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    Fifth District Bancorp, Inc. Common Stock (FDSB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $16.81
    -0.04 (-0.24%)

    Market Cap: $88.22M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    PeriodReportedEst.SurpriseB/MYoY
    Jun 26
    Reported Aug 10
    $0.08N/AN/ABeat-86.9%
    Mar 26
    Reported May 12
    $0.08N/AN/ABeat+294.0%
    Dec 25
    Reported Mar 24
    $0.10N/AN/ABeat+152.8%
    Sep 25
    Reported Nov 10
    $0.07N/AN/ABeat+145.5%
    Jun 25
    Reported Aug 12
    $0.61N/AN/ABeat-
    Mar 25
    Reported May 13
    $0.02N/AN/ABeat-
    Dec 24
    Reported Mar 26
    $0.04N/AN/ABeat-
    Sep 24
    Reported Nov 14
    $-0.15N/AN/ABeat-

    Key Metrics

    Valuation
    P/E Ratio50.95EV/EBITDA29.66x
    Price/FCF69.85xFCF Yield1.43%
    Profitability
    Profit Margin11.70%Operating Margin13.60%
    ROE1.27%ROICN/A
    Financial Health
    Debt/Equity0.00xInterest Coverage0.23x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.24Avg Volume7.87K
    52-Week High$18.6952-Week Low$13.00

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$17.27
    SMA 20$17.54
    SMA 50$17.99
    SMA 200$16.10
    EMA 10$17.22
    EMA 20$17.48
    EMA 50$17.63
    EMA 200$16.28

    MACD

    Line: -0.29Signal: -0.23Hist: -0.07

    ADX

    ADX: 16.5+DI: 20.2-DI: 27.3

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down96.0
    PSAR$17.63

    Bollinger Bands

    Upper Band$18.46
    Lower Band$16.62
    %B Position1049%(Upper)
    Band Width0.10

    RSI (14-Day)

    Oversold
    26.3

    Momentum Oscillators

    Stoch %K4.8
    Stoch %D3.1
    Williams %R-95.2
    ROC (10d)-3.0%
    Momentum-0.52
    CCI (20d)-144.7
    MFI (14d)18.2

    Volatility Measures

    ATR (14d)$0.28(1.6%)
    StdDev (20d)0.46
    Hist Vol13.5%(Low)

    Volume Flow

    VWAP$16.85
    OBV327.2K
    AD Line-409.2K
    CMF (20d)-0.791

    Volume Metrics

    Avg Vol (20d)7.9K
    Vol Ratio1.4x
    VWMA (20d)$17.46

    Pivot Points

    R3$17.95
    R2$17.69
    R1$17.27
    Pivot Point$17.01
    S1$16.59
    S2$16.33
    S3$15.91

    Advanced Oscillators

    TSI-32.64
    Ultimate Osc16.3
    KST-56.03

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$3.96M$3.78M$3.64M$3.57M$6.87M$3.20M$3.11M$3.13M$2.67M$1.15M$4.48M$2.60M
    Cost of RevenueN/A$2.10M$2.27M$2.35M$2.33M$2.27M$2.29M$2.20M$1.37M$2.15M$1.77M$1.70M
    Gross ProfitN/A$3.78M$3.63M$3.57M$6.87M$3.20M$3.09M$3.25M$3.67M$1.25M$2.71M$2.70M
    Operating Expenses$3.47M$3.29M$3.01M$3.14M$3.83M$3.10M$2.98M$4.24M$2.81M$2.68M$2.55M$2.65M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$1.57M$0
    Operating IncomeN/A$490,000$617,000$434,000$3.04M$99,000$130,000$-998,000$865,000$-1,433,000$163,203$49,000
    Interest Income$5.80M$5.65M$5.68M$5.69M$5.48M$5.21M$5.14M$5.19M$4.64M$4.30M$4.24M$4.16M
    Interest Expense$2.08M$2.10M$2.26M$2.35M$2.33M$2.27M$2.29M$2.31M$2.37M$2.25M$2.00M$1.80M
    Income Before Tax$485,000$490,000$617,000$434,000$3.04M$99,000$130,000$-998,000$865,000$-1,433,000$163,203$49,000
    Income Tax Expense$101,000$103,000$76,000$91,000$-91,000$21,000$-29,000$-210,000$182,000$-301,000$-15,239$10,000
    Net Income$384,000$387,000$541,000$343,000$3.13M$78,000$159,000$-788,000$683,000$-1,132,000$178,442$39,000
    EBITDA$668,000$660,000$814,000$611,000$3.23M$272,000$309,000$-713,000$1.09M$-1,193,000$302,227$257,000
    EBIT$485,000$490,000$617,000$434,000$3.04M$99,000$130,000$-998,000$865,000$-1,433,000$163,203$49,000
    * Some calculated fields are derived from available data when not provided by source

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    FDSB Valuation and Fair Value

    P/E
    51.0x
    EV/EBITDA
    29.7x
    P/FCF
    69.9x
    P/B
    0.7x
    See GNG's fair value

    FDSB Profitability: Margins, ROIC and FCF

    Operating margin
    13.6%
    Net margin
    11.7%
    ROE
    1.3%
    FCF margin
    8.4%
    FCF yield
    1.4%

    FDSB Bull Case vs Bear Case

    Bear case

    • FDSB trades at 51.0x trailing earnings.
    • FDSB's quarterly revenue changed -42.4% year over year.

    Frequently Asked Questions About FDSB

    Does FDSB pay dividends?

    Fifth District Bancorp, Inc. Common Stock (FDSB) does not currently pay a regular dividend.

    What is FDSB's P/E ratio?

    Fifth District Bancorp, Inc. Common Stock has a price-to-earnings (P/E) ratio of 50.95.

    What is FDSB's market cap?

    Fifth District Bancorp, Inc. Common Stock (FDSB) has a market capitalization of $88.22M with a current stock price of $16.81.

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