Skip to main content
    F

    First Northwest Bancorp (FNWB)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $9.63
    -0.06 (-0.62%)

    Market Cap: $93.59M

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    52%(11/21)
    Avg Surprise
    -31.06%
    Streak
    1 Q

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.02
    Range$0.01 - $0.03
    2 analysts
    EPS RevisionsNo revisions (7d)
    0
    2
    30d
    EPS Estimate DriftChange to current
    90d ago$0.07-71.4%
    60d ago$0.07-71.4%
    30d ago$0.020.0%
    7d ago$0.020.0%
    Current$0.02
    Revenue Consensus
    $17M
    Range$17M - $17M
    2 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.01
    Range$-0.01 - $0.04
    2 analysts
    Revenue Consensus
    $16M
    Range$16M - $16M
    2 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    -$0.01---
    Sep 26EST
    -$0.02---
    Jun 26
    Reported Jul 23
    $0.03$0.01+200.00%Beat-92.9%
    Mar 26
    Reported Apr 29
    $0.00N/A-98.25%Miss+107.0%
    Dec 25
    Reported Jan 29
    $0.04N/A-77.78%Miss+112.5%
    Sep 25
    Reported Oct 27
    $0.22$0.19+15.79%Beat+195.7%
    Jun 25
    Reported Jul 24
    $0.42$0.10+320.00%Beat+162.5%
    Mar 25
    Reported Apr 24
    $-0.01N/A-111.11%Miss-125.0%
    Dec 24
    Reported Jan 29
    $-0.32$0.07-557.14%Miss-146.2%
    Sep 24
    Reported Oct 29
    $-0.23$0.10-330.00%Miss-182.1%
    Jun 24
    Reported Jul 25
    $0.16$0.08+100.00%Beat-20.0%
    Mar 24
    Reported Apr 25
    $0.04N/A-66.67%Miss-89.7%
    Dec 23
    Reported Feb 27
    $-0.13$0.20-165.00%Miss-119.7%
    Sep 23
    Reported Oct 26
    $0.28$0.28+0.00%Beat-40.4%
    Jun 23
    Reported Jul 27
    $0.20$0.28-28.57%Miss-25.9%
    Mar 23
    Reported Apr 26
    $0.39$0.38+2.63%Beat+30.0%
    Dec 22
    Reported Mar 17
    $0.66$0.52+26.92%Beat+17.9%
    Sep 22
    Reported Oct 26
    $0.47$0.43+9.30%Beat+4.4%
    Jun 22
    Reported Jul 27
    $0.27$0.35-22.86%Miss-15.6%
    Mar 22
    Reported Apr 29
    $0.30$0.43-30.23%Miss-11.8%
    Dec 21
    Reported Mar 18
    $0.56$0.31+80.65%Beat+36.6%
    Sep 21
    Reported Oct 27
    $0.45$0.25+80.00%Beat+12.5%
    Jun 21
    Reported Jul 28
    $0.32$0.32+0.00%Beat+52.4%
    Mar 21
    Reported Apr 28
    $0.34N/AN/ABeat+277.8%
    Dec 20
    Reported Mar 12
    $0.41N/AN/ABeat+78.3%
    Sep 20
    Reported Oct 28
    $0.40N/AN/ABeat+60.0%
    Jun 20
    Reported Jul 30
    $0.21N/AN/ABeat+0.0%
    Mar 20
    Reported Apr 29
    $0.09N/AN/ABeat-59.1%
    Dec 19
    Reported Jan 27
    $0.23N/AN/ABeat+9.5%
    Sep 19
    Reported Nov 8
    $0.25N/AN/ABeat+31.6%
    Jun 19
    Reported Jul 26
    $0.21N/AN/ABeat+40.0%
    Mar 19
    Reported Apr 25
    $0.22N/AN/ABeat+57.1%
    Dec 18
    Reported Feb 1
    $0.21N/AN/ABeat+133.3%
    Sep 18
    Reported Oct 25
    $0.19N/AN/ABeat+11.8%
    Jun 18
    Reported Jul 26
    $0.15N/AN/ABeat+50.0%
    Mar 18
    Reported Apr 26
    $0.14N/AN/ABeat-30.0%
    Dec 17
    Reported Feb 1
    $0.09N/AN/ABeat-55.0%
    Sep 17
    Reported Oct 26
    $0.17N/AN/ABeat-
    Jun 17
    Reported Aug 4
    $0.10N/AN/ABeat-
    Mar 17
    Reported Apr 26
    $0.20N/AN/ABeat-
    Dec 16
    Reported Jan 25
    $0.20$0.00N/ABeat-

    Dividends

    Dividend Metrics

    Forward Yield0.00%
    Forward Annual Dividend$0.00
    Payout Ratio0.00%
    FrequencyQuarterly

    Key Metrics

    Valuation
    P/E Ratio33.13EV/EBITDA300.27x
    Price/FCFN/AFCF YieldN/A
    Profitability
    Profit Margin2.17%Operating Margin4.26%
    ROE0.97%ROIC0.14%
    Financial Health
    Debt/Equity1.98xInterest Coverage0.01x
    Current Ratio6.04xQuick Ratio6.04x
    Trading Statistics
    Beta0.62Avg Volume35.92K
    52-Week High$12.5252-Week Low$7.76

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$9.76
    SMA 20$9.93
    SMA 50$10.55
    SMA 200$10.22
    EMA 10$9.79
    EMA 20$9.96
    EMA 50$10.35
    EMA 200$10.20

    MACD

    Line: -0.24Signal: -0.26Hist: 0.02

    ADX

    ADX: 28.6+DI: 13.5-DI: 26.5

    Aroon & PSAR

    Aroon UpN/A
    Aroon Down76.0
    PSAR$9.95

    Bollinger Bands

    Upper Band$10.35
    Lower Band$9.51
    %B Position843%(Upper)
    Band Width0.14

    RSI (14-Day)

    Neutral
    30.7

    Momentum Oscillators

    Stoch %K30.6
    Stoch %D37.1
    Williams %R-77.5
    ROC (10d)-3.7%
    Momentum-0.37
    CCI (20d)-102.3
    MFI (14d)41.2

    Volatility Measures

    ATR (14d)$0.27(2.8%)
    StdDev (20d)0.21
    Hist Vol20.8%(Moderate)

    Volume Flow

    VWAP$9.69
    OBV-322.6K
    AD Line-3.7M
    CMF (20d)-0.251

    Volume Metrics

    Avg Vol (20d)35.9K
    Vol Ratio0.5x(Low)
    VWMA (20d)$9.93

    Pivot Points

    R3$10.13
    R2$10.02
    R1$9.85
    Pivot Point$9.74
    S1$9.58
    S2$9.47
    S3$9.30

    Advanced Oscillators

    TSI-37.09
    Ultimate Osc38.9
    KST-81.23

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$27.46M$27.34M$18.38M$28.91M$29.30M$30.60M$29.50M$29.98M$28.04M$29.51M$23.38M$28.74M
    Cost of Revenue$10.74M$10.97M$11.52M$11.67M$12.58M$20.76M$17.71M$17.32M$23.11M$14.37M$13.27M$11.26M
    Gross Profit$16.72M$16.37M$6.86M$17.24M$16.72M$9.84M$11.78M$12.66M$4.92M$15.15M$10.11M$17.48M
    Operating Expenses$16.39M$16.68M$6.38M$17.39M$12.77M$20.00M$14.23M$15.85M$7.69M$14.30M$16.99M$14.38M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$2.31M$2.03M$6.38M$2.67M$1.45M$8.15M$9.12M$9.12M$9.06M$8.51M$9.25M$8.16M
    Operating Income$325,000$-314,000$483,000$-146,000$3.96M$-10,161,000$-2,451,000$-3,183,000$-2,766,000$843,000$-6,876,000$3.11M
    Interest Income$25.17M$25.05M$25.88M$26.63M$26.80M$26.52M$27.92M$27.90M$28.27M$27.04M$26.06M$25.62M
    Interest Expense$11.28M$10.89M$11.45M$12.34M$12.94M$12.98M$14.06M$14.19M$14.38M$13.40M$12.11M$10.88M
    Income Before Tax$325,000$-314,000$483,000$-146,000$3.96M$-10,161,000$-2,451,000$-3,183,000$-2,766,000$843,000$-6,876,000$3.11M
    Income Tax Expense$17,000$-320,000$101,000$-948,000$297,000$-1,125,000$359,000$-1,203,000$-547,000$447,000$-1,354,000$603,000
    Net Income$308,000$6,000$382,000$802,000$3.66M$-9,036,000$-2,810,000$-1,980,000$-2,219,000$396,000$-5,522,000$2.50M
    EBITDA$325,000$4,000$798,000$153,000$4.28M$-9,831,000$-2,130,000$-2,836,000$-2,402,000$1.23M$-6,464,000$3.51M
    EBIT$643,000$-314,000$483,000$-146,000$3.96M$-10,161,000$-2,451,000$-3,183,000$-2,766,000$843,000$-6,876,000$3.11M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about FNWB

    News

    FNWB Valuation and Fair Value

    P/E
    33.1x
    EV/EBITDA
    300.3x
    PEG
    0.0x
    P/B
    0.5x
    See GNG's fair value

    FNWB Profitability: Margins, ROIC and FCF

    Gross margin
    56.0%
    Operating margin
    4.3%
    Net margin
    2.2%
    ROIC
    0.1%
    ROE
    1.0%
    FCF margin
    15.7%

    FNWB Bull Case vs Bear Case

    Bull case

    • FNWB converts 15.7% of revenue into free cash flow.

    Bear case

    • FNWB beat EPS estimates in 37.5% of its last 8 reported quarters.

    FNWB Earnings: Beat Rate and Next Report

    Beat rate
    3 of 8 quarters (37.5%)
    Average surprise
    -79.8%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.02
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    0 up, 2 down

    FNWB Dividend

    Forward yield
    0.0%
    Payout ratio
    0.0%

    Frequently Asked Questions About FNWB

    Does FNWB pay dividends?

    First Northwest Bancorp (FNWB) has a dividend payment track record. See the FNWB dividend history page for its current payment status, TTM yield, and recorded payments.

    What is FNWB's P/E ratio?

    First Northwest Bancorp has a price-to-earnings (P/E) ratio of 33.13.

    What is FNWB's market cap?

    First Northwest Bancorp (FNWB) has a market capitalization of $93.59M with a current stock price of $9.63.

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.