First US Bancshares Inc (FUSB)

FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

$16.49

+0.09 (+0.55%)

Market Cap: $90.88M

Last updated: Oct 16, 2026 at 1:55 PM ET

Earnings

Period	Reported	Est.	Range	Surprise	B/M	Analysts	Revisions	YoY
Jun 30, 2026Jun 26 Reported Jul 29, 2026Reported Jul 29	$0.31	N/A	-	N/A	Beat	-	-	+1110.9%
Mar 31, 2026Mar 26 Reported Apr 29, 2026Reported Apr 29	$0.33	N/A	-	N/A	Beat	-	-	+13.1%
Dec 31, 2025Dec 25 Reported Jan 28, 2026Reported Jan 28	$0.36	N/A	-	N/A	Beat	-	-	+24.1%
Sep 30, 2025Sep 25 Reported Oct 29, 2025Reported Oct 29	$0.32	N/A	-	N/A	Beat	-	-	-11.3%
Jun 30, 2025Jun 25 Reported Jul 30, 2025Reported Jul 30	$0.03	N/A	-	N/A	Beat	-	-	-92.5%
Mar 31, 2025Mar 25 Reported Apr 30, 2025Reported Apr 30	$0.29	N/A	-	N/A	Beat	-	-	-12.9%
Dec 31, 2024Dec 24 Reported Jan 27, 2025Reported Jan 27	$0.29	N/A	-	N/A	Beat	-	-	-19.4%
Sep 30, 2024Sep 24 Reported Oct 24, 2024Reported Oct 24	$0.36	N/A	-	N/A	Beat	-	-	+9.4%
Jun 30, 2024Jun 24 Reported Jul 24, 2024Reported Jul 24	$0.34	N/A	-	N/A	Beat	-	-	+8.4%
Mar 31, 2024Mar 24 Reported Apr 24, 2024Reported Apr 24	$0.34	N/A	-	N/A	Beat	-	-	+1.7%
Dec 31, 2023Dec 23 Reported Jan 25, 2024Reported Jan 25	$0.36	N/A	-	N/A	Beat	-	-	+2.9%
Sep 30, 2023Sep 23 Reported Oct 25, 2023Reported Oct 25	$0.33	N/A	-	N/A	Beat	-	-	+13.8%
Jun 30, 2023Jun 23 Reported Jul 26, 2023Reported Jul 26	$0.32	N/A	-	N/A	Beat	-	-	+43.6%
Mar 31, 2023Mar 23 Reported Apr 26, 2023Reported Apr 26	$0.33	N/A	-	N/A	Beat	-	-	+65.0%
Dec 31, 2022Dec 22 Reported Jan 25, 2023Reported Jan 25	$0.35	N/A	-	N/A	Beat	-	-	+40.0%
Sep 30, 2022Sep 22 Reported Oct 26, 2022Reported Oct 26	$0.29	N/A	-	N/A	Beat	-	-	+123.1%
Jun 30, 2022Jun 22 Reported Jul 27, 2022Reported Jul 27	$0.22	N/A	-	N/A	Beat	-	-	+57.1%
Mar 31, 2022Mar 22 Reported Apr 27, 2022Reported Apr 27	$0.20	N/A	-	N/A	Beat	-	-	+42.9%
Dec 31, 2021Dec 21 Reported Jan 27, 2022Reported Jan 27	$0.25	N/A	-	N/A	Beat	-	-	+66.7%
Sep 30, 2021Sep 21 Reported Oct 27, 2021Reported Oct 27	$0.13	N/A	-	N/A	Beat	-	-	+116.7%
Jun 30, 2021Jun 21 Reported Jul 28, 2021Reported Jul 28	$0.14	N/A	-	N/A	Beat	-	-	+133.3%
Mar 31, 2021Mar 21 Reported Apr 28, 2021Reported Apr 28	$0.14	N/A	-	N/A	Beat	-	-	+7.7%
Dec 31, 2020Dec 20 Reported Jan 28, 2021Reported Jan 28	$0.15	N/A	-	N/A	Beat	-	-	-16.7%
Sep 30, 2020Sep 20 Reported Oct 30, 2020Reported Oct 30	$0.06	N/A	-	N/A	Beat	-	-	-62.5%
Jun 30, 2020Jun 20 Reported Jul 29, 2020Reported Jul 29	$0.06	N/A	-	N/A	Beat	-	-	-60.0%
Mar 31, 2020Mar 20 Reported May 4, 2020Reported May 4	$0.13	N/A	-	N/A	Beat	-	-	-27.8%
Dec 31, 2019Dec 19 Reported Jan 27, 2020Reported Jan 27	$0.18	N/A	-	N/A	Beat	-	-	-18.2%
Sep 30, 2019Sep 19 Reported Oct 28, 2019Reported Oct 28	$0.16	N/A	-	N/A	Beat	-	-	+433.3%
Jun 30, 2019Jun 19 Reported Jul 29, 2019Reported Jul 29	$0.15	N/A	-	N/A	Beat	-	-	+150.0%
Mar 31, 2019Mar 19 Reported Apr 29, 2019Reported Apr 29	$0.18	N/A	-	N/A	Beat	-	-	+200.0%
Dec 31, 2018Dec 18 Reported Jan 28, 2019Reported Jan 28	$0.22	N/A	-	N/A	Beat	-	-	+131.4%
Sep 30, 2018Sep 18 Reported Nov 6, 2018Reported Nov 6	$0.03	N/A	-	N/A	Beat	-	-	-70.0%
Jun 30, 2018Jun 18 Reported Jul 30, 2018Reported Jul 30	$0.06	N/A	-	N/A	Beat	-	-	+0.0%
Mar 31, 2018Mar 18 Reported Apr 27, 2018Reported Apr 27	$0.06	N/A	-	N/A	Beat	-	-	+0.0%
Dec 31, 2017Dec 17 Reported Jan 30, 2018Reported Jan 30	$-0.70	N/A	-	N/A	Beat	-	-	-1266.7%
Sep 30, 2017Sep 17 Reported Oct 30, 2017Reported Oct 30	$0.10	N/A	-	N/A	Beat	-	-	-
Jun 30, 2017Jun 17 Reported Jul 27, 2017Reported Jul 27	$0.06	N/A	-	N/A	Beat	-	-	-
Mar 31, 2017Mar 17 Reported Apr 25, 2017Reported Apr 25	$0.06	N/A	-	N/A	Beat	-	-	-
Dec 31, 2016Dec 16 Reported Feb 10, 2017Reported Feb 10	$0.06	$0.00	-	N/A	Beat	-	-	-

Dividends

Dividend Metrics

Forward Yield1.70%

Forward Annual Dividend$0.28

Payout Ratio19.85%

FrequencyQuarterly

Pay MonthsJan, Apr, Jul, Oct

Growth

3Y CAGR+25.99%

5Y CAGR+18.47%

FUSB dividend history and ex-dividend dates Run FUSB in the free DRIP calculator

Key Metrics

Valuation
P/E Ratio	12.48	EV/EBITDA	10.48x
Price/FCF	10.39x	FCF Yield	9.62%
Profitability
Profit Margin	19.50%	Operating Margin	22.60%
ROE	7.53%	ROIC	5.53%
Financial Health
Debt/Equity	0.35x	Interest Coverage	0.45x
Current Ratio	N/A	Quick Ratio	N/A
Trading Statistics
Beta	0.24	Avg Volume	8.69K
52-Week High	$16.99	52-Week Low	$11.93

Technical Indicators Dashboard

Moving Averages

SMA 10$16.36

SMA 20$16.41

SMA 50$16.44

SMA 200$15.75

EMA 10$16.42

EMA 20$16.42

EMA 50$16.41

EMA 200$15.66

MACD

Line: -0.00Signal: -0.02Hist: 0.01

ADX

ADX: 21.6+DI: 21.6-DI: 23.8

Aroon & PSAR

Aroon Up4.0

Aroon Down28.0

PSAR$15.52

Bollinger Bands

Upper Band$16.75

Lower Band$16.06

%B Position421%(Upper)

Band Width0.62

RSI (14-Day)

Neutral

51.8

Momentum Oscillators

Stoch %K71.7

Stoch %D70.3

Williams %R-26.0

ROC (10d)N/A

MomentumN/A

CCI (20d)26.4

MFI (14d)47.1

Volatility Measures

ATR (14d)$0.25(1.5%)

StdDev (20d)0.17

Hist Vol23.1%(Moderate)

Volume Flow

VWAP$16.46

OBV689.7K

AD Line-43104116865.3B

CMF (20d)-0.419

Volume Metrics

Avg Vol (20d)9.1K

Vol Ratio0.2x(Low)

VWMA (20d)$16.40

Pivot Points

R3$16.52

R2$16.49

R1$16.45

Pivot Point$16.42

S1$16.38

S2$16.35

S3$16.31

Advanced Oscillators

TSI-0.51

Ultimate Osc46.2

KST-5.48

Financial Data

Quarter	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023
Total Revenue	$10.82M	$10.05M	$10.42M	$10.52M	$10.32M	$9.77M	$9.73M	$10.09M	$10.01M	$9.90M	$10.03M	$10.32M
Cost of Revenue	N/A	$5.98M	$6.06M	$6.18M	$8.10M	$5.65M	$6.14M	$5.98M	$5.37M	$5.24M	$4.40M	$4.60M
Gross Profit	N/A	$9.80M	$10.20M	$9.96M	$7.61M	$9.24M	$9.26M	$9.93M	$10.01M	$9.90M	$10.46M	$10.12M

Operating Expenses	$7.64M	$7.34M	$7.27M	$7.44M	$7.44M	$6.92M	$6.95M	$6.99M	$7.27M	$7.15M	$7.40M	$7.32M
R&D	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
SG&A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operating Income	N/A	$2.46M	$2.93M	$2.52M	$164,000	$2.33M	$2.31M	$2.94M	$2.74M	$2.76M	$3.06M	$2.82M

Interest Income	$14.66M	$14.94M	$15.26M	$15.28M	$14.85M	$14.02M	$14.42M	$15.02M	$14.55M	$14.28M	$13.95M	$13.90M
Interest Expense	$5.16M	$5.72M	$5.84M	$5.62M	$5.38M	$5.12M	$5.67M	$5.83M	$5.37M	$5.24M	$4.83M	$4.42M
Income Before Tax	$2.24M	$2.46M	$2.93M	$2.52M	$164,000	$2.33M	$2.31M	$2.94M	$2.74M	$2.76M	$3.06M	$2.82M
Income Tax Expense	$483,000	$515,000	$798,000	$583,000	$9,000	$554,000	$599,000	$722,000	$612,000	$651,000	$782,000	$704,000

Net Income	$1.75M	$1.95M	$2.13M	$1.94M	$155,000	$1.77M	$1.71M	$2.22M	$2.13M	$2.11M	$2.28M	$2.11M

EBITDA	$2.45M	$2.65M	$3.10M	$2.77M	$443,000	$2.61M	$2.65M	$3.29M	$3.10M	$3.15M	$3.48M	$3.25M
EBIT	$2.24M	$2.46M	$2.93M	$2.52M	$164,000	$2.33M	$2.31M	$2.94M	$2.74M	$2.76M	$3.06M	$2.82M

* Some calculated fields are derived from available data when not provided by source

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News

First US Bancshares awards 57.31 units: what it means for FUSB stock

First US Bancshares (FUSB) director Aubrey S. Miller was awarded 57.31 phantom stock units, convertible one-for-one into common stock...

ad-hoc-news.de•Oct 13, 2026 11:40 PM ET10/13/26•Neutral

First US Bancshares stock reports Q2 EPS of USD 0.31 near its yearly high

First US Bancshares reported Q2 2026 diluted earnings per share of $0.31, with net income of $1.753 million. The stock was trading at $16.47 on October 5, 2026, which is 3.06 percent below its 52-week high of $16.99...

AD HOC NEWS•Oct 5, 2026 2:43 PM ET10/5/26•Somewhat-Bullish

Understanding Momentum Shifts in (FUSB)

This article provides an analysis of First Us Bancshares Inc. (NASDAQ: FUSB) with a focus on momentum shifts, identifying a neutral near and mid-term outlook but a potentially positive long-term bias. It outlines...

Stock Traders Daily•Oct 5, 2026 9:56 AM ET10/5/26•Neutral

First US Bancshares stock reports quarterly EPS of USD 0.31

First US Bancshares reported quarterly revenue of USD 20.32 million and an EPS of USD 0.31 for the quarter ending September 10, 2026. The company also declared a quarterly dividend of USD 0.07, paid on October 1...

AD HOC NEWS•Oct 4, 2026 1:27 PM ET10/4/26•Bullish

Loan losses (actual) of First US Bancshares, Inc. – FWB:UNE

This article provides financial information regarding the actual loan losses of First US Bancshares, Inc. (FWB:UNE), listed on the Frankfurt Stock Exchange. It indicates that no trades have occurred for this stock...

TradingView•Oct 3, 2026 3:26 AM ET10/3/26•Somewhat-Bearish

FUSB Valuation and Fair Value

P/E: 12.5x
Forward P/E: 8.7x
EV/EBITDA: 10.5x
P/FCF: 10.4x
PEG: 0.0x
P/B: 0.9x

See GNG's fair value

FUSB Profitability: Margins, ROIC and FCF

Operating margin: 22.6%
Net margin: 19.5%
ROIC: 5.5%
ROE: 7.5%
FCF margin: 20.9%
FCF yield: 9.6%

FUSB Competitors

Company	Ticker
CFSB Bancorp Inc	CFSB
SIM Acquisition Corp. I Class A Ordinary Shares	SIMA
First Northwest Bancorp	FNWB
Fifth District Bancorp, Inc. Common Stock	FDSB
Auburn National Bancorporation Inc	AUBN
IF Bancorp Inc	IROQ
Tavia Acquisition Corp. Ordinary Shares	TAVI
Marygold Companies Inc	MGLD

Sector: Financial Services

FUSB Bull Case vs Bear Case

Bull case

FUSB converts 20.9% of revenue into free cash flow.
FUSB grew quarterly revenue 29.9% year over year.

FUSB Earnings: Beat Rate and Next Report

Beat rate: 4 of 8 quarters (50.0%)
Average surprise: -101.9%

FUSB Dividend

Forward yield: 1.7%
Payout ratio: 19.9%
3Y DPS growth: 26.0%
5Y DPS growth: 18.5%
Pay months: Jan, Apr, Jul, Oct

FUSB dividend history

Frequently Asked Questions About FUSB

What is FUSB's current dividend yield?

First US Bancshares Inc (FUSB) has a forward dividend yield of 1.70%.

Does FUSB pay dividends?

Yes, First US Bancshares Inc pays dividends with a forward dividend yield of 1.70%.

What is FUSB's P/E ratio?

First US Bancshares Inc has a price-to-earnings (P/E) ratio of 12.48.

What is FUSB's market cap?

First US Bancshares Inc (FUSB) has a market capitalization of $90.88M with a current stock price of $16.49.

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