Skip to main content
    F

    First Financial Bancorp (FFBC)

    Official site

    FINANCIAL SERVICES • BANKS - REGIONAL • NASDAQ

    $31.41
    +0.62 (+2.01%)

    Market Cap: $3.24B

    Last updated: Oct 16, 2026 at 1:55 PM ET

    Earnings

    Performance (10Y)

    Beat Rate
    87%(34/39)
    Avg Surprise
    +5.99%

    Upcoming Estimates

    Period ending Sep 30, 2026
    EPS Consensus$0.83
    Range$0.82 - $0.84
    7 analysts
    EPS Revisions
    2
    0
    7d
    2
    0
    30d
    EPS Estimate DriftChange to current
    90d ago$0.85-2.7%
    60d ago$0.830.0%
    30d ago$0.830.0%
    7d ago$0.83-0.5%
    Current$0.83
    Revenue Consensus
    $271M
    Range$270M - $272M
    5 analysts
    Period ending Dec 31, 2026
    EPS Consensus$0.90
    Range$0.77 - $0.99
    7 analysts
    Revenue Consensus
    $281M
    Range$273M - $292M
    5 analysts
    PeriodReportedEst.SurpriseB/MYoY
    Dec 26EST
    		-$0.90---
    Sep 26EST
    		-$0.83---
    Jun 26
    Reported Jul 21
    		$0.80$0.81-1.23%Miss+8.1%
    Mar 26
    Reported Apr 23
    		$0.71$0.61+16.39%Beat+12.7%
    Dec 25
    Reported Jan 28
    		$0.80$0.79+1.27%Beat+12.7%
    Sep 25
    Reported Oct 23
    		$0.76$0.75+1.33%Beat+38.2%
    Jun 25
    Reported Jul 24
    		$0.74$0.68+8.82%Beat+13.8%
    Mar 25
    Reported Apr 24
    		$0.63$0.63+0.00%Beat+6.8%
    Dec 24
    Reported Jan 23
    		$0.71$0.65+9.23%Beat+14.5%
    Sep 24
    Reported Oct 24
    		$0.55$0.66-16.67%Miss-17.9%
    Jun 24
    Reported Jul 25
    		$0.65$0.59+10.17%Beat-9.7%
    Mar 24
    Reported Apr 25
    		$0.59$0.59+0.00%Beat-22.4%
    Dec 23
    Reported Jan 25
    		$0.62$0.61+1.64%Beat-15.1%
    Sep 23
    Reported Oct 24
    		$0.67$0.67+0.00%Beat+9.8%
    Jun 23
    Reported Jul 20
    		$0.72$0.70+2.86%Beat+28.6%
    Mar 23
    Reported Apr 20
    		$0.76$0.71+7.04%Beat+65.2%
    Dec 22
    Reported Jan 26
    		$0.73$0.69+5.80%Beat+14.1%
    Sep 22
    Reported Oct 20
    		$0.61$0.60+1.67%Beat-3.2%
    Jun 22
    Reported Jul 21
    		$0.56$0.51+9.80%Beat-3.4%
    Mar 22
    Reported Apr 21
    		$0.46$0.45+2.22%Beat-8.0%
    Dec 21
    Reported Jan 27
    		$0.64$0.56+14.29%Beat+25.5%
    Sep 21
    Reported Oct 21
    		$0.63$0.52+21.15%Beat+43.2%
    Jun 21
    Reported Jul 22
    		$0.58$0.52+11.54%Beat+45.0%
    Mar 21
    Reported Apr 22
    		$0.50$0.46+8.70%Beat+61.3%
    Dec 20
    Reported Jan 28
    		$0.51$0.46+10.87%Beat-1.9%
    Sep 20
    Reported Oct 22
    		$0.44$0.38+15.79%Beat-21.4%
    Jun 20
    Reported Jul 23
    		$0.40$0.25+60.00%Beat-31.0%
    Mar 20
    Reported Apr 20
    		$0.31$0.41-24.39%Miss-35.4%
    Dec 19
    Reported Jan 23
    		$0.52$0.53-1.89%Miss-14.8%
    Sep 19
    Reported Oct 17
    		$0.56$0.55+1.82%Beat-3.4%
    Jun 19
    Reported Jul 18
    		$0.58$0.57+1.75%Beat+1.8%
    Mar 19
    Reported Apr 25
    		$0.48$0.48+0.00%Beat-7.7%
    Dec 18
    Reported Jan 23
    		$0.61$0.58+5.17%Beat+35.6%
    Sep 18
    Reported Oct 18
    		$0.58$0.57+1.75%Beat+48.7%
    Jun 18
    Reported Jul 19
    		$0.57$0.52+9.62%Beat+54.1%
    Mar 18
    Reported Apr 19
    		$0.52$0.47+10.64%Beat+33.3%
    Dec 17
    Reported Jan 18
    		$0.45$0.40+12.50%Beat+18.4%
    Sep 17
    Reported Oct 19
    		$0.39$0.38+2.63%Beat-
    Jun 17
    Reported Jul 25
    		$0.37$0.38-2.63%Miss-
    Mar 17
    Reported Apr 20
    		$0.39$0.35+11.43%Beat-
    Dec 16
    Reported Jan 19
    		$0.38$0.37+2.70%Beat-

    Dividends

    Dividend Metrics

    Forward Yield3.31%
    Forward Annual Dividend$1.04
    Payout Ratio36.81%
    FrequencyQuarterly
    Pay MonthsMar, Jun, Sep, Dec

    Growth

    3Y CAGR+2.13%
    5Y CAGR+1.27%
    FFBC dividend history and ex-dividend datesRun FFBC in the free DRIP calculator

    Key Metrics

    Valuation
    P/E Ratio10.23EV/EBITDA9.98x
    Price/FCF4.32xFCF Yield23.17%
    Profitability
    Profit Margin29.90%Operating Margin39.80%
    ROE10.30%ROIC7.17%
    Financial Health
    Debt/Equity0.33xInterest Coverage0.98x
    Current RatioN/AQuick RatioN/A
    Trading Statistics
    Beta0.95Avg Volume976.02K
    52-Week High$35.9652-Week Low$22.26

    Technical Indicators Dashboard

    Moving Averages

    SMA 10$31.20
    SMA 20$31.43
    SMA 50$32.30
    SMA 200$30.32
    EMA 10$31.21
    EMA 20$31.47
    EMA 50$32.00
    EMA 200$30.40

    MACD

    Line: -0.36Signal: -0.38Hist: 0.01

    ADX

    ADX: 28.8+DI: 19.3-DI: 30.4

    Aroon & PSAR

    Aroon Up12.0
    Aroon Down96.0
    PSAR$31.93

    Bollinger Bands

    Upper Band$32.27
    Lower Band$30.58
    %B Position537%(Upper)
    Band Width0.49

    RSI (14-Day)

    Neutral
    47.1

    Momentum Oscillators

    Stoch %K28.1
    Stoch %D21.9
    Williams %R-49.8
    ROC (10d)-0.3%
    Momentum-0.10
    CCI (20d)-42.9
    MFI (14d)28.7

    Volatility Measures

    ATR (14d)$0.60(1.9%)
    StdDev (20d)0.42
    Hist Vol19.4%(Low)

    Volume Flow

    VWAP$31.22
    OBV805.7K
    AD Line-293.1M
    CMF (20d)-0.046

    Volume Metrics

    Avg Vol (20d)979.6K
    Vol Ratio1.1x
    VWMA (20d)$31.53

    Pivot Points

    R3$31.73
    R2$31.38
    R1$31.09
    Pivot Point$30.74
    S1$30.45
    S2$30.10
    S3$29.81

    Advanced Oscillators

    TSI-17.68
    Ultimate Osc51.9
    KST-37.18

    Financial Data

    QuarterJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023
    Total Revenue$264.17M$271.52M$238.76M$234.01M$226.33M$200.38M$224.25M$201.26M$214.81M$195.25M$200.76M$212.08M
    Cost of RevenueN/A$101.35M$101.44M$98.83M$97.43M$99.82M$106.60M$112.18M$115.85M$103.11M$94.90M$88.31M
    Gross ProfitN/A$262.98M$228.66M$224.95M$216.53M$191.68M$214.82M$190.64M$198.37M$184.09M$190.53M$200.41M
    Operating Expenses$161.54M$169.41M$149.53M$134.27M$128.67M$128.08M$147.91M$125.76M$123.57M$122.36M$119.14M$122.04M
    R&D$0$0$0$0$0$0$0$0$0$0$0$0
    SG&A$0$0$0$0$0$0$0$0$0$0$0$0
    Operating IncomeN/A$93.57M$79.13M$90.68M$87.86M$63.60M$66.91M$64.88M$74.80M$61.74M$71.39M$78.37M
    Interest Income$280.92M$282.42M$265.33M$250.25M$245.90M$240.42M$251.57M$257.12M$252.72M$240.69M$238.44M$232.09M
    Interest Expense$90.54M$92.81M$91.34M$89.77M$87.63M$91.12M$97.17M$101.56M$99.41M$91.95M$84.67M$76.64M
    Income Before Tax$94.44M$93.57M$79.13M$90.68M$87.86M$63.60M$66.91M$64.88M$74.80M$61.74M$71.39M$78.37M
    Income Tax Expense$17.98M$19.12M$16.74M$18.75M$17.86M$12.31M$2.03M$12.43M$13.99M$11.05M$14.66M$15.30M
    Net Income$76.46M$74.44M$62.39M$71.92M$70.00M$51.29M$64.89M$52.45M$60.80M$50.69M$56.73M$63.06M
    EBITDA$108.80M$108.30M$89.52M$99.14M$96.54M$72.63M$76.38M$75.27M$85.68M$72.47M$82.41M$89.73M
    EBIT$94.44M$93.57M$79.13M$90.68M$87.86M$63.60M$66.91M$64.88M$74.80M$61.74M$71.39M$78.37M
    * Some calculated fields are derived from available data when not provided by source

    Related GNG Research

    No research available

    Be the first to write about FFBC

    News

    First Financial Bancorp. (FFBC) Stock Forecasts

    The article "First Financial Bancorp. (FFBC) Stock Forecasts" was published on Yahoo Finance. However, an error occurred in retrieving the main content of the article. Therefore...

    Yahoo! Finance Canada•10/16/26•Neutral

    RBC keeps USD 36.00 target for First Financial Bancorp stock

    RBC Capital has maintained its Hold rating and a $36.00 price target for First Financial Bancorp (FFBC). The bank, which reported $22.4 billion in assets as of June 30, 2026...

    ad-hoc-news.de•10/15/26•Neutral

    1 Bank Stock on Our Buy List and 2 We Ignore

    This article analyzes the regional banking sector, which has lagged the broader market due to concerns about credit quality and regulation. It recommends Nicolet Bankshares (NIC) as a buy due to strong net interest...

    StockStory•10/15/26•Bearish

    More than 1,100 First Financial Bank employees volunteer across Texas on day of service

    More than 1,100 First Financial Bank employees participated in a day of service across various locations in Texas. This initiative highlights the bank's commitment to community involvement and corporate social...

    KTXS•10/12/26•Bullish

    First Financial Bancorp. (FFBC) Stock Forecasts

    This article provides stock forecasts for First Financial Bancorp (FFBC), identifying it as a mid-sized regional bank holding company. It includes a rating, current price...

    Yahoo! Finance Canada•10/12/26•Neutral

    FFBC Valuation and Fair Value

    P/E
    10.2x
    Forward P/E
    8.9x
    EV/EBITDA
    10.0x
    P/FCF
    4.3x
    PEG
    1.1x
    P/B
    1.1x
    See GNG's fair value

    FFBC Profitability: Margins, ROIC and FCF

    Operating margin
    39.8%
    Net margin
    29.9%
    ROIC
    7.2%
    ROE
    10.3%
    FCF margin
    75.0%
    FCF yield
    23.2%

    FFBC Competitors

    CompanyTicker
    First Interstate BancSystem IncFIBK
    Simmons First National CorporationSFNC
    Inter & Co. Inc. Class A Common SharesINTR
    WisdomTree Inc.WT
    Texas Capital Bancshares, Inc.TCBIO
    Marathon Digital Holdings IncMARA
    Genworth Financial IncGNW
    Towne BankTOWN

    Sector: Financial Services

    FFBC Analyst Ratings

    Consensus
    Buy
    Analysts
    7
    Strong Buy
    1
    Buy
    3
    Hold
    3
    Sell
    0
    Strong Sell
    0

    FFBC Bull Case vs Bear Case

    Bull case

    • FFBC converts 75.0% of revenue into free cash flow.
    • FFBC has a 29.9% net profit margin.
    • FFBC grew quarterly revenue 16.5% year over year.

    FFBC Earnings: Beat Rate and Next Report

    Beat rate
    5 of 8 quarters (62.5%)
    Average surprise
    2.4%
    EPS estimate (fiscal period ending Sep 30, 2026)
    $0.83
    Estimate revisions (30 days, fiscal period ending Sep 30, 2026)
    2 up, 0 down

    FFBC Dividend

    Forward yield
    3.3%
    Payout ratio
    36.8%
    3Y DPS growth
    2.1%
    5Y DPS growth
    1.3%
    Pay months
    Mar, Jun, Sep, Dec
    FFBC dividend history

    Frequently Asked Questions About FFBC

    What is FFBC's current dividend yield?

    First Financial Bancorp (FFBC) has a forward dividend yield of 3.31%.

    Does FFBC pay dividends?

    Yes, First Financial Bancorp pays dividends with a forward dividend yield of 3.31%.

    What is FFBC's P/E ratio?

    First Financial Bancorp has a price-to-earnings (P/E) ratio of 10.23.

    What is FFBC's market cap?

    First Financial Bancorp (FFBC) has a market capitalization of $3.24B with a current stock price of $31.41.

    Related stocks

    Sector: Financial Services

    All stocks starting with F

    Get full access to GNG Research

    Create a free account to access portfolio tracking, advanced tools, and more.

    Create Free AccountLog In