Home Federal Bancorp Louisiana (HFBL)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$24.12

-0.07 (-0.29%)

Market Cap: $73.22M

Last updated: Oct 15, 2026 at 5:00 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Jul 30, 2026Reported Jul 30	$0.46	N/A	-	N/A	Beat	-	-	+21.1%
Mar 31, 2026Mar 26 Reported Apr 30, 2026Reported Apr 30	$0.48	N/A	-	N/A	Beat	-	-	+97.9%
Dec 31, 2025Dec 25 Reported Jan 28, 2026Reported Jan 28	$0.54	N/A	-	N/A	Beat	-	-	+64.2%
Sep 30, 2025Sep 25 Reported Oct 23, 2025Reported Oct 23	$0.52	N/A	-	N/A	Beat	-	-	+70.5%
Jun 30, 2025Jun 25 Reported Sep 26, 2025Reported Sep 26	$0.38	N/A	-	N/A	Beat	-	-	+82.1%
Mar 31, 2025Mar 25 Reported May 1, 2025Reported May 1	$0.24	N/A	-	N/A	Beat	-	-	+2.3%
Dec 31, 2024Dec 24 Reported Jan 30, 2025Reported Jan 30	$0.33	N/A	-	N/A	Beat	-	-	+0.5%
Sep 30, 2024Sep 24 Reported Oct 29, 2024Reported Oct 29	$0.31	N/A	-	N/A	Beat	-	-	-21.6%
Jun 30, 2024Jun 24 Reported Jul 26, 2024Reported Jul 26	$0.21	N/A	-	N/A	Beat	-	-	-48.3%
Mar 31, 2024Mar 24 Reported Apr 26, 2024Reported Apr 26	$0.24	N/A	-	N/A	Beat	-	-	-30.4%
Dec 31, 2023Dec 23 Reported Jan 25, 2024Reported Jan 25	$0.33	N/A	-	N/A	Beat	-	-	-40.0%
Sep 30, 2023Sep 23 Reported Oct 30, 2023Reported Oct 30	$0.39	N/A	-	N/A	Beat	-	-	-24.5%
Jun 30, 2023Jun 23 Reported Jul 31, 2023Reported Jul 31	$0.40	$0.00	-	N/A	Beat	-	-	+30.3%
Mar 31, 2023Mar 23 Reported Apr 28, 2023Reported Apr 28	$0.34	N/A	-	N/A	Beat	-	-	-8.1%
Dec 31, 2022Dec 22 Reported Jan 26, 2023Reported Jan 26	$0.55	N/A	-	N/A	Beat	-	-	+52.8%
Sep 30, 2022Sep 22 Reported Oct 27, 2022Reported Oct 27	$0.52	N/A	-	N/A	Beat	-	-	+36.8%
Jun 30, 2022Jun 22 Reported Jul 28, 2022Reported Jul 28	$0.31	N/A	-	N/A	Beat	-	-	-16.2%
Mar 31, 2022Mar 22 Reported Apr 28, 2022Reported Apr 28	$0.37	N/A	-	N/A	Beat	-	-	-9.8%
Dec 31, 2021Dec 21 Reported Jan 27, 2022Reported Jan 27	$0.36	N/A	-	N/A	Beat	-	-	-56.6%
Sep 30, 2021Sep 21 Reported Oct 26, 2021Reported Oct 26	$0.38	N/A	-	N/A	Beat	-	-	-48.6%
Jun 30, 2021Jun 21 Reported Jul 29, 2021Reported Jul 29	$0.37	$0.00	-	N/A	Beat	-	-	-39.3%
Mar 31, 2021Mar 21 Reported Apr 27, 2021Reported Apr 27	$0.41	N/A	-	N/A	Beat	-	-	-24.1%
Dec 31, 2020Dec 20 Reported Jan 28, 2021Reported Jan 28	$0.83	N/A	-	N/A	Beat	-	-	+159.4%
Sep 30, 2020Sep 20 Reported Oct 27, 2020Reported Oct 27	$0.74	N/A	-	N/A	Beat	-	-	+8.8%
Jun 30, 2020Jun 20 Reported Jul 30, 2020Reported Jul 30	$0.61	N/A	-	N/A	Beat	-	-	-1.6%
Mar 31, 2020Mar 20 Reported Apr 28, 2020Reported Apr 28	$0.54	N/A	-	N/A	Beat	-	-	-14.3%
Dec 31, 2019Dec 19 Reported Jan 28, 2020Reported Jan 28	$0.32	N/A	-	N/A	Beat	-	-	-48.4%
Sep 30, 2019Sep 19 Reported Oct 28, 2019Reported Oct 28	$0.68	N/A	-	N/A	Beat	-	-	+7.9%
Jun 30, 2019Jun 19 Reported Jul 30, 2019Reported Jul 30	$0.62	N/A	-	N/A	Beat	-	-	+1.6%
Mar 31, 2019Mar 19 Reported Apr 25, 2019Reported Apr 25	$0.63	N/A	-	N/A	Beat	-	-	+16.7%
Dec 31, 2018Dec 18 Reported Jan 24, 2019Reported Jan 24	$0.62	N/A	-	N/A	Beat	-	-	+10.7%
Sep 30, 2018Sep 18 Reported Oct 25, 2018Reported Oct 25	$0.63	N/A	-	N/A	Beat	-	-	+12.5%
Jun 30, 2018Jun 18 Reported Jul 31, 2018Reported Jul 31	$0.61	N/A	-	N/A	Beat	-	-	+13.0%
Mar 31, 2018Mar 18 Reported Apr 26, 2018Reported Apr 26	$0.54	N/A	-	N/A	Beat	-	-	+22.7%
Dec 31, 2017Dec 17 Reported Jan 30, 2018Reported Jan 30	$0.56	N/A	-	N/A	Beat	-	-	+154.5%
Sep 30, 2017Sep 17 Reported Oct 31, 2017Reported Oct 31	$0.56	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Jul 20, 2017Reported Jul 20	$0.54	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Apr 27, 2017Reported Apr 27	$0.44	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Jan 26, 2017Reported Jan 26	$0.22	N/A	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield2.49%

Forward Annual Dividend$0.60

Payout Ratio27.24%

FrequencyQuarterly

Pay MonthsFeb, May, Aug, Nov

Growth

3Y CAGR+6.40%

5Y CAGR+10.28%

HFBL dividend history and ex-dividend dates Run HFBL in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	12.01	EV/EBITDA	4.52x
Price/FCF	9.67x	FCF Yield	10.34%
Profitability
Profit Margin	25.90%	Operating Margin	35.00%
ROE	10.80%	ROIC	9.91%
Financial Health
Debt/Equity	0.06x	Interest Coverage	0.73x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.41	Avg Volume	1.18K
52-Week High	$28.00	52-Week Low	$13.58

Technical Indicators Dashboard

Moving Averages

SMA 10$24.28

SMA 20$24.67

SMA 50$24.80

SMA 200$20.56

EMA 10$24.30

EMA 20$24.50

EMA 50$24.27

EMA 200$20.98

MACD

Line: -0.19Signal: -0.11Hist: -0.08

ADX

ADX: 9.3+DI: 45.0-DI: 31.1

Aroon & PSAR

Aroon Up24.0

Aroon Down100.0

PSAR$24.00

Bollinger Bands

Upper Band$25.90

Lower Band$23.45

%B Position992%(Upper)

Band Width0.27

RSI (14-Day)

Neutral

44.5

Momentum Oscillators

Stoch %K11.3

Stoch %D11.7

Williams %R-91.3

ROC (10d)-2.6%

Momentum-0.65

CCI (20d)-46.7

MFI (14d)55.7

Volatility Measures

ATR (14d)$0.44(1.8%)

StdDev (20d)0.61

Hist Vol47.6%(High)

Volume Flow

VWAP$24.37

OBV303.0K

AD Line-305929126370.5B

CMF (20d)0.102

Volume Metrics

Avg Vol (20d)1.3K

Vol Ratio4.7x(High)

VWMA (20d)$24.85

Pivot Points

R3$24.24

R2$24.22

R1$24.20

Pivot Point$24.18

S1$24.16

S2$24.14

S3$24.13

Advanced Oscillators

TSI-6.83

Ultimate Osc27.5

KST-29.62

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$6.51M	$6.03M	$6.01M	$5.91M	$5.65M	$5.21M	$5.09M	$4.73M	$4.87M	$4.91M	$5.04M	$5.72M
Cost of Revenue	N/A	$2.61M	$2.79M	$2.79M	$2.71M	$2.76M	$3.10M	$3.09M	$3.50M	$3.50M	$3.16M	$2.79M
Gross Profit	N/A	$5.41M	$5.61M	$5.83M	$5.58M	$5.16M	$5.01M	$4.92M	$4.79M	$4.87M	$5.02M	$5.66M

Operating Expenses	$4.47M	$3.97M	$3.79M	$3.85M	$4.05M	$4.25M	$3.84M	$4.01M	$4.00M	$3.99M	$4.25M	$4.19M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$1.17M	$2.11M	$2.02M	$1.55M	$955,000	$1.21M	$939,000	$824,000	$908,000	$807,000	$1.53M

Interest Income	$8.41M	$8.02M	$8.06M	$8.01M	$7.64M	$7.42M	$7.66M	$7.74M	$7.82M	$7.89M	$8.08M	$8.07M
Interest Expense	$2.67M	$2.61M	$2.69M	$2.75M	$2.67M	$2.75M	$3.06M	$3.31M	$3.46M	$3.49M	$3.18M	$2.79M
Income Before Tax	$1.86M	$1.79M	$2.11M	$2.02M	$1.55M	$955,000	$1.21M	$939,000	$824,000	$908,000	$807,000	$1.53M
Income Tax Expense	$437,000	$318,000	$438,000	$418,000	$374,000	$207,000	$187,000	$-2,000	$186,000	$176,000	$-196,000	$310,000

Net Income	$1.43M	$1.47M	$1.68M	$1.60M	$1.18M	$748,000	$1.02M	$941,000	$638,000	$732,000	$1.00M	$1.22M

EBITDA	$2.94M	$1.95M	$2.28M	$2.19M	$2.31M	$1.18M	$947,000	$1.56M	$1.01M	$649,000	$1.15M	$1.41M
EBIT	$1.86M	$1.79M	$2.11M	$2.02M	$1.55M	$955,000	$1.21M	$939,000	$824,000	$908,000	$807,000	$1.53M

* Some calculated fields are derived from available data when not provided by source

Related GNG Research

No research available

Be the first to write about HFBL

News

Form DEF 14A Home Federal Bancorp For: 9 October

The article reports on the filing of Form DEF 14A by Home Federal Bancorp for October 9th. It is a brief financial news item indicating the company's regulatory submission. The article primarily consists of boilerplate...

Investing.com India•Oct 10, 2026 12:16 AM ET10/10/26•Neutral

Form DEF 14A Home Federal Bancorp For: 9 October By Investing.com

This article announces the filing of Form DEF 14A by Home Federal Bancorp for October 9th. It is a brief news item from Investing.com...

Investing.com UK•Oct 9, 2026 7:46 PM ET10/9/26•Neutral

Understanding Momentum Shifts in (HFBL)

This article analyzes Home Federal Bancorp Inc. Of Louisiana (NASDAQ: HFBL), highlighting a mid-channel oscillation pattern and a weak near-term sentiment that could challenge long-term strength. It presents exceptional...

Stock Traders Daily•Oct 8, 2026 7:58 PM ET10/8/26•Somewhat-Bearish

Home Federal Bancorp (HFBL) corrects details of an executive’s option exercise, including 9,989 shares withheld

Home Federal Bancorp (HFBL) has corrected an insider trading filing for Mary L. Jones, Senior Vice President Retail and Chief Operations Officer. The amendment clarifies details of her option exercise on October 15...

Stock Titan•Sep 30, 2026 5:57 AM ET9/30/26•Neutral

How (HFBL) Movements Inform Risk Allocation Models

This article analyzes Home Federal Bancorp Inc. Of Louisiana (NASDAQ: HFBL) using AI models to inform risk allocation. It highlights a neutral near and mid-term outlook, which could moderate a long-term positive bias...

Stock Traders Daily•Sep 28, 2026 3:02 PM ET9/28/26•Somewhat-Bullish

HFBL Valuation and Fair Value

P/E: 12.0x
Forward P/E: 11.8x
EV/EBITDA: 4.5x
P/FCF: 9.7x
PEG: 0.0x
P/B: 1.2x

See GNG's fair value

HFBL Profitability: Margins, ROIC and FCF

Operating margin: 35.0%
Net margin: 25.9%
ROIC: 9.9%
ROE: 10.8%
FCF margin: 30.9%
FCF yield: 10.3%

HFBL Competitors

Company	Ticker
Income Opportunity Realty Investors	IOR
Scully Royalty Ltd	SRL
NSTS Bancorp Inc	NSTS
Great Elm Capital Corp	GECC
Central Plains Bancshares, Inc. Common Stock	CPBI
Future Vision II Acquisition Corporation Ordinary shares	FVN
Silvercrest Asset Management Group Inc	SAMG
P10 Inc	PX

Sector: Financial Services

HFBL Bull Case vs Bear Case

Bull case

HFBL converts 30.9% of revenue into free cash flow.
HFBL has a 25.9% net profit margin.
HFBL beat EPS estimates in 100.0% of its last 8 reported quarters.

HFBL Earnings: Beat Rate and Next Report

Beat rate: 8 of 8 quarters (100.0%)
Average surprise: 283.3%

HFBL Dividend

Forward yield: 2.5%
Payout ratio: 27.2%
3Y DPS growth: 6.4%
5Y DPS growth: 10.3%
Pay months: Feb, May, Aug, Nov

HFBL dividend history

Frequently Asked Questions About HFBL

What is HFBL's current dividend yield?

Home Federal Bancorp Louisiana (HFBL) has a forward dividend yield of 2.49%.

Does HFBL pay dividends?

Yes, Home Federal Bancorp Louisiana pays dividends with a forward dividend yield of 2.49%.

What is HFBL's P/E ratio?

Home Federal Bancorp Louisiana has a price-to-earnings (P/E) ratio of 12.01.

What is HFBL's market cap?

Home Federal Bancorp Louisiana (HFBL) has a market capitalization of $73.22M with a current stock price of $24.12.

Get full access to GNG Research

Create a free account to access portfolio tracking, advanced tools, and more.

Create Free Account Log In