price-to-earnings (P/E) ratio of 17.15.

    What is CINF's market cap?

    Cincinnati Financial Corporation (CINF) has a market capitalization of $25.42B with a current stock price of $167.22.

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