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    M

    M&T Bank Corporation (MTB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NYSE

    $218.76
    +2.72 (+1.26%)

    Market Cap: $31.31B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    69%(27/39)
    Avg Surprise
    +4.05%
    Streak
    5 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$4.91
    Range$4.79 - $5.07
    15 analysts
    EPS Revisions
    1
    0
    7d
    2
    3
    30d
    EPS Estimate DriftChange to current
    90d ago$4.89+0.5%
    60d ago$4.91+0.1%
    30d ago$4.92-0.0%
    7d ago$4.93-0.2%
    Current$4.91
    Revenue Consensus
    $2.5B
    Range$2.5B - $2.5B
    11 analysts
    Period ending Dec 31, 2026
    EPS Consensus$5.70
    Range$5.47 - $5.99
    18 analysts
    Revenue Consensus
    $2.6B
    Range$2.6B - $2.7B
    13 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$5.70---
    Sep 26EST
    		-$4.91---
    Jun 26
    Reported Jul 15
    		$5.35$4.66+14.81%Beat+26.2%
    Mar 26
    Reported Apr 15
    		$4.13$4.02+2.74%Beat+24.4%
    Dec 25
    Reported Jan 16
    		$4.67$4.47+4.47%Beat+23.9%
    Sep 25
    Reported Oct 16
    		$4.82$4.39+9.79%Beat+19.6%
    Jun 25
    Reported Jul 16
    		$4.24$4.01+5.74%Beat+11.9%
    Mar 25
    Reported Apr 14
    		$3.32$3.40-2.35%Miss+10.3%
    Dec 24
    Reported Jan 16
    		$3.77$3.74+0.80%Beat+4.7%
    Sep 24
    Reported Oct 17
    		$4.03$3.62+11.33%Beat+1.3%
    Jun 24
    Reported Jul 18
    		$3.79$3.49+8.60%Beat-7.8%
    Mar 24
    Reported Apr 15
    		$3.01$3.12-3.53%Miss-24.9%
    Dec 23
    Reported Jan 18
    		$3.60$3.67-1.91%Miss-20.2%
    Sep 23
    Reported Oct 18
    		$3.98$3.92+1.53%Beat+5.6%
    Jun 23
    Reported Jul 19
    		$4.11$4.03+1.99%Beat+31.7%
    Mar 23
    Reported Apr 17
    		$4.01$3.96+1.26%Beat+46.9%
    Dec 22
    Reported Jan 19
    		$4.51$4.44+1.58%Beat+29.2%
    Sep 22
    Reported Oct 19
    		$3.77$4.26-11.50%Miss-25.5%
    Jun 22
    Reported Jul 20
    		$3.12$3.15-0.95%Miss-10.6%
    Mar 22
    Reported Apr 20
    		$2.73$2.34+16.67%Beat-19.7%
    Dec 21
    Reported Jan 20
    		$3.49$3.26+7.06%Beat-0.6%
    Sep 21
    Reported Oct 20
    		$5.06$3.50+44.57%Beat+84.7%
    Jun 21
    Reported Jul 21
    		$3.49$3.54-1.41%Miss+105.3%
    Mar 21
    Reported Apr 19
    		$3.40$2.98+14.09%Beat+65.0%
    Dec 20
    Reported Jan 21
    		$3.51$3.04+15.46%Beat-3.6%
    Sep 20
    Reported Oct 22
    		$2.74$2.53+8.30%Beat-22.4%
    Jun 20
    Reported Jul 23
    		$1.70$1.86-8.60%Miss-52.9%
    Mar 20
    Reported Apr 20
    		$2.06$2.51-17.93%Miss-38.5%
    Dec 19
    Reported Jan 23
    		$3.64$3.46+5.20%Beat-2.4%
    Sep 19
    Reported Oct 17
    		$3.53$3.59-1.67%Miss-0.6%
    Jun 19
    Reported Jul 18
    		$3.61$3.68-1.90%Miss+11.1%
    Mar 19
    Reported Apr 15
    		$3.35$3.29+1.82%Beat+18.0%
    Dec 18
    Reported Jan 17
    		$3.73$3.50+6.57%Beat+40.2%
    Sep 18
    Reported Oct 17
    		$3.55$3.35+5.97%Beat+60.6%
    Jun 18
    Reported Jul 18
    		$3.25$3.16+2.85%Beat+38.3%
    Mar 18
    Reported Apr 16
    		$2.84$2.77+2.53%Beat+34.0%
    Dec 17
    Reported Jan 18
    		$2.66$2.40+10.83%Beat+34.3%
    Sep 17
    Reported Oct 18
    		$2.21$2.40-7.92%Miss-
    Jun 17
    Reported Jul 19
    		$2.35$2.25+4.44%Beat-
    Mar 17
    Reported Apr 17
    		$2.12$1.94+9.28%Beat-
    Dec 16
    Reported Jan 19
    		$1.98$2.03-2.46%Miss-

    Dividends

    Dividend Metrics

    Forward Yield2.74%
    Forward Annual Dividend$6.00
    Payout Ratio28.86%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+10.75%
    5Y CAGR+8.18%
    MTB dividend history and ex-dividend datesRun MTB in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio11.53EV/EBITDA11.06x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin32.10%Operating Margin45.10%
    ROE10.70%ROIC6.58%
    Financial Health
    Debt/Equity0.65xInterest Coverage1.16x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.61Avg Volume1.06M
    52-Week High$254.3152-Week Low$171.12

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$218.05
    SMA 20$219.52
    SMA 50$232.32
    SMA 200$222.69
    EMA 10$218.42
    EMA 20$221.05
    EMA 50$227.60
    EMA 200$221.07

    MACD

    Line: -4.04Signal: -4.71Hist: 0.67

    ADX

    ADX: 39.1+DI: 19.8-DI: 34.8

    Aroon & PSAR

    Aroon Up8.0
    Aroon Down60.0
    PSAR$212.69

    Bollinger Bands

    Upper Band$225.71
    Lower Band$213.33
    %B Position564%(Upper)
    Band Width0.44

    RSI (14-Day)

    Neutral
    40.4

    Momentum Oscillators

    Stoch %K56.8
    Stoch %D56.5
    Williams %R-31.7
    ROC (10d)0.7%
    Momentum1.42
    CCI (20d)-40.0
    MFI (14d)43.1

    Volatility Measures

    ATR (14d)$4.06(1.9%)
    StdDev (20d)3.10
    Hist Vol14.0%(Low)

    Volume Flow

    VWAP$218.06
    OBV22.0M
    AD Line-512.0M
    CMF (20d)0.083

    Volume Metrics

    Avg Vol (20d)1.0M
    Vol Ratio1.2x
    VWMA (20d)$219.87

    Pivot Points

    R3$220.26
    R2$218.29
    R1$217.17
    Pivot Point$215.20
    S1$214.08
    S2$212.11
    S3$210.99

    Advanced Oscillators

    TSI-32.84
    Ultimate Osc56.3
    KST-70.26

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$2.53B$2.44B$2.48B$2.51B$2.40B$2.31B$2.38B$2.33B$2.30B$2.26B$2.30B$2.33B
    Cost of RevenueN/A$924.00M$983.00M$125.00M$1.02B$995.00M$1.12B$1.18B$1.22B$1.26B$1.24B$1.02B
    Gross ProfitN/A$2.30B$2.35B$2.39B$2.27B$2.18B$2.22B$2.21B$2.15B$2.04B$2.06B$2.19B
    Operating Expenses$1.35B$1.44B$1.38B$1.36B$1.34B$1.42B$1.36B$1.30B$1.30B$1.40B$1.45B$1.28B
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$863.00M$971.00M$1.02B$935.00M$761.00M$882.00M$909.00M$855.00M$664.00M$625.66M$907.00M
    Interest Income$2.62B$2.54B$2.64B$2.68B$2.61B$2.56B$2.71B$2.79B$2.79B$2.75B$2.74B$2.64B
    Interest Expense$828.00M$784.00M$858.00M$919.00M$896.00M$865.00M$979.00M$1.06B$1.07B$1.06B$1.02B$866.00M
    Income Before Tax$1.06B$863.00M$971.00M$1.02B$935.00M$761.00M$882.00M$909.00M$855.00M$664.00M$627.00M$907.00M
    Income Tax Expense$245.00M$199.00M$212.00M$233.00M$219.00M$177.00M$201.00M$188.00M$200.00M$133.00M$145.00M$217.00M
    Net Income$818.00M$664.00M$759.00M$792.00M$716.00M$584.00M$681.00M$721.00M$655.00M$531.00M$482.00M$690.00M
    EBITDA$1.16B$960.00M$1.09B$1.15B$1.06B$891.00M$1.01B$1.03B$982.00M$794.00M$756.00M$1.04B
    EBIT$1.06B$863.00M$971.00M$1.02B$935.00M$761.00M$882.00M$909.00M$855.00M$664.00M$627.00M$907.00M
    * Some calculated fields are derived from available data when not provided by source

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    News

    An officer proposes a 2,000-share sale of M&T Bank (NYSE: MTB) stock.

    M&T Bank officer Kevin J. Pearson has proposed selling 2,000 common shares of MTB stock, valued at $441,500. This proposed sale is detailed in a Form 144 SEC filing...

    Stock Titan•10/16/26•Neutral

    Dow Surges 250 Points; M&T Bank Posts Upbeat Q3 Earnings

    U.S. stocks saw mixed trading on Friday, with the Dow Jones index rising by 250 points, while the NASDAQ and S&P 500 experienced declines. M&T Bank reported strong third-quarter earnings...

    Benzinga•10/16/26•Bullish

    Why Is Texxon Holding (NASDAQ:NPT) Up 15.76% Pre-Market, and Can the Rally Hold at the Open?

    Texxon Holding (NASDAQ:NPT) saw a significant pre-market increase of 15.76% to USD 2.35 on October 16, despite no identifiable company-specific news. This surge is attributed to thin pre-market liquidity and sector...

    kalkine.ca•10/16/26•Neutral

    M&T Bank Q3 2026 Earnings Call Transcript

    M&T Bank reported its Q3 2026 earnings, with diluted GAAP EPS of $5.04 and net income of $775 million. The bank saw solid loan and deposit growth, reducing reliance on short-term borrowings...

    Benzinga•10/16/26•Bullish

    M&T Bank Shares Rise 1.53% as Third-Quarter Earnings Beat Estimates on Loan Growth

    M&T Bank (MTB) reported third-quarter 2026 earnings that surpassed analyst expectations due to growth in its lending portfolios and a slight increase in net interest income. While adjusted EPS and revenue beat forecasts...

    Yahoo Finance•10/16/26•Somewhat-Bullish

    MTB Valuation and Fair Value

    P/E
    11.5x
    Forward P/E
    10.6x
    EV/EBITDA
    11.1x
    PEG
    1.4x
    P/B
    1.3x
    See GNG's fair value

    MTB Profitability: Margins, ROIC and FCF

    Operating margin
    45.1%
    Net margin
    32.1%
    ROIC
    6.6%
    ROE
    10.7%
    FCF margin
    36.2%

    MTB Competitors

    CompanyTicker
    Cboe Global Markets IncCBOE
    Huntington Bancshares IncorporatedHBANP
    Shinhan Financial Group Co LtdSHG
    Huntington Bancshares IncorporatedHBAN
    Hartford Financial Services GroupHIG
    Credicorp LtdBAP
    Ares Management LPARES
    Raymond James Financial Inc.RJF

    Sector: Financial Services

    MTB Analyst Ratings

    Consensus
    Hold
    Analysts
    20
    Strong Buy
    2
    Buy
    3
    Hold
    14
    Sell
    1
    Strong Sell
    0

    MTB Bull Case vs Bear Case

    Bull case

    • MTB converts 36.2% of revenue into free cash flow.
    • MTB has a 32.1% net profit margin.
    • MTB beat EPS estimates in 87.5% of its last 8 reported quarters.

    MTB Earnings: Beat Rate and Next Report

    Beat rate
    7 of 8 quarters (87.5%)
    Average surprise
    5.9%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $4.91
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 3 down

    MTB Dividend

    Forward yield
    2.7%
    Payout ratio
    28.9%
    3Y DPS growth
    10.8%
    5Y DPS growth
    8.2%
    Pay months
    Mar, Jun, Sep, Dec
    MTB dividend history

    Frequently Asked Questions About MTB

    What is MTB's current dividend yield?

    M&T Bank Corporation (MTB) has a forward dividend yield of 2.74%.

    Does MTB pay dividends?

    Yes, M&T Bank Corporation pays dividends with a forward dividend yield of 2.74%.

    What is MTB's P/E ratio?

    M&T Bank Corporation has a price-to-earnings (P/E) ratio of 11.53.

    What is MTB's market cap?

    M&T Bank Corporation (MTB) has a market capitalization of $31.31B with a current stock price of $218.76.

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